WATERFRONT LIVING IN SOUGHT-AFTER HUNNINGDON LAKES! THIS BEAUTIFULLY MAINTAINED RANCH OFFERS 4 BEDROOMS, 3 FULL BATHS, FORMAL LIVING AND DINING ROOMS, A SPACIOUS FAMILY ROOM, 2 FIREPLACES, CATHEDRAL CEILINGS, AND 3 SKYLIGHTS THAT FILL THE HOME WITH NATURAL LIGHT. THE UPDATED INTERIOR FEATURES NEW FLOORING, REPLACEMENT WINDOWS, CUSTOM MOSAIC-STYLE KITCHEN CABINET DOORS, AND AN ENCAPSULATED CRAWL SPACE. THE FIRST FLOOR PRIMARY SUITE PROVIDE COMFORT AND CONVENIENCE. ENJOY YEAR-ROUND COMFORT, WITH 4 SEPARATE HVAC ZONES. STEP OUTSIDE TO YOUR PRIVATE LAKESIDE RETREAT WITH A LARGE DECK, PATIO, TRANQUIL 2-TIER WATERFALL KOI POND WITH KOI FISH, AND PEACEFUL WATER VIEWS. YOU CAN EVEN FISH FROM YOUR OWN YARD! A BRAND-NEW EMBANKMENT OFFERS LASTING SHORELINE PROTECTION. ADDITIONAL FEATURES INCLUDE 2 STORAGE SHEDS AND A TRANSFERABLE TERMINIX WARRANTY. PERFECT HOME TO LIVE, ENTERTAIN, UNWIND, AND ENJOY THE WATERFRONT LIFESTYLE RIGHT FROM YOUR BACKYARD!
Listing courtesy of Carlos Cardo · RE/MAX Ultra · REIN MLS #10652961
Chapter · The Water
Life on the water
The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Lake.
Frontage
Lake ✓ VERIFIED
Shoreline
Bulkheaded
Source: REIN MLS listing record · waterfront features as listed
Facts & features
TypeResidential
Year built1989
Price / sqft$207
HOA fee$25/mo
Taxes$5,243/yr
CountyChesapeake VA
WaterfrontYes
MLS #10652961
HOA association includes
Playgrounds
$25/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.
Four bedrooms, three baths, and 2,900 square feet on a single level in Chesapeake. Built in 1989, this home sits minutes from the USCG Finance Center. You're close to shopping, schools, and military bases. Chesapeake homes for sale in this location offer solid value and convenience.
The open floor plan flows naturally across the main level, with a spacious kitchen and living areas that work for everyday life. A two-car garage and full basement give you storage and flexibility. The lot is quiet and well-maintained. You'll find homes for sale in Chesapeake at this price point often need updates—this one is ready to live in now.
HUNNINGDON LAKES and the Chesapeake real estate market
Copper Stone Circle sits in a residential pocket of Chesapeake where tree-lined streets and modest-sized lots create a calm, established feel. The neighborhood is close to everyday conveniences: grocery stores, restaurants, and parks are all within a few minutes. Chesapeake itself is Virginia's largest city by land area, stretching from the water to rural farmland. Getting around is straightforward—major roads like George Washington Highway and Battlefield Boulevard connect you to shopping, dining, and employment centers. The city balances suburban comfort with easy access to Norfolk Naval Shipyard and other major employers. Anyone comparing homes for sale in 23320 will notice this area's mix of affordability and proximity to military installations.
What's nearby
You're about two minutes from USCG Finance Center Chesapeake, making commutes short and predictable. The Norfolk Naval Shipyard is roughly 13 minutes away. Nearby you'll find grocery stores, pharmacies, and casual dining within five minutes. Greenbrier Park and other green spaces are close by for outdoor time. Shopping centers and restaurants line the nearby corridors, so daily errands don't require a long drive. The area feels convenient without feeling crowded.
For different buyers
Base commute and VA loan notes
Two minutes to USCG Finance Center Chesapeake means your commute is nearly nonexistent. Norfolk Naval Shipyard is about 13 minutes away. VA loan financing is common in this area, and the home's single-level layout and move-in condition make it ideal for quick transitions. Four bedrooms and a basement offer room to settle in.
Room to grow
Four generous bedrooms give everyone their own space, and the full basement opens up possibilities for recreation or storage. The two-car garage handles vehicles and gear. A fenced yard provides a secure outdoor area. The open main-floor layout works well for daily family routines. Anyone comparing homes for sale zoned for Indian River High School or homes for sale zoned for Greenbrier Primary School will appreciate the room here.
More buyer questions
How far is 1104 Copper Stone Circle from USCG Finance Center Chesapeake?
About two minutes by car. The commute is one of the shortest you'll find in the area.
What is the drive time to Norfolk Naval Shipyard?
Roughly 13 minutes, depending on traffic. It's a reasonable commute for shipyard employees.
Does the home have a basement?
Yes, there is a full basement, which provides extra storage and potential for finished space.
How many bedrooms and bathrooms are in this Chesapeake home?
The home has four bedrooms and three bathrooms across 2,900 square feet.
What year was this home built?
The home was built in 1989 and has been maintained as a single-level residence.
Ready to explore this home? Contact Tom & Dariya Milan at LPT Realty to schedule a tour and learn more about this Chesapeake property.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Chesapeake$505K – $690K4+ beds
By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty
Military Commute
Drive times to nearest bases
🚢
USCG Finance Ctr
Coast Guard
6min·2.9mi
⚓
NNSY
Navy
23min·13.7mi
🚢
USCG Portsmouth
Coast Guard
20min·12.2mi
⚓
NMCP
Navy
24min·14mi
⚓
NAS Oceana
Navy
33min·15mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 510034
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 510034
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
21.6 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Plantation Lakes is a lake-focused neighborhood in the Greenbrier area of Chesapeake, Virginia. It sits in the 23320 ZIP code near I-64 and the Greenbrier shopping district.
$390KMedian sale · 12 mo
$235Sold $/sq ft
7dDays on market
3For sale now
$135KHH income
85.7%Owner-occupied
REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$3,720/mo
Principal & interest
$3,108
Property tax
$437
Home insurance
$175
PMI
None
HOA/Condo (paid separately)
$25
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Asking vs. assessment115% of $519,400City assessment record · taxes $5,243/yr
Land share of assessed value36% · $185,000Improvements $334,400 · assessor record ✓
Price context: similar nearby homes$485,000 – $719,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
Source: City Assessor via Hampton Roads Regional Parcels.
15% above assessment
Total Assessed
$519,400
Land
$185,000
Improvement
$334,400
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
59 days on market: read it in context
Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
1104 Copper Stone Circle Cirthis home
$599,000
4
3
2,900
$207
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 1104 Copper Stone Circle Cir in a good school zone?
The assigned zones on the listing record are Greenbrier Primary, Greenbrier Middle (VaHome School Score 7.1/10), Indian River (VaHome School Score 4.3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 1104 Copper Stone Circle Cir in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 1104 Copper Stone Circle Cir a waterfront property?
Yes. The listing record shows: Bulkhead,Lake.
Does 1104 Copper Stone Circle Cir have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Playgrounds.
When was 1104 Copper Stone Circle Cir built?
It was built in 1989, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
Tom & Dariya Milan | LPT Realty
See it in person with Tom & Dariya
We're local Hampton Roads Realtors. Pick a day and time; one of us confirms by text and meets you there. Prefer to talk first? Call or text (757) 777-7577.
Free, no obligation. One of us confirms by text, usually within the hour during the day. Your inquiry goes to Tom & Dariya, never resold. We use your details to arrange this tour and to follow up with you about it.
1104 Copper Stone Circle Cir, Chesapeake, Virginia 23320 · MLS #10652961 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
