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Chesapeake › WATERSTONE › 2004 Acentala Quay✓ Source: REIN MLS #10648854 · record updated Sep 26, 2026 · synced every 2 min · your inquiry is never resold
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Main photo
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 2
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 3
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 4
2004 Acentala QUAY, CHESAPEAKE VA 23321 - Photo 5
5beds
3.1baths
3,076sqft
44days on market

2004 Acentala Quay, Chesapeake, VA 23321

ActiveResidential · built 1999 · WATERSTONE

Facts & features

Type

Residential

Year built

1999

Price / sqft

$187

HOA fee

$33/mo

Taxes

$5,203/yr

County

Chesapeake VA

MLS #

10648854

HOA association includes

Ground Maint

$33/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
3,076
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Rec Room, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub
Accessibility
Main Floor Laundry

Construction & exterior

Style
Traditional, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2300
Subdivision
WATERSTONE
Zoning
R15S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc
Possession
NEGOTIABLE
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Truly spectacular and updates throughout. An inviting foyer opens to soaring cathedral ceilings and a flexible floor plan with room to spread out. The main living area centers on a gas fireplace, while the beautifully updated kitchen showcases updated cabinetry, new quartz countertops, new tile backsplash, high-end black finishes and newer appliances. New stylish LVP flooring and newer carpet flow throughout. The first-floor bedroom with en-suite is enormous, a true suite with private exterior access, a huge closet and a massive sitting room. Above the two-car garage, a spacious room with LVP flooring and cathedral ceilings works beautifully as a fifth bedroom, playroom, home office or additional living space. Improvements include a partially encapsulated crawlspace with a high-quality dehumidifier, a fenced backyard, and a washer and dryer installed in 2023. Outside, the back porch overlooks a large yard with lush green grass, and the two-car garage plus generous driveway provide plenty of parking. Waterstone is known for its tree-lined streets, welcoming atmosphere and community pond, where residents can kayak, canoe, paddle board or fish right in the neighborhood. The established community hosts social events throughout the year. Scenic walking trails and a convenient entrance shortcut connect directly to Western Branch Park and Western Branch Community Center, with playgrounds, basketball, tennis and pickleball courts, a multi-use gymnasium, disc golf, softball and soccer fields and nature trails just minutes away. Convenient to shopping, dining, military bases and major commuter routes.

Listing courtesy of Betsy Thompson · The Agency · REIN MLS #10648854

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Five-bedroom, three-bath home built in 1999 on Acentala Quay in Chesapeake. Over 3,000 square feet of living space with a layout designed for comfort. Close to Naval Medical Center Portsmouth and Norfolk Naval Shipyard. A solid choice among Chesapeake homes for sale.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23321, homes for sale zoned for Western Branch High School, and homes for sale zoned for Edwin W. Chittum Elementary School. Browse every listing among homes for sale in Chesapeake — updated from the REIN MLS every few minutes. Nearby, look at Dock Landing homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

This 3,076-square-foot residence offers five bedrooms and three full baths—plenty of room for a household that needs space to spread out. The 1999 construction means updated systems with proven durability. Acentala Quay sits in a quieter pocket of Chesapeake, away from heavy traffic but close to essential services. You're roughly 14 minutes from Naval Medical Center Portsmouth and 15 minutes from Norfolk Naval Shipyard, making commutes straightforward for those working at either facility.

WATERSTONE and the Chesapeake real estate market

Acentala Quay is a residential street in Chesapeake's quieter south-central neighborhoods. The area is characterized by single-family homes on established lots, with tree-lined streets and a suburban feel. Chesapeake itself is Virginia's largest city by land area, blending rural character with suburban convenience. Daily life here means easy access to shopping, dining, and recreation without the density of urban centers. Route 17 and Route 168 connect you to downtown Norfolk, Virginia Beach, and the broader Hampton Roads region within 20–30 minutes. Homes for sale in Chesapeake tend to appeal to buyers seeking that balance: room to breathe, but close enough to work and culture. The 23321 zip code sits in a stable, community-oriented corridor. Anyone comparing homes for sale in 23321 will notice consistent neighborhood upkeep and reliable services. This address is zoned for homes for sale zoned for Western Branch High School and homes for sale zoned for Edwin W. Chittum Elementary School, both serving the area.

What's nearby

You're about 3 miles from Greenbrier Mall and its surrounding retail and dining options. Downtown Chesapeake—with restaurants, coffee shops, and local parks—is roughly 5 miles south. The Elizabeth River and several public boat launches are within 10 minutes, if water access matters to you. Grocery stores, pharmacies, and urgent care facilities dot the surrounding area. Parks and recreation facilities are scattered throughout Chesapeake, offering trails, playgrounds, and sports courts. Naval Medical Center Portsmouth sits just 14 minutes away, and Norfolk Naval Shipyard is 15 minutes north.

For different buyers

Base commute and VA loan notes

About 14 minutes to Naval Medical Center Portsmouth and 15 minutes to Norfolk Naval Shipyard. VA loan financing is widely available in this area and the 23321 zip code. The five-bedroom layout and established neighborhood mean you can move in and settle quickly without major surprises. Commutes are straightforward, and the home's 1999 construction is solid and well-maintained.

Room to grow

Five bedrooms give you room for kids, a home office, and a guest space. Three full baths mean less morning conflict. Over 3,000 square feet lets you spread out without feeling cramped. The lot size and suburban setting provide the kind of breathing room that grows with your household's needs.

More buyer questions

How far is 2004 Acentala Quay from Naval Medical Center Portsmouth?

About 14 minutes by car. It's a straightforward commute via local roads.

What zoning applies to this address?

This address is zoned for homes for sale zoned for Western Branch High School and homes for sale zoned for Edwin W. Chittum Elementary School.

Is there a yard at this property?

Yes. The lot is typical for the Chesapeake neighborhood—enough space for outdoor use and privacy.

How many bedrooms and bathrooms does 2004 Acentala Quay have?

Five bedrooms and three full baths, totaling 3,076 square feet.

What is the commute time to Norfolk Naval Shipyard?

About 15 minutes by car from this Chesapeake address.

Ready to explore this five-bedroom home in Chesapeake? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Chesapeake$485K – $665K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Dock Landing

Dock Landing is a neighborhood in the Western Branch area of Chesapeake, Virginia. It is centered along Dock Landing Road in the 23321 ZIP code.

$568K

Median sale · 12 mo

$221

Sold $/sq ft

32d

Days on market

1

For sale now

$169K

HH income

95.3%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Dock Landing →
Map of Dock Landing with neighborhood boundaryNeighborhood

browse Chesapeake listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,585/mo

Principal & interest

$2,984

Property tax

$434

Home insurance

$168

PMI

None

HOA/Condo (paid separately)

$33

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

112% of $515,100

City assessment record · taxes $5,203/yr

Land share of assessed value

31% — $160,000

Improvements $355,100 · assessor record ✓

Price context — similar nearby homes

$540,000 – $651,914

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2027 River Pearl WAY · 0.2 mi · 3,151 sqft$645,000 sold 2026-06
2162 Seastone TRCE · 0.1 mi · 3,239 sqft$590,000 sold 2026-05
1957 Paw Paw PL · 0.3 mi · 3,116 sqft$651,914 sold 2026-09

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$575,000

Price / Sq Ft

$187

Annual Taxes

$5,203

Monthly Tax

$434

HOA fee

$33 / mo

Tax Rate (effective)

0.90%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 14, 2026$575,000—
Price reducedSep 16, 2026$575,000−$10,000
Currently listed—$575,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$515,100

Land

$160,000

Improvement

$355,100

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

44 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 2004 Acentala Quay in a good school zone?+
The assigned zones on the listing record are Edwin W. Chittum Elementary (VaHome School Score 7.8/10), Jolliff Middle (VaHome School Score 7.6/10), Western Branch (VaHome School Score 6.3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2004 Acentala Quay in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 2004 Acentala Quay have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint.
When was 2004 Acentala Quay built?+
It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Betsy Thompson · The Agency · REIN MLS #10648854

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

2004 Acentala Quay, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2004 Acentala Quay, Chesapeake, Virginia 23321 · MLS #10648854 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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