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ChesapeakeNORFOLK HIGHLANDS3505 Mcneal Ave✓ Source: REIN MLS #10623948 · record updated Mar 24, 2026 · synced every 2 min · your inquiry is never resold
3505 McNeal AVE, CHESAPEAKE VA 23325 - Main photo
$255,000
$159 / sqft · est. $1,656/mo →
3beds
2.1baths
1,600sqft
1days on market

3505 Mcneal Ave, Chesapeake, VA 23325

SoldResidential · built 1986 · NORFOLK HIGHLANDS

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Creek, River.

Frontage

Creek · River ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Tucked away deep in the Norfolk Highlands neighborhood is a rare waterfront opportunity waiting for the right vision to unlock its full potential. Enjoy a peaceful backyard, serene side yard, and beautiful water views from both levels... all wrapped around the one thing you can't change: location. Offered as-is, where-is, this property is ideal for buyers ready to create something special. If you've been searching for a home with character, setting, and upside, this may be the one. Schedule your showing today.

Listing courtesy of Franklin Dalmida · Own Real Estate LLC · REIN MLS #10623948

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1986

Price / sqft

$159

HOA

None

Taxes

$3,101/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10623948

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,600
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, Utility Closet
Interior features
Fireplace Wood
Appliances
Dishwasher, Dryer, Dryer Hookup, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Creek,River

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3100
Approx. acres
0.31
Subdivision
NORFOLK HIGHLANDS
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Chesapeake waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Georgetown

Georgetown, also known as Georgetown Colony, is an established Chesapeake community in the Indian River area, located off Military Highway and Providence Road.

$286K

Median sale · 12 mo

$188

Sold $/sq ft

11d

Days on market

10

For sale now

$76K

HH income

64.9%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Georgetown
Map of Georgetown with neighborhood boundaryNeighborhood

see more Chesapeake homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,656/mo

Principal & interest

$1,323

Property tax

$258

Home insurance

$74

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

83% of $307,100

City assessment record · taxes $3,101/yr

Land share of assessed value

41% — $125,000

Improvements $182,100 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$230,000$325,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

710 Osborn AVE · 0.6 mi · 1,518 sqft$250,000 sold 2026-06
1620 Elm AVE · 0.6 mi · 1,508 sqft$284,900 sold 2026-04
2517 King CT · 0.9 mi · 1,500 sqft$265,000 sold 2026-05

Sale & Tax History

List Price

$255,000

Price / Sq Ft

$159

Annual Taxes

$3,101

Monthly Tax

$258

HOA

None

Tax Rate (effective)

1.22%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 8, 2026$255,000
SoldMar 20, 2026$255,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% below assessment

Total Assessed

$307,100

Land

$125,000

Improvement

$182,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 3505 Mcneal Ave in a good school zone?+
The assigned zones on the listing record are Norfolk Highlands Primary (GreatSchools 6/10), Indian River Middle (GreatSchools 3/10), Indian River (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3505 Mcneal Ave a waterfront property?+
Yes. The listing record shows: Creek,River.
Does 3505 Mcneal Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3505 Mcneal Ave built?+
It was built in 1986, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Franklin Dalmida · Own Real Estate LLC · REIN MLS #10623948

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

3505 Mcneal Ave, Chesapeake — photo

This one's sold — the next one doesn't have to be.

3505 Mcneal Ave, Chesapeake, Virginia 23325 · MLS #10623948 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.