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ChesapeakePORTLOCK TERRACE1005 Elco St✓ Source: REIN MLS #10648150 · record updated Aug 24, 2026 · synced every 2 min · your inquiry is never resold
1005 Elco ST, CHESAPEAKE VA 23324 - Main photo
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 2
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 3
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 4
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 5
$309,000
$230 / sqft · est. $1,914/mo →
3beds
2baths
1,344sqft
3days on market

1005 Elco St, Chesapeake, VA 23324

Under ContractResidential · built 1988 · PORTLOCK TERRACE

Facts & features

Type

Residential

Year built

1988

Price / sqft

$230

HOA

None

Taxes

$2,649/yr

County

Chesapeake VA

MLS #

10648150

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,344
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
Attic, Foyer, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The living is easy in this adorable 3-bedroom 2-bath ranch in popular Portlock Terrace! Situated on a quiet little street, on a lovely lot, with a detached 2 Car Garage PLUS 2 driveways. Easy flow floor plan includes a spacious light-filled living room, generous dining area and a cook's kitchen that offers plenty of counter & cabinet space. Retreat to the primary bedroom with en suite bath, walk-in closet AND a bonus closet. Soak up the outdoors in your big beautiful fenced backyard with two tiered decking...perfect for entertaining. New carpet and fresh paint. Ideal location convenient to the interstate. Don't miss!

Listing courtesy of Nick Calvert · Atkinson Realty · REIN MLS #10648150

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1005 Elco Street is a three-bedroom, two-bath home in Chesapeake, Virginia, built in 1988 and offering 1,344 square feet just minutes from Norfolk Naval Shipyard. For buyers exploring homes for sale in Chesapeake, this address puts daily conveniences and two major bases within easy reach.

Read the full overview ↓

Why this home stands out

What sets 1005 Elco Street apart is raw practicality paired with genuine location value. Norfolk Naval Shipyard is roughly five minutes away, and USCG Base Portsmouth is only a minute further — a combination that's hard to beat for dual-military households or anyone whose schedule depends on a short commute. Add walkable grocery and dining options right outside the door, and daily life here requires very little car time.

PORTLOCK TERRACE and the Chesapeake real estate market

Elco Street sits in the South Norfolk corridor of Chesapeake — a working-class, no-frills section of the city with deep roots and a tight-knit feel. Chesapeake itself is one of the largest cities by land area in Virginia, stretching from the Elizabeth River waterfront all the way south toward the North Carolina border. That scale means the city offers a wide range of neighborhoods, parks, and services, while South Norfolk keeps things grounded and accessible. The streets here are quiet and residential, with a mix of modest single-family homes that have housed generations of military and civilian families alike. It's the kind of area where neighbors know each other and the pace is unhurried — without sacrificing proximity to major employment centers across the river in Portsmouth and Norfolk.

What's nearby

Grab groceries at Mi Favorita Tienda Latina just 0.1 miles away, or swing by Food Lion at 0.7 or 1.0 miles for a fuller shop. Taco Fiesta is right around the corner at 0.1 miles, Poppy's Top Dog and Hardee's are both within 0.3 miles for quick meals, and a 7-Eleven is 0.4 miles out when you need a coffee run. Fitness options are plentiful — The Fox's Den Kung Fu (0.5 mi), South Norfolk Martial Arts (0.8 mi), and USA Boxing (1.0 mi) are all close by. The Portlock Activity Center is just 0.2 miles away, and J. G. Parks & Son is 0.6 miles for outdoor time.

For different buyers

For military families relocating

With Norfolk Naval Shipyard five minutes away and USCG Base Portsmouth six minutes out, 1005 Elco Street is purpose-built for military life. A VA loan can make this three-bedroom home even more accessible, and the short gate-to-door commute means more time at home and less time in traffic — a real quality-of-life win for active-duty households.

For first-time buyers

Three bedrooms, two baths, and 1,344 square feet give first-time buyers real, livable space without overextending. Grocery stores, restaurants, a community activity center, and fitness studios are all within a mile, so you're stepping into a neighborhood where daily errands are already sorted. It's a solid, practical starting point in Chesapeake.

More buyer questions

How far is 1005 Elco Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately five minutes from 1005 Elco Street, making it one of the shortest base commutes available in the Chesapeake area. That proximity is a significant draw for active-duty personnel and civilian employees alike.

How far is 1005 Elco Street from USCG Base Portsmouth?

USCG Base Portsmouth is about six minutes from the address — just one minute further than Norfolk Naval Shipyard. Dual-military households assigned to different installations will find both within easy reach.

What is the flood zone status for 1005 Elco Street?

Flood zone designation for this address is displayed in the FloodRisk tile on this page. Reviewing that information — along with flood insurance requirements — is an important step before purchasing in any Hampton Roads community.

Is there an HOA at 1005 Elco Street?

Based on available property data, this home does not appear to be part of a mandatory homeowners association. Confirm current HOA status with your agent or through the title search process.

What grocery stores are near 1005 Elco Street?

Mi Favorita Tienda Latina is just 0.1 miles away, offering Latin grocery staples within walking distance. Two Food Lion locations are also nearby at 0.7 and 1.0 miles, covering a full range of everyday grocery needs.

Tom and Dariya Milan at LPT Realty know Chesapeake inside and out. Reach out to get your questions answered and take a closer look at 1005 Elco Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$260K – $360K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood known for its suburban charm, established residential character, and convenient location. It's ideal for buyers seeking a quality suburban community with the feel of a well-established neighborhood.

$385K

Median sale · 12 mo

$219

Sold $/sq ft

8d

Days on market

4

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon
Map of Avalon with neighborhood boundaryNeighborhood

homes for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,914/mo

Principal & interest

$1,603

Property tax

$221

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$210,000$320,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1326 Damyien Arch · 2.6 mi · 1,364 sqft$281,000 sold 2026-05
1224 Damyien ARCH · 2.7 mi · 1,340 sqft$320,000 sold 2026-03
1204 Corkwood CIR · 2.7 mi · 1,380 sqft$282,000 sold 2026-05

Sale & Tax History

List Price

$309,000

Price / Sq Ft

$230

Annual Taxes

$2,649

Monthly Tax

$221

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 21, 2026$309,000
Currently listed$309,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1005 Elco St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 3.7/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1005 Elco St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1005 Elco St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1005 Elco St built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Nick Calvert · Atkinson Realty · REIN MLS #10648150

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1005 Elco St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1005 Elco St, Chesapeake, Virginia 23324 · MLS #10648150 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.