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SmithfieldGATLING POINTE103 Clipper Creek Ln✓ Source: REIN MLS #10625968 · record updated Apr 24, 2026 · synced every 2 min · your inquiry is never resold
103 Clipper Creek LN, SMITHFIELD VA 23430 - Main photo
$515,000
$207 / sqft · est. $3,133/mo →
4beds
2.1baths
2,485sqft
30days on market

103 Clipper Creek Ln, Smithfield, VA 23430

SoldResidential · built 1992 · GATLING POINTE

About this home

The listing, in the seller's words

Welcome to this beautifully maintained transitional home in the custom-built community of Gatling Pointe in Smithfield. The open floor plan with cathedral ceilings and an updated kitchen (2018) featuring a custom range hood, microwave drawer, and generous prep space creates a great flow for everyday living and entertaining. Multiple living and dining areas, refreshed in 2022/2023 and highlighted by three fireplaces (one gas), offer warm and flexible gathering spaces. The spacious owners suite features a jetted tub, separate shower, heated towel rack, and an approx. 6' x 12' walk-in closet. Outdoor living includes an extended deck, pergola, and 2019 hot tub. The garage offers high ceilings for bikes or kayaks, custom overhead cabinets, and a custom-built bar that conveys. Crawlspace updates in 2024 include insulation removal and a new vapor barrier (per seller). Stylish, well maintained, and ready to enjoy.

Listing courtesy of Jay Hassell · Keller Williams Realty Twn Ctr · REIN MLS #10625968

Schools

  • ElementaryWestside Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1992

Price / sqft

$207

HOA fee

$52/mo

Taxes

$3,098/yr

County

Isle of Wight County VA

MLS #

10625968

HOA association includes

Boat SlipClubhouseDockPlaygroundsPoolTennis Cts

$52/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,485
Stories
2
Flooring
Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
1
Total rooms
8
Other rooms
Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Interior features
Bar, Cathedral Ceiling, Fireplace Electric, Fireplace Gas-natural, Primary Sink-Double, Walk-In Attic, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Hot Tub, Jetted Tub

Construction & exterior

Style
Traditional,Transitional
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Vinyl
Exterior features
Deck, Patio
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Zoned
Cooling
Central Air,Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.3900
Approx. acres
0.39
Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
CLOSING
Disclosures
Common Interest Community, Disclosure Statement, Owner Agent

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,133/mo

Principal & interest

$2,672

Property tax

$258

Home insurance

$150

PMI

None

HOA

$52

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

131% of $394,400

City assessment record · taxes $3,098/yr

Land share of assessed value

22% — $85,000

Improvements $309,400 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$475,000$545,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 Regatta LN · 0.2 mi · 2,590 sqft$528,002 sold 2026-04
603 Gatling Pointe PW · 0.2 mi · 2,282 sqft$510,000 sold 2026-05
109 Spinnaker Run CT · 0.4 mi · 2,370 sqft$503,000 sold 2026-03

Sale & Tax History

List Price

$515,000

Price / Sq Ft

$207

Annual Taxes

$3,098

Monthly Tax

$258

HOA fee

$52 / mo

Tax Rate (effective)

0.60%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 5, 2026$515,000
SoldApr 23, 2026$515,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

31% above assessment

Total Assessed

$394,400

Land

$85,000

Improvement

$309,400

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 103 Clipper Creek Ln in a good school zone?+
The assigned zones on the listing record are Westside Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 103 Clipper Creek Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 103 Clipper Creek Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Boat Slip, Clubhouse, Dock, Playgrounds, Pool, Tennis Cts.
When was 103 Clipper Creek Ln built?+
It was built in 1992, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jay Hassell · Keller Williams Realty Twn Ctr · REIN MLS #10625968

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

103 Clipper Creek Ln, Smithfield — photo

This one's sold — the next one doesn't have to be.

103 Clipper Creek Ln, Smithfield, Virginia 23430 · MLS #10625968 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.