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✓ Source: REIN MLS #10660318 · record updated Nov 2, 2026 · synced every 2 min · your inquiry is never resold
2815 Cardiff LN, CHESAPEAKE VA 23321 - Main photo
2815 Cardiff LN, CHESAPEAKE VA 23321 - Photo 2
2815 Cardiff LN, CHESAPEAKE VA 23321 - Photo 3
2815 Cardiff LN, CHESAPEAKE VA 23321 - Photo 4
2815 Cardiff LN, CHESAPEAKE VA 23321 - Photo 5
3beds
2.1baths
1,576sqft
0days on market

2815 Cardiff Ln, Chesapeake, VA 23321

Coming SoonResidential · built 1987 · POINT ELIZABETH

About this home

Stunningly updated townhouse in highly desirable Point Elizabeth! Updated kitchen with granite, large island, custom pullout shelving, full pantry and charming window bench. Newly updated bathrooms with all new fixtures. All new paint, floors, lighting and hardware throughout. Brand new HVAC, newer windows, roof, hot water tank. Spacious primary retreat with soaring ceilings, reading nook, walk-in closet and gorgeous en-suite bathroom. Fabulous layout that's perfect for entertaining or raising a family. Newly fenced and sodded yard with attached shed backs up to open green space for a private feel. Wonderful community with easy access to top rated schools and No HOA! Priced at appraisal. Come see this gorgeous home at the **Open House Saturday Nov 7th 11-1**

Listing courtesy of Anne Klima · Right Coast Real Estate · REIN MLS #10660318

Facts & features

Type

Residential

Year built

1987

Price / sqft

$202

HOA

None

Taxes

$2,613/yr

County

Chesapeake VA

MLS #

10660318

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,576
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
Total rooms
6
Other rooms
Attic, Pantry, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Accessibility
Handheld Showerhead

Construction & exterior

Style
Contemp, Townhouse, Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Full,Privacy,Wood Fence

Utilities & systems

Heating
Hot Water
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0500
Subdivision
POINT ELIZABETH
Zoning
RTH1
Ownership
Fee Simple
Garage
No
Parking
Driveway Spc
Possession
SETTLE
Disclosures
Disclosure Statement, Owner Agent

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

2815 Cardiff Lane is a three-bedroom, two-and-a-half-bath home in Chesapeake, Virginia. Built in 1987, it offers 1,576 square feet of living space. Naval Medical Center Portsmouth is about ten minutes away. This is a well-located address in the 23321 zip code.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Western Branch Intermediate School. Nearby, look at Western Branch homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

Cardiff Lane sits in a quiet residential pocket of western Chesapeake, close to two major military installations without the traffic noise of a main corridor. The lot gives you real outdoor space, and the half-bath on the main level keeps daily routines smooth. Three bedrooms and two full baths upstairs means the layout separates sleeping and living areas cleanly. That floor plan — compact but functional — is hard to find among Chesapeake homes for sale at this size.

POINT ELIZABETH and the Chesapeake real estate market

The streets around Cardiff Lane have a settled, tree-lined feel. Homes here were mostly built in the 1980s, and the neighborhood has matured into a comfortable, low-traffic area. Sidewalks and quiet cul-de-sac-style streets make it easy to get outside without dealing with cut-through traffic. Western Chesapeake is one of the more suburban corners of the city, with a slower pace than the waterfront districts closer to downtown. Chesapeake itself is Virginia's second-largest city by land area, which means you get breathing room and green space alongside city services. The western branch of the Elizabeth River runs nearby, giving the area a natural boundary and some scenic relief. Getting around is straightforward — Interstate 664 and Route 17 are both close, connecting you quickly to Portsmouth, Norfolk, and Suffolk. Anyone comparing homes for sale in 23321 will notice how well this zip code balances access and quiet.

What's nearby

Lilley Farms Strawberries + More is just 0.2 miles away — a local farm stand that makes grocery runs feel a little less routine. Surf Rider is under a mile out, a solid option for a casual seafood dinner without driving across town. Plaza Azteca Mexican Restaurant at Dock Landing is about a mile away and covers the weeknight takeout rotation well. For everyday errands, the Route 17 corridor puts pharmacies, hardware stores, and big-box retailers within a short drive. Parks and walking trails in western Chesapeake round out the daily options.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is about ten minutes from Cardiff Lane, and Norfolk Naval Shipyard is roughly eleven minutes out. Both are reachable without hitting major interchange traffic. VA loan financing is widely used in this part of Chesapeake, and the 23321 zip code has a strong track record with VA appraisals. The layout — three bedrooms, two and a half baths — works well for a quick, uncomplicated move.

For first-time buyers

At 1,576 square feet, 2815 Cardiff Lane is a manageable size — enough room to spread out without overwhelming upkeep. Three bedrooms and two full baths upstairs give you real flexibility. The half-bath on the main level is a practical detail that first-time buyers often underestimate. Western Chesapeake is a stable, established area, and this address puts you close to two major employment centers right from the start.

More buyer questions

How far is 2815 Cardiff Lane from Naval Medical Center Portsmouth?

The drive is about ten minutes under normal traffic conditions. Route 17 and Interstate 664 both provide direct routes.

How far is Cardiff Lane from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly eleven minutes away. The commute avoids most of the congestion found on the Hampton Roads Bridge-Tunnel corridor.

What school zone does 2815 Cardiff Lane fall in?

Anyone comparing homes for sale zoned for Western Branch High School or homes for sale zoned for Western Branch Intermediate School will want to verify current zoning directly with Chesapeake Public Schools, as boundaries can change.

Is 2815 Cardiff Lane in a flood zone?

Flood zone status for this address is shown in the FloodRisk tile on this page. Always confirm current FEMA designation before closing.

Does the neighborhood have an HOA?

HOA status for this address should be confirmed through current public records or a title search. Your agent can pull that detail during due diligence.

Tom and Dariya Milan know western Chesapeake well. Reach out to get a straight answer on this address — no pressure, just facts.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$270K – $370K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

Western Branch

Western Branch is a home neighborhood in Chesapeake, Virginia. It has tree-lined streets and a mix of single-family homes. The area shares the wider suburban feel of Chesapeake.

$380K

Median sale · 12 mo

$202

Sold $/sq ft

33d

Days on market

46

For sale now

$95K

HH income

72%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Western Branch →
Map of Western Branch with neighborhood boundaryNeighborhood

homes for sale in Chesapeake →

Military Commute

Drive times to nearest bases

NMCP

Navy

19min·7.9mi

NNSY

Navy

18min·11.2mi

USCG Portsmouth

Coast Guard

20min·12.4mi

NSA HR

Navy

31min·15.8mi

MARFORCOM

Marines

29min·15.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,966/mo

Principal & interest

$1,655

Property tax

$218

Home insurance

$93

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$246,065 – $420,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3712 Sidley RD · 0.4 mi · 1,848 sqft$420,000 sold 2026-09
3217 Radcliffe LN · 1.1 mi · 1,516 sqft$316,000 sold 2026-05
2642 Meadows LNDG · 0.8 mi · 1,384 sqft$246,065 sold 2026-04

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$319,000

Price / Sq Ft

$202

Annual Taxes

$2,613

Monthly Tax

$218

HOA

None

Tax Rate (effective)

0.82%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 2, 2026$319,000—
Currently listed—$319,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 2815 Cardiff Ln in a good school zone?+
The assigned zones on the listing record are Western Branch Intermediate (VaHome School Score 6.2/10), Western Branch Middle (VaHome School Score 6.8/10), Western Branch (VaHome School Score 6.3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2815 Cardiff Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2815 Cardiff Ln have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2815 Cardiff Ln built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Anne Klima · Right Coast Real Estate · REIN MLS #10660318

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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2815 Cardiff Ln, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2815 Cardiff Ln, Chesapeake, Virginia 23321 · MLS #10660318 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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