✓ Source: REIN MLS #10631145 · record updated Jun 6, 2026 · synced every 2 min · your inquiry is never resold

20716 Creekside DR, SMITHFIELD VA 23430 - Main photo

$475,000

4beds

3.1baths

2,287sqft

4days on market

20716 Creekside Dr, Smithfield, VA 23430

SoldResidential · built 1999 · GATLING POINTE

About this home

You are going to love one level living in this rancher plan including a room over garage with full bath ideal for guests, office or teen suite. Enter into a foyer with hardwood floors and a formal dining room on the right. Opens into a large great room with fireplace and TV niche. The primary bedroom with tray ceiling is on the opposite side of the house as the two other bedrooms. It has a luxury bath with jetted tub, tile shower, and generous closet. The other two rooms share a jack and jill bath arrangement. Out back is a deck off the primary bedroom and a screened porch with high ceiling and fan for comfortable outdoor dining. All sited on nearly a half acre that backs up to woods in the award winning community of Gatling Pointe.

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10631145

Facts & features

Type

Residential

Year built

1999

Price / sqft

$208

HOA fee

$62/mo

Taxes

$3,311/yr

County

Isle of Wight County VA

MLS #

10631145

Interior

Bedrooms: 4
Full baths: 3
Half baths: 1
Approx. sqft: 2,287
Stories: 2
Flooring: Carpet, Vinyl, Wood
Ensuite bedrooms: 2
First-floor bed & full bath: Yes
Total rooms: 7
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Pantry, Screened Porch, Utility Room
Appliances: 220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Brick,Vinyl
Pool: No Pool

Utilities & systems

Heating: Forced Hot Air, Nat Gas, Zoned
Cooling: Central Air, Zoned
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.4700
Subdivision: GATLING POINTE
Zoning: NC
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: CLOSING
Disclosures: Common Interest Community, Disclosure Statement

Sources: REIN MLS record

Keep searching in Smithfield

See all Smithfield homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Hardy Elementary School.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Smithfield$400K – $550K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryHardy Elementary School
Up 0.5 from 2024–255.7/10
MiddleSmithfield Middle School
Up 1.2 from 2024–257.3/10
HighSmithfield High School
Up 0.9 from 2024–256/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51093C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

20.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Smithfield VA homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

JBLE Ft Eustis

Army

45min·30.3mi

NSA HR

Navy

52min·30.6mi

JBLE Langley

Air Force

41min·23.3mi

MARFORCOM

Marines

50min·30mi

NS Norfolk

Navy

50min·30.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,879/mo

Down payment20% · $95,000

Interest rate6.75%

Loan term30 years

Principal & interest

$2,465

Property tax

$276

Home insurance

$139

PMI

None

HOA/Condo (paid separately)

$62

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$360,000 – $569,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

109 Spinnaker Run CT · 0.7 mi · 2,370 sqft$503,000 sold 2026-03

12050 Greenbrier LN · 1.1 mi · 2,160 sqft$360,000 sold 2026-07

104 Regatta LN · 0.9 mi · 2,590 sqft$528,002 sold 2026-04

Own a home nearby? See what it is worth today — What's your Smithfield home worth?

Sale & Tax History

List Price

$475,000

Price / Sq Ft

$208

Annual Taxes

$3,311

Monthly Tax

$276

HOA fee

$62 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

Event	Date	Price	Detail
Price reduced	Jun 6, 2026	$475,000	−$25,000
Listed	Jul 31, 2026	$475,000	—
Sold	Jun 5, 2026	$475,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 20716 Creekside Dr in a good school zone?+

The assigned zones on the listing record are Hardy Elementary (VaHome School Score 5.7/10), Smithfield Middle (VaHome School Score 7.3/10), Smithfield (VaHome School Score 6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 20716 Creekside Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 20716 Creekside Dr have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A.

When was 20716 Creekside Dr built?+

It was built in 1999, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jon May · Fathom Realty · REIN MLS #10631145

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

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20716 Creekside Dr, Smithfield, Virginia 23430 · MLS #10631145 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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