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Carrollton › EAGLE HARBOR › 200 Cove Terrace Ter✓ Source: REIN MLS #10653148 · record updated Sep 11, 2026 · synced every 2 min · your inquiry is never resold
200 Cove Terrace TER, CARROLLTON VA 23314 - Main photo
200 Cove Terrace TER, CARROLLTON VA 23314 - Photo 2
200 Cove Terrace TER, CARROLLTON VA 23314 - Photo 3
200 Cove Terrace TER, CARROLLTON VA 23314 - Photo 4
200 Cove Terrace TER, CARROLLTON VA 23314 - Photo 5
3beds
2.1baths
1,830sqft
0days on market

200 Cove Terrace Ter, Carrollton, VA 23314

New ListingResidential · built 2005 · EAGLE HARBOR

Facts & features

Type

Residential

Year built

2005

Price / sqft

$169

Condo fee

$380/mo

HOA fee

$92/mo

Taxes

$2,113/yr

County

Isle of Wight County VA

MLS #

10653148

Association amenities

ClubhouseDockPlaygroundsPoolTennis CtsTrash Pickup

$380/mo condo fee + $92/mo HOA fee · Lighthouse Commons Condo · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,830
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener
Accessibility
Main Floor Laundry

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0500
Subdivision
EAGLE HARBOR
Unit / floor
1
Zoning
PD-R
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement, Resale Certif Req

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Experience Resort-Style Living at Eagle Harbor's Lighthouse Commons! This beautiful condo offers 3 bedrooms, 2.5 baths, and approximately 1,830 sq. ft. of spacious, comfortable living.The inviting first floor features an open-concept design with soaring cathedral ceilings, a spacious first-floor primary suite for added convenience. Upstairs, you'll find two bedrooms and a full bath, providing plenty of space for family, guests, or a home office. Freshly painted, NEW HVAC, Carpet & painted garage floor, this home is move-in ready! Enjoy an impressive array of Eagle Harbor amenities, including a large community pool, putt-putt golf, volleyball & tennis courts, playgrounds, walking & biking paths, clubhouse, a scenic lake with a pedestrian bridge & boat dock. Best of all, enjoy the convenience of low-maintenance condo living, with the association handling exterior maintenance, including the roof & siding, along with lawn care. All minutes from JRB, Suffolk & Smithfield.

Listing courtesy of Kimberly Harrah · 1st Class RE Coastal Breeze · REIN MLS #10653148

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

200 Cove Terrace in Carrollton, Virginia is a 3-bedroom, 2.1-bath home built in 2005 with 1,830 square feet in Isle of Wight County — close to waterfront dining, everyday conveniences, and two Navy installations within a short commute.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

Read the full overview ↓

Why this home stands out

What sets this address apart is its combination of a manageable footprint and a genuinely walkable pocket of Carrollton that most suburban addresses can't match. Two waterfront restaurants sit within two-tenths of a mile, a grocery store is under a mile away, and both NSA Northwest Annex and NSA Hampton Roads are reachable in under 25 minutes — a rare trifecta of lifestyle, convenience, and commute.

EAGLE HARBOR and the Carrollton real estate market

Carrollton sits in Isle of Wight County on the western shore of the James River, and it carries a distinctly unhurried character that's hard to find this close to Hampton Roads' major employment corridors. The area blends waterfront scenery with quiet residential streets — the kind of place where neighbors wave and the pace slows down the moment you cross the county line. Route 17 keeps you connected to Newport News and the broader Peninsula without the traffic grind of living inside a city. Isle of Wight County is known for its low-density land use and strong sense of community identity, and Carrollton reflects that well. Families comparing Carrollton homes for sale often note how much space and calm you get relative to comparable addresses across the river. The county's planning approach has kept commercial sprawl in check, so the green buffers and tree lines that frame neighborhoods like this one tend to stay intact.

What's nearby

Daily life is genuinely easy from 200 Cove Terrace. The Virginia Company and Dock of the Bay II — both within 0.2 miles — give you waterfront dining practically at your doorstep. For morning fuel, Dunkin' is 0.7 miles out, and Tropical Smoothie Cafe is just under a mile if you prefer something lighter. Food Lion at 0.8 miles handles the weekly grocery run without a highway crossing. A 7-Eleven is nearby for quick stops, and Anytime Fitness at 1.0 mile makes it easy to keep a consistent workout routine. You're well-provisioned without ever feeling like you're living inside a commercial corridor.

For different buyers

For military families relocating

NSA Northwest Annex is about 17 minutes from this address, and NSA Hampton Roads is roughly 21 minutes out — both manageable for daily commutes. A VA loan is a natural fit here, and the Isle of Wight County location means you're outside the denser Hampton Roads traffic patterns. Waterfront dining steps from home and a quiet county setting make the duty-station math work well for military households.

For families upgrading

Families evaluating homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School will find 200 Cove Terrace worth a close look. At 1,830 square feet across three bedrooms and 2.1 baths, there's room to grow without the maintenance overhead of a much larger home. The Isle of Wight County setting adds breathing room, and waterfront restaurants two-tenths of a mile away make weeknight dinners feel like a treat.

More buyer questions

How far is 200 Cove Terrace from NSA Northwest Annex?

NSA Northwest Annex is approximately 17 minutes from this address under typical driving conditions. NSA Hampton Roads is about 21 minutes, making both installations workable for daily commutes.

Is 200 Cove Terrace in Isle of Wight County?

Yes — Carrollton, Virginia 23314 falls within Isle of Wight County, which has its own tax structure and county services separate from the City of Newport News or Suffolk.

What is the flood zone status for 200 Cove Terrace?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, especially given the waterfront character of the surrounding area.

Does 200 Cove Terrace have an HOA?

HOA status for this address should be confirmed through current county records or a title search — your agent can pull that detail quickly during any due-diligence period.

Can a VA loan be used to purchase a home at this address?

A VA loan can generally be used on a single-family residential property like this one, provided the buyer meets eligibility requirements and the home clears the VA appraisal process. It's one of the most common financing paths for military buyers in this part of Hampton Roads.

Tom and Dariya Milan know Isle of Wight County well — reach out to get a straight answer on this address, the neighborhood, and what the buying process looks like from here.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$260K – $360K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,870/mo

Principal & interest

$1,603

Property tax

$176

Home insurance

$90

PMI

None

HOA/Condo (paid separately)

$472

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$286,500 – $329,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

531 Shoreline RD · 0.1 mi · 1,633 sqft$325,000 sold 2026-06
114 Lands End LN · 0.1 mi · 1,609 sqft$314,990 sold 2026-07
13297 Regent Park WALK · 0.3 mi · 1,998 sqft$320,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$309,000

Price / Sq Ft

$169

Annual Taxes

$2,113

Monthly Tax

$176

HOA + condo fees

$472 / mo

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$309,000—
Currently listed—$309,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 200 Cove Terrace Ter in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 200 Cove Terrace Ter in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 200 Cove Terrace Ter have an HOA or condo association?+
Both — this unit carries a condo association fee and a separate HOA (property owners association) fee. Current amounts for each are shown in the facts section on this page. The association of record is Lighthouse Commons Condo. Association amenities on record include: Clubhouse, Dock, Playgrounds, Pool, Tennis Cts, Trash Pickup.
When was 200 Cove Terrace Ter built?+
It was built in 2005, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kimberly Harrah · 1st Class RE Coastal Breeze · REIN MLS #10653148

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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200 Cove Terrace Ter, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

200 Cove Terrace Ter, Carrollton, Virginia 23314 · MLS #10653148 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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