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ChesapeakeWATERSTONE2004 Acentala Quay✓ Source: REIN MLS #10648854 · record updated Aug 30, 2026 · synced every 2 min · your inquiry is never resold
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Main photo
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 2
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 3
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 4
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 5
$585,000
$190 / sqft · est. $3,673/mo →
5beds
3.1baths
3,076sqft
17days on market

2004 Acentala Quay, Chesapeake, VA 23321

ActiveResidential · built 1999 · WATERSTONE

Facts & features

Type

Residential

Year built

1999

Price / sqft

$190

HOA fee

$33/mo

Taxes

$5,203/yr

County

Chesapeake VA

MLS #

10648854

HOA association includes

Ground Maint

$33/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,076
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Rec Room, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub
Accessibility
Main Floor Laundry

Construction & exterior

Style
Traditional, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2300
Subdivision
WATERSTONE
Zoning
R15S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
NEGOTIABLE
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Truly spectacular and updates throughout. An inviting foyer opens to soaring cathedral ceilings and a flexible floor plan with room to spread out. The main living area centers on a gas fireplace, while the beautifully updated kitchen showcases updated cabinetry, new quartz countertops, new tile backsplash, high-end black finishes and newer appliances. New stylish LVP flooring and newer carpet flow throughout. The first-floor bedroom with en-suite is enormous, a true suite with private exterior access, a huge closet and a massive sitting room. Above the two-car garage, a spacious room with LVP flooring and cathedral ceilings works beautifully as a fifth bedroom, playroom, home office or additional living space. Improvements include a partially encapsulated crawlspace with a high-quality dehumidifier, a fenced backyard, and a washer and dryer installed in 2023. Outside, the back porch overlooks a large yard with lush green grass, and the two-car garage plus generous driveway provide plenty of parking. Waterstone is known for its tree-lined streets, welcoming atmosphere and community pond, where residents can kayak, canoe, paddle board or fish right in the neighborhood. The established community hosts social events throughout the year. Scenic walking trails and a convenient entrance shortcut connect directly to Western Branch Park and Western Branch Community Center, with playgrounds, basketball, tennis and pickleball courts, a multi-use gymnasium, disc golf, softball and soccer fields and nature trails just minutes away. Convenient to shopping, dining, military bases and major commuter routes.

Listing courtesy of Betsy Thompson · The Agency · REIN MLS #10648854

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A five-bedroom, 3.1-bath home in western Chesapeake, Virginia, built in 1999 and offering 3,076 square feet of space — with two military installations within 15 minutes and everyday conveniences practically at the end of the street.

Read the full overview ↓

Why this home stands out

What makes 2004 Acentala Quay stand out is the combination of genuine square footage — 3,076 feet spread across five bedrooms and three and a half baths — and a location that quietly solves the daily logistics puzzle. Western Chesapeake keeps you close to two major installations without dropping you into heavy base-adjacent traffic, and the neighborhood streets feel residential without feeling remote. That balance is harder to find than it sounds.

WATERSTONE and the Chesapeake real estate market

Acentala Quay sits in the western reaches of Chesapeake, Virginia, a city that consistently ranks among the safest and most livable in the Mid-Atlantic. This corner of the city — the 23321 zip code — has a settled, suburban feel: wide streets, mature trees, and a mix of families who have been here for years alongside newer arrivals drawn by the commute math. Chesapeake itself is the second-largest city by land area in the continental United States, which means you get genuine breathing room without sacrificing access. Western Branch is a recognized community within that larger city, and the streets around Acentala Quay reflect its character — quiet enough for evening walks, connected enough that you are never far from what you need. For buyers comparing homes for sale in Chesapeake, this zip code tends to offer larger lots and more square footage per dollar than closer-in Norfolk neighborhoods, and the city's low crime rates and strong infrastructure investment make it a long-term hold that holds up.

What's nearby

Daily life from Acentala Quay is genuinely convenient. Cracker Barrel is 0.7 miles away — a reliable breakfast-or-dinner anchor — and Waffle House and Chuck E. Cheese are both within 0.8 miles, making weekend mornings easy with kids in tow. For a quick caffeine fix, Dunkin' and Fruitsplash Factory are both under a mile. Fitness options are equally stacked: Onelife Fitness – Chesapeake Square Gym, the National Personal Training Institute, and the Holiday Inn Express fitness center are all within 0.8 miles. Western Branch Softball Fields are just half a mile out, and the Western Branch Dog Park is 0.7 miles — a genuine perk if you have a four-legged member of the household.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is 14 minutes away and Norfolk Naval Shipyard is 15 — two of the region's major installations within a single commute window. A VA loan can make a home this size more accessible than many buyers expect, and the western Chesapeake location keeps you off the most congested base-adjacent corridors. Families comparing Chesapeake homes for sale with an eye on commute times will find this address checks both boxes cleanly.

For families upgrading

Five bedrooms and 3,076 square feet give a growing family genuine room to spread out — dedicated space for a home office, a guest room, and still have bedrooms left over. Families comparing homes for sale zoned for Western Branch High School and homes for sale zoned for Edwin W. Chittum Elementary School will find Acentala Quay sits squarely in that attendance zone, making the school question straightforward from day one.

More buyer questions

How far is 2004 Acentala Quay from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately 14 minutes by car under normal traffic conditions. Norfolk Naval Shipyard is similarly close at about 15 minutes, making this address one of the more practical dual-commute locations in western Chesapeake.

What zip code is 2004 Acentala Quay in?

The property is in zip code 23321, which covers the Western Branch area of Chesapeake, Virginia. Buyers browsing homes for sale in 23321 will find this zip code offers a suburban character with strong connectivity to the broader Hampton Roads metro.

Is 2004 Acentala Quay in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any flood insurance considerations.

What is the Western Branch neighborhood like in Chesapeake?

Western Branch is one of Chesapeake's most established residential communities — known for tree-lined streets, a family-oriented atmosphere, and easy access to parks, shopping, and major roadways. It draws buyers who want suburban calm without sacrificing proximity to employment centers across Hampton Roads.

How many bedrooms and bathrooms does 2004 Acentala Quay have?

The home has five bedrooms and three and a half bathrooms across 3,076 square feet, built in 1999. That combination of bedroom count and square footage is well above average for the price range typically seen in western Chesapeake.

Tom and Dariya Milan at LPT Realty know this corner of Chesapeake well. Reach out to get honest answers about the neighborhood, the commute, and whether this address fits your next chapter.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$495K – $675K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Dock Landing

Dock Landing is a residential community in the Western Branch area of Chesapeake, Virginia, centered along Dock Landing Road in the 23321 ZIP code.

$536K

Median sale · 12 mo

$222

Sold $/sq ft

18d

Days on market

0

For sale now

$169K

HH income

95.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Dock Landing
Map of Dock Landing with neighborhood boundaryNeighborhood

browse Chesapeake listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,640/mo

Principal & interest

$3,035

Property tax

$434

Home insurance

$171

PMI

None

HOA/Condo (paid separately)

$33

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

114% of $515,100

City assessment record · taxes $5,203/yr

Land share of assessed value

31% — $160,000

Improvements $355,100 · assessor record ✓

Price context — similar nearby homes

$539,000$650,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2027 River Pearl WAY · 0.2 mi · 3,151 sqft$645,000 sold 2026-06
2162 Seastone TRCE · 0.1 mi · 3,239 sqft$590,000 sold 2026-05
4632 Leeward DR · 0.4 mi · 2,721 sqft$539,000 sold 2026-02

Sale & Tax History

List Price

$585,000

Price / Sq Ft

$190

Annual Taxes

$5,203

Monthly Tax

$434

HOA fee

$33 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$585,000
Currently listed$585,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

14% above assessment

Total Assessed

$515,100

Land

$160,000

Improvement

$355,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

17 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 2004 Acentala Quay in a good school zone?+
The assigned zones on the listing record are Edwin W. Chittum Elementary (VaHome School Score 7.9/10), Jolliff Middle (VaHome School Score 8.2/10), Western Branch (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2004 Acentala Quay in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2004 Acentala Quay have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was 2004 Acentala Quay built?+
It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Betsy Thompson · The Agency · REIN MLS #10648854

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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2004 Acentala Quay, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2004 Acentala Quay, Chesapeake, Virginia 23321 · MLS #10648854 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.