Skip to main content
VaHome.com
Carrollton › SOUTH HARBOR › 407 Tributary Ln✓ Source: REIN MLS #10636723 · record updated Aug 17, 2026 · synced every 2 min · your inquiry is never resold
407 Tributary LN, CARROLLTON VA 23314 - Main photo
407 Tributary LN, CARROLLTON VA 23314 - Photo 2
407 Tributary LN, CARROLLTON VA 23314 - Photo 3
407 Tributary LN, CARROLLTON VA 23314 - Photo 4
407 Tributary LN, CARROLLTON VA 23314 - Photo 5
$459,990
$242 / sqft · est. $2,972/mo →
2beds
2baths
1,898sqft
4days on market

407 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$242

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10636723

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$207/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor Primary BR, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
AT CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

PALLADIO RANCH. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10636723

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

407 Tributary Lane is a brand-new 2-bedroom, 2-bath home in Carrollton, Virginia, offering 1,898 square feet of thoughtfully designed living space built in 2026. Grocery stores, restaurants, and a gym are all within a half-mile, and two major Navy installations are under 25 minutes away.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — is fresh from the ground up. At just under 1,900 square feet across two bedrooms and two full baths, the layout is efficient without feeling cramped. Carrollton sits in Isle of Wight County, which carries a quieter, more rural character than the denser cities across the James River, yet daily conveniences land practically at your doorstep on Tributary Lane.

SOUTH HARBOR and the Carrollton real estate market

Carrollton occupies the northern tip of Isle of Wight County, tucked between the James River and the Route 17 corridor. The pace here is noticeably calmer than Virginia Beach or Norfolk — neighborhoods are spread out, tree lines are generous, and traffic rarely stacks up the way it does on the Southside. That said, the Hampton Roads metro is fully within reach: the James River Bridge puts Newport News about 15 minutes north, and the Monitor-Merrimac Memorial Bridge-Tunnel connects you to Suffolk and points south. Isle of Wight County governs the area, and the county's low-density zoning keeps the surroundings from ever feeling overcrowded. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find that Tributary Lane sits squarely within that attendance zone, making it a natural starting point for that search.

What's nearby

Step outside and daily errands practically handle themselves. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile — so lunch options are never a debate. Food Lion is just 0.3 miles away for a quick grocery run, with Publix Super Market at Bartlett Station adding a larger option at 0.6 miles. Morning coffee is covered by the 7-Eleven and McDonald's both within a couple of blocks. Anytime Fitness sits 0.1 miles from the front door, making it genuinely easy to keep a workout routine without a long commute to the gym.

For different buyers

For military families relocating

NSA Northwest Annex is roughly 18 minutes from 407 Tributary Lane, and NSA Hampton Roads sits about 21 minutes out — both well within a comfortable daily commute. New construction means no deferred maintenance surprises during a PCS move, and VA loan eligibility pairs well with a 2026 build where appraisals tend to align cleanly with purchase terms. Isle of Wight County's lower density also means a quieter off-duty environment.

For first-time buyers

A 2026 build removes the biggest worry for first-time buyers: unexpected repair costs. Everything is under warranty and up to current code. The two-bedroom, two-bath footprint keeps carrying costs manageable while still delivering nearly 1,900 square feet of living space. Add walkable groceries, restaurants, and a gym, and 407 Tributary Lane offers a genuinely low-friction entry into homeownership in one of Hampton Roads' more relaxed corners.

More buyer questions

How far is 407 Tributary Lane from NSA Northwest Annex?

The drive from 407 Tributary Lane to NSA Northwest Annex runs approximately 18 minutes under normal traffic conditions, making it one of the more convenient locations in Isle of Wight County for personnel assigned there.

Is 407 Tributary Lane in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls the current FEMA map data for the parcel.

What year was 407 Tributary Lane built?

407 Tributary Lane was built in 2026, making it brand-new construction with all systems, finishes, and structural components at their starting point.

How big is the home at 407 Tributary Lane?

The home offers 1,898 square feet of living space across two bedrooms and two full bathrooms, a footprint that works well for couples, small families, or anyone who wants room to spread out without managing a large house.

Can a VA loan be used to purchase 407 Tributary Lane?

VA loan eligibility is determined by the buyer's service record and lender qualification, but new construction like a 2026 build typically appraises cleanly and pairs well with VA financing — your lender can confirm the specifics for this property.

Tom and Dariya Milan at LPT Realty know Carrollton and Isle of Wight County well — reach out to get your questions answered and schedule a walkthrough of 407 Tributary Lane.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$390K – $530K2+ beds

Listings refresh every 2 minutes, straight from the MLS. At most one email a day. Unsubscribe anytime.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,765/mo

Principal & interest

$2,387

Property tax

$244

Home insurance

$134

PMI

None

HOA/Condo (paid separately)

$207

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$334,990 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2213 Mainsail DR · 0.1 mi · 1,898 sqft$490,000 sold 2026-09
23078 Retreat LN · 0.2 mi · 1,975 sqft$400,000 sold 2026-04
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold

Sale & Tax History

List Price

$459,990

Price / Sq Ft

$242

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.64%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$459,990—
Currently listed—$459,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 407 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 407 Tributary Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 407 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 407 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 407 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 407 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10636723

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

407 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

407 Tributary Ln, Carrollton, Virginia 23314 · MLS #10636723 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆