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Chesapeake › CHURCHLAND PARK › 3509 Bernies Ct N✓ Source: REIN MLS #10647455 · record updated Aug 14, 2026 · synced every 2 min · your inquiry is never resold
3509 Bernies CT N, CHESAPEAKE VA 23321 - Main photo
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 2
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 3
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 4
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 5
$415,000
$181 / sqft · est. $2,551/mo →
4beds
2.1baths
2,288sqft
9days on market

3509 Bernies Ct N, Chesapeake, VA 23321

Under ContractResidential · built 1988 · CHURCHLAND PARK

Facts & features

Type

Residential

Year built

1988

Price / sqft

$181

HOA

None

Taxes

$3,322/yr

County

Chesapeake VA

MLS #

10647455

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,288
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
8
Other rooms
Attic, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Handheld Showerhead

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Partial

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHURCHLAND PARK
Zoning
R8S
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome home to this spacious 4-bedroom, 2.5-bath residence tucked away on a cul-de-sac in the heart of Western Branch! Centrally located just minutes from interstates, golf courses, shopping, dining, military installations, and more, this move-in-ready home offers exceptional convenience. Recent updates include a new roof 2026, luxury vinyl plank flooring 2026, appliances 2026, and fresh interior paint in 2026, along with a new HVAC system in 2025. The versatile floor plan features a welcoming living room, formal dining room, screened porch and a flexible bonus space ideal for a home office, workout room, playroom, or hobby area. With plenty of room to live, work, and entertain, this beautifully refreshed home is ready for its new owners!

Listing courtesy of Heather Bass · BHHS RW Towne Realty · REIN MLS #10647455

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

3509 Bernies CT N is a four-bedroom, two-and-a-half-bath home in western Chesapeake, Virginia, built in 1988 with 2,288 square feet of living space. If you're exploring homes for sale in Hickory, Chesapeake, VA, this cul-de-sac address puts daily conveniences and two military installations within easy reach.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of space and location. At 2,288 square feet, four bedrooms, and 2.1 baths, the floor plan gives every household member room to breathe. The cul-de-sac setting on Bernies CT means reduced through-traffic and a quieter street environment. Layer in an eight-minute drive to NSA Northwest Annex and a twelve-minute run to Naval Medical Center Portsmouth, and the commute math works out well for military households and civilians alike.

CHURCHLAND PARK and the Chesapeake real estate market

Bernies CT N sits in the Hickory area of western Chesapeake — one of the city's more relaxed, suburban-feeling corridors where ranch-style and two-story homes from the 1980s and 1990s share streets with mature trees and modest lot sizes. Chesapeake is Virginia's second-largest city by land area, and the Hickory section rewards residents with lower density and a neighborhood pace that's hard to find closer to the water. City services — including Chesapeake's own fire and police departments — cover the area, and the western location keeps you off the most congested stretches of I-64 during peak hours. Whether you're new to Chesapeake or relocating within Hampton Roads, the Hickory corridor consistently draws buyers who want suburban breathing room without sacrificing access to the broader metro.

What's nearby

Day-to-day errands are genuinely painless from Bernies CT N. Grocery Outlet, Royal Farms, and Dollar General are all within a mile, so a quick stock-up run takes minutes. Waffle House, Sakura Sushi and Grill, and Sonic Drive-In are each about a third of a mile away — dinner decisions are easy. Morning coffee is covered by Wawa and Dunkin', both half a mile out, with McDonald's even closer at 0.4 miles. Fitness options include Roaming Yoga VA LLC, Full Potential Fitness and Wellness, and Planet Fitness, all under a mile. Dunedin Park is just 0.3 miles away for outdoor time.

For different buyers

For military families relocating

NSA Northwest Annex is eight minutes from the front door, and Naval Medical Center Portsmouth is twelve — two of the most relevant Hampton Roads installations covered in a single address. VA loan eligibility can make financing straightforward, and the cul-de-sac location adds a layer of calm that military families coming off a busy duty day tend to appreciate. Four bedrooms handles PCS moves with kids in tow.

For families upgrading

If your current home has outgrown your family, 2,288 square feet across four bedrooms and two and a half baths gives you the breathing room you've been waiting for. The cul-de-sac on Bernies CT means kids have a low-traffic spot to ride bikes or shoot hoops. Dunedin Park is a three-minute walk when they need more space to run. This is the kind of address that grows with a family rather than against it.

More buyer questions

How far is 3509 Bernies CT N from NSA Northwest Annex?

The drive from Bernies CT N to NSA Northwest Annex is approximately eight minutes under normal traffic conditions, making it one of the closer residential options to that installation in western Chesapeake.

How far is 3509 Bernies CT N from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is roughly twelve minutes from this address, a manageable daily commute for medical staff and active-duty personnel assigned there.

What is the flood risk at 3509 Bernies CT N?

Flood zone information for this address is displayed in the FloodRisk tile on this page — review that section for the most current FEMA designation details.

Is there an HOA at 3509 Bernies CT N, Chesapeake?

HOA status for this property should be confirmed through current disclosure documents; verify with your agent whether a homeowners association governs this street or subdivision.

What grocery stores are near 3509 Bernies CT N?

Grocery Outlet, Royal Farms, and Dollar General are all within 0.8 miles of the address, giving you multiple quick-stop options for everyday essentials without a long drive.

Curious whether 3509 Bernies CT N fits your next chapter? Tom and Dariya Milan at LPT Realty know the Hickory corridor well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$350K – $480K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is an established residential neighborhood in Portsmouth, Virginia, known for its tree-lined streets and collection of well-maintained homes spanning multiple decades.

$330K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

6

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

Chesapeake real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,551/mo

Principal & interest

$2,153

Property tax

$277

Home insurance

$121

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

126% of $328,900

City assessment record · taxes $3,322/yr

Land share of assessed value

44% — $145,000

Improvements $183,900 · assessor record ✓

Price context — similar nearby homes

$420,000 – $525,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3821 Cannon Point DR · 1.8 mi · 2,200 sqft$476,500 sold 2026-04
4161 Stonebridge LNDG · 2.2 mi · 2,185 sqft$420,000 sold 2026-07
4209 Stonebridge LNDG · 2.3 mi · 2,182 sqft$484,699 sold 2026-06

Sale & Tax History

List Price

$415,000

Price / Sq Ft

$181

Annual Taxes

$3,322

Monthly Tax

$277

HOA

None

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 5, 2026$415,000—
Currently listed—$415,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

26% above assessment

Total Assessed

$328,900

Land

$145,000

Improvement

$183,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3509 Bernies Ct N in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3509 Bernies Ct N in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3509 Bernies Ct N have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3509 Bernies Ct N built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Bass · BHHS RW Towne Realty · REIN MLS #10647455

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3509 Bernies Ct N, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3509 Bernies Ct N, Chesapeake, Virginia 23321 · MLS #10647455 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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