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Norfolk › WILLOUGHBY BEACH › 1129 Little Bay Ave✓ Source: REIN MLS #10632061 · record updated Aug 3, 2026 · synced every 2 min · your inquiry is never resold
1129 Little Bay AVE, NORFOLK VA 23503 - Main photo
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 2
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 3
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 4
1129 Little Bay AVE, NORFOLK VA 23503 - Photo 5
5beds
3.1baths
2,800sqft
80days on market

1129 Little Bay Ave, Norfolk, VA 23503

Under ContractResidential · built 1946 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Deep Water Access.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1946

Price / sqft

$205

HOA

None

Taxes

$7,191/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10632061

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
2,800
Stories
2
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, In-Law Suite, PBR with Bath
Interior features
Fireplace Wood
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup

Construction & exterior

Style
Cottage
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Fencing
Partial
Waterfront
Bay,Deep Water,Deep Water Access
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
Yes
Parking
Oversized Gar, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Experience the ultimate coastal lifestyle in this breathtaking Willoughby stunner. If you are searching for a meticulously updated waterfront home where the bay serves as your daily backdrop, this is it. Enjoy dual Primary suites with one on the first floor with a private entrance. Every inch of this residence has been refreshed, featuring expansive new flooring and fresh, neutral paint throughout. The heart of the home is a chef-inspired kitchen boasting crisp white cabinetry and elegant stone countertops. Relaxation extends to the beautifully updated bathrooms showcasing sophisticated tile work. Beyond the aesthetic beauty, this home provides peace of mind with a brand-new roof and a newer water heater. Outside enjoy gentle sea breezes, panoramic water views, and peaceful evenings spent directly on the sand. This rare gem perfectly combines the tranquility of a beach retreat with the high-end comforts of a modern renovation.

Listing courtesy of Jamey Fereday · World Class Realty · REIN MLS #10632061

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A five-bedroom, 3.1-bath home on Little Bay Avenue in Willoughby Beach — three minutes from Naval Station Norfolk, steps from two beach access points, and big enough for the whole crew at 2,800 square feet on a lot that puts Chesapeake Bay sunsets within easy reach.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Willoughby Beach is one of the few Norfolk neighborhoods where a 1946-built home with genuine square footage sits within a short walk of actual sand and a three-minute drive to one of the country's largest naval installations. Five bedrooms gives you room to grow, host, or carve out a dedicated home office — and the waterfront character of this block is something newer subdivisions simply can't replicate.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach occupies the northern tip of Norfolk, where the city meets the Chesapeake Bay. The vibe here is relaxed and distinctly coastal — think fishing rods in garages, kayaks in driveways, and neighbors who wave from their porches. Little Bay Avenue runs through the heart of it, and the community feels more like a small beach town than a dense urban neighborhood. Norfolk as a whole is a city of real variety: historic districts, a growing downtown arts scene, and a waterfront that shapes daily life in ways you notice quickly. Willoughby Beach sits apart from the busier corridors, yet it's genuinely close to everything — the interstate, the naval base, and the broader Hampton Roads metro. Families comparing homes for sale in Norfolk often land here once they realize how rare it is to have this much space, this close to the water, this close to base. The 23503 zip code carries a loyal following for good reason.

What's nearby

Daily life at 1129 Little Bay Ave is easy. Swell Charcoal Grill and Raw Bar is just 0.3 miles away — a solid spot for oysters and a cold drink after a long week. The 7-Eleven at the same distance handles quick coffee runs and last-minute grocery grabs without getting in the car for long. Willoughby By The Bay, less than a mile out, adds another waterfront dining option to the rotation. For the outdoors, 12th View Beach Access is 0.3 miles away and 13th View Street Beach Access is just 0.5 miles — two easy walk-to-the-water options that make weekend mornings genuinely worth waking up for.

For different buyers

For military families relocating

Three minutes to Naval Station Norfolk and four minutes to MARFORCOM Norfolk makes 1129 Little Bay Ave one of the most commute-efficient addresses in the 23503 zip code. A VA loan is a natural fit here, and five bedrooms means deployments, homecomings, and everything in between happen in a home with room to breathe. Families comparing homes for sale in 23503 rarely find this combination of size, location, and beach access in one address.

For families upgrading

Five bedrooms and 3.1 baths at 2,800 square feet gives a growing family genuine room — separate spaces for kids, guests, and the adults who need a quiet corner. Add two beach access points within half a mile and a neighborhood where kids can actually play outside, and you have the kind of upgrade that changes how a family spends its weekends. Families researching homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will want to put this block on the list.

More buyer questions

How far is 1129 Little Bay Ave from Naval Station Norfolk?

The drive is roughly three minutes — about 1.2 miles via Hampton Boulevard. It's one of the shortest base commutes you'll find among Norfolk homes for sale in this size range.

Is 1129 Little Bay Ave in a flood zone?

Willoughby Beach sits along the Chesapeake Bay shoreline, so flood zone status is an important consideration for this address. Check the FloodRisk tile on this page for the current FEMA designation and flood insurance guidance.

What beach access is closest to 1129 Little Bay Ave?

12th View Beach Access is 0.3 miles away, and 13th View Street Beach Access is 0.5 miles — both are walkable from the front door and offer direct Chesapeake Bay access.

Does the Willoughby Beach neighborhood have an HOA?

Willoughby Beach is a traditional neighborhood without a mandatory HOA governing most single-family homes on Little Bay Avenue — always confirm the specific parcel's status during due diligence.

What year was 1129 Little Bay Ave built and how large is it?

The home was built in 1946 and offers 2,800 square feet of living space across five bedrooms and 3.1 baths — a footprint that's notably generous for the Willoughby Beach area.

Ready to walk Little Bay Avenue in person? Tom and Dariya Milan at LPT Realty know Willoughby Beach well — reach out and let's set up a time that works for you.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$485K – $665K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a residential neighborhood in Norfolk, Virginia, characterized by tree-lined streets and a mix of single-family homes and modest multi-unit properties.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

see more Norfolk homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,751/mo

Principal & interest

$2,984

Property tax

$599

Home insurance

$168

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

98% of $584,700

City assessment record · taxes $7,191/yr

Land share of assessed value

23% — $134,800

Improvements $449,900 · assessor record ✓

Price context — similar nearby homes

$351,000 – $875,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1155 Little Bay AVE · 0.1 mi · 2,448 sqft$625,000 sold 2026-08
9626 12th View ST · 0.1 mi · 2,436 sqft$579,000 sold 2026-07
984 W Ocean View AVE · 0.3 mi · 2,285 sqft$439,900 sold 2026-08

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$575,000

Price / Sq Ft

$205

Annual Taxes

$7,191

Monthly Tax

$599

HOA

None

Tax Rate (effective)

1.25%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 16, 2026$575,000—
Price reducedJul 11, 2026$575,000−$12,500
Currently listed—$575,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$584,700

Land

$134,800

Improvement

$449,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1129 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1129 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 1129 Little Bay Ave?+
12th View- Beach Access is about 0.2 miles away.
Is 1129 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Deep Water Access.
Does 1129 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 1129 Little Bay Ave built?+
It was built in 1946, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jamey Fereday · World Class Realty · REIN MLS #10632061

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1129 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1129 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10632061 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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