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✓ Source: REIN MLS #10660287 · record updated Nov 4, 2026 · synced every 2 min · your inquiry is never resold
240 Loch Haven DR, WILLIAMSBURG VA 23188 - Main photo
240 Loch Haven DR, WILLIAMSBURG VA 23188 - Photo 2
240 Loch Haven DR, WILLIAMSBURG VA 23188 - Photo 3
240 Loch Haven DR, WILLIAMSBURG VA 23188 - Photo 4
240 Loch Haven DR, WILLIAMSBURG VA 23188 - Photo 5
3beds
2.1baths
2,020sqft
1days on market

240 Loch Haven Dr, Williamsburg, VA 23188

New ListingResidential · built 1987 · MIRROR LAKE ESTATES

About this home

Welcome to Mirror Lake Estates! Situated on a spacious half-acre lot, this beautifully maintained home offers comfortable living, thoughtful updates, and inviting spaces both inside and out. The desirable first-floor primary suite features a beautifully renovated bathroom (2024), while a wood-burning fireplace adds warmth and character to the main living area. Enjoy peace of mind with numerous improvements, including a new roof, gutters, fascia, soffits and select siding (2023), replacement bay windows (2023), upstairs HVAC (2023), an encapsulated and conditioned crawl space (2021), and enhanced attic insulation (2024). Fresh interior paint adds to the home's appeal. Outside, the backyard offers a wonderful setting for entertaining or relaxing, complete with charming water features, landscape lighting, and a covered grilling station with natural gas. A heated and cooled garage with epoxy flooring provides additional flexibility for hobbies, storage, or a workshop. No HOA and convenient access to I-64 make this home even more appealing!

Listing courtesy of Timothy Cummings · Liz Moore & Associates LLC · REIN MLS #10660287

Facts & features

Type

Residential

Year built

1987

Price / sqft

$235

HOA

None

Taxes

$3,250/yr

County

James City County VA

MLS #

10660287

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,020
Stories
2
Flooring
Laminate/LVP, Other
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Washer, Washer Hookup

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.5600
Subdivision
MIRROR LAKE ESTATES
Zoning
R8
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

240 Loch Haven Drive is a 3-bedroom, 2.1-bath home in Williamsburg, Virginia, built in 1987 with 2,020 square feet of living space. Groceries, coffee, and dining are all within a mile. Camp Peary is about 22 minutes away. This is a solid foothold in the 23188 zip code.

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Warhill High School, and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Wellington homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Read the full overview ↓

Why this home stands out

The 1987 build gives this home a floor plan that balances open common areas with defined rooms — something harder to find in newer construction. At 2,020 square feet, there is real room to spread out across three bedrooms and two and a half baths. The lot sits in an established Williamsburg neighborhood where mature trees line the streets. Daily errands and a full lineup of dining options are less than a mile from the front door.

MIRROR LAKE ESTATES and the Williamsburg real estate market

Loch Haven Drive sits inside a quiet, established section of Williamsburg that developed through the late 1980s and early 1990s. The streets here are lined with mature trees and single-family homes on generous lots. It has the feel of a neighborhood that has settled into itself — unhurried, well-kept, and genuinely livable. Williamsburg itself carries a lot of weight for a small city. It is home to Colonial Williamsburg, William & Mary, and a walkable historic district that draws visitors from across the country. For residents, that means excellent restaurants, independent shops, and cultural events are woven into everyday life. Getting around is straightforward. Route 60 and Interstate 64 put most of the greater Peninsula within reach in under 30 minutes. Anyone comparing Williamsburg homes for sale will notice that the 23188 zip code consistently offers more square footage per dollar than the city's closer-in neighborhoods.

What's nearby

Everything you need for a typical week is within a short drive. Food Lion is just 0.6 miles away for grocery runs. Boats and Anchor Smokehouse and Grill, Pizza Hut, and Honey Butter's Kitchen are all within 0.6 miles when you want to skip cooking. Starbucks Coffee Company and Elite Coffee and Lounge are both under a mile for your morning routine. PESFIT gym is 0.7 miles out, and Dreams Gymnastics Center is under a mile. Thousand Trails Williamsburg, a well-regarded outdoor recreation area, is 0.8 miles away for weekend outdoor time.

For different buyers

Base commute and VA loan notes

Camp Peary is about 22 minutes from 240 Loch Haven Drive. Naval Weapons Station Yorktown is roughly 32 minutes out. VA loan financing is widely used in this part of Williamsburg, and the 23188 zip code has a solid track record with VA appraisals. The 1987 construction means the home has established mechanicals and a layout that does not require major work before move-in.

For first-time buyers

At 2,020 square feet, this home gives first-time buyers more space than most entry-level options in the area. Three bedrooms and two and a half baths cover the basics without overbuilding. The neighborhood is calm and walkable to everyday conveniences. Buyers comparing homes for sale in 23188 will find this address offers a strong combination of size, location, and established surroundings at this price tier.

More buyer questions

How far is 240 Loch Haven Drive from Camp Peary?

Camp Peary is about 22 minutes from 240 Loch Haven Drive under typical traffic conditions. Naval Weapons Station Yorktown is roughly 32 minutes away.

What zip code is 240 Loch Haven Drive in?

The property is in the 23188 zip code, which covers a large portion of James City County and western Williamsburg.

Is 240 Loch Haven Drive in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Check that section for the current FEMA designation.

What schools are zoned for 240 Loch Haven Drive?

Anyone comparing homes for sale zoned for Warhill High School or homes for sale zoned for Stonehouse Elementary School will want to confirm current zoning directly with James City County Schools, as boundaries can change.

Does 240 Loch Haven Drive have a garage?

Garage details for this property are listed in the full specs section of this page. The 1987 construction era typically included an attached garage in this neighborhood.

Tom and Dariya Milan at LPT Realty know this part of Williamsburg well. Reach out to get a straight answer on 240 Loch Haven Drive and what it takes to move forward.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$400K – $550K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

105.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

Wellington

Wellington is a master-planned single-family community in the Toano area of upper James City County. It sits just off Rochambeau Drive near Interstate 64, in greater Williamsburg, Virginia.

$571K

Median sale · 12 mo

$224

Sold $/sq ft

15d

Days on market

2

For sale now

$90K

HH income

61.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Wellington →
Map of Wellington with neighborhood boundaryNeighborhood

Williamsburg homes for sale →

Military Commute

Drive times to nearest bases

Camp Peary

DoD

21min·16.2mi

NWS Yorktown

Navy

22min·18.9mi

JBLE Ft Eustis

Army

26min·22.7mi

JBLE Langley

Air Force

45min·39.1mi

NSA HR

Navy

103min·62.8mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,874/mo

Principal & interest

$2,465

Property tax

$271

Home insurance

$139

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$370,000 – $575,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7452 Wicks RD · 1.1 mi · 1,800 sqft$465,000 sold 2026-03
3026 Clinton CT · 1.5 mi · 1,933 sqft$500,000 sold 2026-05
1028 Hitchens LN · 1.3 mi · 2,338 sqft$575,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Williamsburg home worth?

Sale & Tax History

List Price

$475,000

Price / Sq Ft

$235

Annual Taxes

$3,250

Monthly Tax

$271

HOA

None

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 3, 2026$475,000—
Currently listed—$475,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 240 Loch Haven Dr in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 240 Loch Haven Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 240 Loch Haven Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 240 Loch Haven Dr built?+
It was built in 1987, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Timothy Cummings · Liz Moore & Associates LLC · REIN MLS #10660287

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

240 Loch Haven Dr, Williamsburg — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

240 Loch Haven Dr, Williamsburg, Virginia 23188 · MLS #10660287 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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