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WilliamsburgFORDS COLONY108 Cartgate✓ Source: REIN MLS #10639331 · record updated Jul 21, 2026 · synced every 2 min · your inquiry is never resold
108 Cartgate NONE, WILLIAMSBURG VA 23188 - Main photo
$680,500
$249 / sqft · est. $4,301/mo →
3beds
2.1baths
2,735sqft
11days on market

108 Cartgate, Williamsburg, VA 23188

SoldResidential · built 1998 · FORDS COLONY

About this home

The listing, in the seller's words

Charming brick rancher in a beautiful, private setting backing to a sea of trees! Meticulously maintained and thoughtfully designed, this 2,735 sq ft home offers ideal first-floor living with 3 main-level bedrooms plus a spacious bonus room upstairs. Wonderful living spaces include a kitchen that opens to a keeping room and charming breakfast area overlooking the wooded backyard. All stainless appliances were replaced in 2021. The keeping room features built-ins and shares a double-sided gas fireplace with the living/family room. The dining room offers a tray ceiling and fresh paint. The spacious primary suite features hardwood floors, a bow window, 2 walk-in closets, and an en suite bath with cathedral ceiling and skylight. Bedrooms 2 and 3 share a full tiled bath. Upstairs, the bonus room provides great flex space and access to a huge walk-in attic. The oversized finished garage is perfect for workshop or "man cave" space. Fabulous outdoor living with multi-level deck, paver patio, storage shed, crawl space storage, and a well for free irrigation water. HVAC replaced in 2020. Great access to the Williamsburg West gate!

Listing courtesy of Deelyn Robinson · Liz Moore & Associates LLC · REIN MLS #10639331

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

108 Cartgate is a 2,735-square-foot, three-bedroom, two-and-a-half-bath home built in 1998 in Williamsburg, Virginia. With generous living space, a classic layout, and easy access to the Historic Triangle and nearby military installations, this address delivers a lot of house in a well-established setting.

Read the full overview ↓

Why this home stands out

At 2,735 square feet, 108 Cartgate gives you room to spread out in a way that smaller Williamsburg homes simply can't match. Built in 1998, the house hits a sweet spot — solid construction from an era when builders prioritized square footage and structural integrity, without the maintenance demands of a much older property. Three bedrooms, two full baths, and a half bath mean the layout works for households of nearly any size or configuration.

FORDS COLONY and the Williamsburg real estate market

Williamsburg occupies a unique corner of Virginia where colonial history, natural beauty, and modern convenience genuinely coexist. The city is compact enough to feel like a community but layered enough to keep daily life interesting — whether you're grabbing coffee near Merchants Square, walking the Colonial Williamsburg grounds on a quiet morning, or catching a show at William & Mary. The area around the 23188 zip code sits west of the historic district, where neighborhoods tend to be established, tree-lined, and a comfortable distance from the tourist bustle while still being close enough to enjoy everything Williamsburg has to offer. Grocery stores, pharmacies, restaurants, and major retail are all within a short drive. The broader Peninsula location means you're also well-positioned for day trips to Richmond, Virginia Beach, or the Northern Neck. For a home base that balances history, lifestyle, and accessibility, Williamsburg consistently delivers.

What's nearby

Daily life runs smoothly from 108 Cartgate. Settlers Market — one of the area's most convenient retail hubs — is just minutes away and puts grocery shopping, dining, and everyday errands within easy reach. New Town offers additional restaurants, shops, and a movie theater for weekend plans. The Colonial Williamsburg historic area is a short drive east for walking, dining, and cultural events. Outdoor options include Waller Mill Park, which provides trails, a reservoir, and open space close to home. For healthcare, Sentara Williamsburg Regional Medical Center is nearby and well-regarded across the Peninsula.

For different buyers

For military families relocating

Camp Peary is roughly 15 minutes from 108 Cartgate, and Naval Weapons Station Yorktown is about 23 minutes out — both commutes are manageable by Peninsula standards. A VA loan can make a home at this square footage more accessible than many families expect, and Williamsburg's stable property values give military buyers confidence that this purchase will hold up across a PCS cycle or two.

For families upgrading

If you've outgrown your current space, 2,735 square feet gives you genuine room to breathe. Three bedrooms and two and a half baths handle the logistics of a busy household, and a 1998 build means the bones are solid without requiring the kind of ongoing attention that older homes sometimes demand. Williamsburg's established neighborhoods tend to attract long-term residents, which makes for stable, community-oriented streets.

More buyer questions

How far is 108 Cartgate from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 23 minutes from 108 Cartgate under normal traffic conditions, making it a reasonable daily commute by Peninsula standards.

How far is 108 Cartgate from Camp Peary?

Camp Peary is about 15 minutes from 108 Cartgate, one of the shorter military commutes available from a Williamsburg address in this zip code.

What is the square footage of 108 Cartgate in Williamsburg?

The home measures 2,735 square feet of living space, spread across three bedrooms and two and a half bathrooms in a layout built in 1998.

Is 108 Cartgate in a flood zone?

Flood zone information for 108 Cartgate is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel.

What grocery stores and everyday amenities are close to 108 Cartgate?

Settlers Market is among the nearest retail hubs, offering grocery options, dining, and everyday shopping within a short drive, and New Town adds additional retail and restaurant choices just a few minutes further.

Ready to walk through 108 Cartgate? Tom and Dariya Milan at LPT Realty know this part of Williamsburg well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1998

Price / sqft

$249

HOA fee

$227/mo

Taxes

$4,138/yr

County

James City County VA

MLS #

10639331

HOA association includes

ClubhouseGated CommunityGolfGround MaintPlaygroundsPoolRV StorageSecurityTennis CtsTrash Pickup

$227/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
2,735
Stories
2
Flooring
Carpet, Ceramic
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
9
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Ranch, Transitional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle,Composite
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3300
Subdivision
FORDS COLONY
Zoning
R4
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement, Pet on Premises

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Fords Colony

Ford's Colony is one of the Williamsburg area's largest and most recognized communities, a gated, golf-centered community set on roughly 3,200 acres of woodlands, wetlands, and ponds in James City County, with a smaller portion within the City of Williamsburg.

$770K

Median sale · 12 mo

$242

Sold $/sq ft

27d

Days on market

54

For sale now

$123K

HH income

77.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Fords Colony
Map of Fords Colony with neighborhood boundaryNeighborhood

browse Williamsburg listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,074/mo

Principal & interest

$3,531

Property tax

$345

Home insurance

$198

PMI

None

HOA/Condo (paid separately)

$227

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$575,000$790,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

159 Nottinghamshire · 0.4 mi · 2,643 sqft$680,000 sold 2026-04
612 Beechwood DR · 0.6 mi · 2,819 sqft$575,000 sold 2026-04
178 Devon RD · 0.6 mi · 2,604 sqft$730,000 sold 2026-04

Sale & Tax History

List Price

$680,500

Price / Sq Ft

$249

Annual Taxes

$4,138

Monthly Tax

$345

HOA fee

$227 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 10, 2026$680,500
Price increasedJul 21, 2026$680,500+$21,500
SoldJul 15, 2026$680,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 108 Cartgate in a good school zone?+
The assigned zones on the listing record are D.J. Montague Elementary (GreatSchools 6/10), James Blair Middle (GreatSchools 7/10), Lafayette (GreatSchools 4/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 108 Cartgate in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 108 Cartgate?+
Yes — SMART BODIES PILATES LLC is about 0.7 miles away, per the cached nearby-places record for this address.
Are there parks near 108 Cartgate?+
Tutter's Mill Pond is about 0.5 miles away.
Where is the nearest grocery store to 108 Cartgate?+
Zia's Sunrise is about 0.5 miles away. The closest dining on record is Golden China Chinese and Japanese Restaurant (0.5 mi).
Does 108 Cartgate have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Ground Maint, Playgrounds, Pool, RV Storage, Security, Tennis Cts, Trash Pickup.
When was 108 Cartgate built?+
It was built in 1998, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Deelyn Robinson · Liz Moore & Associates LLC · REIN MLS #10639331

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

108 Cartgate, Williamsburg — photo

This one's sold — the next one doesn't have to be.

108 Cartgate, Williamsburg, Virginia 23188 · MLS #10639331 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.