28 days on market
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$394,000
103 Cathedral St
Smithfield, Virginia 23430
MLS# 10630848 · CHURCH SQUARE · Isle of Wight County VA
Updated May 18, 2026 · Source: REIN MLS
Est. payment
$2,338/mo
Edit below
Price / sq ft
$259
1,520 sq ft
Days on market
28
HOA
None
Year built
2022
4 yrs old
Beds
2
Full Baths
2
Half Baths
0
Sq Ft
1,520
Garage
Yes
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
Beautiful like-new home in a quiet 55+ community offering activities and amenities on-site for enjoyable living. Wide open floor plan with a chef's kitchen, granite countertops, stainless steel appliances, and lots of natural light. The primary suite has an adjoining luxurious bath with over-sized shower, and double sinks. Formal dining room could be a flex room for many different purposes. Historic Smithfield is ver…
Listed by Diane Pearman · The Real Estate Group
VaHome Team property overview
103 Cathedral Street is a 2022-built, 1,520-square-foot home in Smithfield's Church Square neighborhood. Two bedrooms, two full baths, and modern construction mean you're getting a low-maintenance lifestyle in one of Isle of Wight County's most charming small towns.
Read full property overview ↓Show less ↑
Why this home stands out
Built in 2022, this home skips the renovation headaches that come with older Smithfield properties. You're getting current building codes, modern mechanicals, and contemporary finishes in a town that otherwise leans heavily on historic character. Church Square puts you within a short walk of Smithfield's downtown core — a combination that's genuinely hard to find at this size and age.
CHURCH SQUARE and the Smithfield real estate market
Church Square sits right at the heart of Smithfield, Virginia — a small town in Isle of Wight County that consistently earns a reputation as one of Hampton Roads' most livable communities. The neighborhood takes its name from the historic churches that anchor this part of town, giving the streets a quiet, grounded character that newer suburban developments rarely replicate. Brick sidewalks, mature trees, and a walkable grid connect you to Smithfield's compact downtown in minutes on foot. The city itself has a genuine Main Street feel: locally owned shops, waterfront access along the Pagan River, and community events that draw residents together through the seasons. Smithfield is far enough from the bustle of Virginia Beach or Norfolk to feel like its own world, yet close enough to Joint Base Langley-Eustis and the broader Hampton Roads employment corridor to make daily commutes manageable. The 103 Cathedral Street Smithfield VA location places you squarely in that sweet spot.
What's nearby
Daily life at 103 Cathedral Street is straightforward. Royal Farms, just 0.6 miles away, handles quick grocery runs and fuel without a detour. For a sit-down meal, The Oak & Ivy Taphouse is a short 0.2-mile walk — one of the easiest dinner decisions you'll make. Q Daddy's Pitmaster BBQ is another solid option just 0.4 miles out when the craving hits. Beale Park is only 0.3 miles away for morning walks or an afternoon outside, and Bill Laine park adds another green space option at 0.5 miles. Windsor Park North rounds out the outdoor access at 0.7 miles. Everything you need for a low-effort weekday is within easy reach.
For different buyers
For military families relocating
Joint Base Langley-Eustis is about 24 minutes from 103 Cathedral Street, and NSA Northwest Annex is roughly 28 minutes out — both well within a reasonable commute window. A VA loan can make a 2022-built home like this one particularly efficient to finance, and Smithfield's stable, small-town character is a genuine draw for families who want roots between PCS moves.
For first-time buyers
If you're stepping into homeownership for the first time, a 2022 build takes a lot of uncertainty off the table. Newer construction means you're not inheriting someone else's deferred maintenance — the roof, HVAC, and systems are all recent. At 1,520 square feet with two bedrooms and two baths, the layout is manageable without feeling cramped, and Church Square's walkable setting makes Smithfield feel immediately like home.
Frequently asked questions
How far is 103 Cathedral Street from Joint Base Langley-Eustis?
The drive from 103 Cathedral Street to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions. That puts it well within the range most service members consider for a primary residence.
What is the Church Square neighborhood like in Smithfield?
Church Square is a centrally located neighborhood in Smithfield with a walkable, historic feel — close to downtown shops, local restaurants, and the Pagan River waterfront. It's a quiet, established area that benefits from Smithfield's small-town character without being far from everyday conveniences.
Is 103 Cathedral Street in a flood zone?
Flood zone information for this property is displayed in the FloodRisk tile on this page. It's worth reviewing before making any decisions, as Isle of Wight County properties can vary significantly depending on their proximity to the Pagan River.
How old is the home at 103 Cathedral Street?
The home was built in 2022, making it one of the newer residential constructions in the Church Square area of Smithfield. That means current building standards and relatively young mechanical systems.
Are there parks or green spaces near 103 Cathedral Street?
Yes — Beale Park is just 0.3 miles away, Bill Laine park is 0.5 miles out, and Windsor Park North is within 0.7 miles, giving you multiple outdoor options all within easy walking or biking distance.
Want to know more about 103 Cathedral Street or Church Square? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail — reach out today.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
2
Full Baths
2
Half Baths
0
Approx Sq Ft
1,520
Stories
1
Fireplaces
0
Flooring
Carpet, Wood
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$394,000
Price / Sq Ft
$259
Annual Taxes
$2,145
Monthly Tax
$179
HOA
None
Tax Rate (effective)
0.54%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Apr 21, 2026 | $394,000 | — |
| Currently listed | — | $394,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$362,000
Land
$65,000
Improvement
$297,000
Parcel ID: 21G-01-038B · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,338/moPrincipal & interest
$2,044
Property tax
$179
Home insurance
$115
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by The Real Estate Group · MLS# 10630848
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$394,000
103 Cathedral ST, SMITHFIELD VA 23430
Smithfield, Virginia 23430
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