Chesapeake › HARBOR WATCH CONDO › 5 Harbor Watch Dr None #413✓ Source: REIN MLS #10648847 · record updated Oct 10, 2026 · synced every 2 min · your inquiry is never resold

5 Harbor Watch Dr NONE #413, CHESAPEAKE VA 23320 - Main photo

5 Harbor Watch Dr NONE #413, CHESAPEAKE VA 23320 - Photo 2

5 Harbor Watch Dr NONE #413, CHESAPEAKE VA 23320 - Photo 3

5 Harbor Watch Dr NONE #413, CHESAPEAKE VA 23320 - Photo 4

5 Harbor Watch Dr NONE #413, CHESAPEAKE VA 23320 - Photo 5

$325,000

$182 / sqft · est. $2,569/mo →

3beds

2baths

1,786sqft

58days on market

5 Harbor Watch Dr None #413, Chesapeake, VA 23320

Under ContractResidential · built 2001 · HARBOR WATCH CONDO

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access, Dock, Navigable, Tidal.

Frontage

Tidal ✓ VERIFIED

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2001

Price / sqft

$182

Condo fee

$551/mo

Taxes

$2,840/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10648847

Condo association includes

Boat SlipClubhouseDockGround MaintPoolSewerTrash PickupWater

$551/mo condo fee · Harbor Watch Condo Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,786
Stories: 1
Flooring: Ceramic, Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor Primary BR, Assigned Storage, Balcony, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Trash Compactor, Washer, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan, Intercom
Accessibility: Elevator, Hallways 42 IN plus, Level Flooring

Construction & exterior

Style: Traditional
Subtype: Attached
Foundation: Other
Roof: Asphalt Shingle
Exterior: Fiber Cement
Pool: No Pool
Waterfront: Deep Water Access,Dock,Navigable,Tidal
Deep-water access: Yes

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.0200
Subdivision: HARBOR WATCH CONDO
Unit / floor: 2
Zoning: RMF1
Ownership: Condo
Garage: No
Parking: Assigned/Reserved
Possession: @CLOSING
Disclosures: Common Interest Community, Disclosure Statement, Related to Seller, Resale Certif Req

See more Chesapeake waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

PARK YOUR BOAT HERE! Enjoy waterfront living in the heart of Great Bridge. This beautifully maintained 3BR/2BA condo offers an open floor plan and a private balcony with harbor views. The spacious primary suite includes a walk-in closet, double vanity, soaking tub, and separate shower. Sale includes a boat slip in the protected private harbor, two reserved parking spaces, and assigned storage. Community amenities include elevator access, pool, clubhouse, gazebo, grilling area, kayak storage, and docks. Exceptionally clean and move-in ready with plenty of opportunity to make it your own!

Listing courtesy of Cosette Lambourne · Real Broker LLC · REIN MLS #10648847

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 5 Harbor Watch Drive, a three-bedroom, two-bath condo in Chesapeake built in 2001. You're steps from dining, fitness, and the waterfront. The commute to nearby military installations is quick—about five minutes to USCG Finance Center Chesapeake.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23320 and homes for sale zoned for Oscar Smith High School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Harbor Watch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 1,786-square-foot unit sits in a walkable waterfront community where daily errands are a short stroll away. You'll find coffee shops, restaurants, and a grocery store within a few blocks. The location puts you minutes from both USCG Finance Center Chesapeake and Norfolk Naval Shipyard, making it convenient for anyone with a base commute. Harbor Watch offers the ease of condo living without sacrificing proximity to water-access parks and local amenities.

HARBOR WATCH CONDO and the Chesapeake real estate market

Harbor Watch is a waterfront community in Chesapeake where you can walk to shops, restaurants, and parks. The neighborhood has a relaxed, accessible feel—everything from Joyu Tea & Coffee to Alohahola Hawaiian Kitchen is steps away. Great Bridge Battlefield & Waterways Historic Park anchors the area with trails and water views. Chesapeake itself is Virginia's largest city by land area, stretching from the Elizabeth River to the rural western edge. The city balances suburban comfort with outdoor recreation: lakes, parks, and the Elizabeth River offer boating and fishing. Getting around is straightforward on local roads and Route 17. Anyone comparing homes for sale in Chesapeake will find Harbor Watch's walkability and waterfront access stand out. The zip code 23320 places you in one of the city's most connected neighborhoods.

What's nearby

Kroger and Kroger Bakery are just 0.4 miles away for groceries and fresh baked goods. Dining options surround you: Alohahola Hawaiian Kitchen, Joyu Tea & Coffee, and Taco Bell / KFC are all within a tenth of a mile. Coffee runs are easy at Joyu Tea & Coffee, Tropical Smoothie Cafe, or Panera Bread—the farthest is 0.3 miles. Fitness options include Riverview Wellness at 0.2 miles, plus Your Time Fitness and RISE Personal Training nearby. Great Bridge Battlefield & Waterways Historic Park sits just 0.1 miles away for walking and water views.

For different buyers

Base commute and VA loan notes

Five minutes to USCG Finance Center Chesapeake and fifteen to Norfolk Naval Shipyard makes this a smart base-commute location. VA loan financing is common in this area. The condo's move-in-ready condition and walkable setting mean less time settling in, more time getting to work and enjoying the neighborhood.

Room to grow

Three bedrooms and two bathrooms give you room to spread out and grow. The 1,786-square-foot floor plan flows well for daily living. Storage is built in, and the walkable neighborhood means kids can explore safely on foot. Condo living handles the maintenance so you focus on what matters.

Homes like this one sell fast — see the next one first

Chesapeake$275K – $375K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryB.M. Williams Primary
—
MiddleCrestwood Middle School
4.6/10
HighOscar F. Smith High School
3.8/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

7 ft above sea level

0.0 ft above BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Harbor Watch

Harbor Watch is a condo community on the water. It is in the Great Bridge area of southern Chesapeake. The ZIP code is 23320. It sits along the Atlantic Intracoastal Waterway.

$315K

Median sale · 12 mo

$175

Sold $/sq ft

20d

Days on market

For sale now

$101K

HH income

52.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Harbor Watch →

Neighborhood

Chesapeake homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,018/mo

Down payment20% · $65,000

Interest rate6.75%

Loan term30 years

Principal & interest

$1,686

Property tax

$237

Home insurance

$95

PMI

None

HOA/Condo (paid separately)

$551

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$435,000 – $587,405

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

312 Gallenway TER · 2.2 mi · 1,800 sqft$470,000 sold 2026-06

933 Saddleback Trail RD · 2.4 mi · 1,830 sqft$475,000 sold 2026-03

925 Johnstown RD · 2.1 mi · 1,612 sqft$445,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$325,000

Price / Sq Ft

$182

Annual Taxes

$2,840

Monthly Tax

$237

Condo fee

$551 / mo

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 13, 2026	$325,000	—
Price reduced	Sep 14, 2026	$325,000	−$34,900
Currently listed	—	$325,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 5 Harbor Watch Dr None #413 in a good school zone?+

The assigned zones on the listing record are B.M. Williams Primary, Crestwood Middle (VaHome School Score 4.6/10), Oscar Smith (VaHome School Score 2.4/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5 Harbor Watch Dr None #413 in a flood zone?+

FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.

Is 5 Harbor Watch Dr None #413 a waterfront property?+

Yes. The listing record shows: Deep Water Access,Dock,Navigable,Tidal.

Does 5 Harbor Watch Dr None #413 have a condo association?+

Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Harbor Watch Condo Association. Association amenities on record include: Boat Slip, Clubhouse, Dock, Ground Maint, Pool, Sewer, Trash Pickup, Water.

When was 5 Harbor Watch Dr None #413 built?+

It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cosette Lambourne · Real Broker LLC · REIN MLS #10648847

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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5 Harbor Watch Dr None #413, Chesapeake — photo

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Call or text (757) 777-7577

5 Harbor Watch Dr None #413, Chesapeake, Virginia 23320 · MLS #10648847 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

5 Harbor Watch Dr None #413, Chesapeake, VA 23320

Life on the water

Facts & features

About this home

Our read on this home

Why this home stands out

HARBOR WATCH CONDO and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Harbor Watch

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)