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SmithfieldMALLORY POINTE1430 Wharf Hill Dr✓ Source: REIN MLS #10645550 · record updated Aug 7, 2026 · synced every 2 min · your inquiry is never resold
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$532,015
$280 / sqft · est. $3,004/mo →
3beds
2baths
1,897sqft
14days on market

1430 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

Welcome to The Easton! This highly sought-after ranch style floor plan is move-in ready starting later this year. The Easton features three main floor bedrooms, including the primary suite with a large walk-in closet, double sink vanity, and a seated shower bonus. The gourmet kitchen features an oversized island, GE stainless steel appliances, wall oven, and designer cabinetry. Bonus pocket office rounds out a well-designed, seamless floorplan. Enjoy Mallory Pointe living; brand new single-family homes featuring 3–5 bedrooms, main-level living options, and up to 3,000+ square feet of space. Each home includes modern layouts, GE stainless steel appliances, and designer-selected finishes—balancing function with comfort. Minutes from the Routes 10 & 17, Mallory Pointe offers direct access to Newport News Shipbuilding and Langley Air Force Base. Call today to learn more about our special incentives! *Photos are of a similar model home.*

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10645550

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1430 Wharf Hill Drive is a brand-new 2026-built, three-bedroom, two-bath home in Smithfield, Virginia, offering 1,897 square feet of fresh construction in a quiet setting with quick access to Joint Base Langley-Eustis and the charming heart of Isle of Wight County.

Read the full overview ↓

Why this home stands out

New construction in Smithfield is genuinely rare, and 1430 Wharf Hill Drive delivers it — a 2026-built single-family home with 1,897 square feet of modern layout, three bedrooms, and two full baths. You're not inheriting someone else's renovation decisions or deferred maintenance. Everything here is fresh, from the foundation up, in a town that trades on history and small-city character rather than sprawl.

MALLORY POINTE and the Smithfield real estate market

Smithfield, Virginia sits in Isle of Wight County along the Pagan River, a short drive from the James River and the broader Hampton Roads metro. It's the kind of town where the downtown historic district is genuinely walkable, farmers markets draw real locals, and the pace of life feels intentional without being sleepy. Wharf Hill Drive sits on the western edge of town, close enough to Smithfield's Main Street corridor to enjoy its restaurants and shops, yet far enough out to feel like you have room to breathe. Isle of Wight County is known for its low-density character, strong civic identity, and proximity to both the Peninsula and Southside Hampton Roads — making 1430 Wharf Hill Drive Smithfield VA a practical address for commuters heading toward Fort Eustis, Newport News, or Suffolk. The surrounding streets carry a mix of established homes and newer builds, giving the area a grounded, lived-in feel even as new construction fills in the gaps.

What's nearby

Day-to-day errands are covered quickly. Royal Farms and Dollar General are both within 0.7 miles for grab-and-go needs. When you're ready to eat out, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are under a mile away — solid options for a weeknight dinner or a casual weekend. For outdoor time, Beale Park is just half a mile out, Wellington Park is 0.6 miles, and Bill Laine park rounds out the options at under a mile. You won't need to drive far to decompress after a long day.

For different buyers

For military families relocating

Joint Base Langley-Eustis is roughly 24 minutes from 1430 Wharf Hill Drive, and NSA Northwest Annex sits about 26 minutes out — both manageable commutes for active-duty households. Smithfield's lower-density setting and Isle of Wight County's cost profile tend to stretch a VA loan further than comparable homes closer to the base gates. New construction also means no surprise repair bills in year one.

For first-time buyers

Buying your first home in a brand-new build removes one of the biggest first-timer anxieties: the unknown. At 1430 Wharf Hill Drive, everything is new — systems, finishes, structure. Smithfield offers a quieter entry point into Hampton Roads homeownership, with a genuine small-town feel and room to grow into the community. Three bedrooms and 1,897 square feet gives you space without overwhelming square footage to maintain.

More buyer questions

How far is 1430 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from 1430 Wharf Hill Drive to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions. The route connects through the James River Bridge corridor, which is the main link between Isle of Wight County and the Peninsula.

What year was 1430 Wharf Hill Drive built?

1430 Wharf Hill Drive was built in 2026, making it a true new-construction home with modern materials, current building codes, and no deferred maintenance history.

Is there an HOA at 1430 Wharf Hill Drive?

HOA status for this address should be confirmed directly with the listing agent, as community governance details can vary and are subject to change.

What is the flood zone status for 1430 Wharf Hill Drive?

Flood zone designation for this property is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Where is 1430 Wharf Hill Drive located within Smithfield?

The home sits on the western side of Smithfield in Isle of Wight County, within close reach of the town's Main Street district and several parks, with convenient access to Route 10 for commuting in multiple directions.

Ready to walk through 1430 Wharf Hill Drive? Tom and Dariya Milan at LPT Realty know Smithfield well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$280

HOA fee

$40/mo

Taxes

$581/yr

County

Isle of Wight County VA

MLS #

10645550

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,897
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1870
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLE
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,964/mo

Principal & interest

$2,761

Property tax

$48

Home insurance

$155

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

709% of $75,000

City assessment record · taxes $581/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$335,000$559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
108 Lane CRES · 0.2 mi · 1,772 sqft$400,000 sold 2026-05
224 St. Pauls Avenue #32-3 · 0.7 mi · 1,898 sqft$412,705 sold 2026-07

Sale & Tax History

List Price

$532,015

Price / Sq Ft

$280

Annual Taxes

$581

Monthly Tax

$48

HOA fee

$40 / mo

Tax Rate (effective)

0.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$532,015
Currently listed$532,015

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

609% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 1430 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1430 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1430 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1430 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10645550

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1430 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1430 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10645550 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.