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Carrollton › SOUTH HARBOR › 430 Tributary Ln✓ Source: REIN MLS #10617973 · record updated Jan 28, 2026 · synced every 2 min · your inquiry is never resold
430 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
430 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
3beds
2baths
1,898sqft
0days on market

430 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$269

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10617973

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$195/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Assigned Storage, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Interior features
Primary Sink-Double, Walk-In Attic
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Exterior features
Patio
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

PALLADIO RANCH. SOLD. TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10617973

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home in South Harbor, Carrollton, built in 2026. Nearly 1,900 square feet of fresh construction. About 21 minutes to NSA Hampton Roads. Among Carrollton homes for sale, this newer property offers modern finishes and a convenient location.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Brand-new construction means no surprises—everything is under warranty and built to current code. The open floor plan flows naturally across 1,898 square feet. Three bedrooms and two full baths give you flexibility for a home office, guest room, or growing space. The neighborhood is still developing, so you're in on the ground floor of South Harbor's growth. VA loan financing is common here, and the property qualifies for standard lending programs.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a newer residential community in Carrollton with tree-lined streets and a mix of contemporary homes. The neighborhood has a quiet, suburban feel while staying close to shopping and dining. Carrollton itself sits in Isle of Wight County, a rural-to-suburban blend with strong ties to the surrounding region. You're roughly 20 minutes from NSA Hampton Roads and about 24 minutes from MARFORCOM Norfolk, making this a practical spot if you commute to either base. The broader area offers a slower pace than the urban core of Hampton Roads, yet you're never far from grocery stores, restaurants, and everyday services. Daily life is easy here—parks and local businesses are all within a short drive. If you're comparing homes for sale in Carrollton, note that newer construction in South Harbor tends to move quickly.

What's nearby

Food Lion is just a third of a mile away for groceries. Publix Super Market at Bartlett Station sits about half a mile out if you prefer another option. Dining is steps away: Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. Coffee and quick bites are equally close—7-Eleven and McDonald's are nearby, plus another Tropical Smoothie location. Anytime Fitness is a tenth of a mile away if you want a local gym. Everything you need for daily errands and quick meals is within walking distance or a short drive.

For different buyers

Base commute and VA loan notes

About 21 minutes to NSA Hampton Roads and 24 minutes to MARFORCOM Norfolk. New construction qualifies for VA loan financing with no surprises—everything is under warranty. Modern systems and finishes throughout. The neighborhood's proximity to both bases and growing amenities makes it practical for those with regular base commutes.

Room to grow

Three bedrooms give you a master suite plus two additional rooms for whatever you need. Two full baths mean morning routines run smoothly. Nearly 1,900 square feet is enough to spread out without feeling oversized. New construction means efficient layouts and modern storage throughout. The lot is part of a developing neighborhood, so you're building in a community on the rise.

More buyer questions

How far is 430 Tributary Lane from NSA Hampton Roads?

About 21 minutes by car. It's a straightforward commute from South Harbor in Carrollton to the base.

What zones apply to this address?

Anyone comparing homes for sale zoned for Hardy Elementary School or homes for sale zoned for Smithfield High School will find this location serves both.

Is the home new construction?

Yes, it was built in 2026. Everything is under warranty, and the systems and finishes are current.

What's nearby for groceries and dining?

Food Lion is less than half a mile away. Bojangles, La Parilla Mexican Grill, and Tropical Smoothie Cafe are all within a tenth of a mile, plus Publix Super Market at Bartlett Station is about half a mile out.

Can I use a VA loan to buy here?

Yes. This property qualifies for VA loan financing, which is a common path for eligible buyers in the Carrollton area.

Ready to explore 430 Tributary Lane and South Harbor? Contact Tom & Dariya Milan to schedule a tour and discuss your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$430K – $590K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

14.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Carrollton homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,045/mo

Principal & interest

$2,652

Property tax

$244

Home insurance

$149

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$334,990 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2213 Mainsail DR · 0.1 mi · 1,898 sqft$490,000 sold 2026-09
23078 Retreat LN · 0.2 mi · 1,975 sqft$400,000 sold 2026-04
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$511,190

Price / Sq Ft

$269

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.57%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$511,190—
Currently listed—$511,190—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 430 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 430 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 430 Tributary Ln?+
Yes — Anytime Fitness is about 0.2 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 430 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is McDonald's (0.2 mi).
Does 430 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 430 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10617973

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

430 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

430 Tributary Ln, Carrollton, Virginia 23314 · MLS #10617973 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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