Skip to main content
VaHome.com
Chesapeake › WELLSPRING › 405 S Monterey Dr✓ Source: REIN MLS #10642834 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold
405 S Monterey DR, CHESAPEAKE VA 23320 - Main photo
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 2
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 3
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 4
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 5
4beds
2.1baths
2,121sqft
36days on market

405 S Monterey Dr, Chesapeake, VA 23320

Under ContractResidential · built 1995 · WELLSPRING

Facts & features

Type

Residential

Year built

1995

Price / sqft

$231

HOA

None

Taxes

$4,455/yr

County

Chesapeake VA

MLS #

10642834

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,121
Stories
2
Flooring
Laminate/LVP, Other
Ensuite bedrooms
1
Total rooms
7
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Washer
Equipment
Ceiling Fan, Electric Vehicle Charging Station, Gar Door Opener

Construction & exterior

Style
Traditional, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Full,Privacy,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
WELLSPRING
Zoning
R15S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

This home is a Wellspring gem with valuable upgrades. The front lawn and spacious 2 car garage create a warm and inviting first impression. Inside, the thoughtfully designed first floor offers multiple living spaces including a formal living room, dining room, eat in kitchen and cozy den featuring a gas fireplace. A convenient half bath makes everyday living and entertaining a breeze. Upstairs has four generously sized bedrooms including a primary suite with vaulted ceilings. Throughout the home, you'll appreciate having no carpet and LVP in every bedroom. The deck right outside the patio door is superb for hosting, overlooking an expansive newly fenced backyard with endless possibilities for play, gardening, pets or outdoor gatherings. A storage shed provides additional space for tools and equipment. TESLA EV charger conveys. Loan is assumable.

Listing courtesy of Jackie Feagin · BHHS RW Towne Realty · REIN MLS #10642834

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, two-bath home in Chesapeake built in 1995. Located just minutes from USCG Finance Center Chesapeake and Norfolk Naval Shipyard. Walkable to shops, gyms, and restaurants. VA loan financing is common here.

Read the full overview ↓

Why this home stands out

This 2,121-square-foot home sits on a quiet street with easy access to military bases and everyday conveniences. Four bedrooms give you flexibility for a home office, guest room, or hobby space. The open layout and established neighborhood make it straightforward to settle in without major updates. You're close enough to walk to coffee shops and fitness centers, yet far enough from traffic to enjoy peace and quiet.

WELLSPRING and the Chesapeake real estate market

South Monterey Drive is a tree-lined residential street in a stable Chesapeake neighborhood where neighbors know each other and homes hold steady. The block mixes well-maintained single-family homes from the 1990s and 2000s, all with modest lots and good sight lines. Chesapeake itself is Virginia's largest city by land area, blending suburban comfort with urban conveniences. Getting around is easy: major roads like George Washington Highway and I-64 are close by, so your commute to Norfolk Naval Shipyard takes about 11 minutes. Downtown Chesapeake's shopping and dining hub is a short drive away. Anyone comparing homes for sale in Chesapeake will find this zip code offers a solid balance of affordability and access. The area is family-oriented without feeling crowded, and it draws people who value a quiet street over a busy one.

What's nearby

Daily life is convenient here. Old World Provisions and ALDI are both under half a mile away for groceries. Coffee lovers have 7-Eleven, Toastique, and Pale Horse Coffee within walking distance. Hungry? Biscuit Belly, Super Chix, and Urban Hot Pot are all nearby. Fitness options include LG Fit, Pro Strength Gym, and Shaolin Kung Fu Centers, each a short drive or bike ride. Parks like Crossways Park and the Chesapeake 9/11 Memorial offer outdoor space for walking or recreation.

For different buyers

Base commute and VA loan notes

USCG Finance Center Chesapeake is just two minutes away by car. Norfolk Naval Shipyard sits about 11 minutes out. VA loan financing is straightforward in this area, and the home's condition means minimal delays before you move in. Four bedrooms and established infrastructure make this a practical choice for a stable setup.

Room to grow

Four bedrooms let you claim a home office, guest room, or hobby space without compromise. The 2,121-square-foot floor plan flows well for daily living. A fenced yard gives kids and pets room to play safely. Storage and layout work together, so you're not fighting the house to fit your life into it.

More buyer questions

How far is 405 S Monterey Drive from USCG Finance Center Chesapeake?

About two minutes by car. It's one of the closest commutes in the area.

What is the drive time to Norfolk Naval Shipyard?

Roughly 11 minutes, depending on traffic and your exact destination inside the shipyard.

Are there grocery stores within walking distance?

Yes. Old World Provisions is 0.3 miles away, and ALDI is 0.5 miles away—both are easy walks or a quick drive.

What year was this home built?

1995. The home is well-established and has had nearly 30 years of proven durability.

Can I find homes for sale in 23320 with four bedrooms?

Yes. This address is one example of the four-bedroom inventory in the 23320 zip code, a popular area for its balance of affordability and location.

Ready to explore 405 S Monterey Drive? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Chesapeake home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$415K – $565K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Knells Ridge

Knells Ridge sits in the Greenbrier area of north Chesapeake. It clusters along Knells Ridge Boulevard just off North Battlefield Boulevard near Oak Grove Road, ZIP 23320.

$365K

Median sale · 12 mo

$207

Sold $/sq ft

17d

Days on market

8

For sale now

$83K

HH income

52.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Knells Ridge →
Map of Knells Ridge with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,057/mo

Principal & interest

$2,543

Property tax

$371

Home insurance

$143

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

111% of $441,100

City assessment record · taxes $4,455/yr

Land share of assessed value

37% — $165,000

Improvements $276,100 · assessor record ✓

Price context — similar nearby homes

$370,000 – $450,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

500 Stillwater DR · 1.5 mi · 2,108 sqft$450,000 sold 2026-07
327 Esplanade PL · 1.8 mi · 2,100 sqft$370,000 sold 2026-05
549 Broad Bend CIR · 1.7 mi · 2,294 sqft$450,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$490,000

Price / Sq Ft

$231

Annual Taxes

$4,455

Monthly Tax

$371

HOA

None

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 20, 2026$490,000—
Price reducedAug 7, 2026$490,000−$9,900
Currently listed—$490,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$441,100

Land

$165,000

Improvement

$276,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 405 S Monterey Dr in a good school zone?+
The assigned zones on the listing record are B.M. Williams Primary, Greenbrier Middle (VaHome School Score 7.2/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 405 S Monterey Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 405 S Monterey Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 405 S Monterey Dr built?+
It was built in 1995, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jackie Feagin · BHHS RW Towne Realty · REIN MLS #10642834

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

405 S Monterey Dr, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

405 S Monterey Dr, Chesapeake, Virginia 23320 · MLS #10642834 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆