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Chesapeake › MARTINS POINT › 3909 Bruce Rd✓ Source: REIN MLS #10647712 · record updated Sep 6, 2026 · synced every 2 min · your inquiry is never resold
3909 Bruce RD, CHESAPEAKE VA 23321 - Main photo
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 2
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 3
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 4
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 5
$839,500
$269 / sqft · est. $5,409/mo →
5beds
3baths
3,125sqft
30days on market

3909 Bruce Rd, Chesapeake, VA 23321

ActiveResidential · built 2026 · MARTINS POINT

Facts & features

Type

Residential

Year built

2026

Price / sqft

$269

HOA fee

$50/mo

Taxes

$9,100/yr

County

Chesapeake VA

MLS #

10647712

HOA association includes

Dock

$50/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,125
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Curbless Shower, Handheld Showerhead, Main Floor Laundry, Pocket Doors

Construction & exterior

Style
Cottage, Craftsman, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Sustainability
Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4700
Subdivision
MARTINS POINT
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer, Resale Certif Req

See more Chesapeake new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

New Home by Custom Builder in Martin's Point (Western Branch) main floor living, 4 or 5 bedroom plan. First floor primary bedroom with luxury bath- zero entry tiled shower & free standing tub, Open floor plan with Huge Gourmet Kitchen w/ Quartz counter tops, 36" gas cooktop with built-in microwave/oven, Cathedral Ceiling Family Room w/ Beamed ceiling, amazing stone fireplace with built-in bookcases, expansive covered porch (29'x10') overlooks a privately wooded backyard & scenic view .42 acre. 3 Bedrooms & Study with French doors on 1st floor with 2 add'l large rooms on the second floor, 3 baths. Excellent location, easy access to I-664, near schools, shopping, Custom Builder is a member of Southern Living Custom Home Builder Program (since 1993). Superior quality features include Trane HVAC system, tankless hot water heater, custom cabinetry, large utility room/drop zone, Hardie Plank exterior, quality upgrades throughout. Fully sodded and irrigated yard.

Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10647712

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A brand-new 2026 construction on Bruce Road brings five bedrooms and three full baths across 3,125 square feet to one of Chesapeake's most convenient western corridors — ten minutes from Naval Medical Center Portsmouth and a short walk from a working farm stand.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — mechanicals, roof, insulation, windows — is built to current code with a builder's warranty behind it. Five bedrooms give you genuine flexibility: a dedicated home office, a guest suite, and room to grow without feeling squeezed. The location threads the needle between quiet residential streets and quick highway access, making 3909 Bruce Road a rare combination of size, newness, and position in the 23321 zip code.

MARTINS POINT and the Chesapeake real estate market

Bruce Road sits in the western reaches of Chesapeake, a city that consistently ranks among the safest and most livable in Virginia. This part of the 23321 zip code has a settled, neighborhood feel — mature trees lining side streets, a mix of established homes and newer builds, and a pace of life that doesn't ask you to fight traffic just to run an errand. Chesapeake itself spans from the Dismal Swamp to the Elizabeth River waterfront, but the western branch corridor where you'll find this address is defined by its accessibility: Interstate 664 is close, Norfolk and Portsmouth are reachable in minutes, and Suffolk is practically next door. Families comparing homes for sale in Chesapeake often gravitate to this pocket precisely because it delivers city services — Chesapeake's parks system, library branches, and recreation centers — without the density of the urban core. There's a lot of city working quietly in the background here.

What's nearby

Daily life is genuinely easy at this address. Lilley Farms Strawberries + More is just 0.2 miles away — a working farm stand that makes fresh produce a walk-down-the-street errand rather than a planned trip. When you want to sit down for a meal, Surf Rider is less than a mile out for casual waterfront dining, and Plaza Azteca Mexican Restaurant at Dock Landing is right at the one-mile mark for a reliable weeknight dinner. Families browsing homes for sale in 23321 will appreciate that everyday needs cluster this close to home, leaving more time for the things that actually matter.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is a ten-minute drive from 3909 Bruce Road, and NSA Northwest Annex is eleven minutes in the other direction — so whether your orders point one way or the other, you're covered. Five bedrooms handle PCS moves with room to spare, a VA loan is a natural fit for new construction, and the western Chesapeake location keeps multiple bases within easy reach without locking you into one corridor.

For families upgrading

If your current home has run out of room, 3,125 square feet across five bedrooms and three full baths gives you space to redistribute — a dedicated homework room, a proper guest suite, a primary bedroom that finally feels like a retreat. Families comparing homes for sale zoned for Western Branch High School and homes for sale zoned for Western Branch Primary School will find 3909 Bruce Road sitting squarely in that zone, with a brand-new build meaning no deferred maintenance to budget around.

More buyer questions

How far is 3909 Bruce Road from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is roughly ten minutes by car from 3909 Bruce Road via I-664, making it one of the more practical commutes you'll find in western Chesapeake. NSA Northwest Annex is about eleven minutes in the opposite direction.

What year was 3909 Bruce Road built?

3909 Bruce Road is a 2026 new construction, meaning every system — HVAC, plumbing, electrical, roofing — is brand new and built to current Virginia building codes, typically backed by a builder's warranty.

Is 3909 Bruce Road in a flood zone?

Flood zone information for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data — check there for the most accurate and up-to-date designation.

How many bedrooms and bathrooms does 3909 Bruce Road have?

The home has five bedrooms and three full bathrooms across 3,125 square feet of living space, offering genuine flexibility for larger households, remote workers, or anyone who needs a dedicated guest room.

Where is 3909 Bruce Road relative to Interstate 664?

The address sits in the western branch corridor of Chesapeake with convenient access to I-664, putting downtown Norfolk, Portsmouth, and Suffolk all within a reasonable drive — typically under twenty minutes depending on traffic.

Tom and Dariya Milan at LPT Realty know this part of Chesapeake well. Reach out to get your questions answered and schedule a walkthrough of 3909 Bruce Road.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$710K – $970K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a residential neighborhood in Chesapeake, Virginia, characterized by tree-lined streets and a mix of single-family homes. The area reflects the broader suburban character of Chesapeake while maintaining its own distinct identity.

$400K

Median sale · 12 mo

$203

Sold $/sq ft

33d

Days on market

51

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →
Map of Western Branch with neighborhood boundaryNeighborhood

Chesapeake houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,359/mo

Principal & interest

$4,356

Property tax

$758

Home insurance

$245

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

509% of $165,000

City assessment record · taxes $9,100/yr

Land share of assessed value

100% — $165,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$473,000 – $680,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2935 Bruce STA · 0.2 mi · 3,234 sqft$680,000 sold 2026-05
3618 Point Elizabeth DR · 0.3 mi · 3,000 sqft$620,000 sold 2026-08
3809 Harding DR · 0.6 mi · 2,607 sqft$473,000 sold 2026-04

Sale & Tax History

List Price

$839,500

Price / Sq Ft

$269

Annual Taxes

$9,100

Monthly Tax

$758

HOA fee

$50 / mo

Tax Rate (effective)

1.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 7, 2026$839,500—
Currently listed—$839,500—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

409% above assessment

Total Assessed

$165,000

Land

$165,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

30 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3909 Bruce Rd in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3909 Bruce Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3909 Bruce Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock.
When was 3909 Bruce Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10647712

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3909 Bruce Rd, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3909 Bruce Rd, Chesapeake, Virginia 23321 · MLS #10647712 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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