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Smithfield › MALLORY POINTE › 1114 Wharf Hill Dr✓ Source: REIN MLS #10630162 · record updated Sep 30, 2026 · synced every 2 min · your inquiry is never resold
1114 Wharf Hill DR, SMITHFIELD VA 23430 - Main photo
1114 Wharf Hill DR, SMITHFIELD VA 23430 - Photo 2
3beds
2baths
1,897sqft
0days on market

1114 Wharf Hill Dr, Smithfield, VA 23430

Under ContractResidential · built 2026 · MALLORY POINTE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$294

HOA fee

$40/mo

Taxes

$5,212/yr

County

Isle of Wight County VA

MLS #

10630162

HOA association includes

ClubhousePlaygroundsPool

$40/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,897
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2700
Subdivision
MALLORY POINTE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space
Possession
SETTLEMENT
Miscellaneous
Warranty Plan
Disclosures
Common Interest Community, Deed Restrictions/Covenants, Exempt from Disclosure/Disclaimer

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

To be built Easton 2729/C

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10630162

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 1114 Wharf Hill Drive—a brand-new three-bedroom, two-bath home in Smithfield built in 2026. With nearly 1,900 square feet of modern living space, this residence offers fresh construction quality and contemporary comfort. About 24 minutes from Joint Base Langley-Eustis, it's well-positioned for base commuters.

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Westside Elementary School. Browse every listing among homes for sale in Smithfield — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is new construction, which means no surprises—everything is up to current code and under warranty. The open floor plan and efficient layout make the most of the 1,897 square feet. You'll find modern finishes throughout, and the home was designed with today's lifestyle in mind. Three bedrooms give you flexibility for a home office, guest room, or hobby space. The two full baths serve the household well, and the whole package sits in a growing Smithfield neighborhood.

MALLORY POINTE and the Smithfield real estate market

Smithfield is a historic town with a modern edge, blending colonial charm with new residential development. Tree-lined streets and a mix of established and newer homes create a welcoming feel. The community has a small-town character—you'll recognize neighbors and find local gathering spots—but you're never far from bigger-city amenities. If you're comparing homes for sale zoned for Smithfield High School or homes for sale zoned for Westside Elementary School, this address sits within those zones. Downtown Smithfield is a short drive away, with shops, restaurants, and the historic waterfront. Route 17 and Route 10 connect you quickly to Hampton, Newport News, and beyond. The commute to Joint Base Langley-Eustis runs about 24 minutes, making it accessible for base-connected households.

What's nearby

Daily errands are quick from here. Royal Farms and Dollar General sit less than a mile away for groceries and essentials. When you want to eat out, Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are both within walking distance or a short drive. Beale Park is just half a mile away—perfect for a morning walk or outdoor time. Wellington Park and Bill Laine Park offer more green space and recreation options nearby. You're close enough to town conveniences but far enough to enjoy a quieter residential setting.

For different buyers

Base commute and VA loan notes

About 24 minutes to Joint Base Langley-Eustis and 29 minutes to NSA Hampton Roads, this home works well for base-connected households. New construction qualifies for VA loan financing, and the move-in-ready condition means no renovation delays. The three-bedroom layout accommodates various household configurations, and the modern build means minimal maintenance headaches early on.

Room to grow

Three bedrooms give you room for a master suite, guest bedroom, and home office or hobby space. Two full baths reduce morning bottlenecks. Nearly 1,900 square feet spreads out comfortably without excess. New construction means efficient storage, modern appliances, and a floor plan designed for how people actually live today.

More buyer questions

How far is 1114 Wharf Hill Drive from Joint Base Langley-Eustis?

About 24 minutes by car. NSA Hampton Roads is roughly 29 minutes away, making this a reasonable commute for either base.

What are the zoning boundaries for this address?

This property falls within the attendance zones for homes for sale zoned for Westside Elementary School and homes for sale zoned for Smithfield High School.

Are there parks and recreation nearby?

Yes. Beale Park is half a mile away, Wellington Park is just over half a mile, and Bill Laine Park is under a mile—all within easy reach for outdoor time.

What grocery and dining options are close?

Royal Farms and Dollar General are both under a mile away. Q Daddy's Pitmaster BBQ and The Oak & Ivy Taphouse are nearby for dining out.

Is this new construction?

Yes, the home was built in 2026 and comes with modern finishes, current building codes, and manufacturer warranties.

Explore this new Smithfield home and schedule a tour. Contact Tom & Dariya Milan to learn more about 1114 Wharf Hill Drive and other homes for sale in Smithfield.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Smithfield$470K – $645K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Smithfield →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,489/mo

Principal & interest

$2,892

Property tax

$434

Home insurance

$163

PMI

None

HOA/Condo (paid separately)

$40

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$335,000 – $559,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1406 Wharf Hill DR · 0.1 mi · 1,897 sqft$559,900 sold 2026-04
108 Lane CRES · 0.3 mi · 1,772 sqft$400,000 sold 2026-05
224 St. Pauls Avenue #32-3 · 0.7 mi · 1,898 sqft$412,705 sold 2026-07

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$557,420

Price / Sq Ft

$294

Annual Taxes

$5,212

Monthly Tax

$434

HOA fee

$40 / mo

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 30, 2026$557,420—
Currently listed—$557,420—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 1114 Wharf Hill Dr in a good school zone?+
The assigned zones on the listing record are Westside Elementary (VaHome School Score 5.4/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1114 Wharf Hill Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 1114 Wharf Hill Dr?+
Yes — Smithfield Fit Body Boot Camp is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 1114 Wharf Hill Dr?+
Wellington Park is about 0.4 miles away.
Where is the nearest grocery store to 1114 Wharf Hill Dr?+
Royal Farms is about 0.6 miles away. The closest dining on record is Royal Farms (0.6 mi).
Does 1114 Wharf Hill Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Playgrounds, Pool.
When was 1114 Wharf Hill Dr built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Danielle Wallace · SM Brokerage LLC · REIN MLS #10630162

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1114 Wharf Hill Dr, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1114 Wharf Hill Dr, Smithfield, Virginia 23430 · MLS #10630162 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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