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Norfolk › WILLOUGHBY BEACH › 861 Little Bay Ave✓ Source: REIN MLS #10633017 · record updated Jun 1, 2026 · synced every 2 min · your inquiry is never resold
861 Little Bay AVE, NORFOLK VA 23503 - Main photo
861 Little Bay AVE, NORFOLK VA 23503 - Photo 2
861 Little Bay AVE, NORFOLK VA 23503 - Photo 3
861 Little Bay AVE, NORFOLK VA 23503 - Photo 4
861 Little Bay AVE, NORFOLK VA 23503 - Photo 5
$799,900
$261 / sqft · est. $4,896/mo →
6beds
3.1baths
3,060sqft
28days on market

861 Little Bay Ave, Norfolk, VA 23503

ActiveResidential · built 2026 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Offering 1% in closing cost assistance if using builder's preferred lender. New single family beach front home located in Willoughby Oceanview. This is your chance to live on a large, private beach with beautiful old-growth live oak trees in your backyard. 6 bedrooms, 3.5 bathrooms. This open floor plan home offers many customizable rooms that are able to be used in whatever way suits you. 1st floor primary bedroom as well as a second story primary bed & bath. Large and spacious kitchen with beautiful stainless steel Cafe brand appliances. Appliance package includes a gas double oven with convection range, dual dishwasher, dual zoned wine cooler, air fryer, and a Keurig coffee machine within the refrigerator. Perfect home for entertaining. With purchase, you will own 37.5 feet of beautiful, private beach. Carport to fit 4 cars, huge 2-car garage with an extra room for a workshop or storage. Additional storage space located in the attic. Virtual tour attached to listing!

Listing courtesy of Jessica Watson · 1st Option Realty Inc · REIN MLS #10633017

VaHome team overview

Our read on this home

At a glance

861 Little Bay Ave is a brand-new 2026-built home in Willoughby Beach, Norfolk, offering six bedrooms, three and a half baths, and 3,060 square feet — all four minutes from Naval Station Norfolk and steps from Chesapeake Bay beach access.

Read the full overview ↓

Why this home stands out

New construction in an established waterfront neighborhood is rare, and 861 Little Bay Ave delivers exactly that. With six bedrooms spread across 3,060 square feet, there's genuine room for a large household, a dedicated home office, or a guest suite — without the compromises that come with older stock. You get modern systems, modern finishes, and a location that took decades to earn.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits on a narrow peninsula in Norfolk where the Chesapeake Bay meets the Lafayette River, and it has a personality all its own. Streets are quiet and residential, neighbors tend to know each other, and the water is never far from view. This is one of the few corners of Norfolk where you can walk to a fishing pier, catch a sunset over the Bay, and still be back on base in under five minutes. If you've been browsing homes for sale in norfolk va and wondering where waterfront character meets genuine everyday convenience, Willoughby Beach keeps coming up for good reason. Norfolk itself is a city with deep roots — home to the world's largest naval station, a thriving arts district, and a food scene that punches well above its size. The Willoughby Beach neighborhood sits in the northeastern tip of the city, insulated from heavy traffic but connected to everything that makes Norfolk worth staying in.

What's nearby

Daily life is easy here. Swell Charcoal Grill and Raw Bar is half a mile away when you want a proper sit-down meal with waterfront energy. The Ocean View Fishing Pier Restaurant is under a mile out and worth the short drive for the views alone. Beach access is genuinely walkable — 12th View Beach Access is 0.6 miles away and 13th View Street Beach Access is just a block further. Local Beach rounds out your options at one mile. A 7-Eleven is right at the half-mile mark for quick morning coffee or a last-minute errand, with a second location at 0.9 miles.

For different buyers

For military families relocating

Four minutes to Naval Station Norfolk and five minutes to MARFORCOM Norfolk — 861 Little Bay Ave is about as well-positioned as it gets for a dual-military household or anyone watching their commute closely. Six bedrooms means deployments and homecomings both have space. VA loan eligibility makes a brand-new build at this location genuinely attainable, and BAH rates in this zip code are strong.

For families upgrading

Six bedrooms and 3,060 square feet of new construction give a growing family real room to breathe — separate spaces for kids, guests, work-from-home setups, and still a living area that doesn't feel carved up. Add walkable beach access and a tight-knit neighborhood feel, and Willoughby Beach starts to look less like a compromise and more like the upgrade you've been planning.

More buyer questions

How far is 861 Little Bay Ave from Naval Station Norfolk?

Naval Station Norfolk is approximately four minutes by car from 861 Little Bay Ave, making this one of the closest residential streets to the base's main gate. The short commute is a consistent draw for active-duty households assigned to the installation.

How far is 861 Little Bay Ave from MARFORCOM Norfolk?

MARFORCOM Norfolk is about five minutes away, putting 861 Little Bay Ave within easy reach for Marines and civilian staff assigned there. The proximity to two major installations from a single address is a genuine advantage for military families.

What year was 861 Little Bay Ave built?

The home was built in 2026, making it brand-new construction. Buyers get the benefit of modern building codes, new mechanical systems, and contemporary finishes in an established neighborhood setting.

Is 861 Little Bay Ave in a flood zone?

Willoughby Beach is a peninsula community adjacent to the Chesapeake Bay, so flood zone status is an important consideration for this address. Check the FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

Where is the nearest beach access to 861 Little Bay Ave?

12th View Beach Access is 0.6 miles away and 13th View Street Beach Access is 0.7 miles, both offering direct Chesapeake Bay access. Local Beach is one mile out and provides another option for swimming, fishing, or just watching the water.

Ready to see 861 Little Bay Ave in person? Tom and Dariya Milan know Willoughby Beach well — reach out and let's set up a walkthrough at a time that works for you.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$261

HOA

None

Taxes

$6,141/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10633017

Interior

Bedrooms
6
Full baths
3
Half baths
1
Approx. sqft
3,060
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
14
Interior features
Fireplace Electric, Pull Down Attic Stairs, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Range, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Exterior features
Deck, Wooded
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence
Waterfront
Bay

Utilities & systems

Heating
Electric
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Carport, Driveway Spc
Possession
AT CLOSING
Disclosures
Disclosure Statement, Owner Agent

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,896/mo

Principal & interest

$4,151

Property tax

$512

Home insurance

$233

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$150,000 – $765,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9233 Atwood AVE · 1 mi · 2,541 sqft$405,000 sold 2026-04
135 W Balview AVE · 1.4 mi · 3,320 sqft$150,000 sold 2026-05
323 Bay Dunes DR · 1.8 mi · 2,700 sqft$765,000 sold 2026-04

Sale & Tax History

List Price

$799,900

Price / Sq Ft

$261

Annual Taxes

$6,141

Monthly Tax

$512

HOA

None

Tax Rate (effective)

0.77%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 4, 2026$799,900—
Price reducedJun 1, 2026$799,900−$50,000
Currently listed—$799,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

28 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 861 Little Bay Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 861 Little Bay Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 861 Little Bay Ave?+
12th View- Beach Access is about 0.6 miles away.
Is 861 Little Bay Ave a waterfront property?+
Yes. The listing record shows: Bay.
Does 861 Little Bay Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 861 Little Bay Ave built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jessica Watson · 1st Option Realty Inc · REIN MLS #10633017

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

861 Little Bay Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

861 Little Bay Ave, Norfolk, Virginia 23503 · MLS #10633017 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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