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SmithfieldCHURCH SQUARE201 Cathedral St✓ Source: REIN MLS #10643563 · record updated Jul 19, 2026 · synced every 2 min · your inquiry is never resold
201 Cathedral ST, SMITHFIELD VA 23430 - Main photo
201 Cathedral ST, SMITHFIELD VA 23430 - Photo 2
201 Cathedral ST, SMITHFIELD VA 23430 - Photo 3
201 Cathedral ST, SMITHFIELD VA 23430 - Photo 4
201 Cathedral ST, SMITHFIELD VA 23430 - Photo 5
$387,000
$271 / sqft · est. $2,591/mo →
2beds
2baths
1,428sqft
8days on market

201 Cathedral St, Smithfield, VA 23430

ActiveResidential · built 2022 · CHURCH SQUARE

About this home

The listing, in the seller's words

Welcome to easy, low-maintenance living in Church Square, a sought-after 55+ adult community just minutes from downtown Smithfield! This corner-lot home offers a spacious one-level floor plan designed for comfort and convenience. Relax on the front porch or entertain on the enclosed side patio. Inside, you'll find an open layout featuring granite countertops, a large center island, oversized walk-in pantry, and seamless flow between the kitchen, dining area, and great room. The primary suite includes a private bath and large walk-in closet, while a second bedroom and full bath provide ideal space for guests or a home office. A rear-loading two-car garage adds convenience. Community amenities include a clubhouse, swimming pool, fitness center, grilling patio, and gathering spaces. Conveniently located near shopping, restaurants, medical facilities, and everyday essentials, this move-in-ready Smithfield home offers the perfect blend of style, comfort, and carefree 55+ living.

Listing courtesy of Paul Gitlin · Redfin Corporation · REIN MLS #10643563

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2022, this 2-bedroom, 2-bath home at 201 Cathedral Street brings 1,428 square feet of modern construction to the heart of historic Smithfield, Virginia — a small town with serious charm and an easy commute to Joint Base Langley-Eustis.

Read the full overview ↓

Why this home stands out

New construction in an established small town is a rare combination, and 201 Cathedral Street delivers exactly that. Finished in 2022, the home skips the quirks of older stock — think current building codes, modern systems, and contemporary finishes — while sitting inside a walkable, character-rich community that most new subdivisions simply can't replicate. Two full baths across 1,428 square feet keeps the layout practical without feeling cramped.

CHURCH SQUARE and the Smithfield real estate market

Smithfield, Virginia is one of those places that earns its reputation the honest way. Known as the 'Ham Capital of the World,' this Isle of Wight County town has a genuine historic downtown — brick sidewalks, locally owned shops, waterfront views along the Pagan River, and a pace of life that feels intentional rather than sleepy. Cathedral Street sits close to that core, which means you're walking distance from the kind of Main Street that most Hampton Roads communities have traded away for strip malls. The broader Smithfield area is quietly growing, drawing buyers who want proximity to the Peninsula and Southside without the density of Virginia Beach or Norfolk. Isle of Wight County carries its own distinct identity — lower traffic, strong community events, and a landscape that still has open farmland and tree canopy between the neighborhoods. For anyone researching the 201 Cathedral Street Smithfield VA area, the short answer is: it's a genuinely livable small city with more going on than its size suggests.

What's nearby

Daily life is well-supported from this address. The Smithfield Station waterfront and downtown dining are just minutes away on foot or a short drive. Grocery runs are easy with Food Lion and a Walmart Supercenter both within roughly 10 minutes. For coffee, Smithfield has local café options downtown that make the morning routine feel less transactional. Carrollton and Windsor offer additional retail and dining within a 15-minute radius. Smithfield's Riverwalk Trail gives you a scenic outdoor loop along the Pagan River without leaving town. Williamsburg and Newport News are both accessible within 30–40 minutes for larger shopping, medical centers, and entertainment.

For different buyers

For military families relocating

Joint Base Langley-Eustis sits about 24 minutes from 201 Cathedral Street, and NSA Northwest Annex is roughly 28 minutes out — both very manageable commutes. A VA loan is a natural fit for this property, and the 2022 build year means you're starting with a home that's already up to current standards, which simplifies the VA appraisal process considerably. Smithfield's lower cost of living stretches BAH further than most Peninsula zip codes.

For first-time buyers

A 2022-built home removes a lot of the uncertainty that comes with buying older housing stock — the systems are new, the finishes are current, and you're not inheriting someone else's deferred maintenance. At 1,428 square feet with two full baths, 201 Cathedral Street is sized right for a first home: enough space to live comfortably, manageable enough to maintain without a full weekend every month. Smithfield's close-knit community makes it an easy place to put down roots.

More buyer questions

How far is 201 Cathedral Street from Joint Base Langley-Eustis?

The drive from 201 Cathedral Street to Joint Base Langley-Eustis (Fort Eustis) is approximately 24 minutes under normal traffic conditions via Route 10 and I-664. The route is well-traveled and avoids most of the Hampton Roads Bridge-Tunnel congestion.

What is the flood risk situation for 201 Cathedral Street in Smithfield?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and any relevant details specific to this parcel.

Is there an HOA at 201 Cathedral Street?

HOA status for this property should be confirmed through current disclosure documents; your agent can pull the most up-to-date information during the offer process.

What year was 201 Cathedral Street built, and does that matter for financing?

The home was built in 2022, which is a meaningful advantage for buyers using VA loans or conventional financing — newer construction typically sails through appraisals more smoothly and requires fewer repair negotiations than older homes.

Where is Smithfield, Virginia relative to the rest of Hampton Roads?

Smithfield sits in Isle of Wight County on the western edge of Hampton Roads, connected to the Peninsula via Route 10 and to Southside via the James River Bridge. It's roughly 30–35 minutes from downtown Newport News and about 45 minutes from Norfolk, making it a quieter alternative with solid regional access.

Curious whether 201 Cathedral Street fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this market well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryHardy Elementary
  • MiddleSmithfield Middle
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$271

HOA fee

$240/mo

Taxes

$2,763/yr

County

Isle of Wight County VA

MLS #

10643563

HOA association includes

ClubhouseExercise RmGround MaintPool

$240/mo HOA fee · na · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,428
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Grab bars, Hallways 42 IN plus, Level Flooring, Main Floor Laundry

Construction & exterior

Style
Transitional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
CHURCH SQUARE
Zoning
TOWN
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc, Street
Possession
CLOSING
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,351/mo

Principal & interest

$2,008

Property tax

$230

Home insurance

$113

PMI

None

HOA/Condo (paid separately)

$240

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

110% of $351,200

City assessment record · taxes $2,763/yr

Land share of assessed value

19% — $65,000

Improvements $286,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$275,000$395,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

200 Durham ST · 0.1 mi · 1,392 sqft$369,000 sold 2026-05
812 S Church ST · 0.2 mi · 1,412 sqft$315,000 sold 2026-06
301 Cathedral ST · 0 mi · 1,350 sqft$369,900 sold 2026-07

Sale & Tax History

List Price

$387,000

Price / Sq Ft

$271

Annual Taxes

$2,763

Monthly Tax

$230

HOA fee

$240 / mo

Tax Rate (effective)

0.71%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 11, 2026$387,000
Currently listed$387,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

10% above assessment

Total Assessed

$351,200

Land

$65,000

Improvement

$286,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 201 Cathedral St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 201 Cathedral St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 201 Cathedral St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is na. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool.
When was 201 Cathedral St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Paul Gitlin · Redfin Corporation · REIN MLS #10643563

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

201 Cathedral St, Smithfield — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

201 Cathedral St, Smithfield, Virginia 23430 · MLS #10643563 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.