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Chesapeake › HARBOR WATCH CONDO › 5 Harbor Watch Dr #405✓ Source: REIN MLS #10651901 · record updated Sep 29, 2026 · synced every 2 min · your inquiry is never resold
5 Harbor Watch DR #405, CHESAPEAKE VA 23320 - Main photo
5 Harbor Watch DR #405, CHESAPEAKE VA 23320 - Photo 2
5 Harbor Watch DR #405, CHESAPEAKE VA 23320 - Photo 3
5 Harbor Watch DR #405, CHESAPEAKE VA 23320 - Photo 4
5 Harbor Watch DR #405, CHESAPEAKE VA 23320 - Photo 5
3beds
2baths
1,762sqft
19days on market

5 Harbor Watch Dr #405, Chesapeake, VA 23320

ActiveResidential · built 2001 · HARBOR WATCH CONDO

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Canal, Deep Water, Deep Water Access.

Frontage

Canal ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2001

Price / sqft

$176

Condo fee

$551/mo

Taxes

$3,008/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10651901

Condo association includes

ClubhouseDockElevatorPoolTrash PickupWater

$551/mo condo fee · The Select Group · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,762
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Balcony, Breakfast Area, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Level Flooring, Main Floor Laundry

Construction & exterior

Style
Cluster, Contemp, Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Canal,Deep Water,Deep Water Access
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump, Heat Pump W/A
Cooling
Heat Pump, Heat Pump W/A
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HARBOR WATCH CONDO
Unit / floor
2
Zoning
RMF1
Ownership
Condo
Garage
No
Parking
2 Space, Assigned/Reserved
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

See more Chesapeake waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Wake up to peaceful water views right from your bedroom! This spacious, well-maintained 3-bedroom, 2-bath condo offers 1,762 square feet per MLS of comfortable, single-level living and low-maintenance convenience. Featuring luxury vinyl plank flooring in the living areas. Large windows and a sliding glass door bring in plenty of natural light. The kitchen offers abundant cabinet space, newer stainless steel appliances, including a wine fridge, and a convenient pantry. The spacious primary suite features a walk-in closet, linen closet, and private bath with a double vanity, soaking tub, and separate stand-up shower. Additional features include newer windows and a sliding glass door, ceramic tile, carpeting, and plenty of storage throughout. Amenities include a pool and clubhouse. Association services also include dock maintenance, water, sewer, and trash. Deeded Boat Slip negotiable with sale

Listing courtesy of Angela Stafilidis · Iron Valley Real Estate HR · REIN MLS #10651901

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 5 Harbor Watch Drive, Unit 405—a three-bedroom, two-bath condo in Chesapeake built in 2001. You're steps from dining, coffee, and parks, with a quick commute to the Coast Guard and Naval Shipyard. This 1,762-square-foot home offers convenient waterfront-area living.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23320 and homes for sale zoned for Oscar Smith High School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Harbor Watch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

Harbor Watch is a well-established community in the Great Bridge area. Unit 405 sits in a location where daily errands are quick—grocery stores, coffee shops, and restaurants are all within walking distance. The neighborhood balances easy access to local amenities with proximity to military bases. You'll find a mix of townhomes and condos here, many occupied by people who value convenience and a lower-maintenance lifestyle. The building and surrounding streets reflect the area's steady, reliable character.

HARBOR WATCH CONDO and the Chesapeake real estate market

Great Bridge is one of Chesapeake's most connected neighborhoods. The streets here buzz with activity—shops, restaurants, and parks line the main corridors, making it easy to run errands on foot or by car. Harbor Watch itself sits near the water, and the neighborhood has a friendly, established feel. Chesapeake is Virginia's largest city by area, stretching across the southern part of Hampton Roads. Getting around is straightforward: major roads like Cedar Road and the bridge routes connect you to Norfolk, Virginia Beach, and the military bases quickly. Anyone comparing homes for sale in Chesapeake will find Great Bridge among the most walkable and accessible neighborhoods. The city offers a blend of suburban calm and urban convenience—you're never far from shopping, dining, or the water.

What's nearby

Kroger and Kroger Bakery sit just 0.4 miles away, making grocery runs effortless. For coffee and quick bites, Joyu Tea & Coffee and Tropical Smoothie Cafe are steps away. Alohahola Hawaiian Kitchen, Taco Bell, and KFC are all within 0.1 miles—perfect for casual dining. Fitness options include Riverview Wellness at 0.2 miles and two other gyms nearby. Great Bridge Battlefield & Waterways Historic Park is 0.1 miles away, offering green space and history. Judge Eileen Olds Courtyard Park and Great Bridge Lock Park round out your recreation choices.

For different buyers

Base commute and VA loan notes

About 5 minutes to USCG Finance Center Chesapeake and 15 minutes to Norfolk Naval Shipyard. VA loan financing is widely used in this zip code. The condo's established infrastructure and nearby services mean you can settle in quickly. No major renovations needed—move in and start your routine.

For first-time buyers

Three bedrooms and two baths give you room to grow without excess space. The 1,762-square-foot layout is efficient and easy to maintain. Condo living means no yard work or major exterior upkeep—your time stays yours. If you are comparing homes for sale in 23320, this unit's low-maintenance appeal stands out.

More buyer questions

How far is 5 Harbor Watch Drive from the military bases?

USCG Finance Center Chesapeake is about 5 minutes away. Norfolk Naval Shipyard is roughly 15 minutes by car.

What grocery stores are nearby?

Kroger and Kroger Bakery are just 0.4 miles away, making shopping very convenient.

Are there parks in the Great Bridge area?

Yes. Great Bridge Battlefield & Waterways Historic Park is 0.1 miles away, and Judge Eileen Olds Courtyard Park and Great Bridge Lock Park are also close by.

What schools is this address zoned for?

This address is zoned for homes for sale zoned for Oscar Smith High School. Check the Schools tile on this page for details on the full school assignment.

Is the condo in a walkable neighborhood?

Yes. Coffee shops, restaurants, and grocery stores are all within 0.1 to 0.4 miles, making daily errands easy on foot or a short drive.

Ready to explore 5 Harbor Watch Drive? Contact Tom & Dariya Milan to schedule a tour and see this Chesapeake condo firsthand.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$260K – $360K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Harbor Watch

Harbor Watch is a condo community on the water. It is in the Great Bridge area of southern Chesapeake. The ZIP code is 23320. It sits along the Atlantic Intracoastal Waterway.

$310K

Median sale · 12 mo

$182

Sold $/sq ft

21d

Days on market

4

For sale now

$101K

HH income

52.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Harbor Watch →
Map of Harbor Watch with neighborhood boundaryNeighborhood

Chesapeake homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,950/mo

Principal & interest

$1,609

Property tax

$251

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

$551

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

107% of $289,400

City assessment record · taxes $3,008/yr

Land share of assessed value

33% — $95,000

Improvements $194,400 · assessor record ✓

Price context — similar nearby homes

$435,000 – $587,405

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

312 Gallenway TER · 2.2 mi · 1,800 sqft$470,000 sold 2026-06
925 Johnstown RD · 2.1 mi · 1,612 sqft$445,000 sold 2026-08
933 Saddleback Trail RD · 2.4 mi · 1,830 sqft$475,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$310,000

Price / Sq Ft

$176

Annual Taxes

$3,008

Monthly Tax

$251

Condo fee

$551 / mo

Tax Rate (effective)

0.97%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$310,000—
Price reducedSep 24, 2026$310,000−$15,000
Currently listed—$310,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

7% above assessment

Total Assessed

$289,400

Land

$95,000

Improvement

$194,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

19 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 5 Harbor Watch Dr #405 in a good school zone?+
The assigned zones on the listing record are B.M. Williams Primary, Crestwood Middle (VaHome School Score 3.9/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5 Harbor Watch Dr #405 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 5 Harbor Watch Dr #405 a waterfront property?+
Yes. The listing record shows: Canal,Deep Water,Deep Water Access.
Does 5 Harbor Watch Dr #405 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is The Select Group. Association amenities on record include: Clubhouse, Dock, Elevator, Pool, Trash Pickup, Water.
When was 5 Harbor Watch Dr #405 built?+
It was built in 2001, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angela Stafilidis · Iron Valley Real Estate HR · REIN MLS #10651901

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5 Harbor Watch Dr #405, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5 Harbor Watch Dr #405, Chesapeake, Virginia 23320 · MLS #10651901 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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