Skip to main content
ChesapeakeRIVERWALK813 Loch Island Dr✓ Source: REIN MLS #10639539 · record updated Sep 3, 2026 · synced every 2 min · your inquiry is never resold
813 Loch Island DR, CHESAPEAKE VA 23320 - Main photo
5beds
3baths
3,297sqft
59days on market

813 Loch Island Dr, Chesapeake, VA 23320

SoldResidential · built 1992 · RIVERWALK

Facts & features

Type

Residential

Year built

1992

Price / sqft

$208

HOA fee

$47/mo

Taxes

$6,075/yr

County

Chesapeake VA

MLS #

10639539

HOA association includes

ClubhouseDockGround MaintPlaygroundsPoolSecurityTennis Cts

$47/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,297
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, Attic, Fin. Rm Over Gar, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Partial

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3720
Subdivision
RIVERWALK
Zoning
PUD
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Pride of ownership shines throughout this beautifully maintained home located in the sought-after Riverwalk community in Chesapeake. The stunning remodeled kitchen features granite countertops, stainless steel appliances, a large center island, heated tile floors, and custom cabinetry designed to showcase every thoughtful detail. The spacious eat-in kitchen and bar-top seating area open seamlessly to the inviting family room with a cozy fireplace, creating the perfect space for entertaining and everyday living. The first floor offers a full bedroom and an updated full bathroom, ideal for guests or multi-generational living. Upstairs, you'll find a spacious primary suite complete with a beautifully renovated spa-like bathroom and a custom walk-in closet. Three additional bedrooms are located on the second level, including a versatile FROG that can serve as a fifth bedroom, home office, or recreation room. The hall bathroom was recently updated as well and features double vanities. Step outside to enjoy the large backyard, complete with a storage shed, patio with space for a fire pit, deck, and a wonderful screened-in detached gazebo for year-round outdoor enjoyment. Residents of Riverwalk enjoy exceptional neighborhood amenities, including walking trails, a community pool, dock, playground, and a popular summer swim team. This is a wonderful opportunity to own a meticulously cared-for home in one of Great Bridge area's most desirable communities.

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10639539

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

813 Loch Island Drive is a five-bedroom, three-bath home in Chesapeake, Virginia, offering 3,297 square feet of living space built in 1992. With two military installations within 15 minutes and everyday conveniences less than a mile away, this address checks a lot of boxes for a wide range of buyers.

Read the full overview ↓

Why this home stands out

Five bedrooms and three full baths across 3,297 square feet gives you the kind of breathing room that's genuinely hard to find in this price band of Chesapeake homes for sale. The 1992 build means solid construction with enough age to have character but enough modernity to avoid the major mechanical overhauls that come with older homes. Add a location that puts two military installations within easy reach, and this address stands apart.

RIVERWALK and the Chesapeake real estate market

Loch Island Drive sits in a quiet residential pocket of Chesapeake — a city that consistently ranks among the safest and most livable in Virginia. Chesapeake is the second-largest city by land area in the state, which means you get a suburban feel with genuine open space, but you're never far from the infrastructure of a major metro. The street itself has the character of an established neighborhood: mature trees, single-family homes with real yards, and the kind of neighbors who've been there long enough to wave hello. The 23320 zip code covers a broad swath of central Chesapeake, and homes for sale in 23320 tend to attract buyers who want space without sacrificing commute convenience. City amenities — from the Chesapeake public library system to the city's extensive parks network — are all within a reasonable drive, and Interstate 64 and the Chesapeake Expressway keep the broader Hampton Roads region well within reach.

What's nearby

Day-to-day errands are genuinely easy from this address. Grocery Outlet is 0.8 miles away for budget-friendly staples, and ALDI is just 0.9 miles out when you want to stock up efficiently. Quick bites are equally close — McDonald's and Hardee's are both under a mile, and a 7-Eleven covers coffee and convenience runs at 0.8 miles. When you want to get outside, Newton Neck Park and Kevin Houston Park at Cedarwood are both 0.9 miles away, giving you green space for morning walks, weekend picnics, or letting kids burn off energy without loading everyone into the car.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is six minutes away, and Norfolk Naval Shipyard is a 13-minute drive — making 813 Loch Island Drive one of the more strategically located addresses for active-duty households in this part of Hampton Roads. Five bedrooms handle PCS moves with room for a home office or flex space, and VA loan eligibility can make a home of this size more accessible than you might expect.

For families upgrading

If your current home has outgrown your family, 3,297 square feet across five bedrooms and three baths gives everyone room to spread out. Families comparing homes for sale zoned for Oscar Smith High School will find this address worth a serious look — the lot, the square footage, and the established neighborhood all point toward a long-term home rather than a stepping stone.

More buyer questions

How far is 813 Loch Island Drive from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is approximately 13 minutes from this address under typical traffic conditions, making it a manageable daily commute for shipyard personnel stationed there.

How far is 813 Loch Island Drive from USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about six minutes away, putting it among the closest residential options to that installation in the area.

What is the square footage and layout of 813 Loch Island Drive?

The home offers 3,297 square feet of living space with five bedrooms and three full bathrooms, built in 1992 as a single-family residential property.

Is 813 Loch Island Drive in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the 23320 area.

Are there parks near 813 Loch Island Drive?

Yes — Newton Neck Park and Kevin Houston Park at Cedarwood are both within 0.9 miles, offering accessible green space for outdoor activities close to home.

Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well. Reach out to get a straight-talk walkthrough of what 813 Loch Island Drive could mean for your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$580K – $790K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Riverwalk

Riverwalk is a master-planned community in Chesapeake, Virginia, set among mature hardwoods along the Eastern Branch of the Elizabeth River in the 23320 ZIP code, in the Greenbrier area.

$315K

Median sale · 12 mo

$206

Sold $/sq ft

18d

Days on market

20

For sale now

$87K

HH income

70%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Riverwalk
Map of Riverwalk with neighborhood boundaryNeighborhood

Chesapeake houses for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,260/mo

Principal & interest

$3,554

Property tax

$506

Home insurance

$200

PMI

None

HOA/Condo (paid separately)

$47

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

114% of $601,500

City assessment record · taxes $6,075/yr

Land share of assessed value

27% — $165,000

Improvements $436,500 · assessor record ✓

Price context — similar nearby homes

$645,000$950,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

808 Greenfield LN · 2.5 mi · 3,593 sqft$950,000 sold 2026-04
922 Chattanooga ST · 2.4 mi · 2,986 sqft$680,000 sold 2026-02
823 Keeling Dr · 2.8 mi · 3,209 sqft$680,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$685,000

Price / Sq Ft

$208

Annual Taxes

$6,075

Monthly Tax

$506

HOA fee

$47 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedJun 26, 2026$685,000−$10,000
ListedJul 6, 2026$685,000
SoldSep 1, 2026$685,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

14% above assessment

Total Assessed

$601,500

Land

$165,000

Improvement

$436,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 813 Loch Island Dr in a good school zone?+
The assigned zones on the listing record are B.M. Williams Primary, Crestwood Middle (VaHome School Score 3.9/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 813 Loch Island Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 813 Loch Island Dr?+
Newton Neck Park is about 0.9 miles away.
Does 813 Loch Island Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Dock, Ground Maint, Playgrounds, Pool, Security, Tennis Cts.
When was 813 Loch Island Dr built?+
It was built in 1992, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Laura McGuire · VA Realty Professionals · REIN MLS #10639539

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

813 Loch Island Dr, Chesapeake — photo

This one's sold — the next one doesn't have to be.

813 Loch Island Dr, Chesapeake, Virginia 23320 · MLS #10639539 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.