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SmithfieldMALLORY POINTE1327 Wharf Hill Dr✓ Source: REIN MLS #10617841 · record updated Jul 1, 2026 · synced every 2 min · your inquiry is never resold
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1327 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$705,180
$179 / sqft · est. $4,428/mo →
5beds
4baths
3,934sqft
155days on market

1327 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

The Roanoke is a stunning two-story, five-bedroom, four-bath home with a formal dining room, a dedicated office space with French doors, a spacious family room, a kitchen with an island and pantry, and a first-floor guest suite with a full bath. The second floor features the primary suite with dual closets, three secondary bedrooms with walk-in closets, a hall bath, a shared Jack and Jill bath between bedrooms two and three, plus a loft area. Options to personalize this home include a sunroom, screen porch, or covered porch, convenient drop zone built-ins, optional first-floor powder room and/or butler's pantry, primary bath options, and an enclosed game room in place of the open loft area. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617841

VaHome team overview

Our read on this home

At a glance

1327 Wharf Hill Drive is a brand-new, five-bedroom home in Smithfield's Mallory Pointe subdivision. Built in 2026, it offers nearly 4,000 square feet of living space on a quarter-acre lot — room to spread out without sacrificing the charm of a tight-knit Virginia community.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything is fresh — systems, finishes, warranties. With five bedrooms and four full baths across 3,934 square feet, this is one of the larger floor plans you'll find in Mallory Pointe. The 0.263-acre lot gives you genuine outdoor space, and the address puts two major military installations within a half-hour commute. That combination of size, newness, and location is genuinely hard to replicate in this price range.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits in Smithfield, Virginia — a small city in Isle of Wight County that punches well above its weight in character. Smithfield is best known for its historic downtown, its ham heritage, and the kind of walkable, small-town streetscape that makes people wonder why they ever debated suburban vs urban living in the first place. The pace is relaxed, the neighbors tend to stay, and the community events calendar is fuller than you'd expect for a town this size. Mallory Pointe itself is a residential subdivision on Smithfield's western edge, where newer construction meets established green space. Streets are quiet, lots are generous, and the overall feel is settled and unhurried. Isle of Wight County provides the local government services, and the county's lower density means less congestion on daily errands. Smithfield is roughly 35 miles southwest of Norfolk and about 20 miles from Newport News, making it a genuine alternative for Hampton Roads commuters who want more house and more breathing room.

What's nearby

Daily conveniences land close to home. Royal Farms is just 0.6 miles away for quick grocery runs and a bite to eat, and Dollar General is at the same distance for household staples. Q Daddy's Pitmaster BBQ — a local favorite — is also within that same half-mile radius when you want something worth sitting down for. Papa John's Pizza is 0.8 miles out. Fitness options are unusually concentrated here: Fit Body Boot Camp Smithfield, Sweat! Smithfield, and Raw Fitness Training Facility are all within a mile. Green space is equally accessible — Wellington Park is just 0.3 miles away, Beale Park is 0.7 miles, and Bill Laine park is under a mile. McDonald's covers the morning coffee stop at 0.9 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is a 24-minute drive, and NSA Northwest Annex is about 26 minutes out — both well within a comfortable daily commute. A VA loan makes new construction like this especially accessible, and your BAH for the Hampton Roads area aligns well with what Smithfield offers in terms of square footage and lot size relative to closer-in markets.

For families upgrading

Five bedrooms and four full baths means everyone gets their own space — and then some. The 3,934-square-foot floor plan gives you room for a dedicated home office, a guest suite, and still have a bedroom for every kid. Wellington Park is 0.3 miles away for after-school energy burns, and the 2026 build year means you're not inheriting anyone else's deferred maintenance.

More buyer questions

How far is 1327 Wharf Hill Drive from Joint Base Langley-Eustis (Fort Eustis)?

The drive is approximately 24 minutes under normal traffic conditions, making it a practical daily commute for service members and civilian employees stationed at Fort Eustis.

How far is 1327 Wharf Hill Drive from NSA Northwest Annex?

NSA Northwest Annex is roughly 26 minutes away, putting it in the same commute band as Fort Eustis for households with assignments at either installation.

What is the flood zone status for 1327 Wharf Hill Drive?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and any associated insurance considerations.

Is there an HOA in Mallory Pointe?

Mallory Pointe does have a homeowners association; the presence of an HOA means there are community standards and shared maintenance responsibilities, though specific fee details should be confirmed during the purchase process.

What parks are near 1327 Wharf Hill Drive?

Wellington Park is the closest at just 0.3 miles, followed by Beale Park at 0.7 miles and Bill Laine park at under a mile — giving you multiple outdoor options within easy walking or biking distance.

Want to see 1327 Wharf Hill Drive in person? Tom and Dariya Milan at LPT Realty know Mallory Pointe well — reach out and they'll get you through the door.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$179

HOA fee

$40/mo

Taxes

$6,276/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10617841

HOA association includes

Trash Pickup

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Approx. sqft
3,934
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Vinyl, Wood
First-floor bed & full bath
Yes
Total rooms
18
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, In-Law Suite, Loft, Office/Study, Pantry, Porch, Sun Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Gas Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2630
Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,428/mo

Principal & interest

$3,659

Property tax

$523

Home insurance

$206

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

51% of $1,386,500

City assessment record · taxes $6,276/yr

Land share of assessed value

100% — $1,386,500

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000$730,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

313 Grandville ARCH · 0.4 mi · 3,991 sqft$586,000 sold 2026-06
709 Bristol ST · 0.3 mi · 3,352 sqft$560,000 sold 2026-06
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06

Sale & Tax History

List Price

$705,180

Price / Sq Ft

$179

Annual Taxes

$6,276

Monthly Tax

$523

HOA fee

$40 / mo

Tax Rate (effective)

0.89%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJan 27, 2026$705,180
Currently listed$705,180

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

49% below assessment

Total Assessed

$1,386,500

Land

$1,386,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1327 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1327 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1327 Wharf Hill Dr?+
Yes — Fit Body Boot Camp Smithfield is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1327 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1327 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1327 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Trash Pickup.
When was 1327 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10617841

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1327 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1327 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10617841 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.