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Smithfield › GATLING POINTE › 109 Spinnaker Run Ct✓ Source: REIN MLS #10616640 · record updated Mar 11, 2026 · synced every 2 min · your inquiry is never resold
109 Spinnaker Run CT, SMITHFIELD VA 23430 - Main photo
$503,000
$212 / sqft · est. $3,030/mo →
4beds
2.1baths
2,370sqft
20days on market

109 Spinnaker Run Ct, Smithfield, VA 23430

SoldResidential · built 1989 · GATLING POINTE

About this home

The listing, in the seller's words

BRAND NEW ROOF! Roof completed January 20, 2026! Assumable 2.7% loan (subject to approval) Tucked away on a quiet cul-de-sac beneath a canopy of mature trees, this private retreat offers refined living with a semi-rural feel just minutes from downtown Smithfield. This 4-bedroom, 2.5-bath home has been thoughtfully updated with an enhanced kitchen featuring a farmhouse sink, fresh interior and exterior paint, and a new roof with transferable warranty to be completed within a week. Upstairs HVAC was replaced in 2021 and downstairs in 2025, and the home received a clear termite inspection in November. The expansive, wooded backyard creates a peaceful, park-like escape great for unwinding or entertaining. Located in the sought-after Gatling Pointe community, enjoy access to the Yacht Club lifestyle with riverfront dining, pool, tennis courts, playground, and boat slips. Conveniently positioned near major military bases, this home perfectly balances privacy, lifestyle, and accessibility.

Listing courtesy of Ashley Parker · A Better Way Realty Inc. · REIN MLS #10616640

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1989

Price / sqft

$212

HOA fee

$51/mo

Taxes

$2,662/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10616640

HOA association includes

Ground MaintTrash Pickup

$51/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,370
Stories
2
Flooring
Carpet, Laminate/LVP, Wood
Total rooms
7
Other rooms
Attic, Breakfast Area, Fin. Rm Over Gar, PBR with Bath, Office/Study, Pantry, Porch
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Shingle,Wood
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
GATLING POINTE
Zoning
NC
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, None

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,030/mo

Principal & interest

$2,610

Property tax

$222

Home insurance

$147

PMI

None

HOA

$51

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$475,000 – $545,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

103 Clipper Creek LN · 0.4 mi · 2,485 sqft$515,000 sold 2026-04
603 Gatling Pointe PW · 0.4 mi · 2,282 sqft$510,000 sold 2026-05
104 Regatta LN · 0.2 mi · 2,590 sqft$528,002 sold 2026-04

Sale & Tax History

List Price

$503,000

Price / Sq Ft

$212

Annual Taxes

$2,662

Monthly Tax

$222

HOA fee

$51 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 19, 2026$503,000—
SoldMar 11, 2026$503,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 109 Spinnaker Run Ct in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 109 Spinnaker Run Ct in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 109 Spinnaker Run Ct?+
Central Park is about 0.5 miles away.
Does 109 Spinnaker Run Ct have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint, Trash Pickup.
When was 109 Spinnaker Run Ct built?+
It was built in 1989, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Ashley Parker · A Better Way Realty Inc. · REIN MLS #10616640

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in SmithfieldCall or text (757) 777-7577

109 Spinnaker Run Ct, Smithfield, Virginia 23430 · MLS #10616640 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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