Chesapeake › ELBOW ESTATES › 640 Appalachian Ct✓ Source: REIN MLS #10645606 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold

640 Appalachian CT, CHESAPEAKE VA 23320 - Main photo

$640,000

4beds

2.1baths

2,559sqft

44days on market

640 Appalachian Ct, Chesapeake, VA 23320

SoldResidential · built 2023 · ELBOW ESTATES

Facts & features

Type

Residential

Year built

2023

Price / sqft

$250

HOA

None

Taxes

$5,661/yr

County

Chesapeake VA

MLS #

10645606

Interior

Bedrooms: 4
Full baths: 2
Half baths: 1
Approx. sqft: 2,559
Stories: 2
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 1
Total rooms: 9
Other rooms: Attic, Breakfast Area, Foyer, PBR with Bath, Porch, Utility Room
Appliances: 220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment: Ceiling Fan, Gar Door Opener

Construction & exterior

Style: Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Fencing: Back Fenced,Privacy

Utilities & systems

Heating: Forced Hot Air, Nat Gas
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 75'X120'
Subdivision: ELBOW ESTATES
Zoning: R8
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, 2 Space, Off Street, Driveway Spc
Possession: SETTLEMENT
Disclosures: Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Ask Agent about a potential VA assumable loan opportunity! Better Than New and Built in 2023, this beautifully and thoughtfully upgraded home offers the benefits of newer construction without the wait. Move-in ready with quick closing available. Bright, open-concept floor plan with abundant natural light. Gourmet kitchen features quartz countertops, oversized island, premium gas range, stainless steel appliances, walk-in pantry, and custom cabinetry. Spacious primary suite includes tray ceiling, dual walk-in closets, soaking tub, tiled shower, and dual vanities. Enjoy covered front and rear porches, extended patio, fully fenced backyard with wooded views, irrigation system, storage shed, custom window treatments, and exceptional attic storage. Convenient to military bases, shopping, dining, and major commuter routes. Trusted lender Steve Hawley (NMLS #1813927) from Southern Trust Mortgage (NMLS #2921) will provide a 1% lender-paid buydown on this listing. Ask Listing Agent for details.

Listing courtesy of Allison Samson · Broadsight Realty · REIN MLS #10645606

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, two-bath home in Chesapeake built in 2023. Just over 2,500 square feet with modern finishes throughout. Minutes from USCG Finance Center Chesapeake and Norfolk Naval Shipyard. Homes for sale in 23320 offer excellent value in this growing area.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23320, homes for sale zoned for Indian River High School, and homes for sale zoned for Greenbrier Intermediate School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Greystone homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 2023-built residence brings fresh construction quality to a well-positioned Chesapeake location. Four bedrooms and 2.1 baths span 2,559 square feet of thoughtfully planned living space. The newer build means modern systems, current energy efficiency, and no surprise repairs. You're just five minutes from USCG Finance Center Chesapeake, making daily commutes quick and easy. The neighborhood offers the appeal of newer Chesapeake homes for sale with established street character.

ELBOW ESTATES and the Chesapeake real estate market

This address sits in a residential pocket of Chesapeake where newer construction meets established neighborhood roots. The streets here are quiet and tree-lined, with homes built in the last few years creating a cohesive feel. Chesapeake itself is Virginia's largest city by land area, blending suburban comfort with easy access to both water and urban amenities. You'll find grocery stores, dining, and shopping within ten minutes. The city is well-connected by Routes 17, 58, and 464, so reaching Norfolk Naval Shipyard or downtown Norfolk takes under twenty minutes. If you are comparing homes for sale in Chesapeake, note that this area offers a nice balance of newer construction and established community feel. Anyone comparing homes for sale zoned for Indian River High School and homes for sale zoned for Greenbrier Intermediate School will find strong options here. The broader Chesapeake lifestyle centers on outdoor recreation—parks, trails, and water access are woven throughout the city.

What's nearby

Daily life is easy here. A Harris Teeter and Food Lion are each about five minutes away for groceries. Starbucks and local coffee spots sit within a short drive. The Chesapeake Parks and Recreation system offers playgrounds, athletic fields, and walking trails nearby. Dining ranges from casual chains to local restaurants, all within ten minutes. Medical care is accessible through urgent-care clinics and larger medical centers a short drive away.

For different buyers

Base commute and VA loan notes

Five minutes to USCG Finance Center Chesapeake and seventeen to Norfolk Naval Shipyard—both short enough for a quick commute. VA loan financing is widely available in this zip code and area. The 2023 build date means all systems are under warranty and energy efficiency is current. You'll find strong community support and fellow service-connected households throughout Chesapeake.

Room to grow

Four bedrooms give you space for a home office, guest room, or children's bedrooms. The 2.1-bath layout means less morning traffic. A two-car garage and modern floor plan offer storage and flexibility. Over 2,500 square feet lets you spread out without feeling cramped. The newer construction means durable finishes and systems built to last.

Homes like this one sell fast — see the next one first

Chesapeake$540K – $740K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryGreenbrier Intermediate School
5.7/10
MiddleGreenbrier Middle School
7.2/10
HighIndian River High School
4.9/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Greystone

Greystone is a neighborhood in the Greenbrier section of Chesapeake, Virginia. It spans roughly 86 acres of wooded land along Greystone Lane near Clearfield Avenue.

For sale now

$135K

HH income

85.7%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Greystone →

Neighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,979/mo

Down payment20% · $128,000

Interest rate6.75%

Loan term30 years

Principal & interest

$3,321

Property tax

$472

Home insurance

$187

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

114% of $560,500

City assessment record · taxes $5,661/yr

Land share of assessed value

33% — $185,000

Improvements $375,500 · assessor record ✓

Price context — similar nearby homes

$365,000 – $670,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

605 Burton CT · 2.3 mi · 2,560 sqft$670,000 sold 2026-06

1627 Prospect DR · 2.2 mi · 2,633 sqft$625,000 sold 2026-04

705 Hilltop CT · 2.4 mi · 2,560 sqft$576,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$640,000

Price / Sq Ft

$250

Annual Taxes

$5,661

Monthly Tax

$472

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 24, 2026	$640,000	—
Price increased	Oct 7, 2026	$640,000	+$1,250
Sold	Oct 6, 2026	$640,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

14% above assessment

Total Assessed

$560,500

Land

$185,000

Improvement

$375,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 640 Appalachian Ct in a good school zone?+

The assigned zones on the listing record are Greenbrier Intermediate (VaHome School Score 5.7/10), Greenbrier Middle (VaHome School Score 7.2/10), Indian River (VaHome School Score 4.9/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 640 Appalachian Ct in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 640 Appalachian Ct have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 640 Appalachian Ct built?+

It was built in 2023, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Allison Samson · Broadsight Realty · REIN MLS #10645606

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Chesapeake Call or text (757) 777-7577

640 Appalachian Ct, Chesapeake, Virginia 23320 · MLS #10645606 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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640 Appalachian Ct, Chesapeake, VA 23320

Facts & features

About this home

Our read on this home

Why this home stands out

ELBOW ESTATES and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Greystone

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

This one's sold — the next one doesn't have to be.

Flood Risk (FEMA)