Skip to main content
VaHome.com
Carrollton › SOUTH HARBOR › 438 Tributary Ln✓ Source: REIN MLS #10628249 · record updated May 14, 2026 · synced every 2 min · your inquiry is never resold
438 Tributary LN, CARROLLTON VA 23314 - Main photo
438 Tributary LN, CARROLLTON VA 23314 - Photo 2
438 Tributary LN, CARROLLTON VA 23314 - Photo 3
438 Tributary LN, CARROLLTON VA 23314 - Photo 4
438 Tributary LN, CARROLLTON VA 23314 - Photo 5
$469,280
$247 / sqft · est. $3,023/mo →
2beds
2baths
1,898sqft
34days on market

438 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

About this home

The listing, in the seller's words

Palladio Ranch. Sold. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628249

VaHome team overview

Our read on this home

At a glance

Meet 438 Tributary Lane — a brand-new 2026-built, 3-bedroom, 2-bath home in Carrollton's South Harbor neighborhood. At 1,601 square feet, it delivers modern construction, easy access to Isle of Wight County's best conveniences, and a quick commute to two major Navy installations.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — is fresh from day one. South Harbor sits in Isle of Wight County, which gives you a quieter, less congested slice of Hampton Roads without sacrificing access to groceries, dining, or the interstate. You get the feel of a small-town neighborhood with big-city reach baked right in.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is one of Carrollton's newer residential communities, tucked into Isle of Wight County just off Route 17 — a corridor that connects you north toward Williamsburg and south toward Suffolk and Chesapeake in under 30 minutes. Carrollton itself occupies a comfortable middle ground in the Hampton Roads region: low traffic density, well-kept streets, and a genuine neighborhood atmosphere that's hard to find closer to the urban core. The James River is nearby, and the broader Peninsula puts you within striking distance of Colonial Williamsburg, Virginia Beach, and the Outer Banks — making this a smart base for anyone who loves weekend road trips. Buyers searching for obx homes for sale sometimes discover that Carrollton offers a permanent address with that same laid-back coastal energy, just with a shorter drive to work. Isle of Wight County is known for its fiscal stability and lower overall density, which translates to a calmer day-to-day pace without the trade-offs you'd expect.

What's nearby

Daily life is genuinely easy from 438 Tributary Lane. Publix Super Market at Bartlett Station is just half a mile away, and Food Lion is right behind it at 0.6 miles — two solid grocery options without a real detour. Dinner out is a short walk or drive: Napoli É Ristorante Italiano and La Parilla Mexican Grill are both 0.4 miles away, covering Italian and Mexican cravings on the same stretch. Tropical Smoothie Cafe handles morning smoothies or a quick lunch. For a gym, Anytime Fitness is also 0.4 miles out. Royal Farms and 7-Eleven round out the grab-and-go options when you just need coffee and a fast start.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 17 minutes from the front door, and NSA Hampton Roads sits about 21 minutes out — both well within a comfortable daily commute. A VA loan can make financing new construction straightforward, and your BAH for Isle of Wight County typically aligns well with the price range this neighborhood represents. South Harbor's low-traffic setting is a genuine quality-of-life win for families managing long duty days.

For families upgrading

Three bedrooms and two full baths in a 2026-built home means you're starting with a clean slate — no deferred maintenance, no aging HVAC, no wondering what's behind the walls. South Harbor offers the kind of quiet, suburban street environment where kids can actually play outside, while the urban and suburban balance of Route 17's corridor keeps restaurants, groceries, and services within half a mile. It's a practical upgrade with real staying power.

More buyer questions

How far is 438 Tributary Lane from NSA Northwest Annex?

NSA Northwest Annex is approximately 17 minutes from 438 Tributary Lane under typical traffic conditions. That makes it one of the more commuter-friendly addresses in Isle of Wight County for personnel assigned there.

What is the flood zone status for 438 Tributary Lane?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as Isle of Wight County has a mix of zones depending on proximity to waterways.

Is South Harbor an HOA community?

South Harbor does have an HOA. Fee amounts are not listed here, but your agent can pull the current disclosure packet, which will include dues, rules, and reserve fund information.

What year was 438 Tributary Lane built?

This home was built in 2026, making it brand-new construction. All major systems, finishes, and structural components are at the very start of their service life.

Where is Carrollton, Virginia relative to the rest of Hampton Roads?

Carrollton sits in Isle of Wight County on the western side of Hampton Roads, connected to the Peninsula and Southside via Route 17 and the James River Bridge. It's roughly 20–30 minutes from downtown Newport News, Virginia Beach's Oceanfront, and the Williamsburg area.

Want to see 438 Tributary Lane in person or get current availability details? Tom and Dariya Milan at LPT Realty are ready to walk you through everything — reach out and let's set it up.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$247

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10628249

HOA association includes

ClubhouseOtherPlaygroundsPoolRV Storage

$207/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Miscellaneous
Warranty Plan
Disclosures
Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,023/mo

Principal & interest

$2,435

Property tax

$244

Home insurance

$137

PMI

None

HOA

$207

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

45% of $1,041,600

City assessment record · taxes $2,925/yr

Land share of assessed value

100% — $1,041,600

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$334,990 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold
23078 Retreat LN · 0.3 mi · 1,975 sqft$400,000 sold 2026-04
23082 Retreat LN · 0.3 mi · 1,975 sqft$385,000 sold 2026-06

Sale & Tax History

List Price

$469,280

Price / Sq Ft

$247

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.62%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 15, 2026$469,280—
Price increasedMay 19, 2026$469,280+$69,290
Currently listed—$469,280—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

55% below assessment

Total Assessed

$1,041,600

Land

$1,041,600

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 438 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 438 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 438 Tributary Ln?+
Yes — Anytime Fitness is about 0.4 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 438 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.5 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.4 mi).
Does 438 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Other, Playgrounds, Pool, RV Storage.
When was 438 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628249

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

438 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

438 Tributary Ln, Carrollton, Virginia 23314 · MLS #10628249 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆