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Smithfield › MALLORY POINTE › 1126 Wharf Hill Dr✓ Source: REIN MLS #10621052 · record updated Apr 15, 2026 · synced every 2 min · your inquiry is never resold
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
$699,990
$196 / sqft · est. $4,372/mo →
5beds
4.1baths
3,571sqft
9days on market

1126 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2025 · MALLORY POINTE

About this home

The listing, in the seller's words

This is home is under construction! The Davidson is a 5 bedroom, 4.5 bath home w/ an open floor plan. As you enter, you'll be greeted w/ a formal dining room directly off of the foyer. DESIGNER kitchen w/ quartz counters, wall oven, gas cooking, island, butlers pantry, walk-in pantry and tile backsplash. Separate breakfast area open to kitchen. Bright and spacious family room w/ gas fireplace. First-floor guest suite w/ 4' shower w/ seat. A sunroom and a concrete patio. Upstairs, you'll find the primary suite w/ tray ceiling, sitting room and LUXURY bath w/ soaking tub, walk-in shower, double vanity, linen closet and water closet. Bedrooms 2 and 3 w/ walk-in closets. A hall bath w/ double vanity, large laundry room and loft area complete the second floor. Plus, a 3rd floor bedroom and bath. Nestled among scenic landscapes and tranquil surroundings, Mallory Pointe offers a prime location and desirable community amenities including two pools, two clubhouses, and walking trails.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10621052

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$196

HOA fee

$40/mo

Taxes

$5,950/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10621052

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,571
Stories
3
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Breakfast Area, Loft, PBR with Bath, Pantry, Porch, Sun Room
Appliances
Dishwasher, Disposal, Microwave, Range

Construction & exterior

Style
Tri-Level
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
In Ground Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,372/mo

Principal & interest

$3,632

Property tax

$496

Home insurance

$204

PMI

None

HOA

$40

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$525,000 – $751,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

709 Bristol ST · 0.4 mi · 3,352 sqft$560,000 sold 2026-06
1318 Wharf Hill DR · 0.1 mi · 3,190 sqft$648,600 sold 2026-06
500 Moonefield DR · 0.8 mi · 3,438 sqft$525,000 sold 2026-07

Sale & Tax History

List Price

$699,990

Price / Sq Ft

$196

Annual Taxes

$5,950

Monthly Tax

$496

HOA fee

$40 / mo

Tax Rate (effective)

0.85%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 30, 2026$699,990—
Currently listed—$699,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1126 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 1126 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1126 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1126 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1126 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1126 Wharf Hill Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10621052

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1126 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1126 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10621052 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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