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Smithfield › MALLORY POINTE › 1122 Wharf Hill Dr✓ Source: REIN MLS #10613587 · record updated Jun 22, 2026 · synced every 2 min · your inquiry is never resold
1122 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1122 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
$534,465
$282 / sqft · est. $3,386/mo →
3beds
2baths
1,897sqft
0days on market

1122 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

About this home

The listing, in the seller's words

Welcome to The Easton! This highly sought-after floor plan is move-in ready starting later this fall. The Easton features three main floor bedrooms, including the primary suite with a large walk-in closet, double sink vanity, and a seated shower bonus. The gourmet kitchen features an oversized island, GE stainless steel appliances, wall oven, and designer cabinetry. Bonus pocket office rounds out a well-designed, seamless floorplan. Enjoy Mallory Pointe living; brand new single-family homes featuring 3–5 bedrooms, main-level living options, and up to 3,000+ square feet of space. Each home includes modern layouts, GE stainless steel appliances, and designer-selected finishes—balancing function with comfort. Minutes from the Routes 10 & 17, Mallory Pointe offers direct access to Newport News Shipbuilding and Langley Air Force Base. Call today to learn more about our special fall incentives! *Photos are of a similar model home.

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10613587

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

1122 Wharf Hill Drive is a brand-new 2026-built home in Smithfield, Virginia, offering 1,897 square feet of thoughtfully designed living space on a 0.27-acre lot. Three bedrooms, two baths, and a fresh-construction feel make this Isle of Wight address a compelling place to put down roots.

Read the full overview ↓

Why this home stands out

New construction in an established Smithfield neighborhood is genuinely rare, and 1122 Wharf Hill Drive delivers exactly that. Built in 2026, this 1,897-square-foot single-family home gives you the reliability of modern systems, current building codes, and a clean slate — without the wait of a distant master-planned community. The 0.27-acre lot provides meaningful outdoor space, and the three-bedroom, two-bath layout is sized right for everyday life.

MALLORY POINTE and the Smithfield real estate market

Smithfield sits in Isle of Wight County on the western bank of the Pagan River, and it carries a personality you won't find in the larger Hampton Roads cities nearby. The historic downtown — just a short drive from Wharf Hill Drive — is lined with 18th- and 19th-century architecture, locally owned shops, and waterfront dining that draws visitors from across the region. Life here moves at a pace that feels intentional rather than slow. Isle of Wight County has long attracted buyers who want genuine small-town character without sacrificing access to major employers and military installations. The Wharf Hill Drive area itself sits within a quiet residential pocket where mature trees and modest lot sizes create a neighborhood feel that newer master-planned developments rarely replicate. Smithfield is the kind of place where neighbors know each other, and that community texture is one of the address's most durable selling points.

What's nearby

Daily errands are easy from 1122 Wharf Hill Drive. Royal Farms is just 0.7 miles away for quick grocery runs and fuel, and a Dollar General sits at the same distance for household staples. When it's time to eat, Q Daddy's Pitmaster BBQ is a local favorite only 0.7 miles out, and The Oak & Ivy Taphouse — a craft beer and dining spot — is 0.8 miles away. Outdoor time is equally accessible: Beale Park is a half-mile walk, Wellington Park is 0.6 miles, and Bill Laine park rounds out the options at 0.9 miles.

For different buyers

For military families relocating

Joint Base Langley-Eustis (Fort Eustis) is roughly 24 minutes from 1122 Wharf Hill Drive, and NSA Northwest Annex is about 26 minutes out — manageable commutes that keep Isle of Wight County well within reach for many duty stations. A VA loan can make a new-construction home like this one particularly accessible, and Isle of Wight's lower cost of living stretches BAH meaningfully compared to closer-in Hampton Roads zip codes.

For first-time buyers

A 2026-built home means you're starting with brand-new systems, a fresh warranty window, and zero deferred maintenance — exactly the peace of mind that matters when you're buying for the first time. Smithfield's Isle of Wight County setting keeps property costs grounded, and the 0.27-acre lot gives you room to grow into homeownership without feeling cramped from day one. A VA loan may also be worth exploring if you have qualifying service.

More buyer questions

How far is 1122 Wharf Hill Drive from Joint Base Langley-Eustis?

The drive from 1122 Wharf Hill Drive to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under typical traffic conditions. NSA Northwest Annex is a similar commute at around 26 minutes.

What is the lot size at 1122 Wharf Hill Drive?

The property sits on a 0.27-acre lot, which provides a meaningful backyard footprint by Smithfield standards — enough space for outdoor living without the upkeep of a larger rural parcel.

Is 1122 Wharf Hill Drive in Isle of Wight County?

Yes — Smithfield is the county seat of Isle of Wight County, so this address falls under Isle of Wight County jurisdiction for taxes, services, and zoning.

What flood zone is 1122 Wharf Hill Drive in?

Flood zone information for this address is displayed in the FloodRisk tile on this page; we recommend reviewing that data and consulting FEMA's flood map service for the most current designation.

Does 1122 Wharf Hill Drive have an HOA?

HOA status for this property should be confirmed through current disclosure documents; if an HOA applies, the governing documents will outline any community rules and responsibilities.

Tom and Dariya Milan at LPT Realty know Isle of Wight County inside and out. Reach out to get your questions answered and schedule a walkthrough of 1122 Wharf Hill Drive.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryWestside Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$282

HOA fee

$40/mo

Taxes

$4,997/yr

County

Isle of Wight County VA

MLS #

10613587

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,897
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Foyer, PBR with Bath, Pantry
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2700
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
SETTLEMENT
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,346/mo

Principal & interest

$2,773

Property tax

$416

Home insurance

$156

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$400,000 – $559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
108 Lane CRES · 0.3 mi · 1,772 sqft$400,000 sold 2026-05
224 St. Pauls Avenue #32-3 · 0.7 mi · 1,898 sqft$412,705 sold 2026-07

Sale & Tax History

List Price

$534,465

Price / Sq Ft

$282

Annual Taxes

$4,997

Monthly Tax

$416

HOA fee

$40 / mo

Tax Rate (effective)

0.93%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 22, 2026$534,465—
Currently listed—$534,465—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 1122 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 1122 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1122 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.8 miles away, per the cached nearby-places record for this address.
Are there parks near 1122 Wharf Hill Dr?+
Wellington Park is about 0.3 miles away.
Where is the nearest grocery store to 1122 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1122 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 1122 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10613587

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1122 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1122 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10613587 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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