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✓ Source: REIN MLS #10652961 · record updated Oct 11, 2026 · synced every 2 min · your inquiry is never resold
1104 Copper Stone Circle CIR, CHESAPEAKE VA 23320 - Main photo
1104 Copper Stone Circle CIR, CHESAPEAKE VA 23320 - Photo 2
1104 Copper Stone Circle CIR, CHESAPEAKE VA 23320 - Photo 3
1104 Copper Stone Circle CIR, CHESAPEAKE VA 23320 - Photo 4
1104 Copper Stone Circle CIR, CHESAPEAKE VA 23320 - Photo 5
4beds
3baths
2,900sqft
30days on market

1104 Copper Stone Circle Cir, Chesapeake, VA 23320

ActiveResidential · built 1989 · HUNNINGDON LAKES

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Lake.

Frontage

Lake ✓ VERIFIED

Shoreline

Bulkheaded

Source: REIN MLS listing record · waterfront features as listed

About this home

WATERFRONT LIVING IN SOUGHT-AFTER HUNNINGDON LAKES! THIS BEAUTIFULLY MAINTAINED RANCH OFFERS 4 BEDROOMS, 3 FULL BATHS, FORMAL LIVING AND DINING ROOMS, A SPACIOUS FAMILY ROOM, 2 FIREPLACES, CATHEDRAL CEILINGS, AND 3 SKYLIGHTS THAT FILL THE HOME WITH NATURAL LIGHT. THE UPDATED INTERIOR FEATURES NEW FLOORING, REPLACEMENT WINDOWS, CUSTOM MOSAIC-STYLE KITCHEN CABINET DOORS, AND AN ENCAPSULATED CRAWL SPACE. THE FIRST FLOOR PRIMARY SUITE PROVIDE COMFORT AND CONVENIENCE. ENJOY YEAR-ROUND COMFORT, WITH 4 SEPARATE HVAC ZONES. STEP OUTSIDE TO YOUR PRIVATE LAKESIDE RETREAT WITH A LARGE DECK, PATIO, TRANQUIL 2-TIER WATERFALL KOI POND WITH KOI FISH, AND PEACEFUL WATER VIEWS. YOU CAN EVEN FISH FROM YOUR OWN YARD! A BRAND-NEW EMBANKMENT OFFERS LASTING SHORELINE PROTECTION. ADDITIONAL FEATURES INCLUDE 2 STORAGE SHEDS AND A TRANSFERABLE TERMINIX WARRANTY. PERFECT HOME TO LIVE, ENTERTAIN, UNWIND, AND ENJOY THE WATERFRONT LIFESTYLE RIGHT FROM YOUR BACKYARD!

Listing courtesy of Carlos Cardo · RE/MAX Ultra · REIN MLS #10652961

Facts & features

Type

Residential

Year built

1989

Price / sqft

$207

HOA fee

$25/mo

Taxes

$5,243/yr

County

Chesapeake VA

Waterfront

Yes

MLS #

10652961

HOA association includes

Playgrounds

$25/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,900
Stories
1
Flooring
Carpet, Laminate/LVP, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, In-Law Suite, PBR with Bath, Pantry, Porch
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Enhanced Air Filtration, Gar Door Opener, Jetted Tub, Security Sys
Accessibility
Handheld Showerhead, Sliding/Rotating Cabinets

Construction & exterior

Style
Contemp, Ranch
Subtype
Detached
Foundation
Crawl, Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Back Fenced,Picket,Wood Fence
Waterfront
Bulkhead,Lake

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HUNNINGDON LAKES
Zoning
R10S
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement

See more Chesapeake waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Four bedrooms, three baths, and 2,900 square feet on a single level in Chesapeake. Built in 1989, this home sits minutes from the USCG Finance Center. You're close to shopping, schools, and military bases. Chesapeake homes for sale in this location offer solid value and convenience.

Keep searching in Chesapeake

See all Chesapeake homes for sale, including homes for sale in 23320, homes for sale zoned for Indian River High School, and homes for sale zoned for Greenbrier Primary School. Nearby, look at Plantation Lakes homes for sale, Chesapeake waterfront homes for sale, Chesapeake condos and townhomes for sale, and new construction homes in Chesapeake.

Read the full overview ↓

Why this home stands out

The open floor plan flows naturally across the main level, with a spacious kitchen and living areas that work for everyday life. A two-car garage and full basement give you storage and flexibility. The lot is quiet and well-maintained. You'll find homes for sale in Chesapeake at this price point often need updates—this one is ready to live in now.

HUNNINGDON LAKES and the Chesapeake real estate market

Copper Stone Circle sits in a residential pocket of Chesapeake where tree-lined streets and modest-sized lots create a calm, established feel. The neighborhood is close to everyday conveniences: grocery stores, restaurants, and parks are all within a few minutes. Chesapeake itself is Virginia's largest city by land area, stretching from the water to rural farmland. Getting around is straightforward—major roads like George Washington Highway and Battlefield Boulevard connect you to shopping, dining, and employment centers. The city balances suburban comfort with easy access to Norfolk Naval Shipyard and other major employers. Anyone comparing homes for sale in 23320 will notice this area's mix of affordability and proximity to military installations.

What's nearby

You're about two minutes from USCG Finance Center Chesapeake, making commutes short and predictable. The Norfolk Naval Shipyard is roughly 13 minutes away. Nearby you'll find grocery stores, pharmacies, and casual dining within five minutes. Greenbrier Park and other green spaces are close by for outdoor time. Shopping centers and restaurants line the nearby corridors, so daily errands don't require a long drive. The area feels convenient without feeling crowded.

For different buyers

Base commute and VA loan notes

Two minutes to USCG Finance Center Chesapeake means your commute is nearly nonexistent. Norfolk Naval Shipyard is about 13 minutes away. VA loan financing is common in this area, and the home's single-level layout and move-in condition make it ideal for quick transitions. Four bedrooms and a basement offer room to settle in.

Room to grow

Four generous bedrooms give everyone their own space, and the full basement opens up possibilities for recreation or storage. The two-car garage handles vehicles and gear. A fenced yard provides a secure outdoor area. The open main-floor layout works well for daily family routines. Anyone comparing homes for sale zoned for Indian River High School or homes for sale zoned for Greenbrier Primary School will appreciate the room here.

More buyer questions

How far is 1104 Copper Stone Circle from USCG Finance Center Chesapeake?

About two minutes by car. The commute is one of the shortest you'll find in the area.

What is the drive time to Norfolk Naval Shipyard?

Roughly 13 minutes, depending on traffic. It's a reasonable commute for shipyard employees.

Does the home have a basement?

Yes, there is a full basement, which provides extra storage and potential for finished space.

How many bedrooms and bathrooms are in this Chesapeake home?

The home has four bedrooms and three bathrooms across 2,900 square feet.

What year was this home built?

The home was built in 1989 and has been maintained as a single-level residence.

Ready to explore this home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Chesapeake property.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Chesapeake$505K – $690K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510034

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510034

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

21.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Plantation Lakes

Plantation Lakes is a lake-focused neighborhood in the Greenbrier area of Chesapeake, Virginia. It sits in the 23320 ZIP code near I-64 and the Greenbrier shopping district.

$390K

Median sale · 12 mo

$235

Sold $/sq ft

7d

Days on market

1

For sale now

$135K

HH income

85.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Plantation Lakes →
Map of Plantation Lakes with neighborhood boundaryNeighborhood

Chesapeake homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

USCG Finance Ctr

Coast Guard

6min·2.9mi

NNSY

Navy

23min·13.7mi

USCG Portsmouth

Coast Guard

20min·12.2mi

NMCP

Navy

24min·14mi

NAS Oceana

Navy

33min·15mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,720/mo

Principal & interest

$3,108

Property tax

$437

Home insurance

$175

PMI

None

HOA/Condo (paid separately)

$25

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

115% of $519,400

City assessment record · taxes $5,243/yr

Land share of assessed value

36% — $185,000

Improvements $334,400 · assessor record ✓

Price context — similar nearby homes

$485,000 – $719,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

609 Marjorie LN · 1.5 mi · 3,109 sqft$700,000 sold 2026-04
1303 Fulton LN · 1.7 mi · 3,107 sqft$719,000 sold 2026-08
1352 Auburn Hill DR · 2 mi · 3,006 sqft$682,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Chesapeake home worth?

Sale & Tax History

List Price

$599,000

Price / Sq Ft

$207

Annual Taxes

$5,243

Monthly Tax

$437

HOA fee

$25 / mo

Tax Rate (effective)

0.88%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 11, 2026$599,000—
Price reducedOct 9, 2026$599,000−$30,000
Currently listed—$599,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

15% above assessment

Total Assessed

$519,400

Land

$185,000

Improvement

$334,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Chesapeake Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

30 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 1104 Copper Stone Circle Cir in a good school zone?+
The assigned zones on the listing record are Greenbrier Primary, Greenbrier Middle (VaHome School Score 7.1/10), Indian River (VaHome School Score 4.3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1104 Copper Stone Circle Cir in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 1104 Copper Stone Circle Cir a waterfront property?+
Yes. The listing record shows: Bulkhead,Lake.
Does 1104 Copper Stone Circle Cir have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 1104 Copper Stone Circle Cir built?+
It was built in 1989, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Carlos Cardo · RE/MAX Ultra · REIN MLS #10652961

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

1104 Copper Stone Circle Cir, Chesapeake — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

1104 Copper Stone Circle Cir, Chesapeake, Virginia 23320 · MLS #10652961 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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