Chesapeake › MARTINS POINT › 3909 Bruce Rd✓ Source: REIN MLS #10647712 · record updated Sep 20, 2026 · synced every 2 min · your inquiry is never resold

3909 Bruce RD, CHESAPEAKE VA 23321 - Main photo

3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 2

3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 3

3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 4

3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 5

$799,900

$256 / sqft · est. $5,192/mo →

5beds

3baths

3,125sqft

45days on market

3909 Bruce Rd, Chesapeake, VA 23321

ActiveResidential · built 2026 · MARTINS POINT

Facts & features

Type

Residential

Year built

2026

Price / sqft

$256

HOA fee

$50/mo

Taxes

$9,100/yr

County

Chesapeake VA

MLS #

10647712

HOA association includes

Dock

$50/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 5
Full baths: 3
Approx. sqft: 3,125
Stories: 2
Flooring: Carpet, Ceramic, Wood
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 8
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Porch, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility: Curbless Shower, Handheld Showerhead, Main Floor Laundry, Pocket Doors

Construction & exterior

Style: Cottage, Craftsman, Ranch
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Fiber Cement,Stone
Sustainability: Engineered Wood Products
Pool: No Pool

Utilities & systems

Heating: Forced Hot Air, Nat Gas, Zoned
Cooling: Central Air, Zoned
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.4700
Subdivision: MARTINS POINT
Zoning: RES
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Driveway Spc
Possession: SETTLE
Miscellaneous: Warranty Plan
Disclosures: Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer, Resale Certif Req

See more Chesapeake new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

New Home by Custom Builder in Martin's Point (Western Branch) main floor living, 4 or 5 bedroom plan. First floor primary bedroom with luxury bath- zero entry tiled shower & free standing tub, Open floor plan with Huge Gourmet Kitchen w/ Quartz counter tops, 36" gas cooktop with built-in microwave/oven, Cathedral Ceiling Family Room w/ Beamed ceiling, amazing stone fireplace with built-in bookcases, expansive covered porch (29'x10') overlooks a privately wooded backyard & scenic view .42 acre. 3 Bedrooms & Study with French doors on 1st floor with 2 add'l large rooms on the second floor, 3 baths. Excellent location, easy access to I-664, near schools, shopping, Custom Builder is a member of Southern Living Custom Home Builder Program (since 1993). Superior quality features include Trane HVAC system, tankless hot water heater, custom cabinetry, large utility room/drop zone, Hardie Plank exterior, quality upgrades throughout. Fully sodded and irrigated yard.

Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10647712

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new five-bedroom, three-bath home on Bruce Road in Chesapeake. Built in 2026 with 3,125 square feet of living space. About 10 minutes to Naval Medical Center Portsmouth. Homes for sale in 23321 offer convenient access to bases and everyday shopping.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This newly constructed home brings modern building standards and fresh finishes throughout. Five bedrooms and three full baths provide flexible space for home offices, guest rooms, or storage. The open layout flows naturally from living areas to the kitchen. A two-car garage and full foundation give you solid bones and room to personalize. You're buying a home built to today's code and efficiency standards, not one requiring updates.

MARTINS POINT and the Chesapeake real estate market

Bruce Road sits in a quiet Chesapeake pocket with easy access to both daily errands and military commutes. Lilley Farms Strawberries + More is just a short walk away for groceries and local goods. The surrounding streets are residential and low-traffic, making it a calm place to come home. Chesapeake itself spans over 400 square miles, blending suburban comfort with waterfront character. Getting around is straightforward: major routes like I-64 and Route 17 connect you to Norfolk, Virginia Beach, and the broader Hampton Roads region. Anyone comparing homes for sale in Chesapeake will notice the city's mix of neighborhoods—from waterfront communities to inland family-oriented streets like this one. Naval Medical Center Portsmouth and Norfolk Naval Shipyard are both under 15 minutes away, making this location practical for commuters.

What's nearby

Lilley Farms Strawberries + More is just 0.2 miles away—an easy stop for fresh produce and local items. Surf Rider restaurant sits 0.9 miles out for casual dining. Plaza Azteca Mexican Restaurant at Dock Landing is 1.0 mile away if you're craving dinner out. The neighborhood itself is quiet and tree-lined, with low traffic and a residential feel. You're close enough to shops and food without the noise of a commercial strip.

For different buyers

Base commute and VA loan notes

About 10 minutes to Naval Medical Center Portsmouth and 11 minutes to Norfolk Naval Shipyard. VA loan financing is widely available in this area and the home is new construction—no surprises on move-in. Five bedrooms and three baths give you room to spread out. Quiet street and established neighborhood make settling in straightforward.

Room to grow

Five bedrooms mean space for kids, a home office, and a guest room all at once. Three full baths reduce morning conflicts. The 3,125 square feet layout flows naturally from common areas to private spaces. A two-car garage and quiet street provide storage and outdoor room to grow into.

Homes like this one sell fast — see the next one first

Chesapeake$675K – $920K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryWestern Branch Primary SchoolPK–2 · SOL testing starts in grade 3 · tests at Western Branch Intermediate
5.5/10via Intermediate
MiddleWestern Branch Middle School
6.7/10
HighWestern Branch High School
6.2/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a home neighborhood in Chesapeake, Virginia. It has tree-lined streets and a mix of single-family homes. The area shares the wider suburban feel of Chesapeake.

$388K

Median sale · 12 mo

$202

Sold $/sq ft

33d

Days on market

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →

Neighborhood

Chesapeake houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,142/mo

Down payment20% · $159,980

Interest rate6.75%

Loan term30 years

Principal & interest

$4,151

Property tax

$758

Home insurance

$233

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

485% of $165,000

City assessment record · taxes $9,100/yr

Land share of assessed value

100% — $165,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$469,900 – $680,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2935 Bruce STA · 0.2 mi · 3,234 sqft$680,000 sold 2026-05

3618 Point Elizabeth DR · 0.3 mi · 3,000 sqft$620,000 sold 2026-08

2900 Tyre Neck RD · 0.3 mi · 2,683 sqft$525,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$799,900

Price / Sq Ft

$256

Annual Taxes

$9,100

Monthly Tax

$758

HOA fee

$50 / mo

Tax Rate (effective)

1.14%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 7, 2026	$799,900	—
Price reduced	Sep 9, 2026	$799,900	−$39,600
Currently listed	—	$799,900	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

385% above assessment

Total Assessed

$165,000

Land

$165,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

45 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3909 Bruce Rd in a good school zone?+

The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 3909 Bruce Rd in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 3909 Bruce Rd have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock.

When was 3909 Bruce Rd built?+

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10647712

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Call or text (757) 777-7577

3909 Bruce Rd, Chesapeake, Virginia 23321 · MLS #10647712 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

3909 Bruce Rd, Chesapeake, VA 23321

Facts & features

About this home

Our read on this home

Why this home stands out

MARTINS POINT and the Chesapeake real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

Flood Risk

Hurricane Evacuation Zone

Western Branch

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Why the land carries the value

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

45 days on market — read it in context

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.