Chesapeake › BRITTANY WOODS › 4005 Terry Dr✓ Source: REIN MLS #10639464 · record updated Oct 6, 2026 · synced every 2 min · your inquiry is never resold

4005 Terry DR, CHESAPEAKE VA 23321 - Main photo

$430,000

4beds

2.1baths

2,129sqft

89days on market

4005 Terry Dr, Chesapeake, VA 23321

SoldResidential · built 1978 · BRITTANY WOODS

Facts & features

Type

Residential

Year built

1978

Price / sqft

$202

HOA

None

Taxes

$3,952/yr

County

Chesapeake VA

MLS #

10639464

Interior

Bedrooms: 4
Full baths: 2
Half baths: 1
Approx. sqft: 2,129
Stories: 2
Flooring: Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 8
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Screened Porch, Utility Room
Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
Equipment: Ceiling Fan, Gar Door Opener

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Brick
Pool: No Pool

Utilities & systems

Heating: Forced Hot Air, Nat Gas
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: BRITTANY WOODS
Zoning: R10S
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Multi Car, Off Street, Driveway Spc
Possession: CLOSING
Disclosures: Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Beautiful brick ranch in Western Branch with gorgeous updates! Remodels/refreshes include a new roof (2020), dining and living rooms (2019), and kitchen/den/bathrooms (2016). Three bedrooms are on the first floor, and a finished room over the garage can be your home office or even a home gym. Enjoy a quiet evening on the screened-in back porch while dinner cooks on the grill on the adjacent patio. Call today for your private showing!

Listing courtesy of Lee Cross · Cross Realty · REIN MLS #10639464

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four-bedroom, two-bath home on Terry Drive in Chesapeake offers 2,129 square feet of living space. Built in 1978, this residential property sits just 11 minutes from Naval Medical Center Portsmouth. It's a solid foundation for anyone exploring Chesapeake homes for sale in this zip code.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 1978-built home delivers four bedrooms and over 2,100 square feet across a practical floor plan. The location puts you minutes from both Naval Medical Center Portsmouth and USCG Base Portsmouth. If you're comparing homes for sale in Chesapeake, the commute advantage here is real—and the price point reflects the value.

BRITTANY WOODS and the Chesapeake real estate market

Terry Drive sits in a residential pocket of Chesapeake where tree-lined streets and established homes create a settled, accessible feel. The neighborhood balances quiet living with easy access to shopping, dining, and major routes. Chesapeake itself is Virginia's largest city by area, spanning over 400 square miles of waterfront, farmland, and suburban neighborhoods. Daily life here means short drives to grocery stores, restaurants, and parks. The city's schools serve families across multiple zones—anyone comparing homes for sale zoned for Western Branch High School or homes for sale zoned for Western Branch Primary School will find this address within that attendance area. Getting around Chesapeake is straightforward via local roads and quick highway access. The city balances rural charm with urban convenience, making it a natural hub for the Hampton Roads region.

What's nearby

Lilley Farms Strawberries + More is just a tenth of a mile away, perfect for quick grocery runs and fresh produce. Surf Rider restaurant sits less than a mile down the road for casual dining. Plaza Azteca Mexican Restaurant at Dock Landing is another mile out, offering another dining option. The neighborhood anchors mean you're never far from essentials and entertainment. Shopping and dining are truly convenient here.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is about 11 minutes away by car, and USCG Base Portsmouth is roughly 12 minutes. VA loan financing is common in this area, and the home's established condition means you can move in without major delays. The commute is short enough to keep work-life balance intact.

Room to grow

Four bedrooms give you room for kids, a home office, or guest space. Over 2,100 square feet spreads across a practical layout that doesn't feel cramped. The lot provides outdoor space, and the established neighborhood means mature trees and a settled feel.

Homes like this one sell fast — see the next one first

Chesapeake$365K – $495K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryWestern Branch Primary SchoolPK–2 · SOL testing starts in grade 3 · tests at Western Branch Intermediate
6.2/10via Intermediate
MiddleWestern Branch Middle School
6.8/10
HighWestern Branch High School
6.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

17.3 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a home neighborhood in Chesapeake, Virginia. It has tree-lined streets and a mix of single-family homes. The area shares the wider suburban feel of Chesapeake.

$388K

Median sale · 12 mo

$203

Sold $/sq ft

33d

Days on market

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →

Neighborhood

see more Chesapeake homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,686/mo

Down payment20% · $86,000

Interest rate6.75%

Loan term30 years

Principal & interest

$2,231

Property tax

$329

Home insurance

$125

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

110% of $391,300

City assessment record · taxes $3,952/yr

Land share of assessed value

38% — $150,000

Improvements $241,300 · assessor record ✓

Price context — similar nearby homes

$310,000 – $515,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2432 Lakewood LN · 1.2 mi · 1,887 sqft$425,000 sold 2026-05

3909 Wedgewood DR · 1.7 mi · 2,062 sqft$500,000 sold 2026-05

4232 Valencia RD · 2.3 mi · 2,100 sqft$363,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$430,000

Price / Sq Ft

$202

Annual Taxes

$3,952

Monthly Tax

$329

HOA

None

Tax Rate (effective)

0.92%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jul 9, 2026	$430,000	—
Price reduced	Oct 6, 2026	$430,000	−$20,000
Sold	Sep 30, 2026	$430,000	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

10% above assessment

Total Assessed

$391,300

Land

$150,000

Improvement

$241,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4005 Terry Dr in a good school zone?+

The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.8/10), Western Branch (VaHome School Score 6.3/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4005 Terry Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 4005 Terry Dr?+

Yes — Full Potential Fitness and Wellness is about 1 miles away, per the cached nearby-places record for this address.

Where is the nearest grocery store to 4005 Terry Dr?+

Lilley Farms Strawberries + More is about 0.5 miles away.

Does 4005 Terry Dr have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 4005 Terry Dr built?+

It was built in 1978, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Lee Cross · Cross Realty · REIN MLS #10639464

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Chesapeake Call or text (757) 777-7577

4005 Terry Dr, Chesapeake, Virginia 23321 · MLS #10639464 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

4005 Terry Dr, Chesapeake, VA 23321

Facts & features

About this home

Our read on this home

Why this home stands out

BRITTANY WOODS and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Western Branch

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

This one's sold — the next one doesn't have to be.

Flood Risk (FEMA)