Carrollton › SOUTH HARBOR › 2166 Mainsail Dr✓ Source: REIN MLS #10629719 · record updated Apr 14, 2026 · synced every 2 min · your inquiry is never resold

2166 MAINSAIL DR, CARROLLTON VA 23314 - Main photo

2166 MAINSAIL DR, CARROLLTON VA 23314 - Photo 2

2166 MAINSAIL DR, CARROLLTON VA 23314 - Photo 3

2166 MAINSAIL DR, CARROLLTON VA 23314 - Photo 4

2166 MAINSAIL DR, CARROLLTON VA 23314 - Photo 5

$450,235

$237 / sqft · est. $2,918/mo →

3beds

2baths

1,898sqft

0days on market

2166 Mainsail Dr, Carrollton, VA 23314

Name: 2166 MAINSAIL DR, Carrollton, Virginia 23314
Brand: BHHS RW Towne Realty
Price: 450235 USD
Availability: InStock

Under ContractResidential · built 2026 · SOUTH HARBOR

About this home

The listing, in the seller's words

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Palladio Ranch is the perfect blend of style and convenience, featuring 3 bedrooms and 2 full bathrooms, including a spacious owner's suite with an en-suite bath and expansive walk-in closet. Designed for easy living with no stairs, this home offers an open layout centered around a gourmet kitchen with a large island, ideal for entertaining. Enjoy outdoor living with a huge covered back porch and the option for a covered front porch. Choose from private wooded homesites and make the home truly yours by customizing finishes and personal touches during the build. Experience comfort, convenience, and community at South Harbor 55+, where every detail is designed for your lifestyle.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10629719

Schools

ElementaryHardy Elementary
—
MiddleSmithfield Middle
—
HighSmithfield
—

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$237

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10629719

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$207/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,898
Stories: 1
Flooring: Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor Primary BR, Assigned Storage, Foyer, Loft, PBR with Bath, Office/Study, Pantry, Porch
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup
Equipment: Cable Hookup, Gar Door Opener

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Stone,Vinyl
Pool: No Pool

Utilities & systems

Heating: Nat Gas, Programmable Thermostat
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: SOUTH HARBOR
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, 2 Space, Driveway Spc
Possession: AT CLOSING
Miscellaneous: Warranty Plan
Disclosures: Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,711/mo

Down payment20% · $90,047

Interest rate6.75%

Loan term30 years

Principal & interest

$2,336

Property tax

$244

Home insurance

$131

PMI

None

HOA/Condo (paid separately)

$207

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$334,990 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

23078 Retreat LN · 0.2 mi · 1,975 sqft$400,000 sold 2026-04

23082 Retreat LN · 0.2 mi · 1,975 sqft$385,000 sold 2026-06

1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold

Sale & Tax History

List Price

$450,235

Price / Sq Ft

$237

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.65%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 4, 2026	$450,235	—
Currently listed	—	$450,235	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2166 Mainsail Dr in a good school zone?+

The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.

Is 2166 Mainsail Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 2166 Mainsail Dr have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.

When was 2166 Mainsail Dr built?+

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10629719

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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Phone (optional)

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

2166 Mainsail Dr, Carrollton, Virginia 23314 · MLS #10629719 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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