Skip to main content
ChesapeakePOINT ELIZABETH3727 Hardwick Ter✓ Source: REIN MLS #10639147 · record updated Aug 22, 2026 · synced every 2 min · your inquiry is never resold
3727 Hardwick TER, CHESAPEAKE VA 23321 - Main photo
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 2
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 3
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 4
3727 Hardwick TER, CHESAPEAKE VA 23321 - Photo 5
4beds
2baths
1,834sqft
70days on market

3727 Hardwick Ter, Chesapeake, VA 23321

Under ContractResidential · built 1983 · POINT ELIZABETH

Facts & features

Type

Residential

Year built

1983

Price / sqft

$239

HOA

None

Taxes

$3,998/yr

County

Chesapeake VA

MLS #

10639147

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,834
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Brick
Pool
Above Ground Pool
Fencing
Back Fenced

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3150
Subdivision
POINT ELIZABETH
Zoning
R10S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome Home to this charming and up to date ranch in the desirable Point Elizabeth section of Chesapeake's Western Branch. Upon arrival you are greeted with the Home's stately & classic curb appeal. Enter onto front porch awaiting the soon to be added white PVC railings and into the foyer. Den is large, light, and bright! Room is big enough to serve dual purposes like dining space/flex space & great room or as one massive great room. Kitchen feat. open concept dining, freshly painted wood cabinets, ceramic tile backsplash, quartz counters, and newer stainless appliances. Floors are newly installed adding peace of mind with new subfloor as well. Off kitchen is access to laundry room, garage, and finished room over garage serving as fourth bedroom. Down hall is multiple storage closets, full and updated luxurious hall bath w/ ceramic tile surround, ceramic tile floors, new vanity, lighting, and more! Primary bedroom features oversized closet with storage racks, ensuite bath with tile shower, fresh paint, finishes, & vanity. Two secondary bedrooms on hall are spacious and well laid out. Yard is tranquil with well maintained above ground pool and large swim deck. Deck is freshly painted and offers a plethora of entertaining space. Room to spare in backyard with lush landscape makes this a Home-run. Well & pump make pool care a breeze. Call this Home Today!

Listing courtesy of Cole Hart · Own Real Estate LLC · REIN MLS #10639147

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3727 Hardwick Terrace is a four-bedroom, two-bath single-family home in Chesapeake's western 23321 zip code, built in 1983 and offering 1,834 square feet of living space just minutes from Naval Medical Center Portsmouth and everyday conveniences.

Read the full overview ↓

Why this home stands out

What sets this address apart is its position in one of Chesapeake's quieter western corridors — close enough to two major military installations to make the commute painless, yet tucked into a residential pocket where the pace slows down. A four-bedroom layout in 1,834 square feet gives you real flexibility: a dedicated home office, a guest room, or space to grow. That combination of location and livability is harder to find than it looks among Chesapeake homes for sale.

POINT ELIZABETH and the Chesapeake real estate market

Hardwick Terrace sits in the western reaches of Chesapeake, Virginia — a city that consistently ranks among the safest and most livable in the Mid-Atlantic. This corner of the 23321 zip code has a settled, established feel: mature trees line the streets, lots have breathing room, and the traffic noise of downtown Hampton Roads feels genuinely far away. Chesapeake itself is Virginia's second-largest city by land area, which means you get suburban calm without sacrificing access to major employers, retail corridors along Taylor Road and Western Branch Boulevard, and the broader Hampton Roads metro. The city's western branch communities have long attracted buyers who want space, stability, and a straightforward drive to work — and this address delivers all three.

What's nearby

Day-to-day errands are easy from Hardwick Terrace. Lilley Farms Strawberries + More is just half a mile away — a local favorite for fresh produce that makes the weekly grocery run feel a little less routine. Taylor Road's retail corridor is a short drive for pharmacies, big-box stores, and dining. Naval Medical Center Portsmouth is roughly nine minutes out, and NSA Northwest Annex is about ten — meaning two of the region's key installations are well within a comfortable daily commute window. Interstate 664 access keeps the broader Hampton Roads network within reach whenever you need it.

For different buyers

For military families relocating

Nine minutes to Naval Medical Center Portsmouth and ten to NSA Northwest Annex — this address was practically mapped for military households. Four bedrooms handle PCS moves with ease, and buyers using a VA loan will find the western Chesapeake market straightforward to navigate. Families comparing homes for sale zoned for Western Branch High School and homes for sale zoned for Western Branch Intermediate School will want to put this block on the short list.

For families upgrading

Four bedrooms and 1,834 square feet give a growing family genuine room to spread out — separate spaces for work, play, and guests without the squeeze. The western Chesapeake location keeps school commutes short and weekend errands manageable, and the neighborhood's established character means you're buying into a street that already has its roots down. There's a lot to like here for families ready to step up.

More buyer questions

How far is 3727 Hardwick Terrace from Naval Medical Center Portsmouth?

The drive is approximately nine minutes under normal traffic conditions, making it one of the more convenient addresses in western Chesapeake for NMCP personnel.

What zip code is 3727 Hardwick Terrace in?

The property is in zip code 23321, a western Chesapeake zip that covers the Western Branch area and is one of the more sought-after corridors among homes for sale in 23321.

Is there an HOA at this address?

Buyer due diligence should confirm HOA status during the purchase process, as community association details can change between listing cycles.

What is the flood zone status for 3727 Hardwick Terrace?

Flood zone designation is addressed in the dedicated FloodRisk tile on this page — review that section and confirm current FEMA mapping with your agent or lender.

How far is 3727 Hardwick Terrace from NSA Northwest Annex?

NSA Northwest Annex is about ten minutes away, making this address a practical choice for personnel assigned to either of the two nearby installations.

Tom and Dariya Milan at LPT Realty know western Chesapeake well — reach out to get your questions answered and schedule a walkthrough of 3727 Hardwick Terrace.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$370K – $505K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Western Branch

Western Branch is a residential neighborhood in Chesapeake, Virginia, characterized by tree-lined streets and a mix of single-family homes. The area reflects the broader suburban character of Chesapeake while maintaining its own distinct identity.

$400K

Median sale · 12 mo

$202

Sold $/sq ft

33d

Days on market

52

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch
Map of Western Branch with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,739/mo

Principal & interest

$2,278

Property tax

$333

Home insurance

$128

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

111% of $395,800

City assessment record · taxes $3,998/yr

Land share of assessed value

38% — $150,000

Improvements $245,800 · assessor record ✓

Price context — similar nearby homes

$295,000$530,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2432 Lakewood LN · 1.2 mi · 1,887 sqft$425,000 sold 2026-05
2623 Meadows LNDG · 1.2 mi · 1,498 sqft$295,000 sold 2026-03
4100 Mystic CV · 1.9 mi · 1,739 sqft$530,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$439,000

Price / Sq Ft

$239

Annual Taxes

$3,998

Monthly Tax

$333

HOA

None

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 13, 2026$439,000
Price reducedAug 2, 2026$439,000−$10,000
Currently listed$439,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$395,800

Land

$150,000

Improvement

$245,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3727 Hardwick Ter in a good school zone?+
The assigned zones on the listing record are Western Branch Intermediate (VaHome School Score 5.5/10), Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3727 Hardwick Ter in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 3727 Hardwick Ter?+
Yes — Portsmouth YMCA is about 1 miles away, per the cached nearby-places record for this address.
Does 3727 Hardwick Ter have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3727 Hardwick Ter built?+
It was built in 1983, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Cole Hart · Own Real Estate LLC · REIN MLS #10639147

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3727 Hardwick Ter, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3727 Hardwick Ter, Chesapeake, Virginia 23321 · MLS #10639147 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.