Skip to main content
SmithfieldMALLORY POINTE1427 Wharf Hill Dr✓ Source: REIN MLS #10617836 · record updated Apr 15, 2026 · synced every 2 min · your inquiry is never resold
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$716,100
$192 / sqft · est. $4,496/mo →
5beds
4.1baths
3,738sqft
189days on market

1427 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The Waverly is a five-bedroom, four-and-a-half-bath home with a large formal dining room, spacious family room, kitchen with island and pantry, home office, and first-floor guest suite with a full bath, and a covered rear porch that spans almost the entire back of the home. The second floor features an oversized loft, the primary bedroom with two closets and a private bath, a Jack and Jill bath between bedrooms two and three, and bedroom four features its own bath. Options include an extended covered rear porch or a screen porch, a designer kitchen, an additional, private living area adjacent to the guest suite, and a bonus room instead of the loft. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617836

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1427 Wharf Hill Drive is a five-bedroom, four-and-a-half-bath new construction home in Smithfield's Mallory Pointe community, offering 3,738 square feet on a quarter-acre lot — generous space, modern finishes, and an easy drive to Joint Base Langley-Eustis.

Read the full overview ↓

Why this home stands out

Built in 2026, this home gives you the rare combination of brand-new construction scale and a true Smithfield address. Five bedrooms and four and a half baths across 3,738 square feet means room for a home office, guest suite, and still have space left over. The quarter-acre lot adds breathing room you simply don't find in tighter suburban developments, and Mallory Pointe's location keeps the Isle of Wight County lifestyle within easy reach every day.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a personality far bigger than its footprint. Known for its historic downtown, waterfront character, and genuine small-town pace, Smithfield draws people who want community without the congestion of a major metro. Isle of Wight County's lower density means quieter streets, larger lots, and a sense of space that's increasingly hard to find in Hampton Roads. Mallory Pointe itself is a newer residential community that fits naturally into Smithfield's mix of established neighborhoods and growing areas. Neighbors tend to be families and professionals who chose this corner of Virginia deliberately — for the charm, the slower rhythm, and the surprisingly convenient access to the broader region. Whether you're exploring the Pagan River waterfront, browsing the boutiques on Main Street, or just enjoying a weekend with no agenda, Smithfield rewards the decision to plant roots here.

What's nearby

Daily errands are handled quickly from Wharf Hill Drive. Royal Farms is just 0.7 miles away for fuel and convenience staples, and a Dollar General sits at the same distance for household basics. When you're ready to eat out, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile — solid options for a casual weeknight or a low-key weekend. Beale Park is only half a mile out, making it an easy walk or bike ride for morning routines or afternoon breaks. Wellington Park at 0.6 miles and Bill Laine park at 0.9 miles round out the green space within reach, giving the neighborhood a genuinely park-rich feel for a community this size.

For different buyers

For military families relocating

Joint Base Langley-Eustis is about 24 minutes from 1427 Wharf Hill Drive, and NSA Northwest Annex is roughly 26 minutes out — both well within a reasonable commute window. A VA loan can make a home at this price point more accessible than many families expect, and five bedrooms gives you the flexibility to grow, host, or set up a dedicated workspace without compromise.

For families upgrading

If you've been waiting for a home that finally has enough room, 3,738 square feet with five bedrooms and four and a half baths is a meaningful step up. The 2026 build year means you're starting fresh — no deferred maintenance, no dated systems to replace. Add a quarter-acre lot in a quiet Smithfield neighborhood and nearby parks within walking distance, and the everyday quality of life here is easy to picture.

More buyer questions

How far is 1427 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions. NSA Northwest Annex is close behind at roughly 26 minutes, making this address a practical fit for service members assigned to either installation.

What is the lot size at 1427 Wharf Hill Drive?

The lot measures 0.249 acres — just under a quarter acre — which provides meaningful outdoor space while keeping maintenance manageable compared to larger rural parcels.

Is 1427 Wharf Hill Drive part of an HOA?

Mallory Pointe does have a homeowners association. Specific fee details are best confirmed through current community disclosures, but HOA membership is part of living in this neighborhood.

What is the flood risk at 1427 Wharf Hill Drive?

Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls directly from current FEMA mapping data for the most accurate and up-to-date information.

Are there parks near 1427 Wharf Hill Drive in Smithfield?

Yes — Beale Park is just 0.5 miles away, Wellington Park is 0.6 miles out, and Bill Laine park is under a mile, giving the neighborhood walkable access to green space from multiple directions.

Tom and Dariya Milan at LPT Realty know Smithfield and Mallory Pointe well. Reach out to get your questions answered and take a closer look at 1427 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$192

HOA fee

$40/mo

Taxes

$6,373/yr

County

Isle of Wight County VA

MLS #

10617836

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,738
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
18
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2490
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,456/mo

Principal & interest

$3,716

Property tax

$531

Home insurance

$209

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

52% of $1,386,500

City assessment record · taxes $6,373/yr

Land share of assessed value

100% — $1,386,500

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

216 Salisbury CT · 0.2 mi · 3,357 sqft$585,000 sold 2026-08
313 Grandville ARCH · 0.4 mi · 3,991 sqft$586,000 sold 2026-06
709 Bristol ST · 0.3 mi · 3,352 sqft$560,000 sold 2026-06

Sale & Tax History

List Price

$716,100

Price / Sq Ft

$192

Annual Taxes

$6,373

Monthly Tax

$531

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 27, 2026$716,100
Currently listed$716,100

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

48% below assessment

Total Assessed

$1,386,500

Land

$1,386,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1427 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1427 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1427 Wharf Hill Dr?+
Yes — Fit Body Boot Camp Smithfield is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1427 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1427 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1427 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1427 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617836

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1427 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1427 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10617836 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.