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ChesapeakeDEEP CREEK3528 Kentucky Trl✓ Source: REIN MLS #10615414 · record updated May 7, 2026 · synced every 2 min · your inquiry is never resold
3528 Kentucky TRL, CHESAPEAKE VA 23323 - Main photo
$680,000
$251 / sqft · est. $4,171/mo →
4beds
3.1baths
2,714sqft
34days on market

3528 Kentucky Trl, Chesapeake, VA 23323

SoldResidential · built 1986 · DEEP CREEK

About this home

The listing, in the seller's words

Set on 3 private acres, this 2,700+ sq ft, 4-bedroom, 3.5-bath home offers space, privacy, and flexibility in the heart of Chesapeake. The large FROG serves as the 4th bedroom, providing versatile living options.The home features an updated kitchen with granite countertops and stainless steel appliances, fresh interior paint, and new carpet. Multiple living areas include a front office or living room, a cozy den with built-ins and wood-burning fireplace, and a functional layout ideal for everyday living.Additional highlights include a first-floor laundry with full bath, breezeway with cabinetry, oversized two-car attached garage, and abundant storage. Outdoor living is enhanced by a large deck and screened porch. Horses permitted per city zoning.A rare opportunity to own acreage with convenience and flexibility. Call today for a private showing!

Listing courtesy of Phillip Hines · Aweigh Real Estate · REIN MLS #10615414

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1986

Price / sqft

$251

HOA

None

Taxes

$5,334/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10615414

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,714
Stories
2
Flooring
Carpet, Ceramic, Wood
Total rooms
8
Other rooms
Attic, Fin. Rm Over Gar, Foyer, Library, PBR with Bath, Office/Study, Pantry, Screened Porch, Utility Room
Interior features
Perm Attic Stairs
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Ceiling Fan, Central Vac, Hot Tub, Water Softener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Exterior features
Deck, Horses Allowed, Pump, Well, Wooded
Pool
No Pool
Fencing
Partial
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Subdivision
DEEP CREEK
Zoning
A1
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car
Possession
SETTLE
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Deep Creek

Deep Creek is a residential neighborhood located in Chesapeake, Virginia, known for its tree-lined streets and established community character.

$396K

Median sale · 12 mo

$230

Sold $/sq ft

24d

Days on market

23

For sale now

$119K

HH income

85.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Deep Creek
Map of Deep Creek with neighborhood boundaryNeighborhood

browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,171/mo

Principal & interest

$3,528

Property tax

$445

Home insurance

$198

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

122% of $559,000

City assessment record · taxes $5,334/yr

Land share of assessed value

40% — $220,900

Improvements $338,100 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$520,000$630,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3207 Hearring WAY · 1.1 mi · 3,014 sqft$520,000 sold 2026-05
1049 Olmstead ST · 1.8 mi · 2,734 sqft$630,000 sold 2026-05
3201 Hearring WAY · 1.1 mi · 3,100 sqft$610,000 sold 2026-06

Sale & Tax History

List Price

$680,000

Price / Sq Ft

$251

Annual Taxes

$5,334

Monthly Tax

$445

HOA

None

Tax Rate (effective)

0.78%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 6, 2026$680,000
Price increasedMay 9, 2026$680,000+$5,000
SoldMay 5, 2026$680,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

22% above assessment

Total Assessed

$559,000

Land

$220,900

Improvement

$338,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3528 Kentucky Trl in a good school zone?+
The assigned zones on the listing record are Deep Creek Elementary (GreatSchools 5/10), Deep Creek Middle (GreatSchools 5/10), Deep Creek (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3528 Kentucky Trl in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 3528 Kentucky Trl?+
Olde Mill Run Park is about 0.9 miles away.
Does 3528 Kentucky Trl have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3528 Kentucky Trl built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Phillip Hines · Aweigh Real Estate · REIN MLS #10615414

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

3528 Kentucky Trl, Chesapeake — photo

This one's sold — the next one doesn't have to be.

3528 Kentucky Trl, Chesapeake, Virginia 23323 · MLS #10615414 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.