New Home by Custom Builder in Martin's Point (Western Branch) main floor living, 4 or 5 bedroom plan. First floor primary bedroom with luxury bath- zero entry tiled shower & free standing tub, Open floor plan with Huge Gourmet Kitchen w/ Quartz counter tops, 36" gas cooktop with built-in microwave/oven, Cathedral Ceiling Family Room w/ Beamed ceiling, amazing stone fireplace with built-in bookcases, expansive covered porch (29'x10') overlooks a privately wooded backyard & scenic view .42 acre. 3 Bedrooms & Study with French doors on 1st floor with 2 add'l large rooms on the second floor, 3 baths. Excellent location, easy access to I-664, near schools, shopping, Custom Builder is a member of Southern Living Custom Home Builder Program (since 1993). Superior quality features include Trane HVAC system, tankless hot water heater, custom cabinetry, large utility room/drop zone, Hardie Plank exterior, quality upgrades throughout. Fully sodded and irrigated yard.
Listing courtesy of Ann O'Brien · Howard Hanna Real Estate Svcs. · REIN MLS #10647712
Facts & features
TypeResidential
Year built2026
Price / sqft$243
HOA fee$50/mo
Taxes$9,100/yr
CountyChesapeake VA
MLS #10647712
HOA association includes
Dock
$50/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.
Brand-new five-bedroom, three-bath home on Bruce Road in Chesapeake. Built in 2026 with 3,125 square feet of living space. About 10 minutes to Naval Medical Center Portsmouth. Homes for sale in 23321 offer convenient access to bases and everyday shopping.
This newly constructed home brings modern building standards and fresh finishes throughout. Five bedrooms and three full baths provide flexible space for home offices, guest rooms, or storage. The open layout flows naturally from living areas to the kitchen. A two-car garage and full foundation give you solid bones and room to personalize. You're buying a home built to today's code and efficiency standards, not one requiring updates.
MARTINS POINT and the Chesapeake real estate market
Bruce Road sits in a quiet Chesapeake pocket with easy access to both daily errands and military commutes. Lilley Farms Strawberries + More is just a short walk away for groceries and local goods. The surrounding streets are residential and low-traffic, making it a calm place to come home. Chesapeake itself spans over 400 square miles, blending suburban comfort with waterfront character. Getting around is straightforward: major routes like I-64 and Route 17 connect you to Norfolk, Virginia Beach, and the broader Hampton Roads region. Anyone comparing homes for sale in Chesapeake will notice the city's mix of neighborhoods—from waterfront communities to inland family-oriented streets like this one. Naval Medical Center Portsmouth and Norfolk Naval Shipyard are both under 15 minutes away, making this location practical for commuters.
What's nearby
Lilley Farms Strawberries + More is just 0.2 miles away—an easy stop for fresh produce and local items. Surf Rider restaurant sits 0.9 miles out for casual dining. Plaza Azteca Mexican Restaurant at Dock Landing is 1.0 mile away if you're craving dinner out. The neighborhood itself is quiet and tree-lined, with low traffic and a residential feel. You're close enough to shops and food without the noise of a commercial strip.
For different buyers
Base commute and VA loan notes
About 10 minutes to Naval Medical Center Portsmouth and 11 minutes to Norfolk Naval Shipyard. VA loan financing is widely available in this area and the home is new construction—no surprises on move-in. Five bedrooms and three baths give you room to spread out. Quiet street and established neighborhood make settling in straightforward.
Room to grow
Five bedrooms mean space for kids, a home office, and a guest room all at once. Three full baths reduce morning conflicts. The 3,125 square feet layout flows naturally from common areas to private spaces. A two-car garage and quiet street provide storage and outdoor room to grow into.
More buyer questions
How far is 3909 Bruce Road from Naval Medical Center Portsmouth?
About 10 minutes by car. It's a straightforward commute without heavy traffic on most days.
What makes this a new construction home?
Built in 2026, the home meets current building codes and energy standards. You get modern systems and finishes with no deferred maintenance.
Are there grocery stores and restaurants nearby?
Lilley Farms Strawberries + More is 0.2 miles away for fresh groceries. Surf Rider and Plaza Azteca are within a mile for dining out.
What zoning applies to this address?
This property falls within attendance zones for homes for sale zoned for Western Branch Primary School and homes for sale zoned for Western Branch High School. Check the Schools tile for detailed information.
Is the neighborhood quiet or busy?
Bruce Road is a low-traffic residential street in a calm Chesapeake pocket. You'll find tree-lined blocks and neighbors rather than commercial activity.
Ready to tour 3909 Bruce Road? Contact Tom & Dariya Milan at LPT Realty to schedule your showing and learn more about homes for sale in Chesapeake.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Chesapeake$645K – $875K5+ beds
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Military Commute
Drive times to nearest bases
⚓
NMCP
Navy
19min·7.9mi
⚓
NNSY
Navy
18min·11.2mi
🚢
USCG Portsmouth
Coast Guard
20min·12.4mi
⚓
NSA HR
Navy
31min·15.8mi
🪖
MARFORCOM
Marines
29min·15.2mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 510034
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 510034
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
13 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Western Branch is a home neighborhood in Chesapeake, Virginia. It has tree-lined streets and a mix of single-family homes. The area shares the wider suburban feel of Chesapeake.
$380KMedian sale · 12 mo
$202Sold $/sq ft
32dDays on market
47For sale now
$95KHH income
72%Owner-occupied
REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$4,923/mo
Principal & interest
$3,943
Property tax
$758
Home insurance
$222
PMI
None
HOA/Condo (paid separately)
$50
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Asking vs. assessment461% of $165,000City assessment record · taxes $9,100/yr
Land share of assessed value100% · $165,000Improvements $0 · assessor record ✓
Price context: similar nearby homes$469,900 – $835,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
2935 Bruce STA · 0.2 mi · 3,234 sqft$680,000 sold 2026-05
Source: City Assessor via Hampton Roads Regional Parcels.
361% above assessment
Total Assessed
$165,000
Land
$165,000
Improvement
N/A
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
94 days on market: read it in context
Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
3909 Bruce Rdthis home
$759,900
5
3
3,125
$243
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 3909 Bruce Rd in a good school zone?
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.8/10), Western Branch (VaHome School Score 6.3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3909 Bruce Rd in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3909 Bruce Rd have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Dock.
When was 3909 Bruce Rd built?
It was built in 2026, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
Tom & Dariya Milan | LPT Realty
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3909 Bruce Rd, Chesapeake, Virginia 23321 · MLS #10647712 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.