28 days on market
$394,000
103 Cathedral St
Smithfield, Virginia 23430
MLS# 10630848 · CHURCH SQUARE · Isle of Wight County VA
Updated 2 days ago · Source: REIN MLS
Est. payment
$2,338/mo
Edit below
Price / sq ft
$259
1,520 sq ft
Days on market
28
HOA
None
Year built
2022
4 yrs old
Beds
2
Full Baths
2
Half Baths
0
Sq Ft
1,520
Garage
Yes
Schools
- ElementaryHardy Elementary—
- MiddleSmithfield Middle—
- HighSmithfield—
Info provided by GreatSchools
About this home
Beautiful like-new home in a quiet 55+ community offering activities and amenities on-site for enjoyable living. Wide open floor plan with a chef's kitchen, granite countertops, stainless steel appliances, and lots of natural light. The primary suite has an adjoining luxurious bath with over-sized shower, and double sinks. Formal dining room could be a flex room for many different purposes. Historic Smithfield is ver…
Listed by Diane Pearman · The Real Estate Group
VaHome Team property overview
103 Cathedral Street is a 2022-built, two-bedroom, two-bath home in Smithfield's Church Square neighborhood. At 1,520 square feet, it offers modern construction in a walkable downtown setting with quick access to Joint Base Langley-Eustis and everyday conveniences just steps away.
Read full property overview ↓Show less ↑
Why this home stands out
Built in 2022, this home skips the quirks of older stock entirely — you get current building codes, modern mechanical systems, and a tight, efficient floor plan without lifting a finger on updates. Church Square puts you within a short walk of Smithfield's historic downtown core, so you're trading long commutes and suburban sprawl for a front-row seat to one of Hampton Roads' most charming small-city streetscapes.
CHURCH SQUARE and the Smithfield real estate market
Church Square sits at the heart of Smithfield, Virginia — a town that quietly delivers the best of both urban and suburban living without forcing you to choose between them. The streets here are lined with preserved architecture, local restaurants, and green space, yet the neighborhood itself is newer in character, drawing residents who want walkability without the maintenance burden of a century-old home. Smithfield is the county seat of Isle of Wight County, known regionally for its historic downtown, its proximity to the James River, and a genuine small-town atmosphere that's increasingly rare this close to the Hampton Roads metro. Cathedral Street specifically benefits from the neighborhood's grid layout — easy to navigate on foot, close to parks, and just far enough from the busiest commercial corridors to feel residential. For anyone relocating to the area, Smithfield offers a noticeably different pace than Virginia Beach or Norfolk, while still keeping major employers and military installations well within reach.
What's nearby
Daily life is genuinely easy from 103 Cathedral Street. The Oak & Ivy Taphouse is just 0.2 miles away — a walkable dinner or happy-hour option you'll use more than you expect. Q Daddy's Pitmaster BBQ is 0.4 miles out for those evenings when smoked brisket sounds like the right call. Royal Farms and Dollar General both sit 0.6 miles away for quick grocery and convenience runs. For outdoor time, Beale Park is 0.3 miles from your front door, Bill Laine Park is 0.5 miles, and Windsor Park North rounds out the green space options at 0.7 miles — a solid lineup for morning walks, weekend afternoons, or letting kids burn energy close to home.
For different buyers
For military families relocating
Joint Base Langley-Eustis is a 24-minute drive from 103 Cathedral Street, and NSA Northwest Annex is roughly 28 minutes out. A VA loan can make a 2022-built home like this one especially practical — no deferred maintenance to negotiate, and BAH rates in Isle of Wight County align well with Smithfield's price range. It's a straightforward commute corridor with a lot less traffic than the Beach or Norfolk routes.
For first-time buyers
A 2022 build means you're starting out with systems and finishes that won't need attention for years — no surprise HVAC replacements, no aging roof to budget around. Church Square's walkable location in downtown Smithfield gives first-time buyers a genuine neighborhood feel without the upkeep demands of an older home. Two bedrooms and two full baths in 1,520 square feet is a smart, right-sized footprint for building equity from day one.
Frequently asked questions
How far is 103 Cathedral Street from Joint Base Langley-Eustis?
The drive from 103 Cathedral Street to Joint Base Langley-Eustis runs approximately 24 minutes under normal traffic conditions. The route connects through Isle of Wight County without requiring interstate travel for most of the trip.
Is 103 Cathedral Street part of an HOA?
Church Square does have an HOA in place. For current fee amounts and community rules, your agent can pull the governing documents directly from the seller or management company.
What is the flood zone status for 103 Cathedral Street?
Flood zone designation for this address is displayed in the FloodRisk tile on this page, which pulls directly from FEMA map data. Your lender and insurance agent will use that designation when quoting coverage.
How old is the construction at 103 Cathedral Street?
The home was built in 2022, making it among the newer residential construction in the Church Square neighborhood. That means current building codes, modern insulation standards, and mechanical systems still well within their expected service life.
Where is Smithfield, Virginia located relative to the rest of Hampton Roads?
Smithfield sits in Isle of Wight County on the western edge of the Hampton Roads region, roughly 30–40 minutes from Norfolk, Virginia Beach, and Newport News depending on your destination. The James River Bridge connects Isle of Wight County to the Peninsula, keeping major employment centers accessible without placing you in the densest parts of the metro.
Tom and Dariya Milan at LPT Realty know this market well. Reach out to schedule a walkthrough of 103 Cathedral Street or to ask questions about Church Square and Smithfield before you visit.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Location & Street View
103 Cathedral ST, Smithfield
Map and Street View imagery © Google. Imagery may not be current.
Map data ©Google. Click and drag inside the map to explore the surrounding area.
Flood Risk
Property Details
Bedrooms
2
Full Baths
2
Half Baths
0
Approx Sq Ft
1,520
Stories
1
Fireplaces
0
Flooring
Carpet, Wood
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$394,000
Price / Sq Ft
$259
Annual Taxes
$2,145
Monthly Tax
$179
HOA
None
Tax Rate (effective)
0.54%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Apr 21, 2026 | $394,000 | — |
| Currently listed | — | $394,000 | — |
Public-Records Assessment
Source: Isle of Wight via Hampton Roads Regional Parcels. Fetched May 11, 2026.
Total Assessed
$362,000
Land
$65,000
Improvement
$297,000
Parcel ID: 21G-01-038B · View on city GIS portal
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$2,338/moPrincipal & interest
$2,044
Property tax
$179
Home insurance
$115
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by The Real Estate Group · MLS# 10630848
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$394,000
103 Cathedral ST, SMITHFIELD VA 23430
Smithfield, Virginia 23430
Request InfoQuick Facts
Schedule a tour
In-person or videoClick a day to pick a time