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SmithfieldMALLORY POINTE1327 Wharf Hill Dr✓ Source: REIN MLS #10617841 · record updated Jul 1, 2026 · synced every 2 min · your inquiry is never resold
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$705,180
$179 / sqft · est. $4,428/mo →
5beds
4baths
3,934sqft
155days on market

1327 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The Roanoke is a stunning two-story, five-bedroom, four-bath home with a formal dining room, a dedicated office space with French doors, a spacious family room, a kitchen with an island and pantry, and a first-floor guest suite with a full bath. The second floor features the primary suite with dual closets, three secondary bedrooms with walk-in closets, a hall bath, a shared Jack and Jill bath between bedrooms two and three, plus a loft area. Options to personalize this home include a sunroom, screen porch, or covered porch, convenient drop zone built-ins, optional first-floor powder room and/or butler's pantry, primary bath options, and an enclosed game room in place of the open loft area. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617841

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1327 Wharf Hill Drive is a five-bedroom, four-bath new construction home in Smithfield's Mallory Pointe community, offering nearly 4,000 square feet on a quarter-acre lot — generous space, a 2026 build, and easy access to Joint Base Langley-Eustis all in one address.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — is brand new and built to current code. At 3,934 square feet spread across five bedrooms and four full baths, this is one of the more spacious floor plans you'll find in Mallory Pointe. The 0.263-acre lot gives you real outdoor room without tipping into high-maintenance territory, and the location puts Fort Eustis within a 24-minute drive.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city in Isle of Wight County that punches well above its size in charm. Smithfield is best known for its historic downtown, its brick-sidewalk Main Street lined with locally owned shops and restaurants, and yes, the world-famous Smithfield ham. But beyond the postcard reputation, it's a genuinely livable place: quiet streets, a strong sense of community, and a pace that feels deliberate rather than sleepy. Mallory Pointe itself is a newer residential community that draws buyers who want fresh construction and suburban breathing room without sacrificing convenience. Isle of Wight County is the governing jurisdiction here, which matters for taxes and services. The Pagan River is nearby, and the broader Hampton Roads region — with all its employment, dining, and military infrastructure — is well within reach. For anyone relocating from a busier metro, 1327 Wharf Hill Drive in Smithfield tends to feel like a genuine exhale.

What's nearby

Daily life is easy from Wharf Hill Drive. Royal Farms, just 0.7 miles away, handles quick grocery runs and fuel in one stop. Dollar General is equally close at 0.7 miles for everyday essentials. When you're ready to eat out, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile away — solid options for a weeknight dinner or a weekend gathering. Green space is well represented too: Beale Park is only half a mile out, Wellington Park sits at 0.6 miles, and Bill Laine park rounds things out at 0.9 miles for weekend walks or afternoon play.

For different buyers

For military families relocating

Joint Base Langley-Eustis is a 24-minute drive from 1327 Wharf Hill Drive, and NSA Northwest Annex is about 26 minutes out — both commutes are manageable without eating your whole morning. New construction means no deferred maintenance surprises when PCS orders bring you here, and a VA loan can make the financing side of a five-bedroom home very workable for eligible service members and veterans.

For families upgrading

Five bedrooms and four full baths in a 2026 build gives a growing family real room to spread out — dedicated space for guests, a home office, or that playroom you've been planning. The 0.263-acre lot in Mallory Pointe means kids have actual yard, and Beale Park and Wellington Park are both under a mile away when they need more room to run. Smithfield's community feel makes it a place families tend to stay.

More buyer questions

How far is 1327 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Wharf Hill Drive to Fort Eustis runs about 24 minutes under typical conditions. That's a reasonable daily commute for service members stationed there.

Is 1327 Wharf Hill Drive in a flood zone?

Flood zone designation for this address is displayed in the FloodRisk tile on this page. Isle of Wight County's flood maps are also publicly searchable through FEMA's online portal.

What is the Mallory Pointe neighborhood like?

Mallory Pointe is a newer residential community in Smithfield with fresh construction homes and suburban lot sizes. It attracts buyers who want updated builds and a quieter pace while staying connected to the broader Hampton Roads area.

Does 1327 Wharf Hill Drive have an HOA?

Mallory Pointe does have a homeowners association. For current HOA rules, restrictions, and dues structure, the listing details or a direct inquiry through the community's management will have the most accurate information.

Can a VA loan be used to purchase this home?

Yes — as a single-family residential property, 1327 Wharf Hill Drive is generally eligible for VA loan financing for qualified buyers. The VA loan page on this site has more detail on how the program works.

Tom and Dariya Milan at LPT Realty know Smithfield and Mallory Pointe well. Reach out to get your questions answered or schedule a walkthrough of 1327 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$179

HOA fee

$40/mo

Taxes

$6,276/yr

County

Isle of Wight County VA

MLS #

10617841

HOA association includes

Trash Pickup

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Approx. sqft
3,934
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
18
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Loft, Office/Study, Pantry, Porch, Sun Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Gas Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2630
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,388/mo

Principal & interest

$3,659

Property tax

$523

Home insurance

$206

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

51% of $1,386,500

City assessment record · taxes $6,276/yr

Land share of assessed value

100% — $1,386,500

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Grandville ARCH · 0.4 mi · 3,991 sqft$586,000 sold 2026-06
216 Salisbury CT · 0.2 mi · 3,357 sqft$585,000 sold 2026-08
709 Bristol ST · 0.3 mi · 3,352 sqft$560,000 sold 2026-06

Sale & Tax History

List Price

$705,180

Price / Sq Ft

$179

Annual Taxes

$6,276

Monthly Tax

$523

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 2, 2026$705,180
Currently listed$705,180

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

49% below assessment

Total Assessed

$1,386,500

Land

$1,386,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1327 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1327 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1327 Wharf Hill Dr?+
Yes — Fit Body Boot Camp Smithfield is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1327 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1327 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1327 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Trash Pickup.
When was 1327 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617841

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1327 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1327 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10617841 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.