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ChesapeakeMARTINS POINT3909 Bruce Rd✓ Source: REIN MLS #10636739 · record updated Jul 20, 2026 · synced every 2 min · your inquiry is never resold
3909 Bruce RD, CHESAPEAKE VA 23321 - Main photo
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 2
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 3
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 4
3909 Bruce RD, CHESAPEAKE VA 23321 - Photo 5
$839,500
$269 / sqft · est. $5,414/mo →
5beds
3baths
3,125sqft
52days on market

3909 Bruce Rd, Chesapeake, VA 23321

ActiveResidential · built 2026 · MARTINS POINT

About this home

The listing, in the seller's words

New Home by Custom Builder in Martin's Point (Western Branch) main floor living, 4 or 5 bedroom plan. First floor primary bedroom with luxury bath- zero entry tiled shower & free standing tub, Open floor plan with Huge Gourmet Kitchen w/ Quartz counter tops, 36" gas cooktop with built-in microwave/oven, Cathedral Ceiling Family Room w/ Beamed ceiling, amazing stone fireplace with built-in bookcases, expansive covered porch (29'x10') overlooks a privately wooded backyard & scenic view .42 acre. 3 Bedrooms & Study with French doors on 1st floor with 2 add'l large rooms on the second floor, 3 baths. Excellent location, easy access to I-664, near schools, shopping, Custom Builder is a member of Southern Living Custom Home Builder Program (since 1993). Superior quality features include Trane HVAC system, tankless hot water heater, custom cabinetry, large utility room/drop zone, Hardie Plank exterior, quality upgrades throughout. Fully sodded and irrigated yard.

Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10636739

VaHome team overview

Our read on this home

At a glance

3909 Bruce Road is a brand-new 2026-built, five-bedroom, three-bath home in Chesapeake, Virginia, offering 3,125 square feet of modern living space. With Naval Medical Center Portsmouth just ten minutes away and everyday conveniences practically at the door, it checks a lot of boxes.

Read the full overview ↓

Why this home stands out

New construction in 2026 means you're getting a home built to current codes with fresh systems, modern finishes, and zero deferred maintenance to inherit. Five bedrooms and three full baths across 3,125 square feet gives everyone room to spread out — whether that's a dedicated home office, a guest suite, or space that simply grows with you. That combination of size, newness, and location is genuinely hard to find in this part of Chesapeake.

MARTINS POINT and the Chesapeake real estate market

Chesapeake is one of the largest cities by land area on the East Coast, and that scale translates into real variety — quiet residential pockets, preserved green space, and surprisingly quick access to the rest of Hampton Roads. The western side of the city, where Bruce Road sits, has a grounded, established feel without the congestion you'd find closer to the interstate corridors. Streets are tree-lined, lots are generous, and neighbors tend to stay put. If you've been working with real estate agents in chesapeake va to find something that balances suburban calm with urban reach, this part of the city consistently comes up. Portsmouth and Norfolk are both reachable in under twenty minutes, and the broader Hampton Roads metro — with its mix of waterfront, military infrastructure, and cultural amenities — is right at your fingertips. Chesapeake sits in a sweet spot: large enough to have its own identity, connected enough that nothing feels far.

What's nearby

Lilley Farms Strawberries + More is just 0.2 miles away — a genuinely charming local farm stand that's hard to beat for fresh produce. Within about a mile you'll find Plaza Azteca Mexican Restaurant at Dock Landing for a casual sit-down dinner, Andy Boys Pizza when you want something quick and satisfying, and Point Break Cafe if you're after a neighborhood spot with a relaxed vibe. 7-Eleven and McDonald's are both under a mile for those early-morning coffee runs. Edible Arrangements rounds out the mix for gifting or a sweet treat.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is a ten-minute drive from 3909 Bruce Road, and NSA Northwest Annex is just eleven minutes out. For a military family weighing a VA loan and trying to stay close to two installations without sacrificing space, five bedrooms and three baths in a brand-new build is a combination worth paying attention to.

For families upgrading

If your current home has run out of room, 3,125 square feet across five bedrooms and three baths gives you the breathing room to stop making compromises. New 2026 construction means the systems are fresh, the finishes are current, and you're not walking into someone else's renovation decisions. City of chesapeake real estate at this size and this vintage doesn't come around constantly.

More buyer questions

How far is 3909 Bruce Road from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately ten minutes from 3909 Bruce Road under normal traffic conditions. That makes it one of the more convenient addresses in western Chesapeake for personnel assigned there.

What year was 3909 Bruce Road built?

3909 Bruce Road was built in 2026, making it brand-new construction. All major systems — mechanical, electrical, plumbing — are current to modern building codes.

How many bedrooms and bathrooms does 3909 Bruce Road have?

The home has five bedrooms and three full bathrooms across 3,125 square feet of living space.

Is 3909 Bruce Road in a flood zone?

Flood zone status for this address is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions.

Does 3909 Bruce Road have an HOA?

HOA information for this property is confirmed in the listing details section — check there for the most accurate and current status.

Want to walk through 3909 Bruce Road or ask Tom and Dariya a question about the neighborhood? Reach out — they know this part of Chesapeake well.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$269

HOA fee

$50/mo

Taxes

$9,156/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10636739

Interior

Bedrooms
5
Full baths
3
Approx. sqft
3,125
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Curbless Shower, Handheld Showerhead, Main Floor Laundry, Pocket Doors

Construction & exterior

Style
Cottage, Craftsman
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement,Stone
Sustainability
Engineered Wood Products
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4700
Subdivision
MARTINS POINT
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLE
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

See more Chesapeake new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a residential neighborhood in Chesapeake, Virginia, characterized by tree-lined streets and a mix of single-family homes. The area reflects the broader suburban character of Chesapeake while maintaining its own distinct identity.

$400K

Median sale · 12 mo

$204

Sold $/sq ft

33d

Days on market

44

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch
Map of Western Branch with neighborhood boundaryNeighborhood

houses for sale in Chesapeake

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,414/mo

Principal & interest

$4,356

Property tax

$763

Home insurance

$245

PMI

None

HOA

$50

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

509% of $165,000

City assessment record · taxes $9,156/yr

Land share of assessed value

100% — $165,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$473,000$680,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2935 Bruce STA · 0.2 mi · 3,234 sqft$680,000 sold 2026-05
2900 Tyre Neck RD · 0.3 mi · 2,683 sqft$525,000 sold 2026-07
3809 Harding DR · 0.6 mi · 2,607 sqft$473,000 sold 2026-04

Sale & Tax History

List Price

$839,500

Price / Sq Ft

$269

Annual Taxes

$9,156

Monthly Tax

$763

HOA fee

$50 / mo

Tax Rate (effective)

1.09%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 29, 2026$839,500
Currently listed$839,500

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

409% above assessment

Total Assessed

$165,000

Land

$165,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

52 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3909 Bruce Rd in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle, Western Branch. School attendance zones can change — always confirm enrollment with the local school division.
Is 3909 Bruce Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Where is the nearest grocery store to 3909 Bruce Rd?+
Lilley Farms Strawberries + More is about 0.2 miles away. The closest dining on record is Plaza Azteca Mexican Restaurant · Dock Landing (0.9 mi).
Does 3909 Bruce Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is na.
When was 3909 Bruce Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10636739

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3909 Bruce Rd, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3909 Bruce Rd, Chesapeake, Virginia 23321 · MLS #10636739 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.