Chesapeake › HARBOR WATCH CONDO › 4 Harbor Watch Dr ##520✓ Source: REIN MLS #10646639 · record updated Jul 30, 2026 · synced every 2 min · your inquiry is never resold

4 Harbor Watch DR ##520, CHESAPEAKE VA 23320 - Main photo

$310,000

3beds

2baths

1,668sqft

0days on market

4 Harbor Watch Dr ##520, Chesapeake, VA 23320

Name: 4 Harbor Watch DR ##520, Chesapeake, Virginia 23320
Brand: Swell Realty Co
Price: 310000 USD
Availability: InStock

New ListingResidential · built 2003 · HARBOR WATCH CONDO

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Deep Water Access, Dock, Navigable, River.

Frontage

River ✓ VERIFIED

Dock

Shoreline

Bulkheaded

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Exceptional top-floor corner condo with a deeded boat slip complete with water and electricity, ideally located near the river for easy access to boating, fishing, kayaking, cruising. This 3-bedroom, 2-bath home offers a bright, open floor plan with a spacious kitchen overlooking the dining and living areas. Both bedrooms feature ensuite baths. The primary suite includes dual sinks and a large walk-in closet, while the second bedroom offers dual closets. French doors lead to the third bedroom, perfect as an office, den or guest room. Add'l features include a full laundry room, LVP and tile flooring throughout (no carpet), Andersen windows, Levolor retractable blinds, a private composite-deck balcony, elevator access, security system, and abundant storage. Enjoy the waterfront community with picnic/grilling areas and a swing overlooking the water, along with outdoor pool, clubhouse, gazebo, kayak storage. Move-in ready and waiting for your personal touch to make it truly your own.

Listing courtesy of Gina Cross · Swell Realty Co · REIN MLS #10646639

Schools

ElementaryB.M. Williams Primary
—
MiddleCrestwood Middle School
5/10
HighOscar F. Smith High School
3/10

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2003

Price / sqft

$186

Condo fee

$551/mo

Taxes

$2,765/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10646639

Condo association includes

Boat SlipClubhouseDockElevatorGround MaintOtherPoolSewerTrash PickupWater

$551/mo condo fee · Harbor Watch Condo Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,668
Stories: 1
Flooring: Ceramic, Laminate/LVP
Ensuite bedrooms: 2
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Assigned Storage, Balcony, Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment: Cable Hookup, Ceiling Fan, Intercom, Security Sys
Accessibility: Casement/Crank Windows, Elevator, Level Flooring, Main Floor Laundry, Ramp

Construction & exterior

Style: Contemp, Lo Rise
Subtype: Attached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Waterfront: Bulkhead,Deep Water Access,Dock,Navigable,River
Deep-water access: Yes

Utilities & systems

Heating: Forced Hot Air, Heat Pump
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.0200
Subdivision: HARBOR WATCH CONDO
Unit / floor: 3
Zoning: RMF1
Ownership: Condo
Garage: No
Parking: 2 Space, Assigned/Reserved
Possession: SETTLEMENT
Disclosures: Common Interest Community, Disclosure Statement

See more Chesapeake waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Harbor Watch

Harbor Watch is a waterfront condominium community in the Great Bridge area of southern Chesapeake (ZIP 23320), set along the Atlantic Intracoastal Waterway near the southern branch of the Elizabeth River.

For sale now

$101K

HH income

52.4%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Harbor Watch →

Neighborhood

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Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,929/mo

Down payment20% · $62,000

Interest rate6.75%

Loan term30 years

Principal & interest

$1,609

Property tax

$230

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

$551

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$299,900 – $587,405

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

253 N Hill LN · 2 mi · 1,600 sqft$299,900 sold 2026-07

125 Millwood AVE · 1.9 mi · 1,742 sqft$452,555 sold 2026-06

312 Gallenway TER · 2.2 mi · 1,800 sqft$470,000 sold 2026-06

Sale & Tax History

List Price

$310,000

Price / Sq Ft

$186

Annual Taxes

$2,765

Monthly Tax

$230

Condo fee

$551 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Jul 30, 2026	$310,000	—
Currently listed	—	$310,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 4 Harbor Watch Dr ##520 in a good school zone?+

The assigned zones on the listing record are B.M. Williams Primary, Crestwood Middle (GreatSchools 5/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4 Harbor Watch Dr ##520 a waterfront property?+

Yes. The listing record shows: Bulkhead,Deep Water Access,Dock,Navigable,River.

Does 4 Harbor Watch Dr ##520 have a condo association?+

Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Harbor Watch Condo Association. Association amenities on record include: Boat Slip, Clubhouse, Dock, Elevator, Ground Maint, Other, Pool, Sewer, Trash Pickup, Water.

When was 4 Harbor Watch Dr ##520 built?+

It was built in 2003, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Gina Cross · Swell Realty Co · REIN MLS #10646639

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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Call or text (757) 777-7577

4 Harbor Watch Dr ##520, Chesapeake, Virginia 23320 · MLS #10646639 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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