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Smithfield › MALLORY POINTE › 1427 Wharf Hill Dr✓ Source: REIN MLS #10617836 · record updated Sep 11, 2026 · synced every 2 min · your inquiry is never resold
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
5beds
4.1baths
3,738sqft
227days on market

1427 Wharf Hill Dr, Smithfield, VA 23430

SoldResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$208

HOA fee

$40/mo

Taxes

$6,373/yr

County

Isle of Wight County VA

MLS #

10617836

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,738
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
18
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2490
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

The Waverly is a five-bedroom, four-and-a-half-bath home with a large formal dining room, spacious family room, kitchen with island and pantry, home office, and first-floor guest suite with a full bath, and a covered rear porch that spans almost the entire back of the home. The second floor features an oversized loft, the primary bedroom with two closets and a private bath, a Jack and Jill bath between bedrooms two and three, and bedroom four features its own bath. Options include an extended covered rear porch or a screen porch, a designer kitchen, an additional, private living area adjacent to the guest suite, and a bonus room instead of the loft. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617836

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026 construction in Mallory Pointe, 1427 Wharf Hill Drive delivers five bedrooms, four and a half baths, and 3,738 square feet on a quarter-acre lot in Smithfield, Virginia — generous space, modern finishes, and a location that keeps everyday life genuinely easy.

Keep searching in Smithfield

See homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — roof, mechanicals, windows, warranty — is yours from day one, with no deferred maintenance to budget around. At 3,738 square feet across five bedrooms and four and a half baths, the floor plan gives every household member real room to spread out. The quarter-acre lot in Mallory Pointe adds outdoor breathing room that is increasingly hard to find in newer Isle of Wight County developments.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city with a genuinely distinct personality. Smithfield is the kind of place where a walkable, historic downtown coexists comfortably with newer residential growth on its edges, and Mallory Pointe lands on that newer edge in a way that still feels connected to the town's character. Isle of Wight County governs the jurisdiction, which tends to mean quieter roads, a slower pace, and a community that takes pride in its surroundings. Wharf Hill Drive itself is a residential street with the calm that comes from a planned neighborhood built with consistent standards. For buyers comparing Smithfield homes for sale, the combination of new construction quality and proximity to the town center is a genuine differentiator — most of Smithfield's newer subdivisions push further out, but Mallory Pointe keeps you close to the restaurants, shops, and green spaces that make the town worth choosing.

What's nearby

Beale Park is just half a mile away, and Wellington Park adds another green option at 0.6 miles — both are easy walks or quick bike rides. Bill Laine park rounds out the outdoor options at under a mile. For everyday errands, Royal Farms at 0.7 miles handles both convenience staples and a quick bite, and Dollar General is at the same distance for household basics. When it comes to sitting down for a meal, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within a mile, giving you solid weeknight dinner options without a long drive. Daily life at 1427 Wharf Hill Drive is genuinely low-effort.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is about 24 minutes away, and NSA Northwest Annex is roughly 26 minutes — both well within a comfortable commute window. A VA loan pairs naturally with new construction like this, since there are no seller-side condition concerns to negotiate around. Five bedrooms give you the flexibility to set up a home office, a guest room, or dedicated space for family members on different schedules.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find 1427 Wharf Hill Drive in that zone, with a floor plan built to match. Five bedrooms and four and a half baths means no one is sharing a bathroom who doesn't want to, and the quarter-acre lot gives kids real outdoor space. New construction also means you are not inheriting anyone else's deferred maintenance — the house starts fresh, and so do you.

More buyer questions

How far is 1427 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) runs about 24 minutes under typical conditions, making Mallory Pointe a practical choice for service members stationed there. NSA Northwest Annex is similarly close at around 26 minutes.

Is 1427 Wharf Hill Drive part of an HOA?

Yes, Mallory Pointe is an HOA community. Specific fee amounts and governing documents are available through the listing details and Isle of Wight County records.

What is the flood zone status for this property?

Flood zone designation for 1427 Wharf Hill Drive is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

How large is the lot at 1427 Wharf Hill Drive?

The lot measures 0.249 acres — just under a quarter acre — which is a meaningful outdoor footprint for a residential lot within a planned Smithfield subdivision.

Can a VA loan be used to purchase new construction like this?

Yes, a VA loan can absolutely be used on new construction, though the process involves a few additional steps such as builder approval and phased inspections. Tom and Dariya Milan at LPT Realty can walk you through how the VA loan timeline aligns with a 2026 build.

Curious about life at 1427 Wharf Hill Drive? Reach out to Tom and Dariya Milan at LPT Realty — they know Mallory Pointe and can answer every question you have about this address.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$660K – $895K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,788/mo

Principal & interest

$4,030

Property tax

$531

Home insurance

$227

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

56% of $1,386,500

City assessment record · taxes $6,373/yr

Land share of assessed value

100% — $1,386,500

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$525,000 – $760,965

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1327 Wharf Hill DR · 0 mi · 3,934 sqft$760,965 sold 2026-08
2002 Wentworth XING · 0.1 mi · 3,934 sqft$692,958 sold 2026-07
216 Salisbury CT · 0.2 mi · 3,357 sqft$585,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$776,749

Price / Sq Ft

$208

Annual Taxes

$6,373

Monthly Tax

$531

HOA fee

$40 / mo

Tax Rate (effective)

0.82%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 27, 2026$776,749—
Price increasedSep 11, 2026$776,749+$60,649
SoldJul 30, 2026$776,749—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

44% below assessment

Total Assessed

$1,386,500

Land

$1,386,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1427 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1427 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1427 Wharf Hill Dr?+
Yes — Fit Body Boot Camp Smithfield is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1427 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1427 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1427 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1427 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617836

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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1427 Wharf Hill Dr, Smithfield — photo

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1427 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10617836 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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