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✓ Source: REIN MLS #10620306 · record updated Apr 1, 2026 · synced every 2 min · your inquiry is never resold
103 Swain AVE, CHESAPEAKE VA 23324 - Main photo
3beds
1baths
1,115sqft
6days on market

103 Swain Ave, Chesapeake, VA 23324

SoldResidential · built 1954 · AVALON PARK

About this home

Step into this charming Chesapeake home, where modern updates and a fantastic location come together. With easy access to Downtown Norfolk, Portsmouth, and Virginia Beach, plus major roadways, your commute and weekend plans are made simple. Recent updates, such as a new water heater (2024), updated windows (installed 2022 with a transferable warranty), and a renovated bathroom (2022) with dual shower heads, enhance comfort. A clever laundry chute adds convenience. Enjoy peace of mind with a newer roof (the back was replaced in 2025) and the added bonus of a spacious 2-car detached garage with built-in shelving for all your storage needs. With nearby waterfront parks, shopping, dining, and essential services, this home offers the perfect mix of practicality and potential. If you're looking for a home to personalize and truly make your own, this is the one. Don't wait, schedule your private showing today and see all the possibilities for yourself! Some photos have been virtually staged.

Listing courtesy of Debbie Reynolds · Keller Williams Richmond West · REIN MLS #10620306

Facts & features

Type

Residential

Year built

1954

Price / sqft

$206

HOA

None

Taxes

$2,268/yr

County

Chesapeake VA

MLS #

10620306

Interior

Bedrooms
3
Full baths
1
Approx. sqft
1,115
Stories
1
Flooring
Laminate/LVP, Wood
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR
Appliances
Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1370
Subdivision
AVALON PARK
Zoning
R8S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$195K – $265K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

11.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood with suburban charm and a settled feel. It sits in a handy spot. It is a good fit for buyers who want a quality suburb that feels long settled.

$260K

Median sale · 12 mo

$199

Sold $/sq ft

10d

Days on market

3

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon →
Map of Avalon with neighborhood boundaryNeighborhood

homes for sale in Chesapeake, VA →

Military Commute

Drive times to nearest bases

NNSY

Navy

11min·4.8mi

USCG Portsmouth

Coast Guard

8min·3.3mi

NMCP

Navy

15min·5.1mi

USCG Finance Ctr

Coast Guard

15min·9.3mi

NS Norfolk

Navy

20min·12.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,450/mo

Principal & interest

$1,193

Property tax

$189

Home insurance

$67

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$185,000 – $335,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4102 First ST · 1 mi · 1,124 sqft$325,000 sold 2026-03
1207 Earle AVE · 1 mi · 1,175 sqft$320,000 sold 2026-04
1800 Portlock RD · 1 mi · 1,179 sqft$185,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$230,000

Price / Sq Ft

$206

Annual Taxes

$2,268

Monthly Tax

$189

HOA

None

Tax Rate (effective)

0.99%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 3, 2026$230,000—
SoldMar 31, 2026$230,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 103 Swain Ave in a good school zone?+
The assigned zones on the listing record are George W. Carver Intermediate (VaHome School Score 2.5/10), Oscar Smith Middle (VaHome School Score 2.4/10), Oscar Smith (VaHome School Score 2.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Swain Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 103 Swain Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 103 Swain Ave built?+
It was built in 1954, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Debbie Reynolds · Keller Williams Richmond West · REIN MLS #10620306

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

103 Swain Ave, Chesapeake — photo

This one's sold — the next one doesn't have to be.

103 Swain Ave, Chesapeake, Virginia 23324 · MLS #10620306 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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