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Chesapeake › ETHERIDGE MANOR › 1028 Ramsgate Ln✓ Source: REIN MLS #10626438 · record updated May 15, 2026 · synced every 2 min · your inquiry is never resold
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Main photo
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 2
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 3
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 4
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 5
$500,000
$227 / sqft · est. $3,127/mo →
4beds
2.1baths
2,200sqft
46days on market

1028 Ramsgate Ln, Chesapeake, VA 23322

Under ContractResidential · built 1985 · ETHERIDGE MANOR

About this home

The listing, in the seller's words

Opportunity awaits! Whether you're an investor, renovator, or buyer looking to build equity, this property offers incredible potential. With the right updates and vision, this home could truly shine again. Great for someone ready to renovate and make it their own or transform it into a great investment property. Bring your ideas and creativity, this is a chance to add value and create something special.

Listing courtesy of Matthew Monaco · BHHS RW Towne Realty · REIN MLS #10626438

VaHome team overview

Our read on this home

At a glance

Meet 1028 Ramsgate LN — a four-bedroom, 2.1-bath home on a generous 0.38-acre lot in Chesapeake's Etheridge Manor. Built in 1985 and offering 2,200 square feet, this single-family property gives you real space, a mature neighborhood, and quick access to everything South Chesapeake has to offer.

Read the full overview ↓

Why this home stands out

What sets 1028 Ramsgate LN apart is the combination of lot size and livable square footage that's genuinely hard to find in this price corridor of South Chesapeake. At 0.38 acres, the yard gives you room to breathe — space for a garden, a playset, or simply a wide buffer from the neighbors. The 1985 build era means solid construction with room to personalize, and four true bedrooms means nobody's doubling up unless they want to.

ETHERIDGE MANOR and the Chesapeake real estate market

Etheridge Manor is one of those established South Chesapeake neighborhoods that earns quiet loyalty from the people who live there. The streets are lined with mature trees, lots run generous, and the general vibe is suburban without feeling sterile. Neighbors tend to stay a while, which gives the community a settled, grounded character you notice pretty quickly. Chesapeake itself is the second-largest city by land area in Virginia, and the Greenbrier-area corridor near Etheridge Manor puts you close to the city's best retail and dining without the congestion of more urban submarkets. If you're exploring chesapeake real estate for the first time, this part of the city often surprises people — it feels more spacious and less hurried than comparable neighborhoods across the water. The Great Dismal Swamp National Wildlife Refuge is a short drive south for hiking and wildlife watching, and the broader Hampton Roads metro is fully accessible via I-64 and the Virginia Beach Expressway.

What's nearby

Daily life is easy from Ramsgate LN. Harris Teeter is less than a mile away for full grocery runs, and a Starbucks Coffee Company sits right alongside it for the morning routine. When you want something quick, China Sun and Los Primos Mexican Grill on Hanbury are both under 0.7 miles — solid weeknight options. For fitness, you've got a real range: Club Pilates, CoreForge Pilates, and The Little Gym of Chesapeake are all within 0.8 miles, making it easy to stay consistent or get the kids active after school.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is about a 10-minute drive from 1028 Ramsgate LN, which makes this address a practical fit for Coast Guard personnel and their families. Norfolk Naval Shipyard is roughly 21 minutes out — workable for most duty schedules. Using a VA loan to purchase here is a common move in this neighborhood, and BAH rates for the Hampton Roads area tend to align well with homes in this size range.

For families upgrading

Four bedrooms and 0.38 acres in an established neighborhood like Etheridge Manor is exactly what growing families are looking for when they're ready to stop compromising. There's room for a home office, a guest room, and still have dedicated kids' spaces. The lot gives outdoor room that townhome and smaller-lot living simply can't replicate — and The Little Gym of Chesapeake is under a mile away when the inside walls start closing in.

More buyer questions

How far is 1028 Ramsgate LN from USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is approximately 10 minutes from 1028 Ramsgate LN under typical traffic conditions. It's one of the closer base commutes available in this part of South Chesapeake.

How far is 1028 Ramsgate LN from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is about 21 minutes from Ramsgate LN, making it a reasonable commute for Shipyard personnel who want more space and a quieter neighborhood setting.

What is the lot size at 1028 Ramsgate LN?

The lot is 0.38 acres — notably larger than many comparable homes in the surrounding area, which gives the property meaningful outdoor space front and back.

Is 1028 Ramsgate LN in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the most accurate and up-to-date designation.

Where is the nearest grocery store to 1028 Ramsgate LN?

Harris Teeter is the closest full-service grocery option, located approximately 0.8 miles from the property — an easy drive or even a short bike ride on a good day.

Tom and Dariya Milan at LPT Realty know Etheridge Manor and the broader Chesapeake market well. Reach out to get a straight answer on this address and what it means for your move.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1985

Price / sqft

$227

HOA

None

Taxes

$4,642/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10626438

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,200
Stories
1
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
In Ground Pool
Fencing
Back Fenced,Full,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3800
Subdivision
ETHERIDGE MANOR
Zoning
R12AS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc, Street
Possession
SETTLE
Disclosures
Disclosure Statement, Short/Comp Sale

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brandermill

Brandermill is a well-established Chesapeake neighborhood known for its quiet streets, mature trees and landscaping, convenient access to shops and dining, and established residential character.

$515K

Median sale · 12 mo

$259

Sold $/sq ft

16d

Days on market

1

For sale now

$144K

HH income

92.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brandermill →
Map of Brandermill with neighborhood boundaryNeighborhood

Chesapeake houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,127/mo

Principal & interest

$2,594

Property tax

$387

Home insurance

$146

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

109% of $459,600

City assessment record · taxes $4,642/yr

Land share of assessed value

40% — $185,000

Improvements $274,600 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$517,990 – $625,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1221 Grenadier DR · 0.9 mi · 2,000 sqft$538,000 sold 2026-03
323 Wisdom PATH · 1.8 mi · 2,520 sqft$625,000 sold 2026-02
2210 Edwin DR · 2.9 mi · 2,213 sqft$569,990 sold 2026-03

Sale & Tax History

List Price

$500,000

Price / Sq Ft

$227

Annual Taxes

$4,642

Monthly Tax

$387

HOA

None

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 3, 2026$500,000—
Currently listed—$500,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

9% above assessment

Total Assessed

$459,600

Land

$185,000

Improvement

$274,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1028 Ramsgate Ln in a good school zone?+
The assigned zones on the listing record are Butts Road Intermediate (GreatSchools 7/10), Hickory Middle (GreatSchools 9/10), Hickory (GreatSchools 9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1028 Ramsgate Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1028 Ramsgate Ln?+
Yes — Club Pilates is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1028 Ramsgate Ln?+
Harris Teeter is about 0.8 miles away. The closest dining on record is 7-Eleven (0.7 mi).
Does 1028 Ramsgate Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1028 Ramsgate Ln built?+
It was built in 1985, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Matthew Monaco · BHHS RW Towne Realty · REIN MLS #10626438

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1028 Ramsgate Ln, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1028 Ramsgate Ln, Chesapeake, Virginia 23322 · MLS #10626438 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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