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Norfolk › WILLOUGHBY BEACH › 1129 Little Bay Ave✓ Source: REIN MLS #10657282 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
1129 Little Bay AVE, NORFOLK VA 23503 - Main photo
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 5
5beds
3.1baths
2,800sqft
0days on market

1129 Little Bay Ave, Norfolk, VA 23503

New ListingResidential · built 1946 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1946

Price / sqft

$200

HOA

None

Taxes

$7,192/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10657282

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
2,800
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, In-Law Suite, PBR with Bath, Porch, Spare Room, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Accessibility
Main Floor Laundry

Construction & exterior

Style
Cottage, Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Partial,Wall
Waterfront
Bay,Deep Water,Deep Water Access
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2100
Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, Driveway Spc
Possession
CLOSING
Miscellaneous
Rehabilitated
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Enjoy beautiful waterfront living on Willoughby Bay! This spacious home features two primary suites, including a first-floor suite with an enormous custom walk-in closet and private full bathroom, plus a second primary suite upstairs. The interior has been freshly painted throughout and features beautiful tiled Showers, new carpet on the stairs, and updated light fixtures. Additional improvements include a brand-new 30 yr arch. roof and newer hot water heater (2025). Open floor plan with large Great room with woodburning fireplace, eat-in kitchen with granite countertops and spacious dining area. All 5 bedrooms are spacious. Relax on the inviting covered porch overlooking the bay and take in the stunning waterfront views. Enjoy your day on your own private sandy beach. Tons of parking to accommodate 8 + vehicles + attached garage. A wonderful opportunity to enjoy coastal living with the comfort and convenience of two primary suites!

Listing courtesy of Robin Dibuono · Howard Hanna Real Estate Svcs. · REIN MLS #10657282

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1129 Little Bay Avenue sits in Norfolk's Willoughby neighborhood, three minutes from Naval Station Norfolk and steps from two public beach-access points. The 1946-built home spans 2,800 square feet with five bedrooms and three and a half baths. Few addresses in 23503 put the water this close.

Read the full overview ↓

Why this home stands out

The numbers here are hard to argue with. Five bedrooms and 3.1 baths across 2,800 square feet give you real breathing room. The 1946 construction means solid bones and a floor plan that feels lived-in rather than cookie-cutter. Add a three-minute drive to Naval Station Norfolk, beach access at the end of the block, and a raw-bar restaurant within a quarter mile, and you have a combination that rarely lines up in one address.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby is one of Norfolk's most distinctive pockets. It sits on a narrow peninsula where the Chesapeake Bay meets the Lafayette River, so water is never far from view. The streets here are quiet and low-traffic. Housing stock ranges from mid-century cottages to larger updated homes, and the block feel is genuinely neighborhood-y. Little Bay Avenue runs right along that bay-side edge, which means the setting is hard to replicate elsewhere in the city. Norfolk itself is a working waterfront city with serious character. The downtown arts district, the Naro Cinema, and the Nauticus maritime museum are all within a reasonable drive. Getting around is straightforward — Interstate 64 is accessible nearby, and the Hampton Roads Bridge-Tunnel connects to the Peninsula. Anyone comparing homes for sale in Norfolk will notice that Willoughby offers a pace and a setting that most city neighborhoods simply cannot match.

What's nearby

Swell Charcoal Grill and Raw Bar is 0.3 miles away — a genuine neighborhood spot for oysters and grilled fish on a weeknight. The 7-Eleven at the same distance covers quick coffee and convenience runs. Willoughby By The Bay is under a mile for a more relaxed waterfront meal. Two public beach-access points are within half a mile: 12th View Beach Access at 0.3 miles and 13th View Street Beach Access at 0.5 miles. Both connect directly to the bay. Daily errands and dining options along Ocean View Avenue are just a short drive south.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is about three minutes by car — one of the shortest base commutes you will find among Norfolk homes for sale. MARFORCOM Norfolk is four minutes in the other direction. VA loan financing is widely used in this zip code, and the home's five bedrooms mean you are not immediately outgrowing the space after one PCS cycle.

For buyers drawn to character

Homes built in 1946 carry details that newer construction rarely replicates — proportioned rooms, solid framing, and a layout that has a clear logic to it. This one sits on a peninsula neighborhood that has kept its identity for decades. If you are drawn to homes for sale in 23503 because you want a place with actual history and a water-adjacent setting, Little Bay Avenue is worth a close look.

More buyer questions

How far is 1129 Little Bay Avenue from Naval Station Norfolk?

The drive is about three minutes, making it one of the closest residential streets to the main gate. MARFORCOM Norfolk is roughly four minutes in the same direction.

Is 1129 Little Bay Avenue in a flood zone?

Willoughby's peninsula location means flood zone status is an important question for this address. Your agent can pull the current FEMA flood map designation and discuss flood insurance options before you make an offer.

What schools serve 1129 Little Bay Avenue?

Anyone comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will find this address falls within those attendance zones — confirm current boundaries with Norfolk Public Schools directly.

How close is the beach to 1129 Little Bay Avenue?

12th View Beach Access is 0.3 miles away, and 13th View Street Beach Access is 0.5 miles. Both are public access points to the Chesapeake Bay.

Does 1129 Little Bay Avenue have an HOA?

Willoughby is a traditional neighborhood without a mandatory HOA structure. Confirm any deed restrictions or community covenants with your agent during due diligence.

Tom and Dariya Milan know this neighborhood well. Reach out to schedule a walkthrough of 1129 Little Bay Avenue and get your questions answered in person.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$475K – $645K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

3.9 ft above sea level

4.1 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Explore this neighborhood

Wards Corner

Wards Corner is a neighborhood of homes in Norfolk, Virginia. Tree-lined streets hold a mix of single-family houses and small multi-unit buildings.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,663/mo

Principal & interest

$2,901

Property tax

$599

Home insurance

$163

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$351,000 – $775,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1155 Little Bay AVE · 0.1 mi · 2,448 sqft$625,000 sold 2026-08
9626 12th View ST · 0.1 mi · 2,436 sqft$579,000 sold 2026-07
861 Little Bay AVE · 0.4 mi · 3,060 sqft$775,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$559,000

Price / Sq Ft

$200

Annual Taxes

$7,192

Monthly Tax

$599

HOA

None

Tax Rate (effective)

1.29%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 9, 2026$559,000—
Currently listed—$559,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1129 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1129 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1129 Little Bay Ave?+
12th View- Beach Access is about 0.2 miles away.
Is 1129 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access.
Does 1129 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1129 Little Bay Ave built?+
It was built in 1946, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Robin Dibuono · Howard Hanna Real Estate Svcs. · REIN MLS #10657282

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1129 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1129 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10657282 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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