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Chesapeake › WELLSPRING › 405 S Monterey Dr✓ Source: REIN MLS #10642834 · record updated Jul 6, 2026 · synced every 5 min · your inquiry is never resold
405 S Monterey DR, CHESAPEAKE VA 23320 - Main photo
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 2
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 3
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 4
405 S Monterey DR, CHESAPEAKE VA 23320 - Photo 5
$509,000
$240 / sqft · est. $3,161/mo →
4beds
2.1baths
2,121sqft
0days on market

405 S Monterey Dr, Chesapeake, VA 23320

New ListingResidential · built 1995 · WELLSPRING

About this home

The listing, in the seller's words

This home is a Wellspring gem with valuable upgrades. The front lawn and spacious 2 car garage create a warm and inviting first impression. Inside, the thoughtfully designed first floor offers multiple living spaces including a formal living room, dining room, eat in kitchen and cozy den featuring a gas fireplace. A convenient half bath makes everyday living and entertaining a breeze. Upstairs has four generously sized bedrooms including a primary suite with vaulted ceilings. Throughout the home, you'll appreciate having no carpet and LVP in every bedroom. The deck right outside the patio door is superb for hosting, overlooking an expansive newly fenced backyard with endless possibilities for play, gardening, pets or outdoor gatherings. A storage shed provides additional space for tools and equipment. TESLA EV charger conveys.

Listing courtesy of Jackie Feagin · BHHS RW Towne Realty · REIN MLS #10642834

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1995

Price / sqft

$240

HOA

None

Taxes

$4,455/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10642834

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,161/mo

Principal & interest

$2,641

Property tax

$371

Home insurance

$148

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$370,000 – $590,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

445 Broad Bend CIR · 1.7 mi · 2,090 sqft$492,000 sold 2026-06
417 Broad Bend CIR · 1.7 mi · 2,094 sqft$483,070 sold 2026-06
431 Supplejack CT · 1.7 mi · 2,180 sqft$480,000 sold 2026-04

Sale & Tax History

List Price

$509,000

Price / Sq Ft

$240

Annual Taxes

$4,455

Monthly Tax

$371

HOA

None

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 6, 2026$509,000—
Currently listed—$509,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 405 S Monterey Dr in a good school zone?+
The assigned zones on the listing record are B.M. Williams Primary, Greenbrier Middle (GreatSchools 6/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 405 S Monterey Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 405 S Monterey Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 405 S Monterey Dr built?+
It was built in 1995, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jackie Feagin · BHHS RW Towne Realty · REIN MLS #10642834

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

405 S Monterey Dr, Chesapeake, Virginia 23320 · MLS #10642834 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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