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SmithfieldMALLORY POINTE1406 Wharf Hill Dr✓ Source: REIN MLS #10605067 · record updated Apr 17, 2026 · synced every 2 min · your inquiry is never resold
1406 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
$559,900
$295 / sqft · est. $3,545/mo →
3beds
2baths
1,897sqft
161days on market

1406 Wharf Hill Dr, Smithfield, VA 23430

SoldResidential · built 2025 · MALLORY POINTE

About this home

The listing, in the seller's words

Move-in ready, this Easton at Mallory Pointe is designed for living well. With three bedrooms thoughtfully placed on one level, everyday life feels calm & convenient. The private primary retreat offers a spa-inspired seated shower, your own quiet place to reset at the end of the day. The open-concept gourmet kitchen makes a statement with an oversized chef's island, wall oven, and sleek designer cabinetry, creating a space where connection comes naturally. A dedicated pocket office keeps work and planning tucked neatly away, while the open living area invites relaxed gatherings and easy evenings. Set in Mallory Pointe, enjoy peaceful afternoons at Windsor Castle Park or take advantage of quick access to Routes 10 & 17 for an effortless commute to Newport News Shipbuilding or Langley Air Force Base. A home that feels easy. A lifestyle that feels intentional. And it's ready when you are. *Front Elevation is Actual Home; *Interior Photos are of a similar model home.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10605067

Schools

  • ElementarySmithfield
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$295

HOA fee

$40/mo

Taxes

$5,235/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10605067

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,897
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Office/Study, Pantry
Interior features
Primary Sink-Double, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Exterior features
Patio
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2700
Approx. acres
0.27
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,545/mo

Principal & interest

$2,905

Property tax

$436

Home insurance

$163

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

40% of $1,386,500

City assessment record · taxes $5,235/yr

Land share of assessed value

100% — $1,386,500

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$335,000$465,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

108 Lane CRES · 0.3 mi · 1,772 sqft$400,000 sold 2026-05
215 Monticello CT · 0.7 mi · 1,844 sqft$335,000 sold 2026-05
119 Bishops RCH · 0.6 mi · 2,002 sqft$375,000 sold 2026-06

Sale & Tax History

List Price

$559,900

Price / Sq Ft

$295

Annual Taxes

$5,235

Monthly Tax

$436

HOA fee

$40 / mo

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedNov 29, 2025$559,900
SoldApr 17, 2026$559,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

60% below assessment

Total Assessed

$1,386,500

Land

$1,386,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1406 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Smithfield, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1406 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1406 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1406 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1406 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1406 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 1406 Wharf Hill Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10605067

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

1406 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10605067 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.