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✓ Source: REIN MLS #10657221 · record updated Oct 24, 2026 · synced every 2 min · your inquiry is never resold
1421 Gemstone LN, CHESAPEAKE VA 23320 - Main photo
1421 Gemstone LN, CHESAPEAKE VA 23320 - Photo 2
1421 Gemstone LN, CHESAPEAKE VA 23320 - Photo 3
1421 Gemstone LN, CHESAPEAKE VA 23320 - Photo 4
1421 Gemstone LN, CHESAPEAKE VA 23320 - Photo 5
5beds
3.1baths
2,852sqft
14days on market

1421 Gemstone Ln, Chesapeake, VA 23320

ActiveResidential · built 2019 · GREENBRIER STATION

About this home

Private upstairs living quarters, a wooded backyard, & a flexible multigenerational layout define this inviting ranch-style home. The suite over the garage includes a bedroom, full bath, great RM, & large walk-in attic, offering a comfortable retreat with added independence for guests or extended household living. On the main level, the gourmet kitchen features abundant granite counter space, generous cabinetry, a pantry, S/S appliances, & a gas range. Vaulted ceilings enhance the bright, open great RM. The primary suite offers a spa-inspired bath with soaking tub, oversized tiled walk-in shower, double vanity, & spacious walk-in closet. Two additional bedrooms share a full bath. Relax on the screened porch & enjoy exceptional privacy surrounded by the wooded backyard. Designed for comfort, connection, & flexibility, this home adapts beautifully to the way you live.

Listing courtesy of Anna Staylor · BHHS RW Towne Realty · REIN MLS #10657221

Facts & features

Type

Residential

Year built

2019

Price / sqft

$245

HOA fee

$25/mo

Taxes

$6,366/yr

County

Chesapeake VA

MLS #

10657221

Interior

Bedrooms
5
Full baths
3
Half baths
1
Approx. sqft
2,852
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Screened Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Front-mounted Range Controls, Grab bars, Main Floor Laundry

Construction & exterior

Style
Contemp, Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Fencing
Back Fenced,Decorative,Privacy

Utilities & systems

Heating
Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GREENBRIER STATION
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

1421 Gemstone Lane is a 2019-built, five-bedroom home in Chesapeake, Virginia. It offers 2,852 square feet, three full baths, and a half bath. The 23320 zip code puts you close to major employers and everyday conveniences. There is a lot to like about this address.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23320, homes for sale zoned for Oscar Smith High School, and homes for sale zoned for Greenbrier Primary School. Nearby, look at Greenbrier homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

Built in 2019, this home skips the renovation guesswork that older properties often bring. Five bedrooms give you genuine flexibility — a home office, a guest room, and still room to spare. Three and a half baths means morning routines stay smooth. The layout stretches across 2,852 square feet, so every room has breathing room. That combination of size, age, and condition is harder to find than you might expect among Chesapeake homes for sale.

GREENBRIER STATION and the Chesapeake real estate market

Gemstone Lane sits in the 23320 zip code, one of the more established corridors in central Chesapeake. The streets here are quiet without feeling remote. Neighbors tend to keep tidy yards, and the housing stock leans toward well-maintained single-family homes from the last two decades. Greenbrier is the broader area name, and it carries a reputation for convenience that has held up for years. Chesapeake itself is Virginia's second-largest city by land area, which means it offers a lot without feeling crowded. Getting around is straightforward — Interstate 64 and the Military Highway corridor are both close. Downtown Norfolk is about 20 minutes north. Virginia Beach is a similar drive east. Anyone comparing homes for sale in 23320 will notice that this part of Chesapeake balances suburban calm with genuine regional access. The city also has its own parks system, library branches, and recreation centers spread across its many districts.

What's nearby

Daily life is easy from Gemstone Lane. Greenbrier Mall and the retail corridor along Greenbrier Parkway are just minutes away, covering groceries, dining, and everyday errands in one loop. Several coffee shops and casual restaurants are within a short drive. Chesapeake City Park is one of the area's largest green spaces and sits close by, offering trails, sports fields, and open lawn. Pharmacies and urgent care options are also nearby. For weekend variety, the Great Dismal Swamp National Wildlife Refuge is a short drive south, and the Chesapeake Arboretum adds another outdoor option close to home.

For different buyers

Base commute and VA loan notes

The USCG Finance Center Chesapeake is about five minutes away — one of the shortest base commutes you will find in the region. Norfolk Naval Shipyard is roughly 17 minutes. VA loan financing is common in this zip code, and a 2019-built home typically clears appraisal and inspection with fewer surprises. Five bedrooms also means space to set up quickly after a PCS move.

Room to grow

Five bedrooms across 2,852 square feet means you are not squeezing anyone in. There is room for a dedicated home office and still have a guest room left over. Three and a half baths keeps the morning rush manageable. The fenced yard adds outdoor space, and the 2019 build means the big systems — roof, HVAC, plumbing — are still well within their expected service life.

More buyer questions

How far is 1421 Gemstone Lane from USCG Finance Center Chesapeake?

The USCG Finance Center Chesapeake is about five minutes away by car. It is one of the closest base commutes available in this part of the city.

How far is 1421 Gemstone Lane from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly 17 minutes from this address under normal traffic conditions.

What school zone does 1421 Gemstone Lane fall in?

Buyers comparing homes for sale zoned for Oscar Smith High School and homes for sale zoned for Greenbrier Primary School will want to confirm current zoning directly with Chesapeake Public Schools, as boundaries can change.

Is there an HOA at 1421 Gemstone Lane?

HOA status for this address should be verified during the due-diligence period. Your agent can pull the current HOA documents before you make an offer.

What is the flood zone status for 1421 Gemstone Lane?

Flood zone designation is shown in the FloodRisk tile on this page. Your lender will also order a flood determination as part of the loan process.

Want to walk through 1421 Gemstone Lane? Tom and Dariya Milan know this market well. Reach out and let's set up a time that works for you.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Chesapeake$590K – $805K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

12.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Greenbrier

Greenbrier is a neighborhood in Chesapeake, Virginia. It has a suburban setting with streets lined with trees and well-kept homes. The area mixes single-family homes with settled properties.

$319K

Median sale · 12 mo

$226

Sold $/sq ft

15d

Days on market

18

For sale now

$88K

HH income

76.1%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Greenbrier →
Map of Greenbrier with neighborhood boundaryNeighborhood

Chesapeake homes for sale →

Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

7min·3.1mi

NNSY

Navy

29min·13.6mi

USCG Portsmouth

Coast Guard

25min·12.1mi

NMCP

Navy

30min·13.9mi

NAS Oceana

Navy

31min·14mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,366/mo

Principal & interest

$3,632

Property tax

$531

Home insurance

$204

PMI

None

HOA/Condo (paid separately)

$25

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

111% of $630,300

City assessment record · taxes $6,366/yr

Land share of assessed value

29% — $185,000

Improvements $445,300 · assessor record ✓

Price context — similar nearby homes

$365,000 – $695,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

712 Jubilee CT · 2.1 mi · 2,850 sqft$695,000 sold 2026-08
605 Corapeake Dr · 2.1 mi · 3,000 sqft$625,000 sold 2026-07
908 Priscilla LN · 2 mi · 2,660 sqft$365,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$699,900

Price / Sq Ft

$245

Annual Taxes

$6,366

Monthly Tax

$531

HOA fee

$25 / mo

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 10, 2026$699,900—
Currently listed—$699,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

11% above assessment

Total Assessed

$630,300

Land

$185,000

Improvement

$445,300

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1421 Gemstone Ln in a good school zone?+
The assigned zones on the listing record are Greenbrier Primary, Greenbrier Middle (VaHome School Score 7.1/10), Oscar Smith (VaHome School Score 2.4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1421 Gemstone Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 1421 Gemstone Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1421 Gemstone Ln built?+
It was built in 2019, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Anna Staylor · BHHS RW Towne Realty · REIN MLS #10657221

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1421 Gemstone Ln, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1421 Gemstone Ln, Chesapeake, Virginia 23320 · MLS #10657221 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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