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Chesapeake › PORTLOCK TERRACE › 1005 Elco St✓ Source: REIN MLS #10648150 · record updated Aug 24, 2026 · synced every 2 min · your inquiry is never resold
1005 Elco ST, CHESAPEAKE VA 23324 - Main photo
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 2
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 3
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 4
1005 Elco ST, CHESAPEAKE VA 23324 - Photo 5
3beds
2baths
1,344sqft
3days on market

1005 Elco St, Chesapeake, VA 23324

Under ContractResidential · built 1988 · PORTLOCK TERRACE

Facts & features

Type

Residential

Year built

1988

Price / sqft

$230

HOA

None

Taxes

$2,649/yr

County

Chesapeake VA

MLS #

10648150

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,344
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
Attic, Foyer, PBR with Bath, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The living is easy in this adorable 3-bedroom 2-bath ranch in popular Portlock Terrace! Situated on a quiet little street, on a lovely lot, with a detached 2 Car Garage PLUS 2 driveways. Easy flow floor plan includes a spacious light-filled living room, generous dining area and a cook's kitchen that offers plenty of counter & cabinet space. Retreat to the primary bedroom with en suite bath, walk-in closet AND a bonus closet. Soak up the outdoors in your big beautiful fenced backyard with two tiered decking...perfect for entertaining. New carpet and fresh paint. Ideal location convenient to the interstate. Don't miss!

Listing courtesy of Nick Calvert · Atkinson Realty · REIN MLS #10648150

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1005 Elco Street is a three-bedroom, two-bath home in Chesapeake, Virginia, built in 1988 with 1,344 square feet. It sits minutes from Norfolk Naval Shipyard and USCG Base Portsmouth, with everyday essentials practically at the corner.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23324, homes for sale zoned for Oscar Smith High School, and homes for sale zoned for Portlock Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Avalon homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

What sets Elco Street apart is raw convenience without the commute tax. Norfolk Naval Shipyard is a five-minute drive, USCG Base Portsmouth is six, and a Latin grocery store and a taco spot are literally a tenth of a mile away. For a 1,344-square-foot home in Chesapeake, that combination of base proximity and walkable daily errands is genuinely hard to replicate at this zip code.

PORTLOCK TERRACE and the Chesapeake real estate market

Elco Street sits in the South Norfolk corridor of Chesapeake — a working-class, tight-knit pocket of the city that has quietly held its character for decades. Streets here are lined with modest single-family homes on manageable lots, and neighbors tend to know each other. The Portlock Activity Center, run by Chesapeake Parks and Recreation, is just two-tenths of a mile away, giving the block a community anchor that newer subdivisions rarely have. Chesapeake as a whole is one of the largest cities by land area in the country, yet this corner of it feels genuinely local — not sprawling. You're inside city limits with city services, but the pace is unhurried. Families comparing homes for sale in Chesapeake often discover that the South Norfolk area delivers the shortest commute windows to the region's two largest waterfront installations, which is a real quality-of-life advantage when you're factoring in daily drive time across the Elizabeth River.

What's nearby

Groceries are covered from two directions: Mi Favorita Tienda Latina is 0.1 miles away for Latin staples, and a Food Lion is 0.7 miles out for a full weekly shop. Taco Fiesta and Poppy's Top Dog are both within a third of a mile for quick meals, and Hardee's fills the fast-food gap at 0.3 miles. A 7-Eleven at 0.4 miles handles the coffee-and-errand runs. If staying active matters to you, the neighborhood punches above its weight: The Fox's Den Kung Fu, South Norfolk Martial Arts, and USA Boxing are all within a mile. J. G. Parks & Son adds another green-space option at 0.6 miles.

For different buyers

For military families relocating

Norfolk Naval Shipyard and USCG Base Portsmouth are five and six minutes away, respectively — that's a commute most service members in Hampton Roads would trade for in a heartbeat. A VA loan can make 1005 Elco Street accessible with little to no down payment, and the location means more time at home and less time in traffic on the Elizabeth River bridges.

For first-time buyers

At 1,344 square feet with three bedrooms and two baths, 1005 Elco Street is a practical first home — not too much to maintain, not too little to grow into. The South Norfolk location keeps you close to major employers and everyday conveniences, and buyers exploring homes for sale in 23324 will find this block offers a lot of daily-life ease for a manageable footprint.

More buyer questions

How far is 1005 Elco Street from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately five minutes from 1005 Elco Street by car, making it one of the closest residential options to the shipyard in the region. The short commute is a consistent draw for active-duty personnel and civilian employees alike.

How far is 1005 Elco Street from USCG Base Portsmouth?

USCG Base Portsmouth is about six minutes away, putting 1005 Elco Street within easy reach of both major installations on the western branch of the Elizabeth River.

What school zone does 1005 Elco Street fall in?

Buyers comparing homes for sale zoned for Oscar Smith High School and homes for sale zoned for Portlock Primary School will want to confirm current zoning directly with Chesapeake Public Schools, as attendance boundaries can change — but this address has historically fallen within the Portlock and Oscar Smith service areas.

Is 1005 Elco Street in a flood zone?

Flood zone designation for this address is covered in the FloodRisk tile on this page. We recommend reviewing that section and consulting FEMA's flood map service for the most current determination.

Are there parks or recreation options near 1005 Elco Street?

Yes — the Portlock Activity Center operated by Chesapeake Parks and Recreation is just 0.2 miles away, and J. G. Parks & Son adds another option at 0.6 miles. The neighborhood also has three martial-arts and boxing gyms within a mile for structured fitness.

Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well. Reach out to get your questions answered and schedule a walkthrough of 1005 Elco Street.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$260K – $360K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Avalon

Avalon is a Chesapeake neighborhood known for its suburban charm, established residential character, and convenient location. It's ideal for buyers seeking a quality suburban community with the feel of a well-established neighborhood.

$375K

Median sale · 12 mo

$220

Sold $/sq ft

10d

Days on market

6

For sale now

$78K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Avalon →
Map of Avalon with neighborhood boundaryNeighborhood

homes for sale in Chesapeake →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,914/mo

Principal & interest

$1,603

Property tax

$221

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$210,000 – $320,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1326 Damyien Arch · 2.6 mi · 1,364 sqft$281,000 sold 2026-05
1224 Damyien ARCH · 2.7 mi · 1,340 sqft$320,000 sold 2026-03
1204 Corkwood CIR · 2.7 mi · 1,380 sqft$282,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$309,000

Price / Sq Ft

$230

Annual Taxes

$2,649

Monthly Tax

$221

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 21, 2026$309,000—
Currently listed—$309,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1005 Elco St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (VaHome School Score 3.7/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1005 Elco St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1005 Elco St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1005 Elco St built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Nick Calvert · Atkinson Realty · REIN MLS #10648150

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1005 Elco St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1005 Elco St, Chesapeake, Virginia 23324 · MLS #10648150 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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