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ChesapeakeELBOW ESTATES640 Appalachian Ct✓ Source: REIN MLS #10645606 · record updated Aug 9, 2026 · synced every 2 min · your inquiry is never resold
640 Appalachian CT, CHESAPEAKE VA 23320 - Main photo
640 Appalachian CT, CHESAPEAKE VA 23320 - Photo 2
640 Appalachian CT, CHESAPEAKE VA 23320 - Photo 3
640 Appalachian CT, CHESAPEAKE VA 23320 - Photo 4
640 Appalachian CT, CHESAPEAKE VA 23320 - Photo 5
$644,900
$252 / sqft · est. $4,006/mo →
4beds
2.1baths
2,559sqft
16days on market

640 Appalachian Ct, Chesapeake, VA 23320

ActiveResidential · built 2023 · ELBOW ESTATES

About this home

The listing, in the seller's words

Ask Agent about a potential VA assumable loan opportunity! Better Than New and Built in 2023, this beautifully and thoughtfully upgraded home offers the benefits of newer construction without the wait. Move-in ready with quick closing available. Bright, open-concept floor plan with abundant natural light. Gourmet kitchen features quartz countertops, oversized island, premium gas range, stainless steel appliances, walk-in pantry, and custom cabinetry. Spacious primary suite includes tray ceiling, dual walk-in closets, soaking tub, tiled shower, and dual vanities. Enjoy covered front and rear porches, extended patio, fully fenced backyard with wooded views, irrigation system, storage shed, custom window treatments, and exceptional attic storage. Convenient to military bases, shopping, dining, and major commuter routes. Trusted lender Steve Hawley (NMLS #1813927) from Southern Trust Mortgage (NMLS #2921) will provide a 1% lender-paid buydown on this listing. Ask Listing Agent for details.

Listing courtesy of Allison Samson · Broadsight Realty · REIN MLS #10645606

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Meet 640 Appalachian Court — a 2022-built, four-bedroom home in Chesapeake, Virginia offering 2,559 square feet of modern living, two and a half baths, and a location that puts you minutes from USCG Finance Center Chesapeake and the broader Hampton Roads region.

Read the full overview ↓

Why this home stands out

Built in 2022, this home skips the guesswork that comes with older construction. You're getting contemporary finishes, current building codes, and systems that haven't had decades to wear down — all on a quiet court address that keeps cut-through traffic out of the picture. Four bedrooms and 2,559 square feet give you genuine flexibility, whether that's a dedicated home office, a guest room, or room to grow.

ELBOW ESTATES and the Chesapeake real estate market

Chesapeake is one of the largest cities by land area on the East Coast, and the 23320 zip code sits squarely in its urban core — close to everything without feeling crowded. The city has invested heavily in its road network and retail corridors, so daily errands rarely turn into long drives. If you've been browsing real estate listings chesapeake va, you've probably noticed how much variety the city offers: established subdivisions, newer construction pockets, and everything in between. Appalachian Court lands in the newer-construction category, which means neighbors, infrastructure, and landscaping are all relatively fresh. Chesapeake's city government handles its own schools, utilities, and public services independently from surrounding cities, which gives residents a consistent experience. Parks, greenways, and the Great Dismal Swamp National Wildlife Refuge are all accessible within the broader city limits, offering outdoor options that feel genuinely wild without requiring a road trip.

What's nearby

Daily life is easy here. Grocery options, pharmacies, and casual dining line the nearby corridors of Battlefield Boulevard and Greenbrier Parkway — both reachable in under ten minutes. The Greenbrier area in particular functions as Chesapeake's commercial hub, with a mix of national retailers, local restaurants, and service businesses that handle most of what you need in a single trip. Interstate 64 access is close, which opens up Norfolk, Virginia Beach, and the broader Hampton Roads metro without much friction. For green space, Chesapeake City Park offers walking trails, athletic fields, and open lawns just a short drive away.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly five minutes away, and Norfolk Naval Shipyard is a manageable seventeen-minute commute. That kind of proximity matters when PCS orders come through and you're weighing your options. VA loan eligibility can make a 2022-built home like this especially practical — no major repairs to negotiate, and BAH rates in the Hampton Roads area have historically supported ownership in this zip code.

For families upgrading

If your current home has started to feel like a tight fit, 640 Appalachian Court offers a real step up. Four bedrooms and 2,559 square feet built in 2022 means you're not inheriting someone else's deferred maintenance — you're walking into a home that's still in its first chapter. The court location keeps things quieter than a through-street address, and Chesapeake's infrastructure means you're never far from what your family needs day to day.

More buyer questions

How far is 640 Appalachian Court from USCG Finance Center Chesapeake?

USCG Finance Center Chesapeake is approximately five minutes away by car, making this one of the closer residential options to that installation in the 23320 zip code.

How far is 640 Appalachian Court from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly seventeen minutes away under normal traffic conditions, a commute that many Hampton Roads service members consider very workable.

What year was 640 Appalachian Court built?

The home was built in 2022, placing it among the newer residential construction in Chesapeake's 23320 zip code.

Is 640 Appalachian Court in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Does 640 Appalachian Court have an HOA?

HOA status for this property is confirmed in the listing details above — if an HOA applies, its rules and any associated community standards would be disclosed during the purchase process.

Curious about 640 Appalachian Court? Tom and Dariya Milan at LPT Realty know Chesapeake inside and out — reach out to get your questions answered and schedule a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2023

Price / sqft

$252

HOA

None

Taxes

$5,661/yr

County

Chesapeake VA

MLS #

10645606

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,559
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
9
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
75'X120'
Subdivision
ELBOW ESTATES
Zoning
R8
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Off Street, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Pet on Premises

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Greystone

Greystone is a residential community in the Greenbrier section of Chesapeake, Virginia, set across roughly 86 acres of wooded land along Greystone Lane near Clearfield Avenue.

1

For sale now

$135K

HH income

85.7%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Greystone
Map of Greystone with neighborhood boundaryNeighborhood

browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,006/mo

Principal & interest

$3,346

Property tax

$472

Home insurance

$188

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

115% of $560,500

City assessment record · taxes $5,661/yr

Land share of assessed value

33% — $185,000

Improvements $375,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$515,000$688,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

605 Burton CT · 2.3 mi · 2,560 sqft$670,000 sold 2026-06
1627 Prospect DR · 2.2 mi · 2,633 sqft$625,000 sold 2026-04
705 Hilltop CT · 2.4 mi · 2,560 sqft$576,000 sold 2026-07

Sale & Tax History

List Price

$644,900

Price / Sq Ft

$252

Annual Taxes

$5,661

Monthly Tax

$472

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$644,900
Currently listed$644,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

15% above assessment

Total Assessed

$560,500

Land

$185,000

Improvement

$375,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

16 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 640 Appalachian Ct in a good school zone?+
The assigned zones on the listing record are Greenbrier Intermediate (GreatSchools 6/10), Greenbrier Middle (GreatSchools 6/10), Indian River (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 640 Appalachian Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 640 Appalachian Ct have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 640 Appalachian Ct built?+
It was built in 2023, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Allison Samson · Broadsight Realty · REIN MLS #10645606

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

640 Appalachian Ct, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

640 Appalachian Ct, Chesapeake, Virginia 23320 · MLS #10645606 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.