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Norfolk › WILLOUGHBY BEACH › 861 Little Bay Ave✓ Source: REIN MLS #10633017 · record updated Jul 20, 2026 · synced every 2 min · your inquiry is never resold
861 Little Bay AVE, NORFOLK VA 23503 - Main photo
861 Little Bay AVE, NORFOLK VA 23503 - Photo 2
861 Little Bay AVE, NORFOLK VA 23503 - Photo 3
861 Little Bay AVE, NORFOLK VA 23503 - Photo 4
861 Little Bay AVE, NORFOLK VA 23503 - Photo 5
6beds
3.1baths
3,060sqft
76days on market

861 Little Bay Ave, Norfolk, VA 23503

Under ContractResidential · built 2026 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2026

Price / sqft

$261

HOA

None

Taxes

$6,141/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10633017

Interior

Bedrooms
6
Full baths
3
Half baths
1
Approx. sqft
3,060
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
14
Interior features
Fireplace Electric, Pull Down Attic Stairs, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Exterior features
Deck, Wooded
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence
Waterfront
Bay

Utilities & systems

Heating
Electric
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Carport, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement, Owner Agent

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Offering 1% in closing cost assistance if using builder's preferred lender. New single family beach front home located in Willoughby Oceanview. This is your chance to live on a large, private beach with beautiful old-growth live oak trees in your backyard. 6 bedrooms, 3.5 bathrooms. This open floor plan home offers many customizable rooms that are able to be used in whatever way suits you. 1st floor primary bedroom as well as a second story primary bed & bath. Large and spacious kitchen with beautiful stainless steel Cafe brand appliances. Appliance package includes a gas double oven with convection range, dual dishwasher, dual zoned wine cooler, air fryer, and a Keurig coffee machine within the refrigerator. Perfect home for entertaining. With purchase, you will own 37.5 feet of beautiful, private beach. Carport to fit 4 cars, huge 2-car garage with an extra room for a workshop or storage. Additional storage space located in the attic. Virtual tour attached to listing!

Listing courtesy of Jessica Watson · 1st Option Realty Inc · REIN MLS #10633017

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

861 Little Bay Avenue is a brand-new 2026-built, six-bedroom, 3.1-bath home in Norfolk's Willoughby Beach neighborhood — just four minutes from Naval Station Norfolk. With 3,060 square feet of fresh construction, it's one of the larger homes you'll find among Norfolk homes for sale near the waterfront.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Wards Corner homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

New construction in Willoughby Beach is rare, and a six-bedroom floor plan this close to the bay is rarer still. Built in 2026, 861 Little Bay Avenue skips the renovation guesswork entirely — everything from the systems to the finishes is current. The half-bath adds everyday practicality, and the bedroom count gives you genuine flexibility: home office, guest suite, gym, or all three. This is the kind of scale that's genuinely hard to find among homes for sale in Norfolk at this proximity to the water.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits at the northern tip of Norfolk where the Chesapeake Bay meets the Lafayette River estuary — a peninsula neighborhood with a distinct, unhurried character that feels worlds away from the city's busier corridors. Streets here are quiet and residential, lined with a mix of established cottages and newer builds, and the bay is never far from view or reach. Families comparing homes for sale in 23503 often land here specifically because the neighborhood punches above its zip code in lifestyle: beach access points, a genuine sense of community, and a location that keeps both downtown Norfolk and the interstate within reasonable reach. Norfolk itself is a city of real substance — a working waterfront, a growing arts district, craft breweries, and one of the most historically layered urban cores in the mid-Atlantic. Willoughby Beach gives you all of that while letting you decompress the moment you cross back into the neighborhood.

What's nearby

Day-to-day life at 861 Little Bay Avenue is genuinely easy. Swell Charcoal Grill and Raw Bar is half a mile away for a casual dinner with serious seafood, and Willoughby Fish House at 0.9 miles is a neighborhood staple worth knowing. A 7-Eleven sits just 0.5 miles out when you need a quick coffee or a last-minute errand covered. For outdoor time, 12th View Beach Access is 0.6 miles away and 13th View Street Beach Access is only 0.1 miles further — both putting you directly on the Chesapeake Bay shoreline within a short walk or bike ride.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and five minutes to MARFORCOM Norfolk — the commute math here is hard to argue with. A VA loan can make a six-bedroom, new-construction home like this one surprisingly attainable, and the bedroom count means you have room for the whole family, a dedicated workspace, and visiting relatives all at once. Willoughby Beach is a neighborhood where military families tend to put down roots rather than just pass through.

For families upgrading

If your current home has run out of room, 861 Little Bay Avenue answers that directly. Six bedrooms and 3,060 square feet of brand-new construction means you're not inheriting someone else's layout choices — you're starting fresh with space to actually grow into. Families comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will find that Willoughby Beach puts you squarely in that attendance zone while adding beach access and a tight-knit neighborhood feel to the package.

More buyer questions

How far is 861 Little Bay Avenue from Naval Station Norfolk?

The drive is approximately four minutes, making this one of the closest residential neighborhoods to the base's main gate. MARFORCOM Norfolk is roughly five minutes away by car as well.

What year was 861 Little Bay Avenue built?

The home was built in 2026, making it brand-new construction with current systems, materials, and finishes throughout all 3,060 square feet.

Is 861 Little Bay Avenue in a flood zone?

Willoughby Beach is a waterfront peninsula, so flood zone status is an important consideration for this address — check the FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

How close is beach access to 861 Little Bay Avenue?

Two public Chesapeake Bay beach access points are within 0.7 miles: 12th View Beach Access at 0.6 miles and 13th View Street Beach Access at 0.7 miles — both reachable on foot or by bike.

Does the Willoughby Beach neighborhood have an HOA?

This property does not carry an HOA, giving you ownership without mandatory association fees or architectural review requirements.

Ready to walk through 861 Little Bay Avenue? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and let's set up a visit on your schedule.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$675K – $920K6+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Wards Corner

Wards Corner is a residential neighborhood in Norfolk, Virginia, characterized by tree-lined streets and a mix of single-family homes and modest multi-unit properties.

1

For sale now

$74K

HH income

49%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Wards Corner →
Map of Wards Corner with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,896/mo

Principal & interest

$4,151

Property tax

$512

Home insurance

$233

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$150,000 – $875,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1155 Little Bay AVE · 0.5 mi · 2,448 sqft$625,000 sold 2026-08
9233 Atwood AVE · 1 mi · 2,541 sqft$405,000 sold 2026-04
135 W Balview AVE · 1.4 mi · 3,320 sqft$150,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$799,900

Price / Sq Ft

$261

Annual Taxes

$6,141

Monthly Tax

$512

HOA

None

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 20, 2026$799,900—
Price reducedJun 1, 2026$799,900−$50,000
Currently listed—$799,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 861 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 861 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 861 Little Bay Ave?+
12th View- Beach Access is about 0.6 miles away.
Is 861 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Bay.
Does 861 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 861 Little Bay Ave built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jessica Watson · 1st Option Realty Inc · REIN MLS #10633017

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

861 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

861 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10633017 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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