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Smithfield › MALLORY POINTE › 1430 Wharf Hill Dr✓ Source: REIN MLS #10645550 · record updated Sep 22, 2026 · synced every 2 min · your inquiry is never resold
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1430 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
3beds
2baths
1,897sqft
60days on market

1430 Wharf Hill Dr, Smithfield, VA 23430

ActiveResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$280

HOA fee

$40/mo

Taxes

$5,214/yr

County

Isle of Wight County VA

MLS #

10645550

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,897
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1870
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

See more Smithfield new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

WELCOME TO THE EASTON—ONE OF MALLORY POINTE'S MOST SOUGHT-AFTER RANCH-STYLE DESIGNS! Move-in ready later this year, the Easton combines easy main-level living, designer finishes, and flexible spaces in a layout designed for today's lifestyle. The main level features three bedrooms, including a private primary suite with a large walk-in closet and en-suite bath featuring a double-sink vanity and seated tiled shower. At the heart of the home, the gourmet kitchen makes a statement with an oversized island, GE stainless steel appliances, wall oven, and designer cabinetry, all flowing seamlessly into the main living areas. A convenient pocket office adds the perfect space for working from home, homework, or everyday organization. Enjoy everything Mallory Pointe has to offer—new single-family homes, modern layouts, beautiful designer-selected finishes, and a peaceful Smithfield setting near historic Downtown Smithfield, parks, shopping, and dining. With convenient access to Routes 10 and 17, commuting to major employers such as Newport News Shipbuilding and Langley Air Force Base is easy. Main-level living, modern style, and a location that keeps work and play within easy reach—come see why the Easton is a buyer favorite! Schedule your tour today and ask about available builder incentives with the use of the builder's preferred lender. Photos are of a similar model home.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10645550

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1430 Wharf Hill Drive is a brand-new 2026-built, three-bedroom, two-bath home in Smithfield, Virginia, offering 1,897 square feet of fresh construction in a small-town setting with quick access to Joint Base Langley-Eustis and everyday conveniences less than a mile away.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes. Nearby, look at Smithfield waterfront homes for sale, Smithfield condos and townhomes for sale, and new construction homes in Smithfield.

Read the full overview ↓

Why this home stands out

New construction in Smithfield is a rare find, and 1430 Wharf Hill Drive delivers it without the wait of a custom build. At 1,897 square feet, the floor plan gives three bedrooms and two full baths room to breathe — no cramped corridors, no outdated finishes inherited from a previous owner. Everything here is 2026-fresh, from the mechanical systems to the fixtures, which means lower maintenance costs and modern energy standards from day one.

MALLORY POINTE and the Smithfield real estate market

Smithfield, Virginia, sits in Isle of Wight County along the Pagan River, and it carries the kind of unhurried character that larger Hampton Roads cities have long since traded away. The historic downtown — just minutes from Wharf Hill Drive — lines Main Street with locally owned shops, waterfront dining, and a genuine small-town rhythm that feels deliberate rather than accidental. Wharf Hill Drive itself sits in a quiet residential pocket where new homes are beginning to fill in alongside established neighbors, giving the street a sense of forward momentum without losing its low-key feel. Isle of Wight County governs the area, keeping property taxes and density lower than the urban core. For buyers comparing Smithfield homes for sale, the combination of new construction quality, manageable scale, and proximity to the broader Hampton Roads metro is a genuinely hard combination to replicate anywhere else in the region.

What's nearby

Daily life is easy to manage from 1430 Wharf Hill Drive. Royal Farms is just 0.7 miles out for quick grocery runs and a bite on the go, and Dollar General is at the same distance for household essentials. When you want to sit down and eat, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile away — solid options for a weeknight dinner or a casual weekend out. Green space is even closer: Beale Park is half a mile from the front door, Wellington Park is 0.6 miles, and Bill Laine park rounds out the options at 0.9 miles, giving you three distinct outdoor spots within easy walking or biking distance.

For different buyers

For military families relocating

Joint Base Langley-Eustis is a 24-minute drive from 1430 Wharf Hill Drive, and NSA Northwest Annex is about 26 minutes out — both well within a practical commute window. A VA loan can make financing a 2026-built home like this especially straightforward, with no PMI and competitive terms. Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School will find this address lands squarely in both zones.

For first-time buyers

There's a lot to love about stepping into a brand-new home as your first purchase. At 1430 Wharf Hill Drive, you're not inheriting anyone else's deferred maintenance — the roof, HVAC, plumbing, and appliances are all 2026-new. Smithfield's lower cost of living relative to Virginia Beach or Norfolk means your dollar goes further here, and the small-town setting gives you a genuine neighborhood to grow into rather than just an address.

More buyer questions

How far is 1430 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) runs about 24 minutes under normal traffic conditions, making it a manageable daily commute for service members stationed there.

Is 1430 Wharf Hill Drive part of an HOA?

HOA status for this address should be confirmed with current listing documents, as community association structures in newer Smithfield developments can vary by phase and plat.

What flood zone is 1430 Wharf Hill Drive in?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls the current FEMA map data for Isle of Wight County.

Where is the nearest grocery store to 1430 Wharf Hill Drive?

Royal Farms and Dollar General are both about 0.7 miles from the address, making quick supply runs genuinely quick.

What parks are near 1430 Wharf Hill Drive?

Beale Park is the closest at 0.5 miles, followed by Wellington Park at 0.6 miles and Bill Laine park at 0.9 miles — three distinct outdoor options all within easy reach of the front door.

Ready to see 1430 Wharf Hill Drive in person? Tom and Dariya Milan at LPT Realty know Smithfield inside and out — reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$450K – $615K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,350/mo

Principal & interest

$2,761

Property tax

$435

Home insurance

$155

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

709% of $75,000

City assessment record · taxes $5,214/yr

Land share of assessed value

100% — $75,000

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$335,000 – $559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
108 Lane CRES · 0.2 mi · 1,772 sqft$400,000 sold 2026-05
224 St. Pauls Avenue #32-3 · 0.7 mi · 1,898 sqft$412,705 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$532,015

Price / Sq Ft

$280

Annual Taxes

$5,214

Monthly Tax

$435

HOA fee

$40 / mo

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 24, 2026$532,015—
Currently listed—$532,015—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

609% above assessment

Total Assessed

$75,000

Land

$75,000

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

60 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1430 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1430 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1430 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 1430 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10645550

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1430 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1430 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10645550 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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