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Carrollton › SOUTH HARBOR › 438 Tributary Ln✓ Source: REIN MLS #10628249 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold
438 Tributary LN, CARROLLTON VA 23314 - Main photo
2beds
2baths
1,898sqft
34days on market

438 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$247

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10628249

HOA association includes

ClubhouseOtherPlaygroundsPoolRV Storage

$207/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener
Accessibility
Main Floor Laundry

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Palladio Ranch. Sold. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628249

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 438 Tributary Lane in South Harbor, Carrollton—a two-bedroom, two-bath home built in 2026 with 1,898 square feet of modern living space. You're about 21 minutes from NSA Hampton Roads, making this location practical for base commuters. Daily life is easy here, with grocery stores and dining steps away.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This newer construction home sits in a neighborhood designed for convenience. Two full baths and an open floor plan give you flexibility for how you use the space. South Harbor puts you within walking distance of everyday essentials—coffee, quick meals, and fitness options are all nearby. The 2026 build means modern systems and finishes throughout. You'll appreciate the straightforward layout and low-maintenance appeal of a newer home.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton built around walkability and access. Tree-lined streets and newer construction define the character here. The neighborhood sits just off major routes, so you're never far from shopping, dining, or services. Carrollton itself is a growing community in Isle of Wight County, positioned between major employment centers. You're about 30 minutes to Norfolk and about 45 minutes to Williamsburg. Daily errands are quick—Food Lion and Publix are both within a mile. If you're comparing homes for sale in Carrollton, note that South Harbor offers newer builds with modern floor plans. The area has good road access without the density of urban neighborhoods. Anyone comparing homes for sale zoned for Hardy Elementary School and homes for sale zoned for Smithfield High School will find this address serves both. There's a real sense of community here, with enough local amenities that you won't need to drive far for most needs.

What's nearby

You're steps from several dining options: Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. Coffee is easy—7-Eleven and McDonald's are nearby, or grab a smoothie at the cafe. For groceries, Food Lion is just 0.3 miles away, with Publix Super Market at Bartlett Station a short drive at 0.6 miles. Anytime Fitness sits 0.1 miles away if you want a gym nearby. The walkability here means you can handle quick trips on foot.

For different buyers

Base commute and VA loan notes

NSA Hampton Roads is about 21 minutes away, making this a practical commute for base personnel. VA loan financing works well here, and the 2026 construction means move-in readiness without major repairs. Two full baths and a straightforward layout let you settle in quickly.

Room to grow

Four rooms plus two full baths give you flexible space to grow. The open floor plan works for a home office, guest room, or hobby space. A newer build means solid bones and modern systems you won't need to upgrade right away. The neighborhood's walkability means errands don't eat into your time at home.

More buyer questions

How far is 438 Tributary Lane from NSA Hampton Roads?

About 21 minutes by car. It's a reasonable commute for base personnel.

What grocery stores are near this address?

Food Lion is 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles away. Both are quick trips.

Are there restaurants within walking distance?

Yes—Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile.

What zoned schools serve this address in Carrollton?

This address is zoned for homes for sale zoned for Hardy Elementary School and homes for sale zoned for Smithfield High School.

Is there a gym nearby?

Anytime Fitness is 0.1 miles away, making it easy to fit workouts into your routine.

Ready to explore this South Harbor home? Reach out to Tom and Dariya Milan at LPT Realty to schedule a tour or learn more about Carrollton homes for sale.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$395K – $540K2+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

20.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Carrollton real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,816/mo

Principal & interest

$2,435

Property tax

$244

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$207

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

45% of $1,041,600

City assessment record · taxes $2,925/yr

Land share of assessed value

100% — $1,041,600

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$334,990 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2213 Mainsail DR · 0.2 mi · 1,898 sqft$490,000 sold 2026-09
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold
23078 Retreat LN · 0.3 mi · 1,975 sqft$400,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$469,280

Price / Sq Ft

$247

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
Price increasedMay 19, 2026$469,280+$69,290
ListedAug 27, 2026$469,280—
Currently listed—$469,280—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

55% below assessment

Total Assessed

$1,041,600

Land

$1,041,600

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 438 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 438 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 438 Tributary Ln?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 438 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.5 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.4 mi).
Does 438 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Other, Playgrounds, Pool, RV Storage.
When was 438 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628249

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

438 Tributary Ln, Carrollton, Virginia 23314 · MLS #10628249 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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