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Chesapeake › WESTERN BRANCH › 5132 Charlotte St✓ Source: REIN MLS #10649469 · record updated Sep 20, 2026 · synced every 2 min · your inquiry is never resold
5132 Charlotte ST, CHESAPEAKE VA 23321 - Main photo
5132 Charlotte ST, CHESAPEAKE VA 23321 - Photo 2
5132 Charlotte ST, CHESAPEAKE VA 23321 - Photo 3
5132 Charlotte ST, CHESAPEAKE VA 23321 - Photo 4
5132 Charlotte ST, CHESAPEAKE VA 23321 - Photo 5
4beds
2.1baths
2,156sqft
30days on market

5132 Charlotte St, Chesapeake, VA 23321

ActiveResidential · built 2018 · WESTERN BRANCH

Facts & features

Type

Residential

Year built

2018

Price / sqft

$225

HOA

None

Taxes

$4,367/yr

County

Chesapeake VA

MLS #

10649469

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,156
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
Total rooms
7
Appliances
220 V Elec, Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Electric Vehicle Charging Station, Gar Door Opener, Security Sys

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Vinyl
Exterior
Shingle,Vinyl
Pool
No Pool
Fencing
Back Fenced,Wood Fence

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3720
Subdivision
WESTERN BRANCH
Zoning
R6
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT SETTLEMENT
Disclosures
Call for Others

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Built in 2018, NO HOA, Convenient access to major interstates, shopping, dining & more. Beautifully maintained 4bed/2.5 bath home offering modern comfort, thoughtful upgrades, an open layout designed for everyday living and entertaining. Spacious kitchen features granite countertops, stainless steel appliances, generous cabinetry & large center island overlooking the main living area. Newly added wood flooring and fresh paint provide a polished, updated feel. Upstairs you'll find a generous primary suite with an ensuite bath and ample closet space. Three additional bedrooms provide flexibility for family, guests, a home office or hobbies. Energy conscious features include solar panels with a straight forward lease transfer process and no transfer fee along with an EV charger in the 2 car garage - great for today's modern living.

Listing courtesy of Grisel Saez · Coldwell Banker Premier · REIN MLS #10649469

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 5132 Charlotte Street—a four-bedroom, two-bath home built in 2018 with 2,156 square feet of comfortable living space in Chesapeake. You'll find homes for sale in 23321 offer solid value and convenient access to Naval Medical Center Portsmouth. This is a neighborhood-friendly address ready for your next chapter.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

Built just six years ago, this residence combines modern construction with established neighborhood character. The open layout spans 2,156 square feet across four bedrooms and 2.1 baths, giving you room to spread out. A two-car garage and straightforward floor plan mean less fuss and more living. You're in a Chesapeake pocket that balances quiet streets with quick access to everyday errands and military installations alike.

WESTERN BRANCH and the Chesapeake real estate market

Charlotte Street sits in a residential Chesapeake neighborhood where tree-lined blocks and single-family homes create a settled feel. The street itself is peaceful—the kind of block that anchors homes for sale in Chesapeake with real community roots. Chesapeake itself is Virginia's largest city by area, stretching from the Elizabeth River to the North Carolina border. Getting around is straightforward: major routes like Route 17 and Route 168 connect you to Norfolk, Virginia Beach, and the broader Hampton Roads region. Daily life here means short drives to grocery stores, restaurants, and parks. The city balances suburban quiet with urban convenience. You're roughly 15 minutes from Naval Medical Center Portsmouth and 16 minutes from Norfolk Naval Shipyard, making this address practical for base-connected households.

What's nearby

Simmydee African Spice sits just a tenth of a mile away—practically next door for dinner. Sal's NY Pizza and El Puente Mexican Grill are both under a mile out. Food Lion grocery is 0.9 miles for your weekly shop, and Little Bean Play Cafe is equally close for coffee. Hunter's Cove Park (0.5 mi) and Pughsville Park (0.6 mi) offer green space and playgrounds nearby. Kelli's Dance Explosion gym is 0.9 miles if you're looking for fitness options. Everything you need sits within a short, easy drive.

For different buyers

Base commute and VA loan notes

About 15 minutes to Naval Medical Center Portsmouth and 16 minutes to Norfolk Naval Shipyard puts this address in a convenient commute zone. VA loan financing is common in this Chesapeake pocket, and the 2018 build means minimal immediate repairs. Four bedrooms, a garage, and straightforward layout let you move in and settle quickly without major surprises.

Room to grow

Four bedrooms give each household member their own space—or a home office, guest room, and hobby area. The 2.1 baths handle morning routines without crowding. A two-car garage provides storage and weather protection. The open floor plan lets you watch the whole house while cooking or working. Hunter's Cove Park and Pughsville Park are both within half a mile for outdoor time.

More buyer questions

How far is 5132 Charlotte Street from Naval Medical Center Portsmouth?

About 15 minutes by car. It's a straightforward commute from this Chesapeake address.

What is the commute to Norfolk Naval Shipyard?

Roughly 16 minutes. The location works well if your work ties to either base.

Are there parks nearby?

Yes. Hunter's Cove Park is half a mile away, and Pughsville Park is 0.6 miles—both within an easy walk or short drive.

Can I compare homes for sale zoned for Western Branch High School and homes for sale zoned for Western Branch Primary School in this area?

This address falls within those zones. Anyone comparing homes for sale in Chesapeake should verify current zone assignments with the local education office.

What restaurants are close by?

Simmydee African Spice is just 0.1 miles away. Sal's NY Pizza and El Puente Mexican Grill are both under a mile, plus Food Lion grocery is 0.9 miles for home cooking.

Ready to explore 5132 Charlotte Street? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Chesapeake home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$410K – $560K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a home neighborhood in Chesapeake, Virginia. It has tree-lined streets and a mix of single-family homes. The area shares the wider suburban feel of Chesapeake.

$388K

Median sale · 12 mo

$202

Sold $/sq ft

33d

Days on market

55

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →
Map of Western Branch with neighborhood boundaryNeighborhood

houses for sale in Chesapeake →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,022/mo

Principal & interest

$2,517

Property tax

$364

Home insurance

$141

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

112% of $432,400

City assessment record · taxes $4,367/yr

Land share of assessed value

31% — $135,000

Improvements $297,400 · assessor record ✓

Price context — similar nearby homes

$424,900 – $446,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4914 Apricot WAY · 2 mi · 2,044 sqft$444,900 sold 2026-08
4918 Apricot WAY · 2 mi · 2,044 sqft$427,900 sold 2026-09
4920 Apricot WAY · 2 mi · 2,044 sqft$446,900 sold 2026-08

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$485,000

Price / Sq Ft

$225

Annual Taxes

$4,367

Monthly Tax

$364

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 22, 2026$485,000—
Currently listed—$485,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$432,400

Land

$135,000

Improvement

$297,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

30 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5132 Charlotte St in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5132 Charlotte St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5132 Charlotte St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 5132 Charlotte St built?+
It was built in 2018, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Grisel Saez · Coldwell Banker Premier · REIN MLS #10649469

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5132 Charlotte St, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5132 Charlotte St, Chesapeake, Virginia 23321 · MLS #10649469 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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