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Carrollton › SOUTH HARBOR › 430 Tributary Ln✓ Source: REIN MLS #10617973 · record updated Jan 28, 2026 · synced every 2 min · your inquiry is never resold
430 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
3beds
2baths
1,898sqft
0days on market

430 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$269

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10617973

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$195/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Assigned Storage, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Interior features
Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

PALLADIO RANCH. SOLD. TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10617973

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

430 Tributary Lane is a brand-new 2026-built, three-bedroom, two-bath home in Carrollton's South Harbor community, offering 1,898 square feet of modern living in Isle of Wight County — with groceries, dining, and fitness options all within a half-mile of your front door.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

Built in 2026, this home skips the compromises that come with older construction — fresh systems, current energy standards, and a clean slate that's yours to shape from day one. South Harbor sits in Isle of Wight County, which means lower density and a quieter pace than the denser Hampton Roads cities nearby, while still keeping you close to everything the region offers. That combination of new construction and county living is genuinely hard to find at this scale.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a planned community in Carrollton, Virginia — a small, unincorporated community in Isle of Wight County tucked along the western bank of the James River. Carrollton has grown steadily over the past decade as buyers discovered that Isle of Wight County delivers more breathing room without sacrificing convenience. The neighborhood itself has a clean, cohesive feel that comes with newer development: consistent streetscapes, open space, and neighbors who largely moved in around the same time. Carrollton sits just across the James River Bridge from Newport News, putting the broader Hampton Roads metro within easy reach. You're not buried in the country — you're on the comfortable edge of it, where errands are quick, commutes are manageable, and the backyard isn't ten feet from your neighbor's.

What's nearby

Daily life is genuinely easy from 430 Tributary Lane. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile — practically walkable for a quick lunch or a smoothie after work. Food Lion is just 0.3 miles away for everyday grocery runs, and Publix Super Market at Bartlett Station is 0.6 miles out when you want a broader selection. Anytime Fitness is right at 0.1 miles, so skipping leg day takes real effort. For a morning coffee or a quick errand, 7-Eleven and McDonald's are both under a quarter mile. There's a lot to love about having this much convenience packed so close to a neighborhood that still feels residential.

For different buyers

For military families relocating

NSA Northwest Annex is an 18-minute drive, and NSA Hampton Roads is about 21 minutes out — both well within a practical daily commute. A VA loan pairs naturally with new construction like this, letting eligible buyers step into a 2026-built home with no down payment required. South Harbor's Isle of Wight County location also keeps you clear of some of the higher-density traffic corridors closer to the bases.

For first-time buyers

A 2026-built home means you're not inheriting someone else's deferred maintenance — the roof, HVAC, plumbing, and appliances are all starting fresh. At 1,898 square feet across three bedrooms and two baths, the layout gives you room to grow without overwhelming a first budget. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find this address falls within those Isle of Wight County attendance zones.

More buyer questions

How far is 430 Tributary Lane from NSA Northwest Annex?

NSA Northwest Annex is approximately 18 minutes from 430 Tributary Lane under normal traffic conditions. NSA Hampton Roads is slightly farther at around 21 minutes.

Is 430 Tributary Lane in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as Isle of Wight County has varied flood classifications depending on exact parcel location.

What county is 430 Tributary Lane in?

This address is in Isle of Wight County, Virginia — not the City of Suffolk or Newport News. That distinction affects tax jurisdiction, school attendance zones, and zoning rules.

Does South Harbor have an HOA?

South Harbor does have a homeowners association. HOA fee amounts are not listed here, but your agent can pull the current disclosure packet, which includes dues, rules, and reserve fund information.

Can a VA loan be used to purchase new construction in South Harbor?

Yes — VA loans are eligible for new construction purchases, though the process involves a few extra steps compared to a resale transaction, including a VA appraisal on the completed home. A lender familiar with VA new construction loans can walk you through the timeline.

Ready to walk through 430 Tributary Lane? Tom and Dariya Milan know Isle of Wight County's new-construction market well — reach out and let's get you inside.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$430K – $590K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,045/mo

Principal & interest

$2,652

Property tax

$244

Home insurance

$149

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$334,990 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2213 Mainsail DR · 0.1 mi · 1,898 sqft$490,000 sold 2026-09
23078 Retreat LN · 0.2 mi · 1,975 sqft$400,000 sold 2026-04
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$511,190

Price / Sq Ft

$269

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$511,190—
Currently listed—$511,190—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 430 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 430 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 430 Tributary Ln?+
Yes — Anytime Fitness is about 0.2 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 430 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is McDonald's (0.2 mi).
Does 430 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 430 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10617973

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

430 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

430 Tributary Ln, Carrollton, Virginia 23314 · MLS #10617973 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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