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Smithfield › CHURCH SQUARE › 105 Cathedral St✓ Source: REIN MLS #10618638 · record updated Mar 26, 2026 · synced every 2 min · your inquiry is never resold
105 Cathedral ST, SMITHFIELD VA 23430 - Main photo
$395,000
$260 / sqft · est. $2,631/mo →
2beds
2baths
1,520sqft
30days on market

105 Cathedral St, Smithfield, VA 23430

SoldResidential · built 2022 · CHURCH SQUARE

About this home

The listing, in the seller's words

Beautiful ranch-style like-new condo featuring an open living, dining, and kitchen area with custom cabinetry, granite countertops, and stainless steel appliances. LVP Flooring and abundant storage throughout this condo. The spacious primary suite offers an oversized closet and a luxurious ensuite bath with dual vanities, tiled floor and tiled shower with bench. A second bedroom includes hall bath access and another oversized closet. Enjoy a large 2-car garage and a fenced patio perfect for outdoor relaxation. Low-maintenance living with exceptional community amenities including a clubhouse, exercise room, pool, grounds maintenance, and trash service.

Listing courtesy of Rachel Beasley · KW Allegiance Shoreline · REIN MLS #10618638

Schools

  • ElementaryHardy Elementary
    —
  • MiddleSmithfield Middle
    —
  • HighSmithfield
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2022

Price / sqft

$260

HOA fee

$225/mo

Taxes

$2,900/yr

County

Isle of Wight County VA

Waterfront

Yes

MLS #

10618638

HOA association includes

ClubhouseExercise RmGround MaintPoolTrash Pickup

$225/mo HOA fee · Church Square Homeowners Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,520
Stories
1
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener
Accessibility
Handicap Access

Construction & exterior

Style
Ranch, Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Pool
No Pool
Fencing
Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
CHURCH SQUARE
Unit / floor
1
Zoning
TOWN
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
STLMENT
Disclosures
Residential 55+ Community, Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51093C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,631/mo

Principal & interest

$2,050

Property tax

$242

Home insurance

$115

PMI

None

HOA

$225

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$259,900 – $427,933

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

101 Red Point DR · 0.4 mi · 1,500 sqft$270,000 sold 2026-06
200 Durham ST · 0.1 mi · 1,392 sqft$369,000 sold 2026-05
101 Lakeview CV · 0.3 mi · 1,569 sqft$259,900 sold 2026-04

Sale & Tax History

List Price

$395,000

Price / Sq Ft

$260

Annual Taxes

$2,900

Monthly Tax

$242

HOA fee

$225 / mo

Tax Rate (effective)

0.73%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 9, 2026$395,000—
SoldMar 23, 2026$395,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Smithfield Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 105 Cathedral St in a good school zone?+
The assigned zones on the listing record are Hardy Elementary, Smithfield Middle, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is 105 Cathedral St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 105 Cathedral St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Church Square Homeowners Association. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Pool, Trash Pickup.
When was 105 Cathedral St built?+
It was built in 2022, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Rachel Beasley · KW Allegiance Shoreline · REIN MLS #10618638

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in SmithfieldCall or text (757) 777-7577

105 Cathedral St, Smithfield, Virginia 23430 · MLS #10618638 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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