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CarrolltonSOUTH HARBOR2162 Mainsail Dr✓ Source: REIN MLS #10630460 · record updated May 4, 2026 · synced every 2 min · your inquiry is never resold
2162 Mainsail DR, CARROLLTON VA 23314 - Main photo
2162 Mainsail DR, CARROLLTON VA 23314 - Photo 2
2162 Mainsail DR, CARROLLTON VA 23314 - Photo 3
2162 Mainsail DR, CARROLLTON VA 23314 - Photo 4
2162 Mainsail DR, CARROLLTON VA 23314 - Photo 5
$434,990
$229 / sqft · est. $2,835/mo →
3beds
2baths
1,898sqft
11days on market

2162 Mainsail Dr, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

About this home

The listing, in the seller's words

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Palladio Ranch is the perfect blend of style and convenience, featuring 3 bedrooms and 2 full bathrooms, including a spacious owner's suite with an en-suite bath and expansive walk-in closet. Designed for easy living with no stairs, this home offers an open layout centered around a gourmet kitchen with a large island, ideal for entertaining. Enjoy outdoor living with a huge covered back porch and the option for a covered front porch. Choose from private wooded homesites and make the home truly yours by customizing finishes and personal touches during the build. Experience comfort, convenience, and community at South Harbor 55+, where every detail is designed for your lifestyle.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10630460

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

2162 Mainsail Drive is a brand-new 2026-built, three-bedroom, two-bath home in Carrollton's South Harbor neighborhood. At 1,898 square feet, it delivers modern construction, easy access to two military installations, and everyday conveniences literally steps from the front door.

Read the full overview ↓

Why this home stands out

New construction in an established Hampton Roads suburb is rare, and 2162 Mainsail Drive delivers exactly that. Built in 2026, this 1,898-square-foot, single-family home in South Harbor means you're getting fresh systems, modern finishes, and current building standards — no deferred maintenance, no aging mechanicals, no guesswork. Add two grocery stores within half a mile and a gym next door, and the lifestyle math is hard to argue with.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, a community within Isle of Wight County that consistently draws buyers who want the breathing room of a smaller jurisdiction without sacrificing access to the broader Hampton Roads metro. Carrollton is a quiet, residential-feeling area that borders the James River corridor and connects quickly to Newport News via Route 17 and the James River Bridge. South Harbor itself has a cohesive, planned feel — the kind of neighborhood where streets are walkable, lots are well-kept, and neighbors tend to stick around. Isle of Wight County is known for lower density and a more suburban pace compared to the urban cores of Norfolk or Hampton, yet you're never far from the region's major employment centers, waterfronts, or retail corridors. For buyers who want space, newer construction, and a manageable commute to the Peninsula or Southside, Carrollton checks a lot of boxes.

What's nearby

Daily life is genuinely easy from 2162 Mainsail Drive. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile — breakfast, lunch, and dinner sorted without getting on a highway. Anytime Fitness is also right there at 0.1 miles, which makes skipping the gym a harder excuse to make. For groceries, Food Lion is just 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles out. Quick coffee or a convenience run? A 7-Eleven and McDonald's are both within two-tenths of a mile. The cluster of walkable amenities around this address is genuinely unusual for a suburban Carrollton location.

For different buyers

For military families relocating

NSA Northwest Annex is an 18-minute drive from 2162 Mainsail Drive, and NSA Hampton Roads clocks in at 21 minutes — both well within the range that makes a VA loan and BAH work efficiently for most paygrades. New construction means you're not inheriting someone else's wear-and-tear, and the short commute leaves more time at home. South Harbor is a stable, low-turnover neighborhood that military families tend to settle into comfortably.

For first-time buyers

If you're buying your first home, 2162 Mainsail Drive removes one of the biggest worries: what's going to break first. Built in 2026, everything is new — roof, HVAC, plumbing, electrical. Three bedrooms and two full baths across 1,898 square feet gives you real room to grow. Groceries, a gym, and food options are all within walking distance, so you're set up for a low-friction daily routine from day one.

More buyer questions

How far is 2162 Mainsail Drive from NSA Northwest Annex?

NSA Northwest Annex is approximately 18 minutes from 2162 Mainsail Drive under typical traffic conditions. The route via Route 17 is straightforward and avoids most of the congestion common on Peninsula crossings.

What is the flood zone status for 2162 Mainsail Drive?

Flood zone designation for this address is displayed in the FloodRisk tile on this page. Isle of Wight County does have areas with varying flood risk, so reviewing that information alongside any lender requirements is a smart step.

Is South Harbor a newer development in Carrollton?

South Harbor is an established residential neighborhood in Carrollton, and 2162 Mainsail Drive represents one of the newer builds within it, constructed in 2026. The surrounding area has a settled, cohesive character rather than the feel of a brand-new master-planned community still under development.

Are there walkable amenities near 2162 Mainsail Drive?

Yes — Tropical Smoothie Cafe, Anytime Fitness, Bojangles, and La Parilla Mexican Grill are all within 0.1 miles, and Food Lion is just 0.3 miles away. For a Carrollton address, the concentration of walkable daily conveniences here is notably high.

Does South Harbor have an HOA?

South Harbor does have a homeowners association. HOA fee amounts are not listed here, but your agent can pull the current disclosure documents, which will detail dues, rules, and any community amenities covered.

Tom and Dariya Milan at LPT Realty know Carrollton and South Harbor well. Reach out to get your questions answered and schedule a walkthrough of 2162 Mainsail Drive.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$229

HOA fee

$207/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10630460

HOA association includes

ClubhouseExercise RmPlaygroundsPool

$207/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,898
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Assigned Storage, Foyer, PBR with Bath, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc
Possession
AT CLOSING
Miscellaneous
Warranty Plan
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,628/mo

Principal & interest

$2,257

Property tax

$244

Home insurance

$127

PMI

None

HOA/Condo (paid separately)

$207

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$334,990$419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

23078 Retreat LN · 0.2 mi · 1,975 sqft$400,000 sold 2026-04
23082 Retreat LN · 0.2 mi · 1,975 sqft$385,000 sold 2026-06
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold

Sale & Tax History

List Price

$434,990

Price / Sq Ft

$229

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$207 / mo

Tax Rate (effective)

0.67%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$434,990
Currently listed$434,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 2162 Mainsail Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 2162 Mainsail Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 2162 Mainsail Dr?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 2162 Mainsail Dr?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is McDonald's (0.3 mi).
Does 2162 Mainsail Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool.
When was 2162 Mainsail Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10630460

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

2162 Mainsail Dr, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2162 Mainsail Dr, Carrollton, Virginia 23314 · MLS #10630460 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.