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ChesapeakeALBEMARLE RIVER1209 Cowpens Ct✓ Source: REIN MLS #10630638 · record updated Jun 3, 2026 · synced every 2 min · your inquiry is never resold
1209 Cowpens CT, CHESAPEAKE VA 23320 - Main photo
$690,000
$274 / sqft · est. $4,323/mo →
5beds
3baths
2,520sqft
16days on market

1209 Cowpens Ct, Chesapeake, VA 23320

SoldResidential · built 2015 · ALBEMARLE RIVER

About this home

The listing, in the seller's words

If you can think of it, this house has it! Start with the stunning, heated saltwater pool with a flowing fountain fully surrounded by low maintenance, custom pavers along with pool lights, outdoor bluetooth speakers & multiple glass fire pits. A fully covered brick outdoor cooking area featuring a BBQ & griddle along with 2 retractable awnings, & a private outdoor shower/toilet area complete your outdoor oasis. In the garage there's a whole house generator, utility sink, and an epoxy floor creating a superior "Cave" experience outfitted with a mini split system for the ultimate in comfort. Venture inside & you'll discover even more attention to the finer things. Beautiful real hardwood floors & exquisite kitchen cabinetry. Downstairs bedroom with a connecting full bath. A wrought iron staircase leads to the spacious ensuite bath in the PBR with tray ceiling along w 3 additional bedrooms, 2 full baths & laundry room. Come & soak in a life of luxury tucked away on a desirable cul-de-sac!

Listing courtesy of Angela Evans · Swell Realty Co · REIN MLS #10630638

VaHome team overview

Our read on this home

At a glance

Meet 1209 Cowpens CT — a five-bedroom, three-bath home in Chesapeake's Albemarle River neighborhood, built in 2015 with 2,520 square feet on a 0.183-acre lot. It's a well-sized single-family home close to USCG Finance Center Chesapeake and everyday conveniences.

Read the full overview ↓

Why this home stands out

Five bedrooms in a 2015-built home is a combination that's genuinely hard to find in this price tier of Chesapeake. The third full bath means guests, in-laws, or a growing household aren't fighting over space. The lot gives you a real yard without the maintenance burden of a larger acreage property, and the cul-de-sac street name hints at the quieter, low-cut-through-traffic feel of the Albemarle River community.

ALBEMARLE RIVER and the Chesapeake real estate market

Albemarle River is a residential neighborhood tucked into the Great Bridge area of Chesapeake, Virginia — one of the city's most consistently popular pockets for families and professionals alike. The streets here are calm, the homes are relatively young, and the neighbors tend to put down roots. If you've been searching through houses for sale in Chesapeake and keep circling back to this part of town, there's a reason: Great Bridge offers that rare mix of suburban breathing room and genuine urban access without the commute penalty. Chesapeake as a whole is Virginia's second-largest city by land area, which means you get space, parks, and lower density — but you're still 20–30 minutes from downtown Norfolk, the Oceanfront, and the region's major employment corridors. The Great Bridge corridor specifically has seen steady investment in retail, dining, and infrastructure, and the community has a strong civic identity anchored by its Revolutionary War history.

What's nearby

Daily life is easy here. Evolution Gymnastics Academy, Three Ships Collective, and CK Cheerleading Club are all within 0.8 miles — a genuine cluster of youth and adult fitness options that's unusual to find so close together. Whether you're signing up a kid for gymnastics, looking for a group fitness community, or chasing a cheerleading program, you won't be driving across town. Beyond fitness, the broader Great Bridge area puts grocery stores, pharmacies, coffee shops, and local restaurants within a short drive. Battlefield Boulevard serves as the main commercial spine, keeping errands quick and weeknight dinners easy.

For different buyers

For military families relocating

USCG Finance Center Chesapeake is roughly five minutes away — about as close as it gets for Coast Guard personnel stationed there. Norfolk Naval Shipyard is a manageable 17-minute drive for dual-military households or families with a spouse at the yard. VA loan eligibility can make a five-bedroom home like this one especially practical, and BAH rates in the Hampton Roads area have historically supported ownership in this part of Chesapeake.

For families upgrading

Five bedrooms gives you room to actually grow into — a dedicated home office doesn't have to displace a kid's bedroom, and the three full baths mean morning routines don't turn into negotiations. Built in 2015, the home sits in that sweet spot where everything is modern enough to avoid near-term capital projects but old enough to have settled into the neighborhood. The 0.183-acre lot is workable for a playset, a garden, or just a real backyard.

More buyer questions

How far is 1209 Cowpens CT from USCG Finance Center Chesapeake?

USCG Finance Center Chesapeake is approximately five minutes away by car, making this one of the closest residential neighborhoods to the base. For Coast Guard personnel, that kind of proximity is rare to find in a single-family home with this much space.

How far is 1209 Cowpens CT from Norfolk Naval Shipyard?

Norfolk Naval Shipyard is roughly 17 minutes away under typical driving conditions via the Great Bridge corridor. It's a realistic daily commute for shipyard workers or military personnel stationed there.

What is the Albemarle River neighborhood like in Chesapeake?

Albemarle River is a newer residential community in the Great Bridge area of Chesapeake, characterized by homes built primarily in the 2010s, relatively low through-traffic, and a family-oriented atmosphere. It sits close to Battlefield Boulevard's retail and dining options while maintaining a quieter residential feel.

Is 1209 Cowpens CT in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Great Bridge-area properties vary by exact parcel, so reviewing that tile and confirming with your agent is the best approach.

Does 1209 Cowpens CT have an HOA?

Albemarle River does have an HOA — your agent can confirm the current rules and any community standards that apply to the property. HOA details are worth reviewing early in your decision process.

Want to see 1209 Cowpens CT in person or get answers about the Albemarle River neighborhood? Tom and Dariya Milan at LPT Realty know this part of Chesapeake well — reach out and let's talk.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2015

Price / sqft

$274

HOA fee

$17/mo

Taxes

$6,293/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10630638

Interior

Bedrooms
5
Full baths
3
Approx. sqft
2,520
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup, Hot Tub, Jetted Tub, Security Sys

Construction & exterior

Style
Transitional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
In Ground Pool
Fencing
Full,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1830
Subdivision
ALBEMARLE RIVER
Zoning
R15AS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Multi Car, Driveway Spc, Street
Possession
SETTLE
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone B

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Greystone

Greystone is a residential community in the Greenbrier section of Chesapeake, Virginia, set across roughly 86 acres of wooded land along Greystone Lane near Clearfield Avenue.

1

For sale now

$135K

HH income

85.7%

Owner-occupied

U.S. Census ACS 2024 5-year

Explore Greystone
Map of Greystone with neighborhood boundaryNeighborhood

Chesapeake homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,323/mo

Principal & interest

$3,580

Property tax

$524

Home insurance

$201

PMI

None

HOA

$17

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$499,000$637,500

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1209 Priscilla LN · 1.9 mi · 2,526 sqft$520,000 sold 2026-03
900 Ricka CT · 1.8 mi · 2,414 sqft$499,000 sold 2026-03
805 Poplar Ridge DR · 2 mi · 2,560 sqft$637,500 sold 2026-04

Sale & Tax History

List Price

$690,000

Price / Sq Ft

$274

Annual Taxes

$6,293

Monthly Tax

$524

HOA fee

$17 / mo

Tax Rate (effective)

0.91%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 18, 2026$690,000
Price reducedJun 3, 2026$690,000−$35,000
SoldMay 29, 2026$690,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1209 Cowpens Ct in a good school zone?+
The assigned zones on the listing record are Great Bridge Primary, Greenbrier Middle (GreatSchools 6/10), Oscar Smith (GreatSchools 7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1209 Cowpens Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1209 Cowpens Ct?+
Yes — Evolution Gymnastics Academy is about 0.8 miles away, per the cached nearby-places record for this address.
Does 1209 Cowpens Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 1209 Cowpens Ct built?+
It was built in 2015, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Angela Evans · Swell Realty Co · REIN MLS #10630638

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

1209 Cowpens Ct, Chesapeake, Virginia 23320 · MLS #10630638 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.