Chesapeake › CHADSWYCK TERRACE › 4132 Mystic Cv✓ Source: REIN MLS #10649242 · record updated Oct 13, 2026 · synced every 2 min · your inquiry is never resold

4132 Mystic CV, CHESAPEAKE VA 23321 - Main photo

4132 Mystic CV, CHESAPEAKE VA 23321 - Photo 2

4132 Mystic CV, CHESAPEAKE VA 23321 - Photo 3

4132 Mystic CV, CHESAPEAKE VA 23321 - Photo 4

4132 Mystic CV, CHESAPEAKE VA 23321 - Photo 5

$399,900

$199 / sqft · est. $2,544/mo →

4beds

2baths

2,011sqft

52days on market

4132 Mystic Cv, Chesapeake, VA 23321

Under ContractResidential · built 1995 · CHADSWYCK TERRACE

Facts & features

Type

Residential

Year built

1995

Price / sqft

$199

HOA

None

Taxes

$4,227/yr

County

Chesapeake VA

MLS #

10649242

Interior

Bedrooms: 4
Full baths: 2
Approx. sqft: 2,011
Stories: 2
Flooring: Carpet, Laminate/LVP
Total rooms: 7
Other rooms: Attic
Appliances: Dishwasher, Dryer Hookup, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Traditional, Transitional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Fencing: Back Fenced

Utilities & systems

Heating: Forced Hot Air, Nat Gas
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: CHADSWYCK TERRACE
Zoning: R10S
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Driveway Spc
Possession: SETTLEMENT
Disclosures: Contract Owner, Disclosure Statement, Related to Seller

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Charming home in Western Branch that needs at little TLC. This home offers a great opportunity for buyers looking to create a space that truly reflects their style and vision. The kitchen and bathrooms need to be updated, but this offers the perfect opportunity to add your personal touches and build equity along the way. Recent improvements include new interior paint throughout, LVP flooring in the main living areas, and new carpet in the bedrooms. With a little vision, creativity, and sweat equity, this home has the potential to become a beautiful and inviting space. *Some Closing Costs Assistance Available*

Listing courtesy of Keisha Raspberry · Atlantic Sothebys Int'l Realty · REIN MLS #10649242

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 4132 Mystic CV—a four-bedroom, two-bath home built in 1995 with 2,011 square feet of living space. You're about 12 minutes from Naval Medical Center Portsmouth and 13 minutes from Norfolk Naval Shipyard. Chesapeake homes for sale in this zip code offer solid commute times and everyday convenience.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Edwin W. Chittum Elementary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This home sits on a quiet street with room to stretch out. The 1995 construction means established bones and a floor plan built for real living. You'll find grocery stores, gyms, and dining options within a few blocks. The location puts you close to major employers while keeping daily errands quick. If you're comparing homes for sale in Chesapeake, this address balances accessibility with neighborhood calm.

CHADSWYCK TERRACE and the Chesapeake real estate market

Mystic CV is a residential street in Chesapeake where neighbors know each other and yards give you space to breathe. The block has the feel of a stable, established community—tree-lined and quiet, yet close to everything you need. Chesapeake itself is Virginia's largest city by area, sprawling across 430 square miles of suburban and rural character. You're in a part of town that blends convenience with a slower pace. Getting around is easy on local roads; Naval Medical Center Portsmouth and Norfolk Naval Shipyard are both under 15 minutes away by car. Downtown Norfolk and the waterfront are a 20-minute drive if you want city culture or dining. Anyone comparing homes for sale in 23321 will notice this zip code sits at the sweet spot between suburban calm and urban access.

What's nearby

ALDI, BJ's Wholesale Club, and Lidl are all within a few blocks, so groceries are never a hassle. Panda Express, Zero's Subs, and Taco Bell offer quick lunch options nearby. McDonald's and Tropical Smoothie Cafe are close for coffee or a fast breakfast. If you work out, D1 Training West Chesapeake, Your Time Fitness, and 2KnuckleSports MMA & Fitness are all under a mile away. Western Branch Softball fields and Western Branch Dog Park sit about 0.8 miles out, giving you outdoor recreation right in the neighborhood.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is roughly 12 minutes away; Norfolk Naval Shipyard adds another option at 13 minutes. This address sits in a zone where VA loan financing is common and move-in timelines are straightforward. Four bedrooms and two baths give you room to settle in without major renovation needs.

Room to grow

Four bedrooms mean space for kids, a home office, or a guest room. Two full baths cut morning crowding in half. The 2011-square-foot layout spreads out across a solid lot, and the fenced yard gives children room to play safely. Storage and a traditional floor plan make it easy to grow into the home.

Homes like this one sell fast — see the next one first

Chesapeake$335K – $460K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryEdwin W. Chittum Elementary School
7.8/10
MiddleJolliff Middle School
7.6/10
HighWestern Branch High School
6.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a home neighborhood in Chesapeake, Virginia. It has tree-lined streets and a mix of single-family homes. The area shares the wider suburban feel of Chesapeake.

$375K

Median sale · 12 mo

$202

Sold $/sq ft

33d

Days on market

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →

Neighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,544/mo

Down payment20% · $79,980

Interest rate6.75%

Loan term30 years

Principal & interest

$2,075

Property tax

$352

Home insurance

$117

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

96% of $418,500

City assessment record · taxes $4,227/yr

Land share of assessed value

38% — $160,000

Improvements $258,500 · assessor record ✓

Price context — similar nearby homes

$318,000 – $380,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4116 Emberhill Lane LN · 1.5 mi · 1,978 sqft$318,000 sold 2026-08

4267 White Cap CRST · 1.5 mi · 2,062 sqft$380,000 sold 2026-09

4227 Meander WAY · 1.8 mi · 2,034 sqft$370,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$399,900

Price / Sq Ft

$199

Annual Taxes

$4,227

Monthly Tax

$352

HOA

None

Tax Rate (effective)

1.06%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 22, 2026	$399,900	—
Price reduced	Sep 25, 2026	$399,900	−$20,000
Currently listed	—	$399,900	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$418,500

Land

$160,000

Improvement

$258,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4132 Mystic Cv in a good school zone?+

The assigned zones on the listing record are Edwin W. Chittum Elementary (VaHome School Score 7.8/10), Jolliff Middle (VaHome School Score 7.6/10), Western Branch (VaHome School Score 6.3/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4132 Mystic Cv in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 4132 Mystic Cv have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 4132 Mystic Cv built?+

It was built in 1995, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Keisha Raspberry · Atlantic Sothebys Int'l Realty · REIN MLS #10649242

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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See it in person — the record only says so much.

Call or text (757) 777-7577

4132 Mystic Cv, Chesapeake, Virginia 23321 · MLS #10649242 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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4132 Mystic Cv, Chesapeake, VA 23321

Facts & features

About this home

Our read on this home

Why this home stands out

CHADSWYCK TERRACE and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Western Branch

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)