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ChesapeakePOINT ELIZABETH3727 Hardwick Ter✓ Source: REIN MLS #10639147 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
3727 Hardwick TER, CHESAPEAKE VA 23321 - Main photo
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 2
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 3
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 4
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 5
$459,000
$250 / sqft · est. $2,849/mo →
4beds
2baths
1,834sqft
36days on market

3727 Hardwick Ter, Chesapeake, VA 23321

ActiveResidential · built 1983 · POINT ELIZABETH

About this home

The listing, in the seller's words

Welcome Home to this charming and up to date ranch in the desirable Point Elizabeth section of Chesapeake's Western Branch. Upon arrival you are greeted with the Home's stately & classic curb appeal. Enter onto front porch awaiting the soon to be added white PVC railings and into the foyer. Den is large, light, and bright! Room is big enough to serve dual purposes like dining space/flex space & great room or as one massive great room. Kitchen feat. open concept dining, freshly painted wood cabinets, ceramic tile backsplash, quartz counters, and newer stainless appliances. Floors are newly installed adding peace of mind with new subfloor as well. Off kitchen is access to laundry room, garage, and finished room over garage serving as fourth bedroom. Down hall is multiple storage closets, full and updated luxurious hall bath w/ ceramic tile surround, ceramic tile floors, new vanity, lighting, and more! Primary bedroom features oversized closet with storage racks, ensuite bath with tile shower, fresh paint, finishes, & vanity. Two secondary bedrooms on hall are spacious and well laid out. Yard is tranquil with well maintained above ground pool and large swim deck. Deck is freshly painted and offers a plethora of entertaining space. Room to spare in backyard with lush landscape makes this a Home-run. Well & pump make pool care a breeze. Call this Home Today!

Listing courtesy of Cole Hart · Own Real Estate LLC · REIN MLS #10639147

VaHome team overview

Our read on this home

At a glance

3727 Hardwick Terrace is a four-bedroom, two-bath single-family home in Chesapeake, Virginia, offering 1,834 square feet of living space built in 1983. With Naval Medical Center Portsmouth just nine minutes away and NSA Northwest Annex ten minutes out, this address works hard for military and civilian households alike.

Read the full overview ↓

Why this home stands out

What sets 3727 Hardwick Terrace apart is its rare combination of generous square footage for a four-bedroom layout and an address that puts two major military installations within a ten-minute drive. The 1983 construction era means solid bones and established lot character — the kind of property where the neighborhood already has its identity and the mature landscaping does the heavy lifting on curb appeal.

POINT ELIZABETH and the Chesapeake real estate market

Hardwick Terrace sits in the western reaches of Chesapeake, a city that consistently ranks among the most livable in Virginia for good reason. This part of Chesapeake carries a quiet, established residential feel — the streets are lined with homes from the late-1970s through mid-1980s, giving the area a cohesive, settled character you don't always find in newer subdivisions. Neighbors tend to put down roots here, and that shows in the way the community looks and feels day to day. Chesapeake itself spans a remarkable range of landscapes, from the Great Dismal Swamp in the south to the waterfront corridors along the Elizabeth and Western Branch rivers to the north. Out here in the 23321 zip code, you get the breathing room of a less-dense neighborhood while still being wired into the broader Hampton Roads metro. Commutes fan out easily toward Portsmouth, Suffolk, and Norfolk, making this a genuinely central base for households with multiple destinations.

What's nearby

Daily life is straightforward from Hardwick Terrace. The Portsmouth YMCA is just one mile away — an easy drive or a short ride if you want to keep a fitness routine without committing to a long commute to the gym. Portsmouth's commercial corridors along Frederick Boulevard and Western Branch Road put grocery stores, pharmacies, and everyday retail well within reach. For weekend outings, the parks and waterfront areas along the Portsmouth and Chesapeake border offer a change of pace without requiring a long drive. The overall convenience here is understated but real.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is nine minutes from your front door, and NSA Northwest Annex is ten. For a military household — especially one with a service member assigned to either installation — that kind of proximity is genuinely rare to find paired with a four-bedroom footprint. A VA loan can make this address even more accessible; it's worth running the numbers with a lender who knows Hampton Roads.

For families upgrading

Four bedrooms and 1,834 square feet give a growing family real room to spread out — a dedicated guest room, a home office, or a dedicated space for kids without anyone feeling crowded. The established neighborhood means you're moving into a place with character and community already in place, not waiting years for a new development to find its footing.

More buyer questions

How far is 3727 Hardwick Terrace from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately nine minutes from 3727 Hardwick Terrace by car, making it one of the closest residential options to that installation in the area.

How far is 3727 Hardwick Terrace from NSA Northwest Annex?

NSA Northwest Annex is roughly ten minutes away, putting this address in a strong position for households with assignments at either of the two nearby installations.

What is the flood zone status for 3727 Hardwick Terrace?

Flood zone designation for this address is displayed in the dedicated FloodRisk tile on this page — check there for the most current FEMA mapping data.

Is there an HOA at 3727 Hardwick Terrace?

HOA status for this property should be confirmed through current public records or a title search, as community association structures can change over time.

What are the closest gyms or fitness centers to 3727 Hardwick Terrace?

The Portsmouth YMCA is about one mile from the property, making it the most convenient full-service fitness option in the immediate area.

Want to know more about 3727 Hardwick Terrace or explore comparable homes in Chesapeake? Tom and Dariya Milan at LPT Realty are ready to walk you through everything — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1983

Price / sqft

$250

HOA

None

Taxes

$3,998/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10639147

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,834
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
Above Ground Pool
Fencing
Back Fenced
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3150
Subdivision
POINT ELIZABETH
Zoning
R10S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a residential neighborhood in Chesapeake, Virginia, characterized by tree-lined streets and a mix of single-family homes. The area reflects the broader suburban character of Chesapeake while maintaining its own distinct identity.

$388K

Median sale · 12 mo

$204

Sold $/sq ft

33d

Days on market

45

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch
Map of Western Branch with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,849/mo

Principal & interest

$2,382

Property tax

$333

Home insurance

$134

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $395,800

City assessment record · taxes $3,998/yr

Land share of assessed value

38% — $150,000

Improvements $245,800 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$295,000$484,699

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4165 Stonebridge LNDG · 1.1 mi · 1,871 sqft$437,900 sold 2026-04
2504 Crabtree CT · 1.2 mi · 1,890 sqft$420,000 sold 2026-02
2432 Lakewood LN · 1.2 mi · 1,887 sqft$425,000 sold 2026-05

Sale & Tax History

List Price

$459,000

Price / Sq Ft

$250

Annual Taxes

$3,998

Monthly Tax

$333

HOA

None

Tax Rate (effective)

0.87%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 10, 2026$459,000
Price reducedJul 16, 2026$459,000−$10,000
Currently listed$459,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$395,800

Land

$150,000

Improvement

$245,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

36 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 3727 Hardwick Ter in a good school zone?+
The assigned zones on the listing record are Western Branch Intermediate (GreatSchools 4/10), Western Branch Middle, Western Branch. School attendance zones can change — always confirm enrollment with the local school division.
Is 3727 Hardwick Ter in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3727 Hardwick Ter?+
Yes — Portsmouth YMCA is about 1 miles away, per the cached nearby-places record for this address.
Does 3727 Hardwick Ter have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3727 Hardwick Ter built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cole Hart · Own Real Estate LLC · REIN MLS #10639147

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3727 Hardwick Ter, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3727 Hardwick Ter, Chesapeake, Virginia 23321 · MLS #10639147 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.