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Chesapeake › CHURCHLAND PARK › 3509 Bernies Ct N✓ Source: REIN MLS #10647455 · record updated Sep 14, 2026 · synced every 2 min · your inquiry is never resold
3509 Bernies CT N, CHESAPEAKE VA 23321 - Main photo
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 2
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 3
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 4
3509 Bernies CT N, CHESAPEAKE VA 23321 - Photo 5
4beds
2.1baths
2,288sqft
34days on market

3509 Bernies Ct N, Chesapeake, VA 23321

Under ContractResidential · built 1988 · CHURCHLAND PARK

Facts & features

Type

Residential

Year built

1988

Price / sqft

$181

HOA

None

Taxes

$3,322/yr

County

Chesapeake VA

MLS #

10647455

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,288
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
8
Other rooms
Attic, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Handheld Showerhead

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Partial

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHURCHLAND PARK
Zoning
R8S
Ownership
Fee Simple
Garage
No
Parking
Multi Car, Off Street, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Welcome home to this spacious 4-bedroom, 2.5-bath residence tucked away on a cul-de-sac in the heart of Western Branch! Centrally located just minutes from interstates, golf courses, shopping, dining, military installations, and more, this move-in-ready home offers exceptional convenience. Recent updates include a new roof 2026, luxury vinyl plank flooring 2026, appliances 2026, and fresh interior paint in 2026, along with a new HVAC system in 2025. The versatile floor plan features a welcoming living room, formal dining room, screened porch and a flexible bonus space ideal for a home office, workout room, playroom, or hobby area. With plenty of room to live, work, and entertain, this beautifully refreshed home is ready for its new owners!

Listing courtesy of Heather Bass · BHHS RW Towne Realty · REIN MLS #10647455

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 3509 Bernies CT N in Chesapeake—a four-bedroom, two-bath home with 2,288 square feet built in 1988. You're about 12 minutes from Naval Medical Center Portsmouth and surrounded by everyday conveniences. This is solid, straightforward Chesapeake living.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Primary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Churchland homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

The layout gives you four bedrooms and a full 2.1 baths across a sensible floorplan. A one-car garage and solid foundation mean no major structural surprises. The 1988 construction is well-established in the neighborhood, and the lot sits on a quiet street. You'll find grocery stores, restaurants, and fitness options all within a short drive—no need to venture far for what you need daily.

CHURCHLAND PARK and the Chesapeake real estate market

Bernies CT N sits in a residential pocket of Chesapeake where the streets are lined with established homes and steady neighbors. The area has a practical, no-fuss character—tree-lined blocks with single-family homes, driveways, and room to breathe. Chesapeake itself is Virginia's largest city by land area, a blend of suburban neighborhoods, waterfront access, and commercial corridors. Getting around is straightforward: major roads like Military Highway and Route 17 connect you to Hampton Roads in all directions. If you're comparing homes for sale in Chesapeake, note that the 23321 zip code sits in a central, accessible part of the city. Naval Medical Center Portsmouth is about 12 minutes away, and USCG Base Portsmouth is roughly 14 minutes—both short commutes. Daily life here means quick trips to grocery stores, easy access to dining and coffee, and a neighborhood that feels like it's been here a while. Anyone comparing homes for sale zoned for Western Branch Primary School and homes for sale zoned for Western Branch High School in this area should verify current assignments with Chesapeake Schools.

What's nearby

Waffle House, Sakura Sushi and Grill, and Sonic Drive-In are all within a few blocks—breakfast, lunch, and casual dinner are steps away. Coffee runs to McDonald's, Wawa, or Dunkin' take five minutes or less. Groceries are easy: Royal Farms, Dollar General, and Grocery Outlet are all under a mile. Fitness options include Roaming Yoga VA LLC nearby, plus Planet Fitness and Full Potential Fitness and Wellness a short drive out. Dunedin Park sits just down the street for outdoor time.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is a 12-minute commute from this address, and USCG Base Portsmouth is about 14 minutes away. VA loan financing is common in this zip code and throughout the region. Four bedrooms and 2.1 baths give you room to spread out, and the home's 1988 construction carries no major surprises.

Room to grow

Four bedrooms mean everyone gets their own space, and the 2.1-bath layout cuts down morning conflicts. The 2,288-square-foot floorplan includes a garage for storage and vehicles. A quiet street and established neighborhood provide the kind of stable setting where you can put down roots and let kids play outside safely.

More buyer questions

How far is 3509 Bernies CT N from Naval Medical Center Portsmouth?

About 12 minutes by car. USCG Base Portsmouth is roughly 14 minutes away as well.

What grocery stores are nearby?

Royal Farms, Dollar General, and Grocery Outlet are all within a mile of the address.

Are there restaurants within walking distance?

Waffle House, Sakura Sushi and Grill, and Sonic Drive-In are all within a few blocks—less than half a mile away.

What parks are close by?

Dunedin Park is just down the street, perfect for outdoor activity and recreation.

Does this address qualify for homes for sale in 23321?

Yes, 3509 Bernies CT N is located in the 23321 zip code in central Chesapeake.

Ready to explore 3509 Bernies CT N and other Chesapeake homes for sale? Reach out to Tom & Dariya Milan at LPT Realty today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$350K – $480K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

18.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone D

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Churchland

Churchland is a settled home neighborhood in Portsmouth, Virginia. It is known for tree-lined streets and well-kept homes built across many decades.

$315K

Median sale · 12 mo

$207

Sold $/sq ft

25d

Days on market

1

For sale now

$66K

HH income

46%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Churchland →
Map of Churchland with neighborhood boundaryNeighborhood

Chesapeake real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,551/mo

Principal & interest

$2,153

Property tax

$277

Home insurance

$121

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

126% of $328,900

City assessment record · taxes $3,322/yr

Land share of assessed value

44% — $145,000

Improvements $183,900 · assessor record ✓

Price context — similar nearby homes

$420,000 – $484,699

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4161 Stonebridge LNDG · 2.2 mi · 2,185 sqft$420,000 sold 2026-07
4209 Stonebridge LNDG · 2.3 mi · 2,182 sqft$484,699 sold 2026-06
2645 Janson DR · 2 mi · 2,546 sqft$475,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$415,000

Price / Sq Ft

$181

Annual Taxes

$3,322

Monthly Tax

$277

HOA

None

Tax Rate (effective)

0.80%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 11, 2026$415,000—
Currently listed—$415,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

26% above assessment

Total Assessed

$328,900

Land

$145,000

Improvement

$183,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3509 Bernies Ct N in a good school zone?+
The assigned zones on the listing record are Western Branch Primary, Western Branch Middle (VaHome School Score 6.7/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3509 Bernies Ct N in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3509 Bernies Ct N have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3509 Bernies Ct N built?+
It was built in 1988, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Bass · BHHS RW Towne Realty · REIN MLS #10647455

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3509 Bernies Ct N, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3509 Bernies Ct N, Chesapeake, Virginia 23321 · MLS #10647455 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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