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Chesapeake › ETHERIDGE MANOR › 1028 Ramsgate Ln✓ Source: REIN MLS #10648216 · record updated Oct 5, 2026 · synced every 2 min · your inquiry is never resold
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Main photo
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 2
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 3
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 4
1028 Ramsgate LN, CHESAPEAKE VA 23322 - Photo 5
4beds
2.1baths
2,200sqft
55days on market

1028 Ramsgate Ln, Chesapeake, VA 23322

Under ContractResidential · built 1985 · ETHERIDGE MANOR

Facts & features

Type

Residential

Year built

1985

Price / sqft

$196

HOA

None

Taxes

$4,642/yr

County

Chesapeake VA

MLS #

10648216

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,200
Stories
1
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Elec Range, Refrigerator, Washer

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
In Ground Pool
Fencing
Back Fenced,Full,Privacy

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Other
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3800
Subdivision
ETHERIDGE MANOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc, Street
Possession
SETTLE
Disclosures
Disclosure Statement, Short/Comp Sale

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Opportunity awaits! Whether you're an investor, renovator, or buyer looking to build equity, this property offers incredible potential. With the right updates and vision, this home could truly shine again. Great for someone ready to renovate and make it their own or transform it into a great investment property. Bring your ideas and creativity, this is a chance to add value and create something special.

Listing courtesy of Matthew Monaco · BHHS RW Towne Realty · REIN MLS #10648216

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four bedrooms, two full baths, and nearly 2,200 square feet in Etheridge Manor. Built in 1985, this home sits on a quiet Chesapeake street about ten minutes from USCG Finance Center. Homes for sale in 23322 offer solid value and steady neighborhood character.

Read the full overview ↓

Why this home stands out

You get four genuine bedrooms and a practical layout that's stood the test of time. The 2.1-bath setup and open living areas make daily flow easy. Etheridge Manor itself is a stable, tree-lined neighborhood where homes hold their ground. If you're comparing Chesapeake homes for sale, this one delivers straightforward appeal without gimmicks—just a solid house on a solid block.

ETHERIDGE MANOR and the Chesapeake real estate market

Etheridge Manor is a residential pocket in central Chesapeake known for tree-lined streets and consistent single-family character. Homes here range from 1970s to 1990s construction, and neighbors tend to stay put. The neighborhood sits in a convenient zone: you're minutes from shopping, dining, and fitness options, yet far enough from major traffic to feel settled. Chesapeake itself is Virginia's largest city by area, blending suburban comfort with easy access to Norfolk and Virginia Beach. Route 17 and Route 168 are your main arteries out; the city's grid makes navigation straightforward. Anyone comparing homes for sale in Chesapeake will notice the city's diversity—waterfront communities, inland neighborhoods, commercial corridors, and quiet residential pockets like this one all coexist.

What's nearby

Harris Teeter sits less than a mile away for groceries. Coffee is a quick stop at either 7-Eleven or Starbucks Coffee Company, both under a mile out. Dining options cluster nearby: China Sun, Los Primos Mexican Grill, and 7-Eleven are all within walking distance or a short drive. CoreForge Pilates, Club Pilates, and The Little Gym of Chesapeake round out fitness choices, each within a mile. The everyday essentials are right here.

For different buyers

Base commute and VA loan notes

About ten minutes to USCG Finance Center Chesapeake, and seventeen minutes to NSA Northwest Annex. VA loan financing is standard in this price range and neighborhood. Four bedrooms and solid square footage mean flexible living arrangements. Move-in condition lets you settle in without delay.

Room to grow

Four bedrooms and 2.1 baths provide room to spread out and adapt your space. A 0.38-acre lot is large enough for privacy and outdoor living, yet manageable for upkeep. The home's straightforward layout flows well for multiple routines happening at once. Homes for sale zoned for Hickory High School and homes for sale zoned for Butts Road Intermediate School in this area offer solid fundamentals.

More buyer questions

How far is 1028 Ramsgate LN from USCG Finance Center Chesapeake?

About ten minutes by car, making this address convenient for anyone with a regular commute to the base.

What's the nearest grocery store?

Harris Teeter is under a mile away, so weekly shopping is a quick trip.

How many bedrooms and bathrooms does this home have?

Four bedrooms and 2.1 baths provide flexibility for a variety of living arrangements.

Is there fitness or gym access nearby?

Three gyms are within a mile: CoreForge Pilates, Club Pilates, and The Little Gym of Chesapeake.

What year was this home built?

Built in 1985, the home has proven durability and sits in a neighborhood of similar-era construction.

Ready to explore this Etheridge Manor home? Reach out to Tom & Dariya Milan at LPT Realty to schedule a showing today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$365K – $500K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brandermill

Brandermill is a long-settled Chesapeake neighborhood. It is known for quiet streets, mature trees, and well-kept yards. Shops and places to eat are close by.

$525K

Median sale · 12 mo

$257

Sold $/sq ft

16d

Days on market

0

For sale now

$144K

HH income

92.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brandermill →
Map of Brandermill with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,749/mo

Principal & interest

$2,236

Property tax

$387

Home insurance

$126

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

94% of $459,600

City assessment record · taxes $4,642/yr

Land share of assessed value

40% — $185,000

Improvements $274,600 · assessor record ✓

Price context — similar nearby homes

$508,000 – $571,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2210 Edwin DR · 2.9 mi · 2,213 sqft$569,990 sold 2026-03
2217 Edwin DR · 2.8 mi · 2,314 sqft$571,990 sold 2026-07
2215 Edwin DR · 2.9 mi · 2,314 sqft$569,990 sold 2026-08

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$431,000

Price / Sq Ft

$196

Annual Taxes

$4,642

Monthly Tax

$387

HOA

None

Tax Rate (effective)

1.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 11, 2026$431,000—
Price reducedSep 2, 2026$431,000−$29,000
Currently listed—$431,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

6% below assessment

Total Assessed

$459,600

Land

$185,000

Improvement

$274,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1028 Ramsgate Ln in a good school zone?+
The assigned zones on the listing record are Butts Road Intermediate (VaHome School Score 8.8/10), Hickory Middle (VaHome School Score 9.2/10), Hickory (VaHome School Score 8.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1028 Ramsgate Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1028 Ramsgate Ln?+
Yes — Club Pilates is about 0.7 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 1028 Ramsgate Ln?+
Harris Teeter is about 0.8 miles away. The closest dining on record is 7-Eleven (0.7 mi).
Does 1028 Ramsgate Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1028 Ramsgate Ln built?+
It was built in 1985, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Matthew Monaco · BHHS RW Towne Realty · REIN MLS #10648216

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1028 Ramsgate Ln, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1028 Ramsgate Ln, Chesapeake, Virginia 23322 · MLS #10648216 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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