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SmithfieldMALLORY POINTE1126 Wharf Hill Dr✓ Source: REIN MLS #10621052 · record updated Apr 15, 2026 · synced every 2 min · your inquiry is never resold
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 3
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 4
1126 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 5
5beds
4.1baths
3,571sqft
9days on market

1126 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2025 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2025

Price / sqft

$196

HOA fee

$40/mo

Taxes

$5,950/yr

County

Isle of Wight County VA

MLS #

10621052

HOA association includes

ClubhousePool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
5
Full baths
4
Half baths
1
Approx. sqft
3,571
Stories
3
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, Breakfast Area, Loft, PBR with Bath, Pantry, Porch, Sun Room
Appliances
Dishwasher, Disposal, Microwave, Range

Construction & exterior

Style
Tri-Level
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
In Ground Pool

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
MALLORY POINTE
Zoning
RES
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Disclosures
Common Interest Community, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

This is home is under construction! The Davidson is a 5 bedroom, 4.5 bath home w/ an open floor plan. As you enter, you'll be greeted w/ a formal dining room directly off of the foyer. DESIGNER kitchen w/ quartz counters, wall oven, gas cooking, island, butlers pantry, walk-in pantry and tile backsplash. Separate breakfast area open to kitchen. Bright and spacious family room w/ gas fireplace. First-floor guest suite w/ 4' shower w/ seat. A sunroom and a concrete patio. Upstairs, you'll find the primary suite w/ tray ceiling, sitting room and LUXURY bath w/ soaking tub, walk-in shower, double vanity, linen closet and water closet. Bedrooms 2 and 3 w/ walk-in closets. A hall bath w/ double vanity, large laundry room and loft area complete the second floor. Plus, a 3rd floor bedroom and bath. Nestled among scenic landscapes and tranquil surroundings, Mallory Pointe offers a prime location and desirable community amenities including two pools, two clubhouses, and walking trails.

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10621052

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2025 construction in Smithfield's Mallory Pointe subdivision, 1126 Wharf Hill Drive delivers five bedrooms, four and a half baths, and 3,571 square feet of thoughtfully designed living space in Isle of Wight County — with Joint Base Langley-Eustis just 24 minutes away.

Read the full overview ↓

Why this home stands out

New construction in 2025 means everything here — mechanicals, roof, finishes, and systems — starts at zero miles. With five bedrooms and four and a half baths spread across 3,571 square feet, the floor plan has genuine room to grow. Mallory Pointe is a newer community in a historic small town, so you get fresh construction without the cookie-cutter suburban sprawl that often comes with it. That combination is harder to find in Isle of Wight County than most buyers expect.

MALLORY POINTE and the Smithfield real estate market

Mallory Pointe sits on the edge of Smithfield, a town that punches well above its size in character. You're in Isle of Wight County here, which means lower density, quieter streets, and a genuine small-town rhythm that's increasingly rare this close to Hampton Roads. Smithfield's historic downtown — famous for its ham heritage and its walkable Main Street lined with independent shops and restaurants — is only a few minutes from the neighborhood. The Pagan River winds through town, and the broader James River shoreline is never far. Commuters appreciate that Interstate 664 and Route 10 both offer reasonable paths toward Newport News, Suffolk, and the rest of the region. Families comparing Smithfield homes for sale often discover that Isle of Wight County delivers a pace and a sense of place that's genuinely different from the busier corridors to the east — and 1126 Wharf Hill Drive puts you right at the center of it.

What's nearby

Day-to-day errands are easy from Wharf Hill Drive. Royal Farms, just 0.7 miles away, covers fuel and quick grocery runs without a detour. Beale Park is a half-mile out — a quick walk or bike ride for an afternoon outside — and Wellington Park adds another green option at 0.6 miles. When you want to sit down for a meal, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both under a mile away and represent exactly the kind of local spots that make Smithfield worth staying in on a Friday night. Bill Laine park rounds out the outdoor options at 0.9 miles. For bigger shopping trips, the broader Route 10 corridor connects you to larger retail centers in short order.

For different buyers

For military families relocating

Joint Base Langley-Eustis is a 24-minute drive from 1126 Wharf Hill Drive, and NSA Northwest Annex is about 26 minutes out — both manageable for most duty schedules. A VA loan can make new construction like this especially accessible, and five bedrooms give a growing military family real flexibility for guests, a home office, or a dedicated workspace. Isle of Wight County's lower cost basis stretches BAH further than many Hampton Roads zip codes.

For families upgrading

Families comparing homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School will find that 1126 Wharf Hill Drive checks the box on both counts — and adds five bedrooms and four and a half baths to the equation. New construction means no deferred maintenance surprises, and 3,571 square feet gives everyone in the household room to spread out without stepping on each other.

More buyer questions

How far is 1126 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from Mallory Pointe to the Fort Eustis gate runs approximately 24 minutes under typical conditions via Route 10 and Interstate 664. NSA Northwest Annex is a similar commute at roughly 26 minutes.

Is 1126 Wharf Hill Drive in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Isle of Wight County's inland position means many parcels carry lower flood risk than waterfront Hampton Roads addresses, but always verify the specific designation for this lot.

What is the HOA situation in Mallory Pointe?

Mallory Pointe does have a homeowners association. HOA fee amounts are not published here — your agent can pull the current disclosure documents, which include dues, rules, and reserve fund information.

How old are the systems and roof at 1126 Wharf Hill Drive?

The home was built in 2025, so the roof, HVAC, plumbing, and electrical are all original to new construction — effectively brand new with full remaining manufacturer warranties in most cases.

Where are the closest parks and green spaces to Wharf Hill Drive?

Beale Park is about a half-mile away, Wellington Park is 0.6 miles out, and Bill Laine park is under a mile from the front door — all reachable on foot or by a short drive.

Tom and Dariya Milan at LPT Realty know Smithfield and Isle of Wight County well — reach out to get a full picture of what 1126 Wharf Hill Drive looks like for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$590K – $805K5+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,332/mo

Principal & interest

$3,632

Property tax

$496

Home insurance

$204

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$560,000$776,749

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1427 Wharf Hill DR · 0.1 mi · 3,738 sqft$776,749 sold 2026-07
216 Salisbury CT · 0.3 mi · 3,357 sqft$585,000 sold 2026-08
1327 Wharf Hill DR · 0.1 mi · 3,934 sqft$760,965 sold 2026-08

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$699,990

Price / Sq Ft

$196

Annual Taxes

$5,950

Monthly Tax

$496

HOA fee

$40 / mo

Tax Rate (effective)

0.85%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 26, 2026$699,990
Currently listed$699,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1126 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.2/10), Smithfield Middle (VaHome School Score 6.1/10), Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 1126 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1126 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1126 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1126 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Pool.
When was 1126 Wharf Hill Dr built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Melissa Queeney · BHHS RW Towne Realty · REIN MLS #10621052

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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1126 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1126 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10621052 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.