Charming brick rancher in a beautiful, private setting backing to a sea of trees! Meticulously maintained and thoughtfully designed, this 2,735 sq ft home offers ideal first-floor living with 3 main-level bedrooms plus a spacious bonus room upstairs. Wonderful living spaces include a kitchen that opens to a keeping room and charming breakfast area overlooking the wooded backyard. All stainless appliances were replaced in 2021. The keeping room features built-ins and shares a double-sided gas fireplace with the living/family room. The dining room offers a tray ceiling and fresh paint. The spacious primary suite features hardwood floors, a bow window, 2 walk-in closets, and an en suite bath with cathedral ceiling and skylight. Bedrooms 2 and 3 share a full tiled bath. Upstairs, the bonus room provides great flex space and access to a huge walk-in attic. The oversized finished garage is perfect for workshop or "man cave" space. Fabulous outdoor living with multi-level deck, paver patio, storage shed, crawl space storage, and a well for free irrigation water. HVAC replaced in 2020. Great access to the Williamsburg West gate!

Listing courtesy of Deelyn Robinson · Liz Moore & Associates LLC · REIN MLS #10639331

Facts & features

TypeResidential

Year built1998

Price / sqft$249

HOA fee$227/mo

Taxes$4,138/yr

CountyJames City County VA

MLS #10639331

HOA association includes

ClubhouseGated CommunityGolfGround MaintPlaygroundsPoolRV StorageSecurityTennis CtsTrash Pickup

$227/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Half baths: 1
Approx. sqft: 2,735
Stories: 2
Flooring: Carpet, Ceramic
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 9
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances: Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment: Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style: Ranch, Transitional
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle,Composite
Exterior: Brick
Pool: No Pool

Utilities & systems

Heating: Forced Hot Air, Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.3300
Subdivision: FORDS COLONY
Zoning: R4
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Oversized Gar
Possession: CLOSING
Disclosures: Common Interest Community, Disclosure Statement, Pet on Premises

Sources: REIN MLS record

Keep searching in Williamsburg

See all Williamsburg homes for sale, including homes for sale in 23188, homes for sale zoned for Lafayette High School, and homes for sale zoned for D.J. Montague Elementary School. Nearby, look at Fords Colony homes for sale, Williamsburg waterfront homes for sale, Williamsburg condos and townhomes for sale, and new construction homes in Williamsburg.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighLafayette High School

6.2/10

MiddleJames Blair Middle School

6.3/10

ElementaryD.J. Montague Elementary School

4.8/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Williamsburg$575K – $785K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

21min·13.1mi

NWS Yorktown

Navy

25min·16.1mi

JBLE Ft Eustis

Army

27min·19.9mi

JBLE Langley

Air Force

50min·36.3mi

NSA HR

Navy

77min·59.9mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

47.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodFords Colony

Ford's Colony is one of the largest and best-known places to live in the Williamsburg area. It is gated and built around golf. The grounds cover roughly 3,200 acres of woods, wetlands, and ponds in James City County.

$770KMedian sale · 12 mo

$242Sold $/sq ft

26dDays on market

64For sale now

$123KHH income

77.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Fords Colony →

Neighborhood

homes for sale in Williamsburg, VA →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,074/mo

Down payment20% · $136,100

Interest rate6.75%

Loan term30 years

Principal & interest

$3,531

Property tax

$345

Home insurance

$198

PMI

None

HOA/Condo (paid separately)

$227

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$475,000 – $699,900The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

101 Pine VLY · 1.8 mi · 2,753 sqft$699,900 sold 2026-03

4208 New Town AVE · 1.5 mi · 2,942 sqft$477,725 sold 2026-08

4325 Casey BLVD · 1.3 mi · 2,424 sqft$550,000 sold 2026-08

Own a home nearby? See what it is worth today: What's your Williamsburg home worth?

Sale & Tax History

List Price

$680,500

Price / Sq Ft

$249

Annual Taxes

$4,138

Monthly Tax

$345

HOA fee

$227 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

Event	Date	Price	Detail
Price increased	Jul 21, 2026	$680,500	+$21,500
Listed	Aug 30, 2026	$680,500	—
Sold	Jul 15, 2026	$680,500	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Williamsburg Real Estate Assessment

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
108 Cartgatethis home	$680,500	3	2.1	2,735	$249
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 108 Cartgate in a good school zone?

The assigned zones on the listing record are D.J. Montague Elementary (VaHome School Score 4.8/10), James Blair Middle (VaHome School Score 6.3/10), Lafayette (VaHome School Score 6.2/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 108 Cartgate in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 108 Cartgate?

Yes — SMART BODIES PILATES LLC is about 0.7 miles away, per the cached nearby-places record for this address.

Are there parks near 108 Cartgate?

Tutter's Mill Pond is about 0.5 miles away.

Where is the nearest grocery store to 108 Cartgate?

Zia's Sunrise is about 0.5 miles away. The closest dining on record is Golden China Chinese and Japanese Restaurant (0.5 mi).

Does 108 Cartgate have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Gated Community, Golf, Ground Maint, Playgrounds, Pool, RV Storage, Security, Tennis Cts, Trash Pickup.

When was 108 Cartgate built?

It was built in 1998, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

This home has soldThe next one doesn't have to be

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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