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ChesapeakePORTLOCK TERRACE4109 Franklin St✓ Source: REIN MLS #10613335 · record updated May 5, 2026 · synced every 2 min · your inquiry is never resold
4109 Franklin ST, CHESAPEAKE VA 23324 - Main photo
$335,000
$223 / sqft · est. $2,088/mo →
3beds
2.1baths
1,500sqft
85days on market

4109 Franklin St, Chesapeake, VA 23324

SoldResidential · built 2005 · PORTLOCK TERRACE

About this home

The listing, in the seller's words

Welcome to this sweet three bedroom, 2.5 bath home. You'll love how the kitchen opens to the living room, newer luxury plank flooring downstairs and comfortable carpet in each of the bedrooms. The home is located near shopping, interstates, navy bases and is very close to downtown Norfolk. It's a a perfect place to call home!

Listing courtesy of Jerri Hartz · LPT Realty LLC · REIN MLS #10613335

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2005

Price / sqft

$223

HOA

None

Taxes

$3,020/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10613335

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,500
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
6
Other rooms
Breakfast Area, Pantry, Porch, Utility Closet, Workshop
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
PORTLOCK TERRACE
Zoning
R6
Ownership
Fee Simple
Garage
No
Parking
4 Space, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Crestwood

Crestwood is an established residential neighborhood in Chesapeake, Virginia, set along Great Bridge Boulevard near the South Norfolk and Greenbrier areas.

$375K

Median sale · 12 mo

$205

Sold $/sq ft

14d

Days on market

1

For sale now

$63K

HH income

76.4%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Crestwood
Map of Crestwood with neighborhood boundaryNeighborhood

browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,088/mo

Principal & interest

$1,738

Property tax

$252

Home insurance

$98

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

112% of $299,000

City assessment record · taxes $3,020/yr

Land share of assessed value

33% — $100,000

Improvements $199,000 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$230,000$350,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4126 Reid ST · 0.3 mi · 1,489 sqft$349,900 sold 2026-02
429 Clemson AVE · 0.3 mi · 1,561 sqft$230,000 sold 2026-04
4109 5th ST · 0.3 mi · 1,620 sqft$274,500 sold 2026-04

Sale & Tax History

List Price

$335,000

Price / Sq Ft

$223

Annual Taxes

$3,020

Monthly Tax

$252

HOA

None

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 14, 2026$335,000
SoldMar 23, 2026$335,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$299,000

Land

$100,000

Improvement

$199,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 4109 Franklin St in a good school zone?+
The assigned zones on the listing record are Portlock Primary, Oscar Smith Middle (GreatSchools 7/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4109 Franklin St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 4109 Franklin St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 4109 Franklin St built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jerri Hartz · LPT Realty LLC · REIN MLS #10613335

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

4109 Franklin St, Chesapeake — photo

This one's sold — the next one doesn't have to be.

4109 Franklin St, Chesapeake, Virginia 23324 · MLS #10613335 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.