ChesapeakeRIVERWALK813 Loch Island Dr✓ Source: REIN MLS #10639539 · record updated Jun 29, 2026 · synced every 5 min · your inquiry is never resold
813 Loch Island DR, CHESAPEAKE VA 23320 - Main photo
813 Loch Island DR, CHESAPEAKE VA 23320 - Photo 2
813 Loch Island DR, CHESAPEAKE VA 23320 - Photo 3
813 Loch Island DR, CHESAPEAKE VA 23320 - Photo 4
813 Loch Island DR, CHESAPEAKE VA 23320 - Photo 5
$685,000
$208 / sqft · est. $4,307/mo →
5beds
3baths
3,297sqft
16days on market

813 Loch Island Dr, Chesapeake, VA 23320

ActiveResidential · built 1992 · RIVERWALK

About this home

The listing, in the seller's words

Pride of ownership shines throughout this beautifully maintained home located in the sought-after Riverwalk community in Chesapeake. The stunning remodeled kitchen features granite countertops, stainless steel appliances, a large center island, heated tile floors, and custom cabinetry designed to showcase every thoughtful detail. The spacious eat-in kitchen and bar-top seating area open seamlessly to the inviting family room with a cozy fireplace, creating the perfect space for entertaining and everyday living. The first floor offers a full bedroom and an updated full bathroom, ideal for guests or multi-generational living. Upstairs, you'll find a spacious primary suite complete with a beautifully renovated spa-like bathroom and a custom walk-in closet. Three additional bedrooms are located on the second level, including a versatile FROG that can serve as a fifth bedroom, home office, or recreation room. The hall bathroom was recently updated as well and features double vanities. Step outside to enjoy the large backyard, complete with a storage shed, patio with space for a fire pit, deck, and a wonderful screened-in detached gazebo for year-round outdoor enjoyment. Residents of Riverwalk enjoy exceptional neighborhood amenities, including walking trails, a community pool, dock, playground, and a popular summer swim team. This is a wonderful opportunity to own a meticulously cared-for home in one of Great Bridge area's most desirable communities.

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10639539

VaHome team overview

Our read on this home

At a glance

813 Loch Island Drive is a five-bedroom, three-bath home in Chesapeake, Virginia 23320, offering 3,297 square feet of living space built in 1992. It sits minutes from the USCG Finance Center and gives larger households serious room to spread out.

Read the full overview ↓

Why this home stands out

Five bedrooms across 3,297 square feet is a combination that's genuinely hard to find in this zip code. Built in 1992, the home has the bones of a well-established property — solid construction, mature lot, and a floor plan that actually accommodates a big household without everyone tripping over each other. Three full baths means morning routines don't become a negotiation.

RIVERWALK and the Chesapeake real estate market

Chesapeake is one of the largest cities by land area on the entire East Coast, and the 23320 zip code sits right in the heart of it — close to major corridors, retail, and employment without the density of a downtown grid. If you've been searching through homes for sale chesapeake va 23320, you already know this part of the city draws buyers who want space, established neighborhoods, and practical access to everything Hampton Roads has to offer. Loch Island Drive has a quiet, residential feel — the kind of street where neighbors know each other and the pace slows down the moment you turn off the main road. Chesapeake's city government consistently invests in parks, road infrastructure, and public services, which shows in how well this corridor has held its character over the decades. You're in Virginia Beach's shadow in terms of name recognition, but Chesapeake residents tend to think that's a feature, not a bug.

What's nearby

Daily life is genuinely easy from 813 Loch Island Drive. Greenbrier Mall is a short drive away and anchors a retail corridor that includes grocery stores, pharmacies, restaurants, and big-box options — most errands take under ten minutes. For coffee, local cafés and national chains alike are scattered along Greenbrier Parkway. Battlefield Golf Club is close by for weekends on the course, and the Great Dismal Swamp National Wildlife Refuge offers hiking and paddling for anyone who wants to trade pavement for trails. Interstate 64 access is convenient, which keeps Norfolk, Virginia Beach, and the broader Hampton Roads metro well within reach.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is roughly six minutes away — about as close as you can get without living on base. Norfolk Naval Shipyard is a manageable thirteen-minute commute. Five bedrooms means there's room for a home office, a dedicated guest room for visiting family, or a flex space that adapts as deployments and duty stations change. A VA loan can make a home this size more accessible than many buyers expect.

For families upgrading

If your current home has everyone sharing space and counting bathrooms, 813 Loch Island Drive is the answer. Five bedrooms give each family member their own territory, and three full baths eliminate the morning bottleneck entirely. At 3,297 square feet, there's room for a dedicated playroom, a proper home office, and a guest suite — all without sacrificing a comfortable common area where everyone actually wants to gather.

More buyer questions

How far is 813 Loch Island Drive from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 13 minutes from 813 Loch Island Drive under normal traffic conditions. The route via Interstate 64 and the Midtown Tunnel is straightforward for daily commuters.

How far is 813 Loch Island Drive from the USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about 6 minutes away, making this one of the closest residential streets to that installation in the 23320 zip code.

What is the square footage and layout of 813 Loch Island Drive?

The home offers 3,297 square feet of living space across five bedrooms and three full bathrooms, built in 1992 on a residential lot in Chesapeake, Virginia.

Is 813 Loch Island Drive in a flood zone?

Flood zone information for this property is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the specific parcel.

Can a VA loan be used to purchase 813 Loch Island Drive?

Yes — as a single-family residential property, 813 Loch Island Drive is generally eligible for VA loan financing, which can offer significant advantages for qualifying military buyers and veterans.

Ready to walk through 813 Loch Island Drive? Reach out to Tom and Dariya Milan at LPT Realty — they know this part of Chesapeake well and can get you in the door.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1992

Price / sqft

$208

HOA fee

$47/mo

Taxes

$6,075/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10639539

HOA association includes

ClubhouseDockGround MaintPlaygroundsPoolSecurityTennis Cts

$47/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane evacuation zone: Zone A · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,307/mo

Principal & interest

$3,554

Property tax

$506

Home insurance

$200

PMI

None

HOA

$47

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

114% of $601,500

City assessment record · taxes $6,075/yr

Land share of assessed value

27% — $165,000

Improvements $436,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$585,000$665,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

908 Bells Creek CT · 1.9 mi · 3,413 sqft$655,000 sold 2026-04
528 Belem DR · 2.3 mi · 3,183 sqft$665,000 sold 2026-06
344 Barcelona DR · 1.8 mi · 2,800 sqft$595,000 sold 2026-03

Sale & Tax History

List Price

$685,000

Price / Sq Ft

$208

Annual Taxes

$6,075

Monthly Tax

$506

HOA fee

$47 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 13, 2026$685,000
Currently listed$685,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

14% above assessment

Total Assessed

$601,500

Land

$165,000

Improvement

$436,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 813 Loch Island Dr in a good school zone?+
The assigned zones on the listing record are B.M. Williams Primary, Crestwood Middle (GreatSchools 5/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 813 Loch Island Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 813 Loch Island Dr?+
Newton Neck Park is about 0.9 miles away.
Does 813 Loch Island Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Ground Maint, Playgrounds, Pool, Security, Tennis Cts.
When was 813 Loch Island Dr built?+
It was built in 1992, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10639539

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

813 Loch Island Dr, Chesapeake, Virginia 23320 · MLS #10639539 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.