Skip to main content
SmithfieldMALLORY POINTE1427 Wharf Hill Dr✓ Source: REIN MLS #10617836 · record updated Apr 15, 2026 · synced every 2 min · your inquiry is never resold
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1427 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$716,100
$192 / sqft · est. $4,496/mo →
5beds
4.1baths
3,738sqft
102days on market

1427 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The Waverly is a five-bedroom, four-and-a-half-bath home with a large formal dining room, spacious family room, kitchen with island and pantry, home office, and first-floor guest suite with a full bath, and a covered rear porch that spans almost the entire back of the home. The second floor features an oversized loft, the primary bedroom with two closets and a private bath, a Jack and Jill bath between bedrooms two and three, and bedroom four features its own bath. Options include an extended covered rear porch or a screen porch, a designer kitchen, an additional, private living area adjacent to the guest suite, and a bonus room instead of the loft. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617836

VaHome team overview

Our read on this home

At a glance

1427 Wharf Hill Drive is a brand-new 2026-built, five-bedroom, four-and-a-half-bath home in Smithfield's Mallory Pointe subdivision. At 3,738 square feet on a quarter-acre lot, it delivers serious space in a quiet Isle of Wight County community with quick access to two military installations.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — systems, finishes, warranties — is factory-fresh. Five bedrooms and four and a half baths across 3,738 square feet give growing households or remote workers genuine room to spread out. The quarter-acre lot adds outdoor breathing room that tighter suburban parcels rarely offer, and Mallory Pointe's location keeps both Joint Base Langley-Eustis and NSA Northwest Annex well within a half-hour commute.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, the historic small-city heart of Isle of Wight County on the western bank of the Pagan River. Smithfield is best known for its colonial-era downtown, its eponymous ham heritage, and a pace of life that feels genuinely unhurried — without sacrificing access to Hampton Roads' broader employment and retail corridors. Residents here often describe the trade-off as exactly what they were searching for when weighing suburban vs urban options across the region. For buyers who've typed something like 'townhomes sale near me' into a search bar and ended up exploring Isle of Wight, Mallory Pointe tends to stand out for its newer construction and neighborhood cohesion. The community is a short drive from downtown Smithfield's waterfront, local dining, and boutique shops, while Interstate 664 and Route 10 connect you efficiently to Newport News, Hampton, and the wider Hampton Roads metro whenever you need the city's energy.

What's nearby

Daily errands are easy from Wharf Hill Drive. Royal Farms is just 0.6 miles away for quick grocery runs and grab-and-go food, and a Dollar General sits at the same distance for household staples. When you want a proper meal, Q Daddy's Pitmaster BBQ is practically around the corner at 0.6 miles, and Papa Johns Pizza is under a mile out. Fitness options cluster nearby too — Fit Body Boot Camp Smithfield, Sweat! Smithfield, and Raw Fitness Training Facility are all within a mile. For outdoor time, Wellington Park is only 0.3 miles away, with Beale Park and Bill Laine park rounding out the green-space options within a short walk or drive.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is roughly 24 minutes from the front door, and NSA Northwest Annex clocks in at about 26 minutes — both well within typical BAH commute expectations. Five bedrooms handle PCS moves that bring extended family or require a dedicated home office. A VA loan pairs naturally with new construction, and Isle of Wight County's relatively lower cost basis stretches that benefit further.

For families upgrading

Five bedrooms and four and a half baths mean everyone gets their own space — and then some. The 3,738-square-foot floor plan built in 2026 gives an upgrading family the room they've outgrown in their current home, without the repair surprises that come with older inventory. The quarter-acre lot adds a real backyard, and Wellington Park is just three-tenths of a mile away for weekend afternoons.

More buyer questions

How far is 1427 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive to Joint Base Langley-Eustis (Fort Eustis) runs approximately 24 minutes under normal traffic conditions via Route 10 and Interstate 664. That puts it comfortably within the commute range most active-duty service members target.

What is the Mallory Pointe neighborhood like in Smithfield?

Mallory Pointe is a newer residential subdivision in Smithfield, Isle of Wight County, characterized by larger floor plans, modest lot sizes, and a quiet suburban feel. The surrounding area blends small-town character with practical access to Hampton Roads' broader employment and retail network.

Is 1427 Wharf Hill Drive in a flood zone?

Flood zone status for this address is determined by FEMA mapping and can shift over time — check the FloodRisk tile on this page for the current designation and any available elevation certificate details.

How big is the lot at 1427 Wharf Hill Drive?

The lot measures approximately 0.249 acres, just under a quarter acre, which is a meaningful size for a Smithfield subdivision property and provides genuine outdoor space front and back.

What year was 1427 Wharf Hill Drive built?

The home was built in 2026, making it brand-new construction with all the benefits of modern building codes, fresh mechanical systems, and manufacturer warranties on major components.

Curious whether 1427 Wharf Hill Drive fits your timeline and goals? Tom and Dariya Milan at LPT Realty know Mallory Pointe and Isle of Wight County well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$192

HOA fee

$40/mo

Taxes

$6,373/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10617836

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,738
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
18
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Office/Study, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2490
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,496/mo

Principal & interest

$3,716

Property tax

$531

Home insurance

$209

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

52% of $1,386,500

City assessment record · taxes $6,373/yr

Land share of assessed value

100% — $1,386,500

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000$751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Grandville ARCH · 0.4 mi · 3,991 sqft$586,000 sold 2026-06
709 Bristol ST · 0.3 mi · 3,352 sqft$560,000 sold 2026-06
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06

Sale & Tax History

List Price

$716,100

Price / Sq Ft

$192

Annual Taxes

$6,373

Monthly Tax

$531

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 27, 2026$716,100
Currently listed$716,100

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

48% below assessment

Total Assessed

$1,386,500

Land

$1,386,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1427 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1427 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1427 Wharf Hill Dr?+
Yes — Fit Body Boot Camp Smithfield is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1427 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1427 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1427 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1427 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617836

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1427 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1427 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10617836 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.