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SmithfieldMALLORY POINTE1306 Wharf Hill Dr✓ Source: REIN MLS #10637800 · record updated Jun 3, 2026 · synced every 2 min · your inquiry is never resold
1306 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1306 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
5beds
4.1baths
3,691sqft
0days on market

1306 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$173

HOA fee

$40/mo

Taxes

$5,984/yr

County

Isle of Wight County VA

MLS #

10637800

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,691
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
18
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Loft, PBR with Bath, Office/Study, Pantry, Porch, Sun Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Gas Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2100
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

The Roanoke is a stunning two-story, five-bedroom, four-bath home with a formal dining room, a dedicated office space with French doors, a spacious family room, a kitchen with an island and pantry, and a first-floor guest suite with a full bath. The second floor features the primary suite with dual closets, three secondary bedrooms with walk-in closets, a hall bath, a shared Jack and Jill bath between bedrooms two and three, plus a loft area. Options to personalize this home include a sunroom, screen porch, or covered porch, convenient drop zone built-ins, optional first-floor powder room and/or butler's pantry, primary bath options, and an enclosed game room in place of the open loft area. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10637800

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction at 1306 Wharf Hill Drive brings five bedrooms, four and a half baths, and 3,691 square feet of thoughtfully designed living space to Smithfield, Virginia — a small town with genuine character and easy access to Hampton Roads' major corridors.

Read the full overview ↓

Why this home stands out

New construction in Smithfield at this scale is rare. Five bedrooms and four and a half baths across 3,691 square feet means you're not making compromises — there's room for a home office, overnight guests, and everyday family life without anyone feeling squeezed. Built in 2026, every system is current, every surface is fresh, and you're starting the ownership clock at zero on maintenance concerns.

MALLORY POINTE and the Smithfield real estate market

Smithfield sits in Isle of Wight County along the Pagan River, and it carries the kind of unhurried, small-town identity that's increasingly hard to find this close to a major metro. The historic downtown district is a genuine destination — brick sidewalks, locally owned shops, waterfront dining, and a calendar full of community events that actually draw people out. Wharf Hill Drive is a residential street that puts you within a short drive of all of it without dropping you in the middle of the foot traffic. Isle of Wight County manages its growth carefully, which keeps the area feeling spacious even as Hampton Roads continues to expand around it. For families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School, this address sits squarely within that attendance zone — a detail worth confirming with the county but one that draws many buyers to this particular pocket of town.

What's nearby

Day-to-day errands are covered quickly. Royal Farms is just 0.7 miles away for fuel, groceries, and a surprisingly solid hot-food counter. Dollar General is at the same distance for quick household runs. When dinner is someone else's job, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile — one for slow-smoked comfort food, the other for craft pours and a relaxed evening out. Green space is equally close: Beale Park is half a mile away, Wellington Park is 0.6 miles, and Bill Laine park rounds out the options at just under a mile. You won't need to drive far to stretch your legs.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is roughly 24 minutes from 1306 Wharf Hill Drive, and NSA Northwest Annex is about 26 minutes out. That commute window keeps Smithfield well within reach for many service members, and a VA loan pairs naturally with new construction at this price tier — no seller concessions needed to cover condition concerns when everything is built fresh in 2026.

For families upgrading

Five bedrooms and 3,691 square feet built in 2026 is the kind of space that actually grows with a family rather than against it. You get the room you've been waiting for — dedicated spaces for work, sleep, guests, and gathering — inside a brand-new home where nothing needs updating before you settle in. Smithfield's community feel makes the neighborhood itself part of the upgrade.

More buyer questions

How far is 1306 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from 1306 Wharf Hill Drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under typical conditions. NSA Northwest Annex is close behind at around 26 minutes.

What is the square footage and layout of 1306 Wharf Hill Drive?

The home offers 3,691 square feet with five bedrooms and four and a half bathrooms — a footprint that accommodates primary suites, dedicated guest rooms, and flexible spaces for work or hobbies without feeling crowded.

Is 1306 Wharf Hill Drive in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Buyers are encouraged to review that section and discuss flood insurance requirements with their lender.

When was 1306 Wharf Hill Drive built?

The home was built in 2026, making it new construction with all current building codes, systems, and finishes — no deferred maintenance, no aged mechanicals, and full manufacturer warranties still in effect.

Does 1306 Wharf Hill Drive have a garage?

Garage details for this property are confirmed in the full listing specs on this page. Given the 2026 construction date and the scale of the home, buyers should review the feature sheet for garage type, capacity, and any additional storage or utility spaces.

Tom and Dariya Milan at LPT Realty know Smithfield's market well. Reach out to schedule a walkthrough of 1306 Wharf Hill Drive or to ask questions about Isle of Wight County's new-construction landscape.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$540K – $740K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,006/mo

Principal & interest

$3,321

Property tax

$499

Home insurance

$187

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$525,000$760,965

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1327 Wharf Hill DR · 0.1 mi · 3,934 sqft$760,965 sold 2026-08
216 Salisbury CT · 0.3 mi · 3,357 sqft$585,000 sold 2026-08
1318 Wharf Hill DR · 0 mi · 3,190 sqft$648,600 sold 2026-06

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$639,990

Price / Sq Ft

$173

Annual Taxes

$5,984

Monthly Tax

$499

HOA fee

$40 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$639,990
Currently listed$639,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1306 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1306 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1306 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1306 Wharf Hill Dr?+
Wellington Park is about 0.5 miles away.
Where is the nearest grocery store to 1306 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Q Daddy's Pitmaster BBQ (0.6 mi).
Does 1306 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1306 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10637800

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1306 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1306 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10637800 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.