Skip to main content
VaHome.com
Carrollton › SOUTH HARBOR › 434 Tributary Ln✓ Source: REIN MLS #10622943 · record updated Jul 28, 2026 · synced every 2 min · your inquiry is never resold
434 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
434 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
3beds
2baths
1,898sqft
0days on market

434 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$244

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10622943

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$195/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Assigned Storage, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Interior features
Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

PALLADIO RANCH. SOLD. TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10622943

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 434 Tributary Lane in South Harbor, Carrollton—a brand-new three-bedroom, two-bath home built in 2026. You'll find 1,898 square feet of modern living space, positioned for easy access to NSA Hampton Roads and the Carrollton area. New construction means current building codes and energy efficiency from day one.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is a new-construction home with contemporary finishes and thoughtful layout. Three bedrooms and two full baths give you flexibility for a home office, guest room, or growing space. The 2026 build means you're starting fresh with modern systems and warranties. South Harbor's location puts daily errands and dining within walking distance, while base commutes stay reasonable.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton with tree-lined streets and a friendly, accessible feel. Homes here sit close to shops and restaurants—you're never far from what you need. Carrollton itself is a growing community in Isle of Wight County, blending suburban convenience with rural character. The area has steady development and good road connections to nearby employment centers. Anyone comparing homes for sale in Carrollton will notice the balance between affordability and proximity to major routes. This address is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Getting around is straightforward: major highways connect you to Norfolk, Hampton, and Newport News in under 30 minutes.

What's nearby

You're steps away from quick meals and coffee. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill sit within a tenth of a mile. For groceries, Food Lion is just 0.3 miles away, with Publix Super Market at Bartlett Station at 0.6 miles. Need to stay active? Anytime Fitness is 0.1 miles from your door. Morning coffee runs to 7-Eleven or McDonald's take just minutes on foot.

For different buyers

Base commute and VA loan notes

About 22 minutes to NSA Hampton Roads and 24 minutes to MARFORCOM Norfolk. VA loan financing is widely available in this market, and new construction often qualifies for favorable terms. Brand-new systems and warranties mean no surprises from day one.

Room to grow

Three bedrooms and two full baths offer flexibility for a home office, guest room, or play space. The open, modern layout makes daily life flow smoothly. New construction means no hidden repairs or surprises—everything is current and under warranty.

More buyer questions

How far is 434 Tributary Lane from NSA Hampton Roads?

About 22 minutes by car with straightforward highway access.

What restaurants and shops are nearby?

Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. Food Lion grocery is 0.3 miles away.

Is this a new home?

Yes—built in 2026 with modern finishes, current building codes, and full builder warranties.

What schools are zoned for this address?

This address is zoned for homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Does the area have fitness and wellness options?

Anytime Fitness is just 0.1 miles away, making it easy to keep up with your routine.

Ready to explore 434 Tributary Lane? Contact Tom & Dariya Milan to schedule a tour and learn more about Carrollton homes for sale.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$390K – $535K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

18.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Carrollton →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,786/mo

Principal & interest

$2,406

Property tax

$244

Home insurance

$135

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

663% of $70,000

City assessment record · taxes $2,925/yr

Land share of assessed value

100% — $70,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$334,990 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2213 Mainsail DR · 0 mi · 1,898 sqft$490,000 sold 2026-09
23078 Retreat LN · 0.2 mi · 1,975 sqft$400,000 sold 2026-04
422 Early Station TRL · 0.3 mi · 1,823 sqft$419,990 sold 2026-02

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$463,785

Price / Sq Ft

$244

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 28, 2026$463,785—
Currently listed—$463,785—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

563% above assessment

Total Assessed

$70,000

Land

$70,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 434 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 434 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 434 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 434 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.3 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 434 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 434 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10622943

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

434 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

434 Tributary Ln, Carrollton, Virginia 23314 · MLS #10622943 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆