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Norfolk › WILLOUGHBY BEACH › 822 W Ocean View Ave✓ Source: REIN MLS #10623762 · record updated Jun 8, 2026 · synced every 2 min · your inquiry is never resold
822 W Ocean View AVE, NORFOLK VA 23503 - Main photo
$1,250,000
$423 / sqft · est. $7,807/mo →
2,953sqft
94days on market

822 W Ocean View Ave, Norfolk, VA 23503

Off MarketMulti Family Residential · built 1907 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Navigable.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Stunning Direct Bayfront Over/Under Duplex! This beachfront property offers 2,953 total sq ft and an exceptional opportunity to enjoy the sought-after Willoughby/Ocean View coastal lifestyle. Originally built in 1907 as a charming beach cottage and fully remodeled inside and out in 2005, the home blends classic character with modern updates. Both units feature open floor plans designed to maximize natural light and bay views. Unit 1 offers 2 bedrooms, 2.5 baths, a spacious great room, dining area, and a detached garage tucked beside the Bay Oaks. Both units include NEW A/C systems and washer and dryer sets, and both are currently rented. The home is elevated on reinforced concrete block with flood vents, helping maintain more affordable flood insurance.

Listing courtesy of Heather Howard · Howard Hanna Real Estate Svcs. · REIN MLS #10623762

VaHome team overview

Our read on this home

At a glance

Meet 822 W Ocean View Ave — a 1907-built multi-family property in Willoughby Beach, Norfolk, sitting just minutes from Naval Station Norfolk and a short walk from multiple beach access points along the Chesapeake Bay.

Read the full overview ↓

Why this home stands out

Built in 1907, this 2,953-square-foot multi-family residence carries more than a century of coastal character in one of Norfolk's most waterfront-adjacent neighborhoods. Willoughby Beach sits on a narrow peninsula where the Chesapeake Bay and Lafayette River converge, meaning you get genuine water-community atmosphere — breezes, boat culture, and beach access — without being far from the city's major employment corridors.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach is one of Norfolk's most distinctive peninsula communities, tucked between the Chesapeake Bay to the north and the Lafayette River to the south. The neighborhood has a genuine seaside village feel — low-slung streets, older homes with real architectural history, and neighbors who tend to know each other by name. Ocean View Avenue runs right through the heart of it, connecting you to the broader Ocean View corridor and everything it offers. For anyone exploring homes for sale in norfolk va, Willoughby Beach stands out because it delivers waterfront lifestyle at a fraction of the density you'd find in more built-up coastal markets. Norfolk as a city brings the full package: a working waterfront, a growing downtown, strong arts and dining scenes, and one of the densest concentrations of military infrastructure on the East Coast. Willoughby Beach sits in the city's northern tip, which means easy access to both the bay and the base, with the rest of Norfolk's amenities just a short drive south.

What's nearby

Daily life is easy here. Swell Charcoal Grill and Raw Bar is just 0.6 miles away when you want a proper sit-down meal, and the Ocean View Fishing Pier Restaurant is under a mile out for waterfront dining with a view. There's a 7-Eleven within 0.6 miles for quick morning coffee or a late-night run. Beach access is practically around the corner — 12th View Beach Access is 0.7 miles away, 13th View Street Beach Access is 0.9 miles, and Local Beach rounds out your options at the same distance. You're genuinely close to the water in every direction.

For different buyers

For military families relocating

Naval Station Norfolk is a four-minute drive from 822 W Ocean View Ave, and MARFORCOM Norfolk is five minutes out — about as close as you can get without living on base. For service members using a VA loan or calculating BAH, this location is hard to beat. A multi-family structure also opens options for extended family or co-purchasing arrangements that make the numbers work.

For buyers drawn to character

A 1907 multi-family in a Chesapeake Bay peninsula neighborhood is not something you stumble across every day. This property carries genuine architectural age and the kind of coastal-community context that newer construction simply can't replicate. If you're drawn to homes with history, a real sense of place, and water nearby, 822 W Ocean View Ave is worth a serious look.

More buyer questions

How far is 822 W Ocean View Ave from Naval Station Norfolk?

Naval Station Norfolk is approximately a 4-minute drive from this address, making it one of the closest off-base locations available in the Norfolk market. MARFORCOM Norfolk is similarly close at about 5 minutes.

What is the property type at 822 W Ocean View Ave?

822 W Ocean View Ave is classified as a multi-family residential property, built in 1907, with a total of 2,953 square feet across the structure.

Where are the nearest beach access points to 822 W Ocean View Ave?

12th View Beach Access is about 0.7 miles away, 13th View Street Beach Access is 0.9 miles, and Local Beach is also within 0.9 miles — all offering direct access to the Chesapeake Bay shoreline.

Is 822 W Ocean View Ave in a flood zone?

Willoughby Beach is a coastal peninsula community in Norfolk, so flood zone status is an important consideration for this address. Check the FloodRisk tile on this page for the current FEMA designation specific to this property.

Does the Willoughby Beach neighborhood have an HOA?

Willoughby Beach is a traditional Norfolk neighborhood rather than a planned subdivision, so there is generally no mandatory HOA governing the area — though it's always worth confirming for any specific property during due diligence.

Ready to learn more about 822 W Ocean View Ave or explore other properties in Willoughby Beach and Norfolk? Tom and Dariya Milan at LPT Realty are here to help you take the next step.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Multi Family Residential

Year built

1907

Price / sqft

$423

HOA

None

Taxes

$11,479/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10623762

Interior

Approx. sqft
2,953
Accessibility
Level Flooring

Construction & exterior

Style
Over/Under
Subtype
Duplex
Foundation
Crawl
Roof
Composite
Exterior
Vinyl,Wood
Fencing
Partial,Privacy
Waterfront
Bay,Deep Water,Navigable
Deep-water access
Yes

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
54X150
Lot features
Corner, Deck, Flag Lot
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
359
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. houses for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,807/mo

Principal & interest

$6,486

Property tax

$957

Home insurance

$365

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

134% of $932,900

City assessment record · taxes $11,479/yr

Land share of assessed value

35% — $329,000

Improvements $603,900 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$150,000 – $765,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

569 W Ocean View AVE · 0.5 mi · 2,419 sqft$351,000 sold 2026-04
9626 12th View ST · 0.6 mi · 2,436 sqft$579,000 sold 2026-07
9233 Atwood AVE · 1.1 mi · 2,541 sqft$405,000 sold 2026-04

Sale & Tax History

List Price

$1,250,000

Price / Sq Ft

$423

Annual Taxes

$11,479

Monthly Tax

$957

HOA

None

Tax Rate (effective)

0.92%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 6, 2026$1,250,000—
Currently listed—$1,250,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

34% above assessment

Total Assessed

$932,900

Land

$329,000

Improvement

$603,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 822 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 822 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 822 W Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Navigable.
Does 822 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 822 W Ocean View Ave built?+
It was built in 1907, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Howard · Howard Hanna Real Estate Svcs. · REIN MLS #10623762

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

822 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10623762 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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