Chesapeake › WELLSPRING › 405 S Monterey Dr✓ Source: REIN MLS #10642834 · record updated Aug 25, 2026 · synced every 2 min · your inquiry is never resold

405 S Monterey DR, CHESAPEAKE VA 23320 - Main photo

405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 2

405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 3

405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 4

405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 5

$490,000

$231 / sqft · est. $3,057/mo →

4beds

2.1baths

2,121sqft

36days on market

405 S Monterey Dr, Chesapeake, VA 23320

Name: 405 S Monterey DR, Chesapeake, Virginia 23320
Brand: BHHS RW Towne Realty
Price: 490000 USD
Availability: InStock

Under ContractResidential · built 1995 · WELLSPRING

Facts & features

Type

Residential

Year built

1995

Price / sqft

$231

HOA

None

Taxes

$4,455/yr

County

Chesapeake VA

MLS #

10642834

Interior

Bedrooms: 4
Full baths: 2
Half baths: 1
Approx. sqft: 2,121
Stories: 2
Flooring: Laminate/LVP, Other
Ensuite bedrooms: 1
Total rooms: 7
Other rooms: Attic, Breakfast Area, Foyer, PBR with Bath, Pantry
Appliances: Dishwasher, Disposal, Dryer, Microwave, Gas Range, Washer
Equipment: Ceiling Fan, Electric Vehicle Charging Station, Gar Door Opener

Construction & exterior

Style: Traditional, Transitional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Fencing: Full,Privacy,Wood Fence

Utilities & systems

Heating: Forced Hot Air, Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: WELLSPRING
Zoning: R15S
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, 2 Space, Driveway Spc
Possession: SETTLE
Disclosures: Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

This home is a Wellspring gem with valuable upgrades. The front lawn and spacious 2 car garage create a warm and inviting first impression. Inside, the thoughtfully designed first floor offers multiple living spaces including a formal living room, dining room, eat in kitchen and cozy den featuring a gas fireplace. A convenient half bath makes everyday living and entertaining a breeze. Upstairs has four generously sized bedrooms including a primary suite with vaulted ceilings. Throughout the home, you'll appreciate having no carpet and LVP in every bedroom. The deck right outside the patio door is superb for hosting, overlooking an expansive newly fenced backyard with endless possibilities for play, gardening, pets or outdoor gatherings. A storage shed provides additional space for tools and equipment. TESLA EV charger conveys. Loan is assumable.

Listing courtesy of Jackie Feagin · BHHS RW Towne Realty · REIN MLS #10642834

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

405 S Monterey Drive is a four-bedroom, 2.5-bath single-family home in Chesapeake, Virginia, built in 1995 with 2,121 square feet of living space. It sits less than a mile from the Greenbrier corridor, putting groceries, restaurants, and green space practically at your doorstep.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23320 and homes for sale zoned for Oscar Smith High School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Knells Ridge homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

What sets 405 S Monterey Drive apart is its rare combination of suburban calm and urban convenience. The USCG Finance Center Chesapeake is literally two minutes away — an almost unheard-of commute for active-duty households. Add walkable access to a dense pocket of dining, fitness, and grocery options along the Greenbrier corridor, and you have a home that genuinely earns its location. Among Chesapeake homes for sale, this address punches well above its zip code average for day-to-day livability.

WELLSPRING and the Chesapeake real estate market

405 S Monterey Drive sits in the Greenbrier area of Chesapeake, Virginia — one of the city's most established and self-contained communities. Greenbrier grew up around a thoughtful mix of residential streets, retail corridors, and green space, and it has only gotten more convenient over the decades. You're in the 23320 zip code, which covers a broad swath of central Chesapeake and places you close to everything the city's commercial core has to offer without the noise of living directly on a main road. Chesapeake itself is Virginia's second-largest city by land area, and it carries that size with a surprisingly low-key, neighborhood-first character. City services are strong, traffic patterns are manageable compared to neighboring Virginia Beach or Norfolk, and the mix of longtime residents and newer families gives the area a grounded, community-oriented feel. For anyone browsing homes for sale in Chesapeake, the Greenbrier pocket consistently stands out for how much daily life it puts within a short drive — or walk.

What's nearby

Daily errands are genuinely easy from 405 S Monterey Drive. Old World Provisions (a Dietz & Watson specialty market) is 0.3 miles away, and ALDI is just half a mile out for everyday grocery runs. When you want to eat out, Biscuit Belly, Super Chix, and Urban Hot Pot are all within 0.5 miles. Pale Horse Coffee at Summit Pointe and Toastique are both under 0.6 miles for your morning routine. Fitness options are equally close — LG Fit LLC is 0.3 miles away, with Pro Strength Gym and Shaolin Kung Fu Centers each under half a mile. For fresh air, Crossways Park and the Chesapeake 9/11 Memorial are both within a short walk.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is a two-minute drive from the front door — one of the shortest base commutes you will find anywhere in Hampton Roads. Norfolk Naval Shipyard is about eleven minutes out, making this address a strong fit for dual-military households or anyone weighing a VA loan purchase who wants flexibility across multiple duty stations.

For first-time buyers

Four bedrooms and over 2,100 square feet give you room to grow from day one, and the Greenbrier location means you are never far from what you need. Families comparing homes for sale in 23320 will find that this address offers an unusually complete package — walkable amenities, quick base access, and a well-established neighborhood — without having to compromise on space.

Homes like this one sell fast — see the next one first

Chesapeake$415K – $565K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryB.M. Williams Primary
—
MiddleGreenbrier Middle School
7.2/10
HighOscar F. Smith High School
4/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Knells Ridge

Knells Ridge sits in the Greenbrier area of northern Chesapeake, clustered along Knells Ridge Boulevard just off North Battlefield Boulevard near Oak Grove Road (ZIP 23320).

$365K

Median sale · 12 mo

$207

Sold $/sq ft

17d

Days on market

For sale now

$83K

HH income

52.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Knells Ridge →

Neighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,057/mo

Down payment20% · $98,000

Interest rate6.75%

Loan term30 years

Principal & interest

$2,543

Property tax

$371

Home insurance

$143

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

111% of $441,100

City assessment record · taxes $4,455/yr

Land share of assessed value

37% — $165,000

Improvements $276,100 · assessor record ✓

Price context — similar nearby homes

$370,000 – $483,070

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

500 Stillwater DR · 1.5 mi · 2,108 sqft$450,000 sold 2026-07

417 Broad Bend CIR · 1.7 mi · 2,094 sqft$483,070 sold 2026-06

327 Esplanade PL · 1.8 mi · 2,100 sqft$370,000 sold 2026-05

Sale & Tax History

List Price

$490,000

Price / Sq Ft

$231

Annual Taxes

$4,455

Monthly Tax

$371

HOA

None

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jul 20, 2026	$490,000	—
Price reduced	Aug 7, 2026	$490,000	−$9,900
Currently listed	—	$490,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$441,100

Land

$165,000

Improvement

$276,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 405 S Monterey Dr in a good school zone?+

The assigned zones on the listing record are B.M. Williams Primary, Greenbrier Middle (VaHome School Score 7.2/10), Oscar Smith (VaHome School Score 3.7/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 405 S Monterey Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 405 S Monterey Dr have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 405 S Monterey Dr built?+

It was built in 1995, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jackie Feagin · BHHS RW Towne Realty · REIN MLS #10642834

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Name

Phone (optional)

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See it in person — the record only says so much.

Call or text (757) 777-7577

405 S Monterey Dr, Chesapeake, Virginia 23320 · MLS #10642834 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

405 S Monterey Dr, Chesapeake, VA 23320

Facts & features

About this home

Our read on this home

Why this home stands out

WELLSPRING and the Chesapeake real estate market

What's nearby

For different buyers

For military families relocating

For first-time buyers

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

Flood Risk

Hurricane Evacuation Zone

Knells Ridge

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.